100 Rancocas Rd · Vincentown, NJ
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.6/30.0
- DSCR +7.9/10.0
- ARV discount +7.5/15.0
- 1% rule +6.4/10.0
- Schools +3.4/10.0
- Rent growth +2.9/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$225,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records
Listing remarks
Opportunity awaits the new owner. This building was the Old Buzz Tavern and is conveniently located on the corner of Rancocas and King just across from the County Court House. This property needs a major rehab. Current building materials are onsite along with professional blueprints and all are included in the sale. Large commercial Ansul system included. There is also a Residential Apartment unit located on the second and third floors which offers a spacious living room, an eat in kitchen, a full bath and three to four beds. Parking lot included, located in rear of building off King St, can accommodate approximately 20+ cars.
Key facts
- 7,610 sq ft lot
- Built 1896
- Listed 547 days
Property features AI
Finance
- Other: Property condition requires major rehabilitation
- Financial info: Two total units (one three-bedroom unit); Two vacant units; Land assessed separately from improvements
Exterior
- Parking: Private parking in a parking lot
- Utilities: Public sewer; Water listed as private and public; Natural gas available
- Home design: Semi-detached structure; Fee simple ownership
- Construction: Brick, shake siding, and wood siding construction; Metal roof; Block and concrete perimeter foundation; Estimated year built
- Exterior features: Private lot; Lot dimensions approximately 47 x 162 feet; Tidal water not present; Above-grade and below-grade structures noted
Interior
- Bedrooms: One three-bedroom unit
- Heating & cooling: Natural gas available
- Interior features: Major rehab needed; Living area source is assessor
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/?-bath multifamily listed at $225k.
Deal economics
- At list price, monthly cash flow is $465 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $225k).
- Recommended offer: $198k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.8% vs local median 4.5% in Vincentown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Rancocas Valley Regional High School District (suburban): math 29% / reading 49% proficiency, ranked #236 of 472 in NJ (top 50%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+1.4%/yr); 134 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals leasing fast (median 1d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,161 units permitted in Burlington County in 2024 (988 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Burlington County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 548 days — a 12% lower offer ($198k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 3y ago; this cycle's ask has dropped $75k (25%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1896 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 548 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1896 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.14% ✓
- Cap rate
- 8.77%
- Cash-on-cash
- 8.86%
- DSCR
- 1.39
- GRM
- 7.3
CMA / ARV
No comps found within radius.
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 93 Washington St | 0.13mi | 3/— | 2,408 | 0mo | $320,000 | $133 | 81 |
| 85 Madison Ave | 0.37mi | 3/— | 1,941 | 3mo | $290,166 | $149 | 68 |
| 9-11 W Monroe St | 0.34mi | 4/2.5 (+1) | 2,723 | 6mo | $85,000 | $31 | 62 |
| 13 W Monroe St | 0.34mi | 2/2.0 (-1) | 1,200 | 6mo | $305,000 | $254 | 62 |
| 40 Union St | 0.38mi | 4/— (+1) | 2,132 | 4mo | $290,166 | $136 | 61 |
| 67 Madison Ave | 0.33mi | 4/2.0 (+1) | 1,912 | 11mo | $200,500 | $105 | 58 |
| 124 Mount Holly Ave | 0.56mi | 2/— (-1) | 1,472 | 1mo | $267,448 | $182 | 55 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.42% rent growth · sell at horizon
- IRR
- -4.7%
- Equity multiple
- 0.83×
- Total profit
- $-10,790
- Equity at exit
- $33,548
- IRR
- 3.1%
- Equity multiple
- 1.21×
- Total profit
- $13,008
- Equity at exit
- $19,454
Cash invested: $63,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 21 Tenant-Leaning
- State New Jersey
- 21 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 08060
- Home prices YoY
- -34.5%
- Rents YoY
- 1.4%
- Active inventory
- 134
- Price-to-rent
- 7.3×
Monthly cashflow live
- Estimated rent
- $2,557 high interval (Pro) →
- Mortgage (P&I)
- −$1,180
- Tax est. 1.5%
- −$281 /mo · $3,375/yr
- Insurance
- −$94
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$537
- Net cashflow
- $465
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $56,250
- Closing costs
- $6,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 23 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 39 Washington St Mt Holly, NJ | 2.0 | 1.0 | — | $1,650 | — | 1d | 1 | 0.17mi |
| 224 Rutland Ave Unit 2 Mt Holly, NJ | 2.0 | 1.0 | — | $1,800 | — | 1d | 1 | 0.20mi |
| 144 Washington St Unit C Mt Holly, NJ | 3.0 | 1.0 | 1450 | $2,370 | $1.63 | 14d | 1 | 0.20mi |
| 11 Washington St Mount Holly, NJ | 2.0 | 1.0 | 3676 | $1,950 | $0.53 | 11d | 1 | 0.23mi |
| 39 High St Mt Holly, NJ | 2.0 | 1.0 | — | $2,050 | — | 14d | 1 | 0.28mi |
| 37 Church St Mount Holly, NJ | 3.0 | 1.5 | 1900 | $2,370 | $1.25 | 10d | 1 | 0.37mi |
| 105 Broad St Unit 1 Mt Holly, NJ | 3.0 | 1.0 | 1100 | $2,200 | $2.00 | 1d | 1 | 0.47mi |
| 102 Ridgway St Unit 1 Mt Holly, NJ | 3.0 | 2.5 | 850 | $2,200 | $2.59 | 1d | 1 | 0.48mi |
| 10 Stanton Rd Mount Holly, NJ | 3.0 | 2.5 | 2208 | $3,300 | $1.49 | 1d | 1 | 0.50mi |
| 209 Mill St Mount Holly, NJ | 3.0 | 1.5 | 1274 | $2,400 | $1.88 | 1d | 1 | 0.54mi |
| 302 Barrington Ct Mt Holly, NJ | 1.0–3.0 | 1.0–2.5 | 1226 | $2,959 | $2.41 | 1d | 9 | 0.56mi |
| 64 Regency Dr Mt Holly, NJ | 1.0–3.0 | 1.0–2.0 | 1066 | $2,800 | $2.63 | 1d | 1 | 0.65mi |
| 1 Kirby Ct Mt Holly, NJ | 1.0–3.0 | 1.0–2.5 | 1349 | $3,125 | $2.32 | 1d | 12 | 0.68mi |
| 610 Ogden Dr Westampton, NJ | 4.0 | 2.0 | 2370 | $4,200 | $1.77 | 21d | 1 | 0.80mi |
| 209 Front St Mount Holly, NJ | 4.0 | 2.5 | 1500 | $4,950 | $3.30 | 1d | 1 | 0.92mi |
| 533 Garden St Mount Holly, NJ | 1.0–2.0 | 1.0 | 750 | $2,185 | $2.91 | 1d | 8 | 0.98mi |
| 502 Bloomfield Dr Westampton, NJ | 4.0 | 3.0 | 1666 | $4,950 | $2.97 | 1d | 1 | 1.01mi |
| 501 Bloomfield Dr Westampton, NJ | 4.0 | 2.0 | 1975 | $4,950 | $2.51 | 1d | 1 | 1.01mi |
| 151 Rambling Rd Lumberton, NJ | 4.0 | 2.5 | 3000 | $5,495 | $1.83 | 16d | 1 | 1.12mi |
| 1401 Windmill Way Lumberton, NJ | 1.0–2.0 | 1.0–2.0 | 947 | $2,315 | $2.44 | 1d | 29 | 1.22mi |
| 3a Hunter Cir Eastampton Township, NJ | 1.0–2.0 | 1.0–1.5 | 865 | $2,255 | $2.61 | 1d | 25 | 1.32mi |
| A1 Bentley Rd Mount Holly, NJ | 1.0–2.0 | 1.0 | 922 | $2,075 | $2.25 | 1d | 24 | 1.38mi |
| 5 Mulberry Ct Lumberton, NJ | 3.0 | 1.5 | 1244 | $2,200 | $1.77 | 1d | 1 | 1.39mi |
Listing history 18 events
-
2026-06-18days on market $225,000 Active 548 DOM
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2026-06-17days on market $225,000 Active 547 DOM
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2026-06-16days on market $225,000 Active 546 DOM
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2026-06-15days on market $225,000 Active 545 DOM
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2026-06-13days on market $225,000 Active 543 DOM
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2026-06-13days on market $225,000 Active 542 DOM
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2026-06-09days on market $225,000 Active 539 DOM
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2026-06-08days on market $225,000 Active 538 DOM
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2026-06-07days on market $225,000 Active 537 DOM
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2026-06-04days on market $225,000 Active 534 DOM
-
2026-06-03days on market $225,000 Active 533 DOM
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2026-06-02days on market $225,000 Active 532 DOM
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2026-06-01days on market $225,000 Active 531 DOM
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2026-05-31days on market $225,000 Active 530 DOM
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2025-05-28price $225,000
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2024-12-17$300,000 Active
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2024-12-05historical
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2023-12-14$300,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $30,687
- − Mortgage interest
- −$12,603
- − Property taxes
- −$3,375
- − Insurance
- −$1,125
- − Repairs & maintenance
- −$2,455
- − Management
- −$2,455
- − Depreciation
- −$6,545
- Taxable income
- $2,128
- Est. tax owed @ 24.0%
- −$511
- After-tax cash flow
- $5,073/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Rancocas Valley Regional High School District
- NCES district ID
- 3413620
- Math proficiency
- 29% ▼ -18.00%
- Reading proficiency
- 49% ▼ -4.00%
- Median HH income
- $58,992
- Composite
- 34.45/100
- National rank
- #5195
- State rank
- #236 of 472 in NJ
Livability — Vincentown
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Burlington County · 323,710 people
- Metro
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
- Population (ZIP)
- 25,835
- Household income
- $109,292
- Rent vs Own
- Severe rent burden
- 562.0
Population outlook (Burlington County) Hauer SSP2
- Today (2025)
- 453,425 people
- By 2030
- 452,359 · -0.2%
- By 2040
- 445,033 · -1.9%
- By 2050
- 431,760 · -4.8%
- By 2075
- 406,277 · -10.4%
- By 2100
- 364,732 · -19.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.68)
- Race & ethnicity
- White 49% Black 25% Two or more races 15% Hispanic / Latino 13% Asian 4%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 7%
- Common ancestry
- Romanian 4% Lithuanian 2% Italian 1%
- Foreign-born
- 11% · Canada, Dominican Republic, China
- Languages at home
- 87% English-only · Spanish 7% Other Indo-European 2% French/Haitian/Cajun 1%
Political lean MEDSL · Burlington
- 2024 margin
- D (+16.6) · D 57.6% · R 41.0% · Other 1.3%
- 2008→2024 swing
- -2.0pp toward R · 2008: 18.6pp · 2024: 16.6pp
- All cycles
- 2024: D+16.6 2020: D+19.5 2016: D+14.8 2012: D+18.7 2008: D+18.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -156.50%
- Current HPI
- 296.564
- Rent YoY
- ▲ 1.42%
- Metro
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in NJ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 3 | $31B |
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| Pharmaceuticals | 2 | $153B |
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| Technology | 2 | $21B |
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| Insurance | 2 | $20B |
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| Healthcare | 2 | $19B |
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| Financial Services | 1 | $70B |
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Price history
-25.0% since first listed4 events — show timeline
- 2025-05-28 Price Changed $225,000 BRIGHT MLS
- 2024-12-17 Listed $300,000 BRIGHT MLS
- 2024-12-05 Listing Removed — BRIGHT MLS
- 2023-12-14 Listed $300,000 BRIGHT MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…