2103 Aimwell Rd · Vidalia, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 8/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.5/30.0
- ARV discount +8.5/15.0
- DSCR +7.6/10.0
- 1% rule +4.8/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.1/10.0
- Appreciation +0.0/10.0
$173,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming 3-Bedroom Brick Home in the Heart of Vidalia! This beautiful 3-bedroom, 2-bath brick home is situated on a .29-acre fenced lot with paved frontage. The well-maintained home offers ample space both inside and out, making it perfect for comfortable living and entertaining. As you step inside, you'll find vinyl flooring throughout-so there's no carpet to worry about! The home features a spacious kitchen with plenty of room for cooking and gathering, along with a separate den and family room that provide flexible living spaces to suit any lifestyle. Each room is generously sized, creating a welcoming and open atmosphere. Enjoy relaxing afternoons or sipping morning coffee on the screened-in porch. The entire yard is fenced in, making it ideal for pets, play, or gardening. Conveniently located near schools, shopping, and dining, this charming home combines small-town comfort with modern conveniences. Homes like this don't stay on the market for long-schedule your showing today!
Key facts
- Vinyl flooring
- Screened-in porch
- Spacious kitchen
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $173k.
Deal economics
- At list price, monthly cash flow is $323 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $169k (2.4% below list).
- Recommended offer: $152k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.5% vs local median 3.9% in Vidalia — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 60/100 on livability (#377 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, schools F, crime F.
- Vidalia City (town): math 24% / reading 27% proficiency, ranked #126 of 174 in GA (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 103 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 33 units permitted in Toombs County in 2024 (0 in 5+ unit buildings).
- This rent runs 37% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Toombs County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 228 days — a 12% lower offer ($152k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 3y ago; this cycle's ask has dropped $20k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 228 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.98% ✗
- Cap rate
- 8.53%
- Cash-on-cash
- 8.00%
- DSCR
- 1.36
- GRM
- 8.5
CMA / ARV
- ARV (median comp)
- $176,994
- List price
- $173,000
- Delta
- -2.26%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2007 2007 Aimwell Rd | 0.04mi | 3/2.0 | 1,498 (+1%) | 5mo | $140,000 | $93 | 92 |
| 1705 Moses | 0.40mi | 3/2.0 | 1,531 (+3%) | 3mo | $220,000 | $144 | 73 |
| 1704 Moses Dr | 0.42mi | 3/2.0 | 1,444 (-2%) | 8mo | $190,000 | $132 | 69 |
| 1404 Sandy Rd | 0.51mi | 3/2.5 | 1,680 (+14%) | 17mo | $186,000 | $111 | 38 |
| 912 Clyde Blvd | 0.74mi | 3/2.0 | 1,634 (+10%) | 21mo | $205,000 | $125 | 30 |
| 926 Laurel Dr | 0.63mi | 4/1.0 (+1) | 1,690 (+14%) | 23mo | $190,000 | $112 | 19 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -4.2%
- Equity multiple
- 0.84×
- Total profit
- $-7,552
- Equity at exit
- $25,795
- IRR
- 5.5%
- Equity multiple
- 1.40×
- Total profit
- $19,555
- Equity at exit
- $14,958
Cash invested: $48,440 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30474
- Home prices YoY
- -20.1%
- Active inventory
- 103
- Price-to-rent
- 8.5×
Monthly cashflow live
- Estimated rent
- $1,689 medium interval (Pro) →
- Mortgage (P&I)
- −$907
- Tax from tax record
- −$32 /mo · $387/yr
- Insurance
- −$72
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$355
- Net cashflow
- $323
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $43,250
- Closing costs
- $5,190
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1909 Aimwell Rd Vidalia, GA | 4.0 | 3.0 | 1250 | $1,800 | $1.44 | 44d | 1 | 0.08mi |
| 1907 Aimwell Rd Vidalia, GA | 4.0 | 3.0 | 1458 | $1,800 | $1.23 | 44d | 1 | 0.08mi |
| 1528 Halls Ln Vidalia, GA | 4.0 | 2.0 | 1343 | $1,725 | $1.28 | 44d | 1 | 0.91mi |
Listing history 23 events
-
2026-06-19days on market $173,000 Active 228 DOM
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2026-06-18days on market $173,000 Active 227 DOM
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2026-06-17days on market $173,000 Active 226 DOM
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2026-06-16days on market $173,000 Active 225 DOM
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2026-06-15days on market $173,000 Active 224 DOM
-
2026-06-14days on market $173,000 Active 222 DOM
-
2026-06-12days on market $173,000 Active 221 DOM
-
2026-06-09days on market $173,000 Active 218 DOM
-
2026-06-08days on market $173,000 Active 217 DOM
-
2026-06-07days on market $173,000 Active 216 DOM
-
2026-06-07days on market $173,000 Active 215 DOM
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2026-06-04days on market $173,000 Active 212 DOM
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2026-06-02days on market $173,000 Active 211 DOM
-
2026-06-01days on market $173,000 Active 210 DOM
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2026-05-31days on market $173,000 Active 209 DOM
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2026-05-31days on market $173,000 Active 208 DOM
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2026-04-27price $173,000 997-char remark
Show marketing remark (997 chars)
Charming 3-Bedroom Brick Home in the Heart of Vidalia! This beautiful 3-bedroom, 2-bath brick home is situated on a .29-acre fenced lot with paved frontage. The well-maintained home offers ample space both inside and out, making it perfect for comfortable living and entertaining. As you step inside, you'll find vinyl flooring throughout-so there's no carpet to worry about! The home features a spacious kitchen with plenty of room for cooking and gathering, along with a separate den and family room that provide flexible living spaces to suit any lifestyle. Each room is generously sized, creating a welcoming and open atmosphere. Enjoy relaxing afternoons or sipping morning coffee on the screened-in porch. The entire yard is fenced in, making it ideal for pets, play, or gardening. Conveniently located near schools, shopping, and dining, this charming home combines small-town comfort with modern conveniences. Homes like this don't stay on the market for long-schedule your showing today!
-
2026-03-19price $183,000 997-char remark
Show marketing remark (997 chars)
Charming 3-Bedroom Brick Home in the Heart of Vidalia! This beautiful 3-bedroom, 2-bath brick home is situated on a .29-acre fenced lot with paved frontage. The well-maintained home offers ample space both inside and out, making it perfect for comfortable living and entertaining. As you step inside, you'll find vinyl flooring throughout-so there's no carpet to worry about! The home features a spacious kitchen with plenty of room for cooking and gathering, along with a separate den and family room that provide flexible living spaces to suit any lifestyle. Each room is generously sized, creating a welcoming and open atmosphere. Enjoy relaxing afternoons or sipping morning coffee on the screened-in porch. The entire yard is fenced in, making it ideal for pets, play, or gardening. Conveniently located near schools, shopping, and dining, this charming home combines small-town comfort with modern conveniences. Homes like this don't stay on the market for long-schedule your showing today!
-
2025-12-12price $189,000 997-char remark
Show marketing remark (997 chars)
Charming 3-Bedroom Brick Home in the Heart of Vidalia! This beautiful 3-bedroom, 2-bath brick home is situated on a .29-acre fenced lot with paved frontage. The well-maintained home offers ample space both inside and out, making it perfect for comfortable living and entertaining. As you step inside, you'll find vinyl flooring throughout-so there's no carpet to worry about! The home features a spacious kitchen with plenty of room for cooking and gathering, along with a separate den and family room that provide flexible living spaces to suit any lifestyle. Each room is generously sized, creating a welcoming and open atmosphere. Enjoy relaxing afternoons or sipping morning coffee on the screened-in porch. The entire yard is fenced in, making it ideal for pets, play, or gardening. Conveniently located near schools, shopping, and dining, this charming home combines small-town comfort with modern conveniences. Homes like this don't stay on the market for long-schedule your showing today!
-
2025-11-03$192,500 New 997-char remark
Show marketing remark (997 chars)
Charming 3-Bedroom Brick Home in the Heart of Vidalia! This beautiful 3-bedroom, 2-bath brick home is situated on a .29-acre fenced lot with paved frontage. The well-maintained home offers ample space both inside and out, making it perfect for comfortable living and entertaining. As you step inside, you'll find vinyl flooring throughout-so there's no carpet to worry about! The home features a spacious kitchen with plenty of room for cooking and gathering, along with a separate den and family room that provide flexible living spaces to suit any lifestyle. Each room is generously sized, creating a welcoming and open atmosphere. Enjoy relaxing afternoons or sipping morning coffee on the screened-in porch. The entire yard is fenced in, making it ideal for pets, play, or gardening. Conveniently located near schools, shopping, and dining, this charming home combines small-town comfort with modern conveniences. Homes like this don't stay on the market for long-schedule your showing today!
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2023-11-17soldstatus $178,000 256-char remark
Show marketing remark (256 chars)
(Imported from ABBR ListingId 20993) This 3 bedroom, 2 bath home has so much to offer. Large eat-in kitchen, dining area, family room, and spacious bedrooms make this home perfect for a new or growing family. Enjoy your morning coffee while sitting on th
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2023-09-08$180,000 256-char remark
Show marketing remark (256 chars)
(Imported from ABBR ListingId 20993) This 3 bedroom, 2 bath home has so much to offer. Large eat-in kitchen, dining area, family room, and spacious bedrooms make this home perfect for a new or growing family. Enjoy your morning coffee while sitting on th
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2013-07-23soldstatus $75,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $387 · $32/mo
- Projected year-2 tax
- $1,592 · $133/mo
- Expected delta
- +$1,204/yr (+$100/mo · 311.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 8/10 Severe 7 d/yr ≥107°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,271
- − Mortgage interest
- −$9,691
- − Property taxes
- −$387
- − Insurance
- −$865
- − Repairs & maintenance
- −$1,622
- − Management
- −$1,622
- − Depreciation
- −$5,033
- Taxable income
- $1,052
- Est. tax owed @ 24.0%
- −$253
- After-tax cash flow
- $3,623/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Vidalia City
- NCES district ID
- 1305340
- Math proficiency
- 24% ▼ -9.00%
- Reading proficiency
- 27% ▼ -4.00%
- Median HH income
- $33,262
- Composite
- 20.87/100
- National rank
- #8495
- State rank
- #126 of 174 in GA
Livability — Vidalia
- Score
- 60/100
- State rank
- #377
- US rank
- #19133
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Vidalia, GA
- County
- Toombs County · 17,315 people
- City population
- 17,315
- Metro
- Vidalia, GA
- Population (ZIP)
- 17,315
- Household income
- $55,295
- Rent vs Own
- Severe rent burden
- 427.0
Population outlook (Toombs County) Hauer SSP2
- Today (2025)
- 26,784 people
- By 2030
- 26,312 · -1.8%
- By 2040
- 25,219 · -5.8%
- By 2050
- 23,733 · -11.4%
- By 2075
- 19,107 · -28.7%
- By 2100
- 12,922 · -51.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- White 57% Black 25% Two or more races 10% Hispanic / Latino 9% Asian 1%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Slovak 2% Italian 1% Lithuanian 1%
- Foreign-born
- 5% · Canada, China
- Languages at home
- 91% English-only · Spanish 7% Chinese 1% Other Indo-European 1%
Political lean MEDSL · Toombs
- 2024 margin
- Solid R (+50.7) · D 24.5% · R 75.2%
- 2008→2024 swing
- -12.6pp toward R · 2008: -38.1pp · 2024: -50.7pp
- All cycles
- 2024: R+50.7 2020: R+45.2 2016: R+46.9 2012: R+40.5 2008: R+38.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -58.08%
- Current HPI
- 231.4021
- Rent YoY
- —
- Metro
- Vidalia, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
+130.7% since first listed7 events — show timeline
- 2026-04-27 Price Changed $173,000 GAMLS
- 2026-03-19 Price Changed $183,000 GAMLS
- 2025-12-12 Price Changed $189,000 GAMLS
- 2025-11-03 Listed $192,500 GAMLS
- 2023-11-17 Sold (MLS) $178,000 GAMLS
- 2023-09-08 Listed $180,000 GAMLS
- 2013-07-23 Sold (Public Records) $75,000 Public Records
Property tax history
+2.4%/yrLatest (2025): $387 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…