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254 Sutton Ct
D+ Composite 49.21
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.9/30.0
  • Appreciation +9.2/10.0
  • DSCR +4.9/10.0
  • ARV discount +4.4/15.0
  • 1% rule +3.4/10.0
  • Schools +3.2/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$344,900

254 Sutton Ct · Burnettown, SC 29829
4 bd · 2.0 ba · 2,110 sqft · SingleFamily public records · 22 Days on market
Built 2023 8,712 sqft lot Est $323k · 7% over $40/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Enjoy this beautifully designed BANDON 3 in Gregg's Mill. A cozy front porch greets you with room for a bench or rocking chair. Inside is a centrally located great room with a wall of windows overlooking the back porch. The room also includes a gas fireplace and ceiling fan. The corner kitchen and dining area also offers an abundance natural light. There is fabulous counter space in the kitchen with the large center island. Other features include a double door pantry, custom cabinetry with granite counter tops, a gas range, microwave oven, dishwasher and disposal. Relax in the primary bedroom with its elegant trey ceiling and ceiling fan, generous sized walk in closet and spacious bath. The 6 foot garden tub is complimented by a double sink vanity, separate shower and a private water closet. The split floorplan is ideal for privacy. Bedroom 4 includes a large walk in closet. The garage entry into the home provides a bench and coat hooks and nearby is the laundry room. In the back you will find a covered back porch, patio, fence and a nice nature view. Refrigerator, washer and dryer included! Additional features include blinds throughout, gutters, a tankless water heater, radiant barrier roofing, a 2-10 Home Buyer Warranty, lawn sprinklers and more! The HOA includes access to the neighborhood resort-style pool and pavilion. Gregg's Mill is conveniently located between Aiken and Augusta and near to both I-20 and I-520. Enjoy nearby shopping, restaurants and the beautifully renovated Langley Pond Park. Come home to Gregg's Mill. 625-GM-0803-00

Key facts

  • Open-concept design
  • Screened back porch
  • Front porch

Tags

FRONT PORCHOPEN-CONCEPT DESIGNGREAT ROOMGAS FIREPLACEWALL OF WINDOWSSCREENED BACK PORCH

Property features AI

Finance

  • HOA & community: Homeowners association with annual fee of $475 (approx. $39.58/month); Subdivision: Gregg's Mill At Horse Creek; Community pool

Exterior

  • Parking: Attached garage with 2 spaces; Garage door opener; Paved driveway
  • Security: Security system; Smoke detectors
  • Utilities: Public water; Public sewer; Electricity available; Natural gas available; Cable available; Phone available; Underground utilities
  • Home design: Single-family residence; One level; Residential zoning; Builder: Pierwood Construction Co
  • Construction: Stone and vinyl siding exterior; Shingle/composition roof; Slab foundation; Home warranty included
  • Exterior features: Screened porch; Porch; Patio; Fenced yard; Sprinklers front and rear; Level, landscaped lot; Paved road

Interior

  • Kitchen: Dishwasher; Disposal; Range; Microwave; Tankless water heater
  • Bedrooms: Total of 10 rooms (includes bedrooms and living spaces)
  • Flooring: Vinyl flooring; Carpet; See remarks (additional flooring details)
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central air (electric); Ceiling fans; Natural gas heating
  • Interior features: Ceiling fans; Walk-in closets; Kitchen island; Pantry; Eat-in kitchen; Insulated windows with window coverings; See remarks (additional interior details)
  • Laundry & utility: Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $345k.

Deal economics

  • At list price, monthly cash flow is $166 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $289k (16.3% below list).
  • Recommended offer: $289k (16.3% below list) — sets the bar for 1% rule.
  • Cap rate 6.9% vs local median 5.5% in Burnettown — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 64/100 on livability (#159 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Gloverville Elementary (math 42% / reading 42%, grade F, #256 of 597 statewide, top 45%, 318 students, 100% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools average 72% FRL vs 54% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 299 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $31k of equity ($2k loan paydown + $29k appreciation (8.4% local appreciation)).
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (8.4% appreciation + 3.0% rent growth), your $97k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$50k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 22 days — a 2% lower offer ($340k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $288,577 (16.3% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
6.87%
Cash-on-cash
2.06%
DSCR
1.09
GRM
10.0

CMA / ARV

ARV (on-the-fly)
$322,830
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4893 Fairmont Dr 0.16mi 4/2.0 2,180 (+3%) 7mo $330,000 $151 81
3109 Brevard Dr 0.33mi 4/2.5 2,246 (+6%) 1mo $360,000 $160 71
350 Country Glen Ave 0.54mi 4/2.5 2,184 (+4%) 1mo $275,000 $126 66
182 Sutton Ct 0.09mi 3/2.0 (-1) 1,862 (-12%) 8mo $300,000 $161 64
3055 Brevard Dr 0.43mi 4/2.5 2,246 (+6%) 5mo $320,000 $142 63
300 Country Glen Avenue Ave 0.49mi 3/3.0 (-1) 2,128 (+1%) 9mo $325,000 $153 60
3245 Camden Way 0.62mi 4/2.5 2,200 (+4%) 5mo $332,500 $151 58
658 Wickham Dr 0.73mi 3/2.0 (-1) 2,046 (-3%) 7mo $327,900 $160 50
113 Mustang Dr 0.68mi 4/2.0 2,263 (+7%) 9mo $300,000 $133 48
651 Broadsword Way 0.65mi 3/2.0 (-1) 1,946 (-8%) 6mo $333,534 $171 47
651 Broadsword Way 0.64mi 3/2.0 (-1) 1,946 (-8%) 6mo $333,534 $171 47
3145 Camden Way 0.69mi 3/2.5 (-1) 1,880 (-11%) 2mo $265,000 $141 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
22.4%
Equity multiple
2.67×
Total profit
$160,931
Equity at exit
$270,998
10-year hold
IRR
20.4%
Equity multiple
5.76×
Total profit
$459,369
Equity at exit
$546,714

Cash invested: $96,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29829

Home prices YoY
3.0%
Active inventory
299
Price-to-rent
10.0×

Monthly cashflow live

Estimated rent
$2,886 medium interval (Pro) →
Mortgage (P&I)
$1,809
Tax from tax record
$122 /mo · $1,462/yr
Insurance
$144
HOA
$40
Vacancy / Maint / Mgmt
$606
Net cashflow
$166

Break-even live

Break-even rent $2,676
Max offer price $344,900
Occupancy floor 89%

Sensitivity live

Price -10% $361 -5% $263 +0% $166 +5% $68 +10% $-30
Rent -10% $-62 -5% $52 +0% $166 +5% $280 +10% $394
Rate -1.0pp $339 -0.5pp $253 base $166 +0.5pp $76 +1.0pp $-15

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$86,225
Closing costs
$10,347
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6370 Whirlaway Rd Graniteville, SC 5.0 3.0 2830 $2,755 $0.97 15d 1 1.22mi
618 Count Fleet Ct Graniteville, SC 4.0 2.5 2362 $2,299 $0.97 22d 1 1.40mi

HOA detail

Monthly dues
$40 · $480/yr
Likely covers
watergaspool

Listing history 16 events

  1. 2026-06-21
    days on market $344,900 Active 22 DOM
  2. 2026-06-18
    days on market $344,900 Active 19 DOM
  3. 2026-06-17
    days on market $344,900 Active 18 DOM
  4. 2026-06-16
    days on market $344,900 Active 17 DOM
  5. 2026-06-15
    days on market $344,900 Active 16 DOM
  6. 2026-06-14
    days on market $344,900 Active 14 DOM
  7. 2026-06-13
    days on market $344,900 Active 13 DOM
  8. 2026-06-10
    days on market $344,900 Active 11 DOM
  9. 2026-06-09
    days on market $344,900 Active 10 DOM
  10. 2026-06-08
    days on market $344,900 Active 9 DOM
  11. 2026-06-07
    days on market $344,900 Active 8 DOM
  12. 2026-06-03
    days on market $344,900 Active 4 DOM
  13. 2026-06-02
    days on market $344,900 Active 3 DOM
  14. 2026-06-01
    days on market $344,900 Active 2 DOM
  15. 2026-05-31
    remarks 699-char remark
  16. 2026-05-31
    listed $344,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,462 · $122/mo
Projected year-2 tax
$1,966 · $164/mo
Expected delta
+$504/yr (+$42/mo · 34.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$34,629
− Mortgage interest
−$19,320
− Property taxes
−$1,462
− Insurance
−$1,724
− Repairs & maintenance
−$2,770
− Management
−$2,770
− HOA
−$480
− Depreciation
−$10,033
Taxable loss
−$3,931
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$943
After-tax cash flow
$2,930/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Burnettown

Score
64/100
State rank
#159
US rank
#14711

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 116,534 people
City population
931
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
12,385
Household income
$84,228
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
213.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Italian 2% Swedish 2% Slovak 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.38%
Current HPI
286.4155
Rent YoY
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+5.8% since first listed
10 events — show timeline
  • 2026-05-30 Listed $344,900 AMLS
  • 2024-06-18 Sold (MLS) $328,900 AMLS
  • 2024-05-13 Pending AMLS
  • 2024-05-03 Relisted AMLS
  • 2024-05-03 Price Changed $328,900 AMLS
  • 2024-04-08 Pending AMLS
  • 2024-02-22 Relisted AMLS
  • 2023-08-25 Listed $328,900 Hive MLS
  • 2023-08-25 Listed $328,900 Hive MLS
  • 2023-08-25 Listed $325,900 AMLS

Property tax history

-68.6%/yr

Latest (2025): $1,462 · -68.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…