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2103 Aimwell Rd
C- Composite 54.43
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.5/30.0
  • ARV discount +8.5/15.0
  • DSCR +7.6/10.0
  • 1% rule +4.8/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$173,000

2103 Aimwell Rd · Vidalia, GA 30474
3 bd · 2.0 ba · 1,480 sqft · SingleFamily public records · 228 Days on market
Built 1972 0.29 ac lot $117/sqft · at area comps Est $177k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming 3-Bedroom Brick Home in the Heart of Vidalia! This beautiful 3-bedroom, 2-bath brick home is situated on a .29-acre fenced lot with paved frontage. The well-maintained home offers ample space both inside and out, making it perfect for comfortable living and entertaining. As you step inside, you'll find vinyl flooring throughout-so there's no carpet to worry about! The home features a spacious kitchen with plenty of room for cooking and gathering, along with a separate den and family room that provide flexible living spaces to suit any lifestyle. Each room is generously sized, creating a welcoming and open atmosphere. Enjoy relaxing afternoons or sipping morning coffee on the screened-in porch. The entire yard is fenced in, making it ideal for pets, play, or gardening. Conveniently located near schools, shopping, and dining, this charming home combines small-town comfort with modern conveniences. Homes like this don't stay on the market for long-schedule your showing today!

Key facts

  • Vinyl flooring
  • Screened-in porch
  • Spacious kitchen

Tags

FENCED LOTPAVED FRONTAGEVINYL FLOORINGSPACIOUS KITCHENSCREENED-IN PORCHFENCED BACKYARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $173k.

Deal economics

  • At list price, monthly cash flow is $323 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $169k (2.4% below list).
  • Recommended offer: $152k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.5% vs local median 3.9% in Vidalia — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#377 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, schools F, crime F.
  • Vidalia City (town): math 24% / reading 27% proficiency, ranked #126 of 174 in GA (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 103 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 33 units permitted in Toombs County in 2024 (0 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Toombs County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 228 days — a 12% lower offer ($152k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago; this cycle's ask has dropped $20k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $152,240 (12.0% below list)

Questions for the listing agent

  1. It's been on market 228 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
8.53%
Cash-on-cash
8.00%
DSCR
1.36
GRM
8.5

CMA / ARV

ARV (median comp)
$176,994
List price
$173,000
Delta
-2.26%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2007 2007 Aimwell Rd 0.04mi 3/2.0 1,498 (+1%) 5mo $140,000 $93 92
1705 Moses 0.40mi 3/2.0 1,531 (+3%) 3mo $220,000 $144 73
1704 Moses Dr 0.42mi 3/2.0 1,444 (-2%) 8mo $190,000 $132 69
1404 Sandy Rd 0.51mi 3/2.5 1,680 (+14%) 17mo $186,000 $111 38
912 Clyde Blvd 0.74mi 3/2.0 1,634 (+10%) 21mo $205,000 $125 30
926 Laurel Dr 0.63mi 4/1.0 (+1) 1,690 (+14%) 23mo $190,000 $112 19

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-4.2%
Equity multiple
0.84×
Total profit
$-7,552
Equity at exit
$25,795
10-year hold
IRR
5.5%
Equity multiple
1.40×
Total profit
$19,555
Equity at exit
$14,958

Cash invested: $48,440 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30474

Home prices YoY
-20.1%
Active inventory
103
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$1,689 medium interval (Pro) →
Mortgage (P&I)
$907
Tax from tax record
$32 /mo · $387/yr
Insurance
$72
HOA
$0
Vacancy / Maint / Mgmt
$355
Net cashflow
$323

Break-even live

Break-even rent $1,280
Max offer price $173,000
Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,250
Closing costs
$5,190
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1909 Aimwell Rd Vidalia, GA 4.0 3.0 1250 $1,800 $1.44 44d 1 0.08mi
1907 Aimwell Rd Vidalia, GA 4.0 3.0 1458 $1,800 $1.23 44d 1 0.08mi
1528 Halls Ln Vidalia, GA 4.0 2.0 1343 $1,725 $1.28 44d 1 0.91mi

Listing history 23 events

  1. 2026-06-19
    days on market $173,000 Active 228 DOM
  2. 2026-06-18
    days on market $173,000 Active 227 DOM
  3. 2026-06-17
    days on market $173,000 Active 226 DOM
  4. 2026-06-16
    days on market $173,000 Active 225 DOM
  5. 2026-06-15
    days on market $173,000 Active 224 DOM
  6. 2026-06-14
    days on market $173,000 Active 222 DOM
  7. 2026-06-12
    days on market $173,000 Active 221 DOM
  8. 2026-06-09
    days on market $173,000 Active 218 DOM
  9. 2026-06-08
    days on market $173,000 Active 217 DOM
  10. 2026-06-07
    days on market $173,000 Active 216 DOM
  11. 2026-06-07
    days on market $173,000 Active 215 DOM
  12. 2026-06-04
    days on market $173,000 Active 212 DOM
  13. 2026-06-02
    days on market $173,000 Active 211 DOM
  14. 2026-06-01
    days on market $173,000 Active 210 DOM
  15. 2026-05-31
    days on market $173,000 Active 209 DOM
  16. 2026-05-31
    days on market $173,000 Active 208 DOM
  17. 2026-04-27
    price $173,000 997-char remark
    Show marketing remark (997 chars)

    Charming 3-Bedroom Brick Home in the Heart of Vidalia! This beautiful 3-bedroom, 2-bath brick home is situated on a .29-acre fenced lot with paved frontage. The well-maintained home offers ample space both inside and out, making it perfect for comfortable living and entertaining. As you step inside, you'll find vinyl flooring throughout-so there's no carpet to worry about! The home features a spacious kitchen with plenty of room for cooking and gathering, along with a separate den and family room that provide flexible living spaces to suit any lifestyle. Each room is generously sized, creating a welcoming and open atmosphere. Enjoy relaxing afternoons or sipping morning coffee on the screened-in porch. The entire yard is fenced in, making it ideal for pets, play, or gardening. Conveniently located near schools, shopping, and dining, this charming home combines small-town comfort with modern conveniences. Homes like this don't stay on the market for long-schedule your showing today!

  18. 2026-03-19
    price $183,000 997-char remark
    Show marketing remark (997 chars)

    Charming 3-Bedroom Brick Home in the Heart of Vidalia! This beautiful 3-bedroom, 2-bath brick home is situated on a .29-acre fenced lot with paved frontage. The well-maintained home offers ample space both inside and out, making it perfect for comfortable living and entertaining. As you step inside, you'll find vinyl flooring throughout-so there's no carpet to worry about! The home features a spacious kitchen with plenty of room for cooking and gathering, along with a separate den and family room that provide flexible living spaces to suit any lifestyle. Each room is generously sized, creating a welcoming and open atmosphere. Enjoy relaxing afternoons or sipping morning coffee on the screened-in porch. The entire yard is fenced in, making it ideal for pets, play, or gardening. Conveniently located near schools, shopping, and dining, this charming home combines small-town comfort with modern conveniences. Homes like this don't stay on the market for long-schedule your showing today!

  19. 2025-12-12
    price $189,000 997-char remark
    Show marketing remark (997 chars)

    Charming 3-Bedroom Brick Home in the Heart of Vidalia! This beautiful 3-bedroom, 2-bath brick home is situated on a .29-acre fenced lot with paved frontage. The well-maintained home offers ample space both inside and out, making it perfect for comfortable living and entertaining. As you step inside, you'll find vinyl flooring throughout-so there's no carpet to worry about! The home features a spacious kitchen with plenty of room for cooking and gathering, along with a separate den and family room that provide flexible living spaces to suit any lifestyle. Each room is generously sized, creating a welcoming and open atmosphere. Enjoy relaxing afternoons or sipping morning coffee on the screened-in porch. The entire yard is fenced in, making it ideal for pets, play, or gardening. Conveniently located near schools, shopping, and dining, this charming home combines small-town comfort with modern conveniences. Homes like this don't stay on the market for long-schedule your showing today!

  20. 2025-11-03
    listed $192,500 New 997-char remark
    Show marketing remark (997 chars)

    Charming 3-Bedroom Brick Home in the Heart of Vidalia! This beautiful 3-bedroom, 2-bath brick home is situated on a .29-acre fenced lot with paved frontage. The well-maintained home offers ample space both inside and out, making it perfect for comfortable living and entertaining. As you step inside, you'll find vinyl flooring throughout-so there's no carpet to worry about! The home features a spacious kitchen with plenty of room for cooking and gathering, along with a separate den and family room that provide flexible living spaces to suit any lifestyle. Each room is generously sized, creating a welcoming and open atmosphere. Enjoy relaxing afternoons or sipping morning coffee on the screened-in porch. The entire yard is fenced in, making it ideal for pets, play, or gardening. Conveniently located near schools, shopping, and dining, this charming home combines small-town comfort with modern conveniences. Homes like this don't stay on the market for long-schedule your showing today!

  21. 2023-11-17
    soldstatus $178,000 256-char remark
    Show marketing remark (256 chars)

    (Imported from ABBR ListingId 20993) This 3 bedroom, 2 bath home has so much to offer. Large eat-in kitchen, dining area, family room, and spacious bedrooms make this home perfect for a new or growing family. Enjoy your morning coffee while sitting on th

  22. 2023-09-08
    listed $180,000 256-char remark
    Show marketing remark (256 chars)

    (Imported from ABBR ListingId 20993) This 3 bedroom, 2 bath home has so much to offer. Large eat-in kitchen, dining area, family room, and spacious bedrooms make this home perfect for a new or growing family. Enjoy your morning coffee while sitting on th

  23. 2013-07-23
    soldstatus $75,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$387 · $32/mo
Projected year-2 tax
$1,592 · $133/mo
Expected delta
+$1,204/yr (+$100/mo · 311.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,271
− Mortgage interest
−$9,691
− Property taxes
−$387
− Insurance
−$865
− Repairs & maintenance
−$1,622
− Management
−$1,622
− Depreciation
−$5,033
Taxable income
$1,052
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$253
After-tax cash flow
$3,623/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Vidalia City
NCES district ID
1305340
Math proficiency
24% ▼ -9.00%
Reading proficiency
27% ▼ -4.00%
Median HH income
$33,262
Composite
20.87/100
National rank
#8495
State rank
#126 of 174 in GA

Livability — Vidalia

Score
60/100
State rank
#377
US rank
#19133

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety C- User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Vidalia, GA
County
Toombs County · 17,315 people
City population
17,315
Metro
Vidalia, GA
Population (ZIP)
17,315
Household income
$55,295
Rent vs Own
40.8% rent · 59.2% own
Severe rent burden
427.0

Population outlook (Toombs County) Hauer SSP2

Today (2025)
26,784 people
By 2030
26,312 · -1.8%
By 2040
25,219 · -5.8%
By 2050
23,733 · -11.4%
By 2075
19,107 · -28.7%
By 2100
12,922 · -51.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 57% Black 25% Two or more races 10% Hispanic / Latino 9% Asian 1%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Slovak 2% Italian 1% Lithuanian 1%
Foreign-born
5% · Canada, China
Languages at home
91% English-only · Spanish 7% Chinese 1% Other Indo-European 1%

Political lean MEDSL · Toombs

2024 margin
Solid R (+50.7) · D 24.5% · R 75.2%
2008→2024 swing
-12.6pp toward R · 2008: -38.1pp · 2024: -50.7pp
All cycles
2024: R+50.7 2020: R+45.2 2016: R+46.9 2012: R+40.5 2008: R+38.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -58.08%
Current HPI
231.4021
Rent YoY
Metro
Vidalia, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+130.7% since first listed
7 events — show timeline
  • 2026-04-27 Price Changed $173,000 GAMLS
  • 2026-03-19 Price Changed $183,000 GAMLS
  • 2025-12-12 Price Changed $189,000 GAMLS
  • 2025-11-03 Listed $192,500 GAMLS
  • 2023-11-17 Sold (MLS) $178,000 GAMLS
  • 2023-09-08 Listed $180,000 GAMLS
  • 2013-07-23 Sold (Public Records) $75,000 Public Records

Property tax history

+2.4%/yr

Latest (2025): $387 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…