6315 Rosefinch Ct #104 · Lakewood Ranch, FL 34202

$279,900

2 bd · 2.5 ba · 1,691 sqft · Condo public records · 44 Days on market

Built 2002

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +7.5/15.0
• 1% rule +4.4/10.0
• Appreciation +4.4/10.0
• Schools +4.4/10.0
• Cash flow +4.3/30.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• DSCR +0.0/10.0

Listing remarks MLS

Welcome home to this impeccably updated and move-in ready lakeview townhome in the beautiful Lakewood Ranch neighborhood of Summerfield Hollow. The first things you will notice upon walking in are the 24x24 inch polished porcelain tile floors throughout, 22 foot cathedral ceiling in the living area, granite countertops in both the kitchen and all bathrooms, and updated stainless steel appliances. Additional kitchen amenities include a double oven, granite composite sink, Bosch Super Silence dishwasher, and a large built-in custom hutch for extra storage space. Relax or grill in this rare private lakeview screened-in lanai which is finished with hardwood flooring tiles. This 2 bedroom, 2.5 bathroom home with loft can easily be converted into a 3 bedroom as there is a large existing closet. The master bedroom features a vaulted ceiling and large walk-in closet. The master bathroom is a true showstopper with its elegant newly added soaking tub, walk-in glass shower, and dual sinks. The updates don’t end inside the house, in the two car garage you will find a finished floor, tankless water heater, and water softening system. Summerfield Hollow is a pet-friendly maintenance free community in an A-rated school district. Included in the monthly condo fee is water, sewer, and basic cable. You can easily take a walk to Summerfield Park within minutes or dine and shop at the many restaurants and stores conveniently located to this property.

Key facts

• Updated appliances
• Granite countertops
• Replaced carpet

Tags

• GRANITE COUNTERTOPS
• UPDATED APPLIANCES
• FLEXIBLE LIVING SPACE
• REFRESHED INTERIOR PAINT
• REPLACED CARPET

Property features AI

Finance

• Other: Property type: Residential condominium; Zoning: PDR/WP
• HOA & community: No association fee listed; No community amenities

Exterior

• Parking: Attached garage with 2 spaces
• Utilities: Public water; Public sewer; Electricity available and connected; Water and sewer available and connected
• Home design: Residential condominium; Two stories; Facing East; Unit on first floor
• Construction: Block construction; Shingle roof; Slab foundation; Built as part of building number 104
• Exterior features: Rain gutters; Asphalt road access

Interior

• Kitchen: Range; Microwave; Refrigerator
• Bedrooms: 2 bedrooms (one on Floor 1)
• Flooring: Ceramic tile; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: High ceilings; Stone counters; Walk-in closet(s); Window treatments; Irrigation equipment
• Laundry & utility: Inside laundry; Washer; Dryer; Water softener

What this means for you Summary

Snapshot

• This is a 2-bed/2.5-bath condo listed at $280k.

Deal economics

• At list price, monthly cash flow is $-752 ($-9k/yr) — negative.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $264k (5.8% below list).
• Recommended offer: $264k (5.8% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
• Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Braden River Elementary School (math 76% / reading 64%, grade A-, #345 of 2,144 statewide, top 17%, 568 students, 40% FRL); Braden River Middle School (math 54% / reading 47%, grade C, #246 of 571 statewide, top 44%, 810 students, 58% FRL); Lakewood Ranch High School (math 47% / reading 63%, grade C, #135 of 667 statewide, top 20%, 2,435 students, 22% FRL).
• Market conditions: Rents soft (-0.5%/yr); 507 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-1.2%/yr); year-one equity from $2k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 44 days — a 3% lower offer ($272k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 21y ago; this cycle's ask has dropped $20k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $215k; 30% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: HOA is 36% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $263,753 (5.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 44 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 0.94% ✗
• Cap rate: 3.07%
• Cash-on-cash: -11.52%
• DSCR: 0.49
• GRM: 8.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.2% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -25.2%
• Equity multiple: -0.00×
• Total profit: $-78,622
• Equity at exit: $64,904

10-year hold

• IRR: -24.3%
• Equity multiple: -0.75×
• Total profit: $-137,371
• Equity at exit: $65,912

Cash invested: $78,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34202

• Home prices YoY: -0.5%
• Rents YoY: -0.5%
• Active inventory: 507
• Price-to-rent: 8.8×

Monthly cashflow live

• Estimated rent: $2,638 high
• Mortgage (P&I): −$1,468
• Tax from tax record: −$314 /mo · $3,773/yr
• Insurance: −$117
• HOA est. from 2 same-building comps: −$937
• Vacancy / Maint / Mgmt: −$554
• Net cashflow: $-752

Break-even live

Break-even rent $3,590

Max offer price $147,014

Occupancy floor —

Sensitivity live

Price	-10% $-594	-5% $-673	+0% $-752	+5% $-831	+10% $-911
Rent	-10% $-961	-5% $-856	+0% $-752	+5% $-648	+10% $-544
Rate	-1.0pp $-611	-0.5pp $-681	base $-752	+0.5pp $-825	+1.0pp $-899

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $69,975
• Closing costs: $8,397
• Reserves months: —
• Total cash needed: —

Rent comps 19 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6412 Rosefinch Ct #201 Lakewood Ranch, FL	3.0	2.0	1461	$2,100	$1.44	25d	1	0.08mi
6401 Shoal Creek Street Cir Bradenton, FL	3.0	2.0	2083	$3,500	$1.68	25d	1	0.19mi
6759 Hickory Hammock Cir Bradenton, FL	2.0	2.0	1817	$2,300	$1.27	4d	1	0.54mi
6759 Hickory Hammock Cir Bradenton, FL	3.0	2.0	1817	$2,750	$1.51	25d	1	0.54mi
6714 Hickory Hammock Cir Bradenton, FL	3.0	2.0	1879	$2,950	$1.57	25d	1	0.54mi
11709 Clubhouse Dr Lakewood Ranch, FL	3.0	2.0	1928	$4,000	$2.07	17d	1	0.59mi
12336 Hollybush Ter Lakewood Ranch, FL	3.0	2.0	1952	$2,310	$1.18	12d	1	0.78mi
11209 Ranch Creek Ter Bradenton, FL	1.0–3.0	1.0–2.0	1099	$2,090	$1.90	3d	30	1.00mi
12709 Nightshade Pl Lakewood Ranch, FL	3.0	2.0	1724	$3,100	$1.80	25d	1	1.02mi
11927 Sky Acres Ter Bradenton, FL	3.0	2.5	1634	$2,500	$1.53	25d	1	1.09mi
11140 Lost Creek Ter Bradenton, FL	1.0–2.0	1.0–2.0	1009	$1,785	$1.77	3d	11	1.12mi
11976 Sky Acres Ter Bradenton, FL	3.0	2.5	1614	$2,350	$1.46	4d	1	1.14mi
11503 Water Poppy Ter Lakewood Ranch, FL	3.0	2.0	1931	$2,695	$1.40	23d	1	1.19mi
5420 122nd Cir E Bradenton, FL	1.0–3.0	1.0–2.0	1012	$2,172	$2.14	4d	28	1.23mi
7342 Loblolly Bay Trl Lakewood Ranch, FL	3.0	2.0	2027	$3,500	$1.73	13d	1	1.30mi
9735 53rd Dr E Bradenton, FL	2.0	2.0	1633	$3,400	$2.08	5d	1	1.38mi
5414 Latches Ln Lakewood Ranch, FL	3.0–4.0	2.5–3.5	2304	$2,743	$1.19	4d	14	1.42mi
11737 Brookside Dr Bradenton, FL	3.0	2.5	1904	$3,000	$1.58	23d	1	1.43mi
8717 54th Ave E Unit NA Bradenton, FL	3.0	3.0	2089	$3,495	$1.67	25d	1	1.43mi

HOA detail condo

• Monthly dues: $0 · $0/yr
• Likely covers: watersewercable
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 27 events

1. 2026-06-10
   days on market $279,900 Active 44 DOM
2. 2026-06-09
   days on market $279,900 Active 43 DOM
3. 2026-06-08
   days on market $279,900 Active 42 DOM
4. 2026-06-08
   days on market $279,900 Active 41 DOM
5. 2026-06-03
   days on market $279,900 Active 37 DOM
6. 2026-06-02
   pricedays on market $279,900 Active 36 DOM
7. 2026-06-01
   days on market $284,900 Active 35 DOM
8. 2026-05-31
   days on market $284,900 Active 34 DOM
9. 2026-05-13
   price $289,900
10. 2026-04-27
    listed $299,900 Active
11. 2020-01-09
    soldstatus $215,000
12. 2020-01-08
    soldstatus $215,000 Sold 1460-char remark

    Show marketing remark (1460 chars)

    Welcome home to this impeccably updated and move-in ready lakeview townhome in the beautiful Lakewood Ranch neighborhood of Summerfield Hollow. The first things you will notice upon walking in are the 24x24 inch polished porcelain tile floors throughout, 22 foot cathedral ceiling in the living area, granite countertops in both the kitchen and all bathrooms, and updated stainless steel appliances. Additional kitchen amenities include a double oven, granite composite sink, Bosch Super Silence dishwasher, and a large built-in custom hutch for extra storage space. Relax or grill in this rare private lakeview screened-in lanai which is finished with hardwood flooring tiles. This 2 bedroom, 2.5 bathroom home with loft can easily be converted into a 3 bedroom as there is a large existing closet. The master bedroom features a vaulted ceiling and large walk-in closet. The master bathroom is a true showstopper with its elegant newly added soaking tub, walk-in glass shower, and dual sinks. The updates don’t end inside the house, in the two car garage you will find a finished floor, tankless water heater, and water softening system. Summerfield Hollow is a pet-friendly maintenance free community in an A-rated school district. Included in the monthly condo fee is water, sewer, and basic cable. You can easily take a walk to Summerfield Park within minutes or dine and shop at the many restaurants and stores conveniently located to this property.

13. 2019-12-02
    status Pending 1460-char remark

    Show marketing remark (1460 chars)

    Welcome home to this impeccably updated and move-in ready lakeview townhome in the beautiful Lakewood Ranch neighborhood of Summerfield Hollow. The first things you will notice upon walking in are the 24x24 inch polished porcelain tile floors throughout, 22 foot cathedral ceiling in the living area, granite countertops in both the kitchen and all bathrooms, and updated stainless steel appliances. Additional kitchen amenities include a double oven, granite composite sink, Bosch Super Silence dishwasher, and a large built-in custom hutch for extra storage space. Relax or grill in this rare private lakeview screened-in lanai which is finished with hardwood flooring tiles. This 2 bedroom, 2.5 bathroom home with loft can easily be converted into a 3 bedroom as there is a large existing closet. The master bedroom features a vaulted ceiling and large walk-in closet. The master bathroom is a true showstopper with its elegant newly added soaking tub, walk-in glass shower, and dual sinks. The updates don’t end inside the house, in the two car garage you will find a finished floor, tankless water heater, and water softening system. Summerfield Hollow is a pet-friendly maintenance free community in an A-rated school district. Included in the monthly condo fee is water, sewer, and basic cable. You can easily take a walk to Summerfield Park within minutes or dine and shop at the many restaurants and stores conveniently located to this property.

14. 2019-11-30
    price $215,000 1460-char remark

    Show marketing remark (1460 chars)

    Welcome home to this impeccably updated and move-in ready lakeview townhome in the beautiful Lakewood Ranch neighborhood of Summerfield Hollow. The first things you will notice upon walking in are the 24x24 inch polished porcelain tile floors throughout, 22 foot cathedral ceiling in the living area, granite countertops in both the kitchen and all bathrooms, and updated stainless steel appliances. Additional kitchen amenities include a double oven, granite composite sink, Bosch Super Silence dishwasher, and a large built-in custom hutch for extra storage space. Relax or grill in this rare private lakeview screened-in lanai which is finished with hardwood flooring tiles. This 2 bedroom, 2.5 bathroom home with loft can easily be converted into a 3 bedroom as there is a large existing closet. The master bedroom features a vaulted ceiling and large walk-in closet. The master bathroom is a true showstopper with its elegant newly added soaking tub, walk-in glass shower, and dual sinks. The updates don’t end inside the house, in the two car garage you will find a finished floor, tankless water heater, and water softening system. Summerfield Hollow is a pet-friendly maintenance free community in an A-rated school district. Included in the monthly condo fee is water, sewer, and basic cable. You can easily take a walk to Summerfield Park within minutes or dine and shop at the many restaurants and stores conveniently located to this property.

15. 2019-11-14
    listed $219,900 Active 1460-char remark

    Show marketing remark (1460 chars)

    Welcome home to this impeccably updated and move-in ready lakeview townhome in the beautiful Lakewood Ranch neighborhood of Summerfield Hollow. The first things you will notice upon walking in are the 24x24 inch polished porcelain tile floors throughout, 22 foot cathedral ceiling in the living area, granite countertops in both the kitchen and all bathrooms, and updated stainless steel appliances. Additional kitchen amenities include a double oven, granite composite sink, Bosch Super Silence dishwasher, and a large built-in custom hutch for extra storage space. Relax or grill in this rare private lakeview screened-in lanai which is finished with hardwood flooring tiles. This 2 bedroom, 2.5 bathroom home with loft can easily be converted into a 3 bedroom as there is a large existing closet. The master bedroom features a vaulted ceiling and large walk-in closet. The master bathroom is a true showstopper with its elegant newly added soaking tub, walk-in glass shower, and dual sinks. The updates don’t end inside the house, in the two car garage you will find a finished floor, tankless water heater, and water softening system. Summerfield Hollow is a pet-friendly maintenance free community in an A-rated school district. Included in the monthly condo fee is water, sewer, and basic cable. You can easily take a walk to Summerfield Park within minutes or dine and shop at the many restaurants and stores conveniently located to this property.

16. 2016-06-02
    soldstatus $191,500
17. 2016-05-26
    soldstatus $191,500 Sold 1583-char remark

    Show marketing remark (1583 chars)

    * Call your REALTOR to schedule a private showing or to request this property’s 3D interactive floorplan. * Immaculate remodel. Impeccable design. Tucked into the sought-after Summerfield Hollow community in Lakewood Ranch is this beautiful two-bedroom, two-and-a-half bath townhome full of elegant upgrades, an attached garage, & phenomenal views! A chef’s dream of a kitchen rests just off the dining room with a brand new, stainless-steel appliance package including double-oven range, French door refrigerator, & Bosch dishwasher. In addition, the kitchen and bathrooms feature exquisite granite counter tops & Krause faucets. With the open floor plan, two dining areas, a great room, & walk-through screened lanai, this townhome is the perfect place to entertain family & friends! Retreat to the second level to find the master bedroom suite, second bedroom & bonus room/loft. The master suite is sure to impress with cathedral ceilings, a walk-in closet, & en-suite bathroom anyone would love with a porcelain garden tub & separate walk-in shower. The second floor also features a bonus room/loft that works well as an office, extra living or play room, or can be converted into a third bedroom. Summerfield Hollow adjoins Summerfield Park which boasts activities for all ages, including basketball & tennis courts, a large playground, baseball & soccer fields, & a wonderful picnic area! Shopping, eateries, schools, & I-75 are all within a short drive, too! * Some photos depict virtual staging.

18. 2016-04-26
    status Pending 1583-char remark

    Show marketing remark (1583 chars)

    * Call your REALTOR to schedule a private showing or to request this property’s 3D interactive floorplan. * Immaculate remodel. Impeccable design. Tucked into the sought-after Summerfield Hollow community in Lakewood Ranch is this beautiful two-bedroom, two-and-a-half bath townhome full of elegant upgrades, an attached garage, & phenomenal views! A chef’s dream of a kitchen rests just off the dining room with a brand new, stainless-steel appliance package including double-oven range, French door refrigerator, & Bosch dishwasher. In addition, the kitchen and bathrooms feature exquisite granite counter tops & Krause faucets. With the open floor plan, two dining areas, a great room, & walk-through screened lanai, this townhome is the perfect place to entertain family & friends! Retreat to the second level to find the master bedroom suite, second bedroom & bonus room/loft. The master suite is sure to impress with cathedral ceilings, a walk-in closet, & en-suite bathroom anyone would love with a porcelain garden tub & separate walk-in shower. The second floor also features a bonus room/loft that works well as an office, extra living or play room, or can be converted into a third bedroom. Summerfield Hollow adjoins Summerfield Park which boasts activities for all ages, including basketball & tennis courts, a large playground, baseball & soccer fields, & a wonderful picnic area! Shopping, eateries, schools, & I-75 are all within a short drive, too! * Some photos depict virtual staging.

19. 2016-04-16
    historical 1583-char remark

    Show marketing remark (1583 chars)

    * Call your REALTOR to schedule a private showing or to request this property’s 3D interactive floorplan. * Immaculate remodel. Impeccable design. Tucked into the sought-after Summerfield Hollow community in Lakewood Ranch is this beautiful two-bedroom, two-and-a-half bath townhome full of elegant upgrades, an attached garage, & phenomenal views! A chef’s dream of a kitchen rests just off the dining room with a brand new, stainless-steel appliance package including double-oven range, French door refrigerator, & Bosch dishwasher. In addition, the kitchen and bathrooms feature exquisite granite counter tops & Krause faucets. With the open floor plan, two dining areas, a great room, & walk-through screened lanai, this townhome is the perfect place to entertain family & friends! Retreat to the second level to find the master bedroom suite, second bedroom & bonus room/loft. The master suite is sure to impress with cathedral ceilings, a walk-in closet, & en-suite bathroom anyone would love with a porcelain garden tub & separate walk-in shower. The second floor also features a bonus room/loft that works well as an office, extra living or play room, or can be converted into a third bedroom. Summerfield Hollow adjoins Summerfield Park which boasts activities for all ages, including basketball & tennis courts, a large playground, baseball & soccer fields, & a wonderful picnic area! Shopping, eateries, schools, & I-75 are all within a short drive, too! * Some photos depict virtual staging.

20. 2016-04-06
    historical Active with Contract 1583-char remark

    Show marketing remark (1583 chars)

    * Call your REALTOR to schedule a private showing or to request this property’s 3D interactive floorplan. * Immaculate remodel. Impeccable design. Tucked into the sought-after Summerfield Hollow community in Lakewood Ranch is this beautiful two-bedroom, two-and-a-half bath townhome full of elegant upgrades, an attached garage, & phenomenal views! A chef’s dream of a kitchen rests just off the dining room with a brand new, stainless-steel appliance package including double-oven range, French door refrigerator, & Bosch dishwasher. In addition, the kitchen and bathrooms feature exquisite granite counter tops & Krause faucets. With the open floor plan, two dining areas, a great room, & walk-through screened lanai, this townhome is the perfect place to entertain family & friends! Retreat to the second level to find the master bedroom suite, second bedroom & bonus room/loft. The master suite is sure to impress with cathedral ceilings, a walk-in closet, & en-suite bathroom anyone would love with a porcelain garden tub & separate walk-in shower. The second floor also features a bonus room/loft that works well as an office, extra living or play room, or can be converted into a third bedroom. Summerfield Hollow adjoins Summerfield Park which boasts activities for all ages, including basketball & tennis courts, a large playground, baseball & soccer fields, & a wonderful picnic area! Shopping, eateries, schools, & I-75 are all within a short drive, too! * Some photos depict virtual staging.

21. 2016-04-01
    listed $200,000 Active 1583-char remark

    Show marketing remark (1583 chars)

    * Call your REALTOR to schedule a private showing or to request this property’s 3D interactive floorplan. * Immaculate remodel. Impeccable design. Tucked into the sought-after Summerfield Hollow community in Lakewood Ranch is this beautiful two-bedroom, two-and-a-half bath townhome full of elegant upgrades, an attached garage, & phenomenal views! A chef’s dream of a kitchen rests just off the dining room with a brand new, stainless-steel appliance package including double-oven range, French door refrigerator, & Bosch dishwasher. In addition, the kitchen and bathrooms feature exquisite granite counter tops & Krause faucets. With the open floor plan, two dining areas, a great room, & walk-through screened lanai, this townhome is the perfect place to entertain family & friends! Retreat to the second level to find the master bedroom suite, second bedroom & bonus room/loft. The master suite is sure to impress with cathedral ceilings, a walk-in closet, & en-suite bathroom anyone would love with a porcelain garden tub & separate walk-in shower. The second floor also features a bonus room/loft that works well as an office, extra living or play room, or can be converted into a third bedroom. Summerfield Hollow adjoins Summerfield Park which boasts activities for all ages, including basketball & tennis courts, a large playground, baseball & soccer fields, & a wonderful picnic area! Shopping, eateries, schools, & I-75 are all within a short drive, too! * Some photos depict virtual staging.

22. 2011-08-05
    soldstatus $100,500
23. 2011-06-10
    listed $100,000
24. 2005-11-08
    soldstatus $270,000
25. 2005-11-04
    soldstatus $270,000
26. 2005-09-24
    listed $275,000
27. 2002-07-03
    soldstatus $150,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,773 · $314/mo
• Projected year-2 tax: $3,773 · $314/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 28 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $31,650
• − Mortgage interest: −$15,679
• − Property taxes: −$3,773
• − Insurance: −$1,400
• − Repairs & maintenance: −$2,532
• − Management: −$2,532
• − HOA: −$11,244
• − Depreciation: −$8,143
• Taxable loss: −$13,652
• Est. tax savings @ 24.0%: +$3,276
• After-tax cash flow: $-5,750/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Manatee
• NCES district ID: 1201230
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 50% ▼ -2.00%
• Median HH income: $49,607
• Composite: 44.43/100
• National rank: #2806
• State rank: #26 of 73 in FL

Livability — Lakewood Ranch

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Lakewood Ranch, FL
• County: Manatee County · 416,364 people
• City population: 52,177
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 27,197
• Household income: $121,659
• Rent vs Own: 20.8% rent · 79.2% own
• Severe rent burden: 574.0

Population outlook (Manatee County) Hauer SSP2

• Today (2025): 447,342 people
• By 2030: 488,911 · +9.3%
• By 2040: 567,934 · +27.0%
• By 2050: 637,995 · +42.6%
• By 2075: 781,970 · +74.8%
• By 2100: 848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (80%)
• Race & ethnicity: White 80% Two or more races 10% Hispanic / Latino 9% Asian 3% Black 2%
• Hispanic origin (detail): Puerto Rican 4% Cuban 2%
• Common ancestry: Romanian 4% Italian 4% Slovak 3%
• Foreign-born: 12% · Canada, Vietnam, China
• Languages at home: 88% English-only · Spanish 5% Arabic 1% Other Asian/Pacific 1%

Political lean MEDSL · Manatee

• 2024 margin: Strong R (+23.5) · D 37.9% · R 61.4%
• 2008→2024 swing: -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
• All cycles: 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.20%
• Current HPI: 240.7087
• Rent YoY: ▼ -0.54%
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+93.0% since first listed

19 events — show timeline

• 2026-05-13 Price Changed $289,900 Stellar MLS as Distributed by MLS Grid
• 2026-04-27 Listed $299,900 Stellar MLS as Distributed by MLS Grid
• 2020-01-09 Sold (Public Records) $215,000 Public Records
• 2020-01-08 Sold (MLS) $215,000 Stellar MLS as Distributed by MLS Grid
• 2019-12-02 Pending — Stellar MLS as Distributed by MLS Grid
• 2019-11-30 Price Changed $215,000 Stellar MLS as Distributed by MLS Grid
• 2019-11-14 Listed $219,900 Stellar MLS as Distributed by MLS Grid
• 2016-06-02 Sold (Public Records) $191,500 Public Records
• 2016-05-26 Sold (MLS) $191,500 Stellar MLS as Distributed by MLS Grid
• 2016-04-26 Pending — Stellar MLS as Distributed by MLS Grid
• 2016-04-16 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2016-04-06 Contingent — Stellar MLS as Distributed by MLS Grid
• 2016-04-01 Listed $200,000 Stellar MLS as Distributed by MLS Grid
• 2011-08-05 Sold (MLS) $100,500 Stellar MLS as Distributed by MLS Grid
• 2011-06-10 Listed $100,000 Stellar MLS as Distributed by MLS Grid
• 2005-11-08 Sold (Public Records) $270,000 Public Records
• 2005-11-04 Sold (MLS) $270,000 Stellar MLS as Distributed by MLS Grid
• 2005-09-24 Listed $275,000 Stellar MLS as Distributed by MLS Grid
• 2002-07-03 Sold (Public Records) $150,200 Public Records

Property tax history

+6.4%/yr

Latest (2025): $3,773 · +4.5% YoY. Source: county tax records.