5306 Maddie Dr · Haines City, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 8/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +12.9/15.0
- Cash flow +6.7/30.0
- Condition / age +4.0/5.0
- Livability +3.7/5.0
- 1% rule +3.4/10.0
- Schools +3.0/10.0
- Rent growth +2.8/5.0
- DSCR +1.0/10.0
- Appreciation +0.0/10.0
$275,000
5306 Maddie Dr · Haines City, FL 33844
4 bd · 2.0 ba · 1,752 sqft · SingleFamily
public records
· 56 Days on market
Built 2023
5,500 sqft lot
2-car garage
$157/sqft
· 12% below area
Est $312k · 12% under
$58/mo HOA · 2% of rent
↓ 13% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Currently rented at $2,200 a month, this beautiful 4-bedroom, 2-bathroom home is located in the highly desirable Hammock Reserve community in the heart of Haines City. Offering spacious and comfortable living areas, this home is ideal for families or investors seeking a great opportunity in a growing area. Residents enjoy convenient access to shopping centers, restaurants, major highways, and everyday essentials, while also being just minutes from local parks, lakes, and outdoor recreation. The community features resort-style amenities including a pool, clubhouse, fitness center, playground, and scenic walking trails, providing the perfect balance of comfort and lifestyle.
Key facts
- Fitness center
- Clubhouse
- Pool
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $275k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-438 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $198k (28.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $232k (15.6% below list).
- Recommended offer: $198k (28.1% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 74/100 on livability (#285 in FL, #4,575 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment F.
- Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Horizons Elementary School (math 37% / reading 39%, grade F, #1,587 of 2,144 statewide, top 74%, 1,468 students, 42% FRL); Shelley S. Boone Middle School (math 25% / reading 25%, grade F, #517 of 571 statewide, top 91%, 1,403 students, 52% FRL); Ridge Community High School (math 12% / reading 33%, grade F, #539 of 667 statewide, top 81%, 2,711 students, 48% FRL).
- Zoned-school proficiency averages 28% at this address vs 41% district-wide (-12 pts) — the specific schools serving this property underperform the Polk average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+1.2%/yr); 1941 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 74d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 68% of comp listings sitting > 30 days — soft ceiling on asking rent; 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).
- This rent runs 44% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 56 days — a 3% lower offer ($267k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 2.9% of price.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$197,672
(28.1% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 56 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.84% ✗
- Cap rate
- 4.38%
- Cash-on-cash
- -6.82%
- DSCR
- 0.70
- GRM
- 9.9
CMA / ARV
- ARV (median comp)
- $312,495
- List price
- $275,000
- Delta
- -12.00%
- Verdict
- UNDERPRICED
- Comps
- 8 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4657 Bernard Blvd | 0.12mi | 4/2.0 | 1,867 (+7%) | 2mo | $299,900 | $161 | 82 |
| 3509 Yarian Dr | 0.42mi | 4/2.5 | 1,959 (+12%) | 1mo | $315,000 | $161 | 58 |
| 5535 Maddie Dr | 0.51mi | 4/2.0 | 1,564 (-11%) | 0mo | $319,990 | $205 | 58 |
| 5543 Maddie Dr | 0.53mi | 4/2.0 | 1,564 (-11%) | 1mo | $309,990 | $198 | 57 |
| 1001 Prado Grande Ave | 0.53mi | 3/2.0 (-1) | 1,484 (-15%) | 1mo | $250,000 | $168 | 45 |
| 6103 Hammock Island Way | 0.79mi | 4/2.5 | 1,999 (+14%) | 1mo | $330,000 | $165 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.16% rent growth · sell at horizon
5-year hold
- IRR
- -30.6%
- Equity multiple
- 0.01×
- Total profit
- $-76,398
- Equity at exit
- $41,003
10-year hold
- IRR
- -46.2%
- Equity multiple
- -0.53×
- Total profit
- $-118,044
- Equity at exit
- $23,777
Cash invested: $77,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 46 active · 17 under contract
- Months of supply
- 34.5 mo (3%/mo absorbed)
- Median asking
- $318,000 ($176/sqft)
- Median days on market
- 114 d
- This list price
- 9% of active listings are priced below it
- ARV vs active asking
- +1.2% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 33844
- Home prices YoY
- -26.7%
- Rents YoY
- 1.2%
- Active inventory
- 1941
- Price-to-rent
- 9.9×
Monthly cashflow live
↻
- Estimated rent
- $2,321 high interval (Pro) →
- Mortgage (P&I)
- −$1,442
- Tax from tax record
- −$656 /mo · $7,877/yr
- Insurance
- −$115
- HOA
- −$58
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$487
- Net cashflow
- $-438
Break-even live
Break-even rent
$2,875
Max offer price
$197,672
Occupancy floor
—
Sensitivity live
| Price | -10% $-282 | -5% $-360 | +0% $-438 | +5% $-516 | +10% $-593 |
|---|---|---|---|---|---|
| Rent | -10% $-621 | -5% $-529 | +0% $-438 | +5% $-346 | +10% $-254 |
| Rate | -1.0pp $-299 | -0.5pp $-368 | base $-438 | +0.5pp $-509 | +1.0pp $-581 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $68,750
- Closing costs
- $8,250
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5309 Maddie Dr Haines City, FL | 4.0 | 3.0 | 1850 | $2,000 | $1.08 | 9d | 1 | 0.02mi |
| 5280 Maddie Dr Haines City, FL | 4.0 | 2.0 | 2024 | $2,150 | $1.06 | 9d | 1 | 0.12mi |
| 5280 Maddie Dr Haines City, FL | 4.0 | 2.0 | 1867 | $2,300 | $1.23 | 5d | 1 | 0.12mi |
| 4373 Deleon St Haines City, FL | 4.0 | 2.0 | 1867 | $2,150 | $1.15 | 9d | 1 | 0.13mi |
| 4373 Deleon St Haines City, FL | 4.0 | 2.0 | 1867 | $2,250 | $1.21 | 119d | 1 | 0.13mi |
| 5268 Maddie Dr Haines City, FL | 4.0 | 2.0 | 1867 | $2,600 | $1.39 | 73d | 1 | 0.15mi |
| 4071 Alissa Ln Haines City, FL | 5.0 | 3.0 | 2601 | $2,501 | $0.96 | 0d | 1 | 0.16mi |
| 4063 Alissa Ln Haines City, FL | 3.0 | 2.0 | 1672 | $1,900 | $1.14 | 65d | 1 | 0.17mi |
| 4629 Bernard Blvd Haines City, FL | 4.0 | 2.0 | 2112 | $2,300 | $1.09 | 119d | 1 | 0.22mi |
| 4014 Alissa Ln Haines City, FL | 4.0 | 2.0 | 1598 | $2,250 | $1.41 | 119d | 1 | 0.29mi |
| 5736 Mast Ave Haines City, FL | 3.0 | 2.0 | 1491 | $2,000 | $1.34 | 9d | 1 | 0.29mi |
| 3815 Whitney Way Haines City, FL | 4.0 | 2.0 | 1767 | $2,150 | $1.22 | 110d | 1 | 0.30mi |
| 3649 Yarian Dr Haines City, FL | 3.0 | 2.0 | 1624 | $2,000 | $1.23 | 65d | 1 | 0.31mi |
| 3707 Eisel Way Haines City, FL | 3.0 | 2.0 | 1407 | $1,990 | $1.41 | 73d | 1 | 0.34mi |
| 3593 Yarian Dr Haines City, FL | 3.0 | 2.0 | 1672 | $1,900 | $1.14 | 119d | 1 | 0.34mi |
| 3593 Yarian Dr Haines City, FL | 3.0 | 2.0 | 1672 | $1,900 | $1.14 | 106d | 1 | 0.34mi |
| 4272 Deleon St Haines City, FL | 4.0 | 2.0 | 1935 | $2,600 | $1.34 | 9d | 1 | 0.37mi |
| 3521 Yarian Dr Haines City, FL | 3.0 | 2.0 | 1695 | $1,800 | $1.06 | 107d | 1 | 0.44mi |
| 418 Ashley Pl Haines City, FL | 3.0 | 2.0 | 1644 | $1,850 | $1.13 | 65d | 1 | 0.47mi |
| 4209 Deleon St Haines City, FL | 4.0 | 2.0 | 1863 | $2,395 | $1.29 | 73d | 1 | 0.47mi |
| 2518 Trinidad Rd Haines City, FL | 4.0 | 2.0 | 1830 | $2,150 | $1.17 | 119d | 1 | 0.53mi |
| 3045 Tobago Dr Haines City, FL | 4.0 | 2.0 | 1830 | $2,350 | $1.28 | 9d | 1 | 0.55mi |
| 1109 Ronlin St Haines City, FL | 4.0 | 2.0 | 1874 | $1,981 | $1.06 | 119d | 1 | 0.55mi |
| 5580 Maddie Dr Haines City, FL | 4.0 | 3.0 | 2480 | $2,300 | $0.93 | 119d | 1 | 0.57mi |
| 6004 Bimini Ave Haines City, FL | 3.0 | 2.0 | 1480 | $1,750 | $1.18 | 119d | 1 | 0.61mi |
| 1229 Forest Gate Cir Haines City, FL | 3.0 | 2.0 | 1584 | $1,895 | $1.20 | 110d | 1 | 0.64mi |
| 619 Kermarah Ave Haines City, FL | 3.0 | 2.0 | 1564 | $1,850 | $1.18 | 9d | 1 | 0.65mi |
| 1241 Forest Gate Cir Haines City, FL | 3.0 | 2.0 | 1726 | $2,000 | $1.16 | 88d | 1 | 0.67mi |
| 3329 Aruba Way Haines City, FL | 3.0 | 2.0 | 1669 | $2,200 | $1.32 | 119d | 1 | 0.69mi |
| 945 Kenbar Ave Haines City, FL | 4.0 | 2.5 | 1527 | $1,896 | $1.24 | 73d | 1 | 0.75mi |
| 3108 Cassidy Ln Haines City, FL | 4.0 | 2.0 | 1823 | $2,200 | $1.21 | 119d | 1 | 0.76mi |
| 2621 Trinidad Rd Haines City, FL | 4.0 | 2.0 | 1830 | $2,200 | $1.20 | 119d | 1 | 0.78mi |
| 111 Richmar Ave Haines City, FL | 3.0 | 2.0 | 1412 | $1,951 | $1.38 | 4d | 1 | 0.80mi |
| 218 Ronaldale Ave Haines City, FL | 4.0 | 2.5 | 2038 | $2,000 | $0.98 | 77d | 1 | 0.81mi |
| 218 Ronaldale Ave Haines City, FL | 4.0 | 2.5 | 2038 | $2,000 | $0.98 | 73d | 1 | 0.81mi |
| 3053 Cassidy Ln Haines City, FL | 4.0 | 3.0 | 1988 | $2,500 | $1.26 | 119d | 1 | 0.86mi |
| 3053 Cassidy Ln Haines City, FL | 4.0 | 3.0 | 1978 | $2,700 | $1.37 | 65d | 1 | 0.86mi |
| 3024 Cassidy Ln Haines City, FL | 4.0 | 3.0 | 1978 | $2,200 | $1.11 | 9d | 1 | 0.88mi |
| 3212 Weitzel Dr Haines City, FL | 4.0 | 2.0 | 1823 | $2,000 | $1.10 | 9d | 1 | 0.92mi |
| 339 Estates Ct Haines City, FL | 3.0 | 2.0 | 1540 | $2,200 | $1.43 | 9d | 1 | 1.11mi |
Property features AI
Finance
- Other
- CDD assessed on the property
- HOA & community
- HOA managed by Prime Community ManagementQuarterly HOA fee (includes pool)Community amenities: pool, playgroundDeed restrictionsPets allowed
Exterior
- Parking
- Attached 2-car garage (20x20)DrivewayGarage door opener
- Security
- Smoke detector(s)
- Utilities
- Public waterPublic sewerElectricity available and connectedCable available and connectedWater available and connected
- Home design
- Single-family residenceOne levelSouth-facingCompleted condition
- Construction
- Stucco exteriorShingle roofSlab foundationBuilder model: Hillcrest ABuilt as part of a planned development
- Exterior features
- Covered rear porchSidewalkSliding doorsIn-ground pool
Interior
- Kitchen
- DishwasherDisposalMicrowaveRange
- Bedrooms
- 4 bedrooms
- Flooring
- CarpetTile
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central heatingCentral air conditioning
- Interior features
- Split bedroom layoutStone countersThermostatWalk-in closetsSmoke detector(s)
- Laundry & utility
- Inside laundry room
HOA detail $58/mo · $696/yr
- Likely covers
- poolgym
Listing history 50 events
-
2026-07-13days on market $275,000 Active 56 DOM
-
2026-07-12days on market $275,000 Active 55 DOM
-
2026-07-11days on market $275,000 Active 54 DOM
-
2026-07-09days on market $275,000 Active 52 DOM
-
2026-07-07days on market $275,000 Active 50 DOM
-
2026-07-06days on market $275,000 Active 49 DOM
-
2026-07-05days on market $275,000 Active 48 DOM
-
2026-07-03days on market $275,000 Active 46 DOM
-
2026-07-02days on market $275,000 Active 45 DOM
-
2026-07-01days on market $275,000 Active 44 DOM
-
2026-06-30days on market $275,000 Active 43 DOM
-
2026-06-29days on market $275,000 Active 42 DOM
-
2026-06-28days on market $275,000 Active 41 DOM
-
2026-06-28days on market $275,000 Active 40 DOM
-
2026-06-27days on market $275,000 Active 39 DOM
-
2026-06-25days on market $275,000 Active 37 DOM
-
2026-06-23days on market $275,000 Active 35 DOM
-
2026-06-22days on market $275,000 Active 34 DOM
-
2026-06-18days on market $275,000 Active 31 DOM
-
2026-06-17days on market $275,000 Active 30 DOM
-
2026-06-16days on market $275,000 Active 29 DOM
-
2026-06-15days on market $275,000 Active 28 DOM
-
2026-06-13days on market $275,000 Active 26 DOM
-
2026-06-10days on market $275,000 Active 23 DOM
-
2026-06-09days on market $275,000 Active 22 DOM
-
2026-06-08days on market $275,000 Active 21 DOM
-
2026-06-07days on market $275,000 Active 20 DOM
-
2026-06-05days on market $275,000 Active 17 DOM
-
2026-06-03days on market $275,000 Active 16 DOM
-
2026-06-03days on market $275,000 Active 15 DOM
-
2026-06-01days on market $275,000 Active 14 DOM
-
2026-05-31days on market $275,000 Active 13 DOM
-
2026-05-18$275,000 Active
-
2026-01-29historical
-
2026-01-16price $275,000
-
2025-09-09price $305,000
-
2025-08-15$329,900 Active
-
2025-05-20historical
-
2025-02-24price $329,900
-
2025-01-20price $339,900
-
2024-06-21historical $2,200
-
2024-05-29$2,200
-
2024-05-20$349,900 Active
-
2024-03-21historical $2,200
-
2024-03-16$2,200
-
2024-03-16historical $2,200
-
2024-02-27price $2,200
-
2024-01-11$2,300
-
2024-01-11historical $2,300
-
2024-01-01$2,300
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $7,877 · $656/mo
- Projected year-2 tax
- $7,877 · $656/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 8/10 Severe 7 d/yr ≥107°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,849
- − Mortgage interest
- −$15,404
- − Property taxes
- −$7,877
- − Insurance
- −$1,375
- − Repairs & maintenance
- −$2,228
- − Management
- −$2,228
- − HOA
- −$696
- − Depreciation
- −$8,000
- Taxable loss
- −$9,959
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$2,390
- After-tax cash flow
- $-2,863/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
80/100
None rehab
This move-in-ready home in Hammock Reserve offers a good condition with modern amenities and a great location. It is currently rented at $2,200 a month, indicating strong rental demand.
Value-add opportunities
- Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics ↑
- Both Landscaping and curb appeal improvements — Improves curb appeal and enhances property value ↑
- Both Add smart home features — Enhances comfort and energy efficiency, attracting more renters ↑
F
Composite school gradezoned avg 30/100
Zoned Schools
Elementary
Lake Alfred Elementary School
F
FL #1,403/2,144
Nat'l #17,861/41,679
Middle
Shelley S. Boone Middle School
F
FL #517/571
Nat'l #10,338/14,009
High
Haines City Senior High School
F
FL #544/667
Nat'l #13,673/17,239
Schools (NCES district)
- District
- Polk
- NCES district ID
- 1201590
- Math proficiency
- 39% ▼ -11.00%
- Reading proficiency
- 43% ▼ -4.00%
- Median HH income
- $43,979
- Composite
- 34.74/100
- National rank
- #5132
- State rank
- #62 of 73 in FL
B
Composite livability gradescore 74/100
Livability — Haines City
- Score
- 74/100
- State rank
- #285
- US rank
- #4575
Category grades
Amenities F
Commute F
Cost of living A+
Crime A+
Employment F
Housing A+
Health & safety A+
User ratings C
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Haines City, FL
- County
- Polk County · 752,975 people
- City population
- 51,255
- Metro
- Lakeland-Winter Haven, FL
- Population (ZIP)
- 51,255
- Household income
- $63,650
- Rent vs Own
- Severe rent burden
- 9% of renters
Population outlook (Polk County) Hauer SSP2
- Today (2025)
- 752,975 people
- By 2030
- 804,621 · +6.9%
- By 2040
- 906,117 · +20.3%
- By 2050
- 1,000,476 · +32.9%
- By 2075
- 1,197,520 · +59.0%
- By 2100
- 1,271,518 · +68.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Hispanic / Latino 48% White 31% Black 18% Two or more races 12% Asian 1%
- Hispanic origin (detail)
- Mexican 19% Puerto Rican 19% Cuban 1% Dominican 3%
- Common ancestry
- Hispanic 4% Lithuanian 1% Romanian 1%
- Foreign-born
- 15% · Canada, Jamaica, Guatemala
- Languages at home
- 55% English-only · Spanish 39% French/Haitian/Cajun 4% Other Indo-European 0%
Political lean MEDSL · Polk
- 2024 margin
- Strong R (+20.7) · D 39.2% · R 59.9%
- 2008→2024 swing
- -14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
- All cycles
- 2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -105.94%
- Current HPI
- 291.0798
- Rent YoY
- ▲ 1.16%
- Metro
- Lakeland-Winter Haven, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-12.8% since first listed31 events — show timeline
- 2026-07-13 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2026-05-18 Listed $275,000 Stellar MLS as Distributed by MLS Grid
- 2026-01-29 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2026-01-16 Price Changed $275,000 Stellar MLS as Distributed by MLS Grid
- 2025-09-09 Price Changed $305,000 Stellar MLS as Distributed by MLS Grid
- 2025-08-15 Listed $329,900 Stellar MLS as Distributed by MLS Grid
- 2025-05-20 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-02-24 Price Changed $329,900 Stellar MLS as Distributed by MLS Grid
- 2025-01-20 Price Changed $339,900 Stellar MLS as Distributed by MLS Grid
- 2024-06-21 Rental Removed $2,200 STELLARMLS
- 2024-05-29 Listed for Rent $2,200 STELLARMLS
- 2024-05-20 Listed $349,900 Stellar MLS as Distributed by MLS Grid
- 2024-03-21 Rental Removed $2,200 BUILDIUM
- 2024-03-16 Listed for Rent $2,200 BUILDIUM
- 2024-03-16 Rental Removed $2,200 STELLARMLS
- 2024-02-27 Price Changed $2,200 STELLARMLS
- 2024-01-11 Listed for Rent $2,300 STELLARMLS
- 2024-01-11 Rental Removed $2,300 BUILDIUM
- 2024-01-01 Listed for Rent $2,300 BUILDIUM
- 2023-12-21 Sold (Public Records) $336,600 Public Records
- 2023-12-13 Sold (MLS) $336,600 Stellar MLS as Distributed by MLS Grid
- 2023-10-22 Pending — Stellar MLS as Distributed by MLS Grid
- 2023-10-18 Price Changed $335,115 Stellar MLS as Distributed by MLS Grid
- 2023-09-01 Price Changed $345,114 Stellar MLS as Distributed by MLS Grid
- 2023-08-03 Price Changed $342,891 Stellar MLS as Distributed by MLS Grid
- 2023-06-29 Price Changed $340,890 Stellar MLS as Distributed by MLS Grid
- 2023-06-11 Price Changed $339,890 Stellar MLS as Distributed by MLS Grid
- 2023-06-02 Price Changed $338,964 Stellar MLS as Distributed by MLS Grid
- 2023-02-24 Price Changed $317,723 Stellar MLS as Distributed by MLS Grid
- 2023-02-21 Sold (Public Records) $617,500 Public Records
- 2023-02-16 Listed $315,223 Stellar MLS as Distributed by MLS Grid
Property tax history
-0.3%/yrLatest (2025): $7,877 · -0.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…