CashFlowRE
Sign in Sign up
Sullivan Plan 🏗️ New Construction
C- Composite 54.58
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.0/30.0
  • Appreciation +9.2/10.0
  • ARV discount +7.5/15.0
  • DSCR +4.9/10.0
  • 1% rule +4.4/10.0
  • Condition / age +4.0/5.0
  • Schools +3.2/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0

$216,500

Sullivan Plan · Graniteville, SC 29829
3 bd · 2.0 ba · 1,184 sqft · Townhouse · 42 Days on market
Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

The Sullivan floorplan at Byrd Village offers 3 bedrooms and 2 full bathrooms in a single-level home covering 1,184 square feet. There is also a 1-car garage for a vehicle and extra storage. This one-story layout optimizes living space in a design that is both beautiful and functional. The open kitchen is centrally located, situated adjacent to the living room. With an island that accommodates bar stool seating, sleek cabinetry, granite countertops and stainless steel appliances, this kitchen offers the features you want most. The living room lets in the natural light and opens to a patio in the back, perfect for relaxing and entertaining outdoors. The primary bedroom suite is located at th

Key facts

  • Natural light
  • Bar stool seating
  • Granite countertops

Tags

OPEN KITCHENBAR STOOL SEATINGGRANITE COUNTERTOPSSTAINLESS STEEL APPLIANCESNATURAL LIGHTPATIO

Property features AI

Finance

  • Other: Address: 3010 Nolana Loop, Graniteville, SC 29829; Listing status: Active; Plan name: Sullivan
  • Financial info: List price $216,500

Exterior

  • Parking: 1 garage space (1 total parking space)
  • Home design: Single-family home (Sullivan plan, new construction)

Interior

  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 full bathrooms
  • Interior features: Open living area (1,184 finished living area)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $216,500 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $215,488.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath townhouse listed at $216k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $105 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $202k (6.8% below list).
  • Recommended offer: $202k (6.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: schools F, amenities F, commute F.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 299 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).

Forward outlook

  • In year one you build about $20k of equity ($1k loan paydown + $18k appreciation (8.4% local appreciation)).
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (8.4% appreciation + 3.0% rent growth), your $60k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 42 days — a 3% lower offer ($210k) is reasonable based on typical stale-listing flexibility.
Recommended offer $201,782 (6.8% below list)

Questions for the listing agent

  1. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 7% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
6.88%
Cash-on-cash
2.09%
DSCR
1.09
GRM
8.9

CMA / ARV

ARV (on-the-fly)
$215,488
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3103 Nolana Loop Loop 0.11mi 3/2.0 1,256 (+6%) 2mo $227,700 $181 83
677 Quartz Lane Ln 0.14mi 3/2.0 1,256 (+6%) 4mo $225,000 $179 80
3259 Nolana Loop Loop 0.16mi 3/2.0 1,256 (+6%) 9mo $240,700 $192 75
3177 Nolana Loop 0.16mi 3/2.0 1,256 (+6%) 17mo $236,915 $189 68
650 Quartz Ln 0.09mi 2/2.0 (-1) 1,078 (-9%) 10mo $175,000 $162 68
851 Feldspar Mnr 0.09mi 2/2.0 (-1) 1,078 (-9%) 13mo $185,000 $172 65
869 Feldspar Mnr 0.12mi 2/2.0 (-1) 1,078 (-9%) 12mo $195,825 $182 65
3173 Nolana Loop Loop 0.15mi 2/2.0 (-1) 1,078 (-9%) 11mo $193,215 $179 64
672 Quartz Ln 0.12mi 2/2.0 (-1) 1,078 (-9%) 13mo $196,000 $182 64
846 Feldspar Manor Mnr 0.09mi 2/2.0 (-1) 1,078 (-9%) 17mo $197,365 $183 61
669 Quartz Ln 0.12mi 2/2.0 (-1) 1,078 (-9%) 16mo $196,715 $182 61
691 Quartz Ln 0.16mi 2/2.0 (-1) 1,078 (-9%) 15mo $196,971 $183 60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
22.4%
Equity multiple
2.67×
Total profit
$100,747
Equity at exit
$169,315
10-year hold
IRR
20.4%
Equity multiple
5.77×
Total profit
$287,733
Equity at exit
$341,578

Cash invested: $60,337 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29829

Home prices YoY
3.0%
Active inventory
299
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$2,018 medium interval (Pro) →
Mortgage (P&I)
$1,130
Tax est. 1.5%
$269 /mo · $3,232/yr
Insurance
$90
HOA
$0
Vacancy / Maint / Mgmt
$424
Net cashflow
$105

Break-even live

Break-even rent $1,885
Max offer price $215,488
Occupancy floor 90%

Sensitivity live

Price -10% $254 -5% $179 +0% $105 +5% $30 +10% $-44
Rent -10% $-55 -5% $25 +0% $105 +5% $185 +10% $264
Rate -1.0pp $213 -0.5pp $160 base $105 +0.5pp $49 +1.0pp $-8

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,872
Closing costs
$6,465
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
512 Trestle Pass Warrenville, SC 1.0–2.0 1.0–2.0 960 $1,704 $1.77 15d 51 1.50mi

Listing history 15 events

  1. 2026-06-18
    days on market $216,500 Active 42 DOM
  2. 2026-06-17
    days on market $216,500 Active 41 DOM
  3. 2026-06-16
    days on market $216,500 Active 40 DOM
  4. 2026-06-15
    days on market $216,500 Active 39 DOM
  5. 2026-06-14
    days on market $216,500 Active 37 DOM
  6. 2026-06-13
    days on market $216,500 Active 36 DOM
  7. 2026-06-10
    days on market $216,500 Active 34 DOM
  8. 2026-06-09
    days on market $216,500 Active 33 DOM
  9. 2026-06-08
    days on market $216,500 Active 32 DOM
  10. 2026-06-07
    days on market $216,500 Active 31 DOM
  11. 2026-06-03
    days on market $216,500 Active 27 DOM
  12. 2026-06-02
    days on market $216,500 Active 26 DOM
  13. 2026-06-01
    days on market $216,500 Active 25 DOM
  14. 2026-05-31
    days on market $216,500 Active 24 DOM
  15. 2026-05-30
    days on market $216,500 Active 23 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,214
− Mortgage interest
−$12,071
− Property taxes
−$3,232
− Insurance
−$1,077
− Repairs & maintenance
−$1,937
− Management
−$1,937
− Depreciation
−$6,269
Taxable loss
−$2,310
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$554
After-tax cash flow
$1,813/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Good 80/100 Cosmetic rehab

This single-story home in Sullivan Plan at Byrd Village is in good condition with a good condition score of 80. It has a good kitchen, exterior, and flooring. The home is move-in ready with minor cosmetic improvements needed to enhance its curb appeal and value.

Value-add opportunities

  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
  • Both Landscaping and curb appeal improvements — Improves curb appeal and enhances property value
  • Both Add a small outdoor seating area — Increases outdoor living space and enhances property value

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
  • Both Landscaping and curb appeal improvements — Improves curb appeal and enhances property value
  • Both Add a small outdoor seating area — Increases outdoor living space and enhances property value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Graniteville

Score
59/100
State rank
#240
US rank
#19924

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 116,534 people
City population
12,385
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
12,385
Household income
$84,228
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
213.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Italian 2% Swedish 2% Slovak 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.38%
Current HPI
286.4155
Rent YoY
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…