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20 SE 95th Pl
B Composite 71.82
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.0/30.0
  • ARV discount +15.0/15.0
  • Appreciation +10.0/10.0
  • DSCR +6.7/10.0
  • Schools +5.3/10.0
  • 1% rule +5.0/10.0
  • Livability +3.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$199,900

20 SE 95th Pl · Trenton, FL 32693
3 bd · 2.0 ba · 1,568 sqft · SingleFamily public records · 131 Days on market
Built 1980 1.24 ac lot $127/sqft · 42% below area Est $344k · 42% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

3-bedroom, 2-bath home with a dedicated office, situated on 1.24 acres in Trenton, Florida. This property offers a practical layout with comfortable living spaces and room to work from home. The open acreage provides plenty of space for outdoor enjoyment, gardening, animals, or future additions, all while maintaining a peaceful, rural setting. Conveniently located with easy access to town amenities while still offering privacy and elbow room. A great opportunity for buyers looking for space, functionality, and a quiet North Florida lifestyle.

Key facts

  • Privacy
  • Elbow room
  • Outdoor enjoyment

Tags

DEDICATED OFFICEOPEN ACREAGEOUTDOOR ENJOYMENTEASY ACCESS TO TOWN AMENITIESPRIVACYELBOW ROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $200k.

Deal economics

  • At list price, monthly cash flow is $281 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $200k).
  • Recommended offer: $176k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.0% vs local median 5.0% in Trenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 77/100 on livability (#207 in FL, #3,078 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment F.
  • Gilchrist (rural): math 66% / reading 61% proficiency, ranked #9 of 73 in FL (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 198 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 94 units permitted in Gilchrist County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $21k of equity ($1k loan paydown + $20k appreciation (10.0% local appreciation)).
  • Gilchrist County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $56k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 131 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 3y ago; this cycle's ask has dropped $20k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; severe wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $175,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 131 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
7.98%
Cash-on-cash
6.03%
DSCR
1.27
GRM
8.3

CMA / ARV

ARV (median comp)
$343,647
List price
$199,900
Delta
-41.83%
Verdict
UNDERPRICED
Comps
16 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9910 S Santa FE Ave 0.38mi 3/2.0 1,717 (+10%) 4mo $365,000 $213 63
9539 SE County Road 319 0.72mi 3/2.0 1,656 (+6%) 16mo $333,000 $201 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
28.6%
Equity multiple
3.26×
Total profit
$126,755
Equity at exit
$180,086
10-year hold
IRR
24.9%
Equity multiple
7.42×
Total profit
$359,152
Equity at exit
$388,362

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32693

Home prices YoY
14.8%
Active inventory
198
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$2,000 medium interval (Pro) →
Mortgage (P&I)
$1,048
Tax from tax record
$167 /mo · $2,007/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$420
Net cashflow
$281

Break-even live

Break-even rent $1,644
Max offer price $199,900
Occupancy floor 81%

Sensitivity live

Price -10% $394 -5% $338 +0% $281 +5% $225 +10% $168
Rent -10% $123 -5% $202 +0% $281 +5% $360 +10% $439
Rate -1.0pp $382 -0.5pp $332 base $281 +0.5pp $229 +1.0pp $177

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,975
Closing costs
$5,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
407 SW 1st St Trenton, FL 3.0 2.0 1508 $2,000 $1.33 14d 1 1.22mi

Listing history 49 events

  1. 2026-06-21
    days on market $199,900 Active 131 DOM
  2. 2026-06-18
    days on market $199,900 Active 128 DOM
  3. 2026-06-17
    days on market $199,900 Active 127 DOM
  4. 2026-06-16
    days on market $199,900 Active 126 DOM
  5. 2026-06-15
    days on market $199,900 Active 125 DOM
  6. 2026-06-14
    days on market $199,900 Active 123 DOM
  7. 2026-06-13
    days on market $199,900 Active 122 DOM
  8. 2026-06-10
    days on market $199,900 Active 120 DOM
  9. 2026-06-09
    days on market $199,900 Active 119 DOM
  10. 2026-06-08
    days on market $199,900 Active 118 DOM
  11. 2026-06-07
    days on market $199,900 Active 117 DOM
  12. 2026-06-05
    days on market $199,900 Active 114 DOM
  13. 2026-06-02
    days on market $199,900 Active 112 DOM
  14. 2026-06-01
    days on market $199,900 Active 111 DOM
  15. 2026-05-31
    days on market $199,900 Active 110 DOM
  16. 2026-05-30
    days on market $199,900 Active 109 DOM
  17. 2026-03-30
    price $204,500 548-char remark
    Show marketing remark (548 chars)

    3-bedroom, 2-bath home with a dedicated office, situated on 1.24 acres in Trenton, Florida. This property offers a practical layout with comfortable living spaces and room to work from home. The open acreage provides plenty of space for outdoor enjoyment, gardening, animals, or future additions, all while maintaining a peaceful, rural setting. Conveniently located with easy access to town amenities while still offering privacy and elbow room. A great opportunity for buyers looking for space, functionality, and a quiet North Florida lifestyle.

  18. 2026-03-09
    price $205,000 548-char remark
    Show marketing remark (548 chars)

    3-bedroom, 2-bath home with a dedicated office, situated on 1.24 acres in Trenton, Florida. This property offers a practical layout with comfortable living spaces and room to work from home. The open acreage provides plenty of space for outdoor enjoyment, gardening, animals, or future additions, all while maintaining a peaceful, rural setting. Conveniently located with easy access to town amenities while still offering privacy and elbow room. A great opportunity for buyers looking for space, functionality, and a quiet North Florida lifestyle.

  19. 2026-02-25
    price $215,000 548-char remark
    Show marketing remark (548 chars)

    3-bedroom, 2-bath home with a dedicated office, situated on 1.24 acres in Trenton, Florida. This property offers a practical layout with comfortable living spaces and room to work from home. The open acreage provides plenty of space for outdoor enjoyment, gardening, animals, or future additions, all while maintaining a peaceful, rural setting. Conveniently located with easy access to town amenities while still offering privacy and elbow room. A great opportunity for buyers looking for space, functionality, and a quiet North Florida lifestyle.

  20. 2026-02-10
    listed $220,000 Active 548-char remark
    Show marketing remark (548 chars)

    3-bedroom, 2-bath home with a dedicated office, situated on 1.24 acres in Trenton, Florida. This property offers a practical layout with comfortable living spaces and room to work from home. The open acreage provides plenty of space for outdoor enjoyment, gardening, animals, or future additions, all while maintaining a peaceful, rural setting. Conveniently located with easy access to town amenities while still offering privacy and elbow room. A great opportunity for buyers looking for space, functionality, and a quiet North Florida lifestyle.

  21. 2024-04-01
    soldstatus $190,000
  22. 2024-03-01
    soldstatus $190,000 Closed 1349-char remark
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  23. 2024-03-01
    soldstatus $190,000 Closed
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  24. 2024-01-18
    status Pending 1349-char remark
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  25. 2024-01-18
    status Pending
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  26. 2024-01-18
    historical Active Under Contract
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  27. 2024-01-18
    soldstatus $190,000 Closed
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  28. 2023-12-28
    price $200,000 1349-char remark
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  29. 2023-12-28
    price $200,000
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  30. 2023-12-28
    price $200,000
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  31. 2023-11-11
    price $210,000
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  32. 2023-11-11
    price $210,000
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  33. 2023-11-11
    price $210,000 1349-char remark
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  34. 2023-10-24
    price $225,000 1349-char remark
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  35. 2023-10-24
    price $225,000
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  36. 2023-10-24
    price $225,000
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  37. 2023-10-09
    price $240,000
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  38. 2023-10-09
    price $240,000 1349-char remark
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  39. 2023-10-09
    price $240,000
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  40. 2023-09-20
    price $259,000
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  41. 2023-09-20
    price $259,000
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  42. 2023-09-20
    price $259,000 1349-char remark
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  43. 2023-09-08
    price $269,000
  44. 2023-09-07
    price $269,000
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  45. 2023-09-07
    price $269,000 1349-char remark
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  46. 2023-08-24
    listed $289,900 Active 1349-char remark
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  47. 2023-08-24
    listed $289,900 Active
    Show marketing remark (1349 chars)

    1.24 ACRES with 3 bd/2 ba home is ready for you to put your touch on it! Lots of shade and wonderful trees on this property located in Trenton, close to stores and schools, but not in a subdivision and no HOA. Country living but convenience of location. This ranch style home offers so many options. There is a large utility room as well as another oversized pantry with room for freezers and canned goods. The garage was converted to another space for storage, crafts, exercise room or other hobbies. The fully tiled floors are low maintenance. The kitchen offers ample counter space and boasts a newer gas range and bar counter for extra seating. The open great room with vaulted ceiling is very spacious. Two sets of sliding doors bring in natural light. One of the bedrooms has wall to ceiling shelves as it was used as an office. The master bedroom has sliding doors to the back yard. With just a little TLC the home will shine like a diamond and you will enjoy the wonderful fruit orchard in the back of the property where white and red grapes are flourishing, fruit bearing avocado trees, olive trees, and several kinds of citrus trees, all providing fruit already. Nice trees on the perimeter of the property provide privacy and beauty. Don't miss the opportunity to see this gem in Trenton. Call for details and to schedule to see it today!

  48. 2023-08-23
    listed $289,900 Active
  49. 1987-01-01
    soldstatus $35,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,007 · $167/mo
Projected year-2 tax
$2,007 · $167/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,000
− Mortgage interest
−$11,198
− Property taxes
−$2,007
− Insurance
−$1,000
− Repairs & maintenance
−$1,920
− Management
−$1,920
− Depreciation
−$5,815
Taxable income
$140
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$34
After-tax cash flow
$3,340/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Gilchrist
NCES district ID
1200630
Math proficiency
66% ▼ -4.00%
Reading proficiency
61% ▼ -5.00%
Median HH income
$39,610
Composite
53.01/100
National rank
#1522
State rank
#9 of 73 in FL

Livability — Trenton

Score
77/100
State rank
#207
US rank
#3078

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
11,692

Population outlook (Gilchrist County) Hauer SSP2

Today (2025)
17,730 people
By 2030
17,722 · +-0.0%
By 2040
17,393 · -1.9%
By 2050
16,597 · -6.4%
By 2075
14,300 · -19.3%
By 2100
11,498 · -35.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Hispanic / Latino 8% Two or more races 7% Black 5%
Hispanic origin (detail)
Mexican 2% Puerto Rican 3%
Common ancestry
Lithuanian 4% Slovak 3% Romanian 1%
Foreign-born
4% · Canada
Languages at home
94% English-only · Spanish 5%

Political lean MEDSL · Gilchrist

2024 margin
Solid R (+68.0) · D 15.6% · R 83.6%
2008→2024 swing
-21.2pp toward R · 2008: -46.8pp · 2024: -68.0pp
All cycles
2024: R+68.0 2020: R+64.0 2016: R+62.8 2012: R+51.0 2008: R+46.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 46.81%
Current HPI
363.4299
Rent YoY
Metro
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+476.1% since first listed
33 events — show timeline
  • 2026-03-30 Price Changed $204,500 DGLMLS
  • 2026-03-09 Price Changed $205,000 DGLMLS
  • 2026-02-25 Price Changed $215,000 DGLMLS
  • 2026-02-10 Listed $220,000 DGLMLS
  • 2024-04-01 Sold (Public Records) $190,000 Public Records
  • 2024-03-01 Sold (MLS) $190,000 Stellar MLS as Distributed by MLS Grid
  • 2024-03-01 Sold (MLS) $190,000 DGLMLS
  • 2024-01-18 Pending DGLMLS
  • 2024-01-18 Pending Stellar MLS as Distributed by MLS Grid
  • 2024-01-18 Contingent NFMLS
  • 2024-01-18 Sold (MLS) $190,000 NFMLS
  • 2023-12-28 Price Changed $200,000 DGLMLS
  • 2023-12-28 Price Changed $200,000 NFMLS
  • 2023-12-28 Price Changed $200,000 Stellar MLS as Distributed by MLS Grid
  • 2023-11-11 Price Changed $210,000 Stellar MLS as Distributed by MLS Grid
  • 2023-11-11 Price Changed $210,000 NFMLS
  • 2023-11-11 Price Changed $210,000 DGLMLS
  • 2023-10-24 Price Changed $225,000 DGLMLS
  • 2023-10-24 Price Changed $225,000 NFMLS
  • 2023-10-24 Price Changed $225,000 Stellar MLS as Distributed by MLS Grid
  • 2023-10-09 Price Changed $240,000 NFMLS
  • 2023-10-09 Price Changed $240,000 DGLMLS
  • 2023-10-09 Price Changed $240,000 Stellar MLS as Distributed by MLS Grid
  • 2023-09-20 Price Changed $259,000 Stellar MLS as Distributed by MLS Grid
  • 2023-09-20 Price Changed $259,000 NFMLS
  • 2023-09-20 Price Changed $259,000 DGLMLS
  • 2023-09-08 Price Changed $269,000 Stellar MLS as Distributed by MLS Grid
  • 2023-09-07 Price Changed $269,000 NFMLS
  • 2023-09-07 Price Changed $269,000 DGLMLS
  • 2023-08-24 Listed $289,900 NFMLS
  • 2023-08-24 Listed $289,900 DGLMLS
  • 2023-08-23 Listed $289,900 Stellar MLS as Distributed by MLS Grid
  • 1987-01-01 Sold (Public Records) $35,500 Public Records

Property tax history

+10.7%/yr

Latest (2025): $2,007 · -4.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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