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205 Kensington Cir
D+ Composite 46.63
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.2/30.0
  • ARV discount +9.0/15.0
  • DSCR +5.0/10.0
  • Schools +3.9/10.0
  • 1% rule +3.5/10.0
  • Rent growth +3.2/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$160,000

205 Kensington Cir · Warner Robins, GA 31093
3 bd · 2.0 ba · 1,192 sqft · SingleFamily public records · 33 Days on market
Built 1994 6,367 ac lot Est $166k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This 3 bed, 2 bath is the perfect starter home or investment property. Features foyer entry leading into the central living area which then splits to the kitchen, laundry, and breakfast area on one side with all 3 bedrooms on the other. Master bedroom features walk-in closet and ensuite bathroom. Seller is motivated

Key facts

  • 6367 acre lot
  • Built 1994
  • Listed 32 days

Property features AI

Finance

  • Other: Listing terms include Conventional, FHA, Fannie Mae and Freddie Mac approved
  • HOA & community: No HOA

Exterior

  • Parking: Open parking; Parking pad
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer; 220 volts electrical service; Cable available; Electricity available; Water available
  • Home design: Single-family residence; Garden/patio home structure
  • Construction: Built in 1994; Vinyl siding construction; Slate roof
  • Exterior features: Slate roof; Vinyl siding; City lot; Level lot; Has view

Interior

  • Kitchen: Dishwasher; Disposal; Refrigerator; Electric water heater
  • Bedrooms: 5 bedrooms total (3 on main level, 2 on lower level)
  • Flooring: Carpet
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: One-level living; Great room; Public-record living area 1192; Resale condition
  • Laundry & utility: Laundry closet

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $160k.

Deal economics

  • At list price, monthly cash flow is $86 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $136k (14.8% below list).
  • Recommended offer: $136k (14.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.9% vs local median 4.9% in Warner Robins — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
  • Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Parkwood Elementary School (math 21% / reading 18%, grade F, #878 of 1,228 statewide, top 75%, 671 students, 84% FRL); Northside Middle School (math 29% / reading 31%, grade F, #243 of 470 statewide, top 53%, 844 students, 84% FRL); Northside High School (math 5% / reading 21%, grade F, #331 of 424 statewide, top 78%, 1,959 students, 84% FRL) — zoned schools average 84% FRL vs 46% district-wide (38 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 21% at this address vs 44% district-wide (-24 pts) — the specific schools serving this property underperform the Houston County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+2.8%/yr); 161 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 33 days — a 3% lower offer ($155k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $68k; list at $160k implies a 137% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 72% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $136,354 (14.8% below list)

Questions for the listing agent

  1. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
6.94%
Cash-on-cash
2.30%
DSCR
1.10
GRM
9.8

CMA / ARV

ARV (on-the-fly)
$165,688
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
302 Kensington Cir 0.06mi 3/2.0 1,219 (+2%) 3mo $169,000 $139 91
116 Kensington Cir 0.10mi 3/2.0 1,218 (+2%) 1mo $179,000 $147 91
305 Norman Ln 0.21mi 3/2.0 1,233 (+3%) 2mo $165,000 $134 83
107 Galahad Dr 0.44mi 3/2.0 1,149 (-4%) 6mo $160,000 $139 68
100 Stanton Cir 0.18mi 3/2.0 1,323 (+11%) 8mo $190,000 $144 66
111 Oakridge Dr 0.38mi 3/2.0 1,334 (+12%) 6mo $175,000 $131 57
105 Eagles Rdg 0.71mi 2/2.0 (-1) 1,224 (+3%) 1mo $193,000 $158 57
208 Pellimore Dr 0.48mi 3/2.0 1,336 (+12%) 1mo $185,000 $138 57
300 Meadowridge Dr 0.53mi 3/1.5 1,075 (-10%) 4mo $147,000 $137 54
201 Eagles Landing Trl 0.67mi 2/2.0 (-1) 1,101 (-8%) 2mo $171,500 $156 49
214 Camelot Pl 0.61mi 3/2.0 1,358 (+14%) 3mo $157,000 $116 46
110 Merlin St 0.74mi 3/1.5 1,025 (-14%) 1mo $85,000 $83 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.78% rent growth · sell at horizon

5-year hold
IRR
-12.9%
Equity multiple
0.54×
Total profit
$-20,820
Equity at exit
$23,857
10-year hold
IRR
-4.3%
Equity multiple
0.72×
Total profit
$-12,535
Equity at exit
$13,834

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31093

Rents YoY
2.8%
Active inventory
161
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$1,364 high interval (Pro) →
Mortgage (P&I)
$839
Tax from tax record
$86 /mo · $1,029/yr
Insurance
$67
HOA
$0
Vacancy / Maint / Mgmt
$286
Net cashflow
$86

Break-even live

Break-even rent $1,255
Max offer price $160,000
Occupancy floor 89%

Sensitivity live

Price -10% $176 -5% $131 +0% $86 +5% $40 +10% $-5
Rent -10% $-22 -5% $32 +0% $86 +5% $140 +10% $193
Rate -1.0pp $166 -0.5pp $126 base $86 +0.5pp $44 +1.0pp $2

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$40,000
Closing costs
$4,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 25 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
613 Greenbriar Rd Warner Robins, GA 1.0–2.0 1.0 712 $925 $1.30 14d 7 0.61mi
646 Gawin Dr Warner Robins, GA 2.0 1.5 1050 $1,025 $0.98 44d 1 0.61mi
318 Bruce St Warner Robins, GA 3.0 1.0 960 $1,150 $1.20 44d 1 0.71mi
1005 Elberta Rd Warner Robins, GA 1.0–2.0 1.0 620 $1,045 $1.68 44d 19 0.73mi
111 Marilyn Dr Warner Robins, GA 3.0 1.0 912 $1,175 $1.29 22d 1 0.76mi
111 Marilyn Dr Warner Robins, GA 3.0 1.0 912 $1,250 $1.37 44d 1 0.76mi
319 Orchard Ln Warner Robins, GA 3.0 1.0 950 $1,400 $1.47 44d 1 0.87mi
122 Briarwood Dr Warner Robins, GA 4.0 2.0 1218 $1,195 $0.98 22d 1 0.88mi
124 Briarwood Dr Warner Robins, GA 3.0 2.0 1134 $1,500 $1.32 44d 1 0.89mi
313 Westcliff Center St Warner Robins, GA 2.0 2.0 1241 $1,300 $1.05 44d 1 0.91mi
313 Westcliff Center St Warner Robins, GA 2.0 2.0 1241 $1,300 $1.05 22d 1 0.91mi
210 Woodcrest Cir Warner Robins, GA 2.0 2.0 823 $1,250 $1.52 44d 1 0.91mi
206 Northlake Dr Warner Robins, GA 1.0–3.0 1.0–2.0 942 $1,225 $1.30 14d 10 0.92mi
106 Scarborough Rd Centerville, GA 3.0 2.0 1471 $1,400 $0.95 22d 1 0.99mi
104 Woodcarver Trl Warner Robins, GA 3.0 2.0 1300 $1,600 $1.23 14d 1 0.99mi
114 Dixie Trl Warner Robins, GA 3.0 2.0 980 $1,250 $1.28 22d 1 1.05mi
310 Northlake Dr Warner Robins, GA 1.0–2.0 1.0–1.5 825 $1,250 $1.52 14d 23 1.07mi
600 Arizona Ave Warner Robins, GA 1.0–3.0 1.0–1.5 912 $1,100 $1.21 14d 29 1.09mi
302 Hawaii Ave Unit C Warner Robins, GA 2.0 1.0 981 $1,200 $1.22 14d 1 1.20mi
302 Hawaii Ave Unit D Warner Robins, GA 3.0 2.0 1190 $1,500 $1.26 14d 1 1.20mi
108 Stonefield Ct Warner Robins, GA 3.0 2.0 1483 $1,475 $0.99 44d 1 1.30mi
404 Dunmurry Pl Warner Robins, GA 3.0 2.0 1293 $1,575 $1.22 14d 1 1.35mi
316 Oklahoma Ave Warner Robins, GA 3.0 1.5 1196 $1,200 $1.00 22d 1 1.39mi
316 Oklahoma Ave Warner Robins, GA 3.0 1.5 1196 $1,200 $1.00 44d 1 1.39mi
700 Fieldstone Rd Warner Robins, GA 3.0 2.0 1339 $1,625 $1.21 44d 1 1.47mi

Listing history 19 events

  1. 2026-06-19
    days on market $160,000 Active 33 DOM
  2. 2026-06-18
    days on market $160,000 Active 32 DOM
  3. 2026-06-17
    days on market $160,000 Active 31 DOM
  4. 2026-06-16
    days on market $160,000 Active 30 DOM
  5. 2026-06-15
    days on market $160,000 Active 29 DOM
  6. 2026-06-14
    days on market $160,000 Active 27 DOM
  7. 2026-06-13
    days on market $160,000 Active 26 DOM
  8. 2026-06-10
    days on market $160,000 Active 24 DOM
  9. 2026-06-09
    days on market $160,000 Active 23 DOM
  10. 2026-06-08
    days on market $160,000 Active 22 DOM
  11. 2026-06-07
    days on market $160,000 Active 21 DOM
  12. 2026-06-05
    days on market $160,000 Active 18 DOM
  13. 2026-06-03
    days on market $160,000 Active 17 DOM
  14. 2026-06-02
    days on market $160,000 Active 16 DOM
  15. 2026-06-01
    days on market $160,000 Active 15 DOM
  16. 2026-05-31
    statusdays on market $160,000 Active 14 DOM
  17. 2026-05-30
    days on market $160,000 New 13 DOM
  18. 2026-05-05
    listed $160,000 New
  19. 2000-05-26
    soldstatus $67,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,029 · $86/mo
Projected year-2 tax
$1,472 · $123/mo
Expected delta
+$443/yr (+$37/mo · 43.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 72% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,362
− Mortgage interest
−$8,962
− Property taxes
−$1,029
− Insurance
−$800
− Repairs & maintenance
−$1,309
− Management
−$1,309
− Depreciation
−$4,655
Taxable loss
−$1,702
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$408
After-tax cash flow
$1,437/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston County
NCES district ID
1302880
Math proficiency
43% ▼ -7.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$54,823
Composite
38.68/100
National rank
#4144
State rank
#23 of 174 in GA

Livability — Warner Robins

Score
65/100
State rank
#227
US rank
#13290

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Warner Robins, GA
County
Houston County · 157,321 people
City population
92,102
Metro
Warner Robins, GA
Population (ZIP)
26,872
Household income
$45,991
Rent vs Own
47.1% rent · 52.9% own
Severe rent burden
1516.0

Population outlook (Houston County) Hauer SSP2

Today (2025)
169,502 people
By 2030
178,486 · +5.3%
By 2040
194,642 · +14.8%
By 2050
207,119 · +22.2%
By 2075
231,480 · +36.6%
By 2100
235,034 · +38.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 47% White 35% Hispanic / Latino 10% Two or more races 7% Asian 1%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Iranian 1% Serbian 1% Italian 1%
Foreign-born
6% · Canada, Vietnam, South Korea
Languages at home
91% English-only · Spanish 8%

Political lean MEDSL · Houston

2024 margin
R (+11.3) · D 44.0% · R 55.3%
2008→2024 swing
+8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
All cycles
2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -130.35%
Current HPI
222.1627
Rent YoY
▲ 2.78%
Metro
Warner Robins, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+137.0% since first listed
2 events — show timeline
  • 2026-05-05 Listed $160,000 GAMLS
  • 2000-05-26 Sold (Public Records) $67,500 Public Records

Property tax history

+6.7%/yr

Latest (2025): $1,029 · +16.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…