6614 Calle Briseno · San Antonio, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Appreciation +5.0/10.0
- Schools +4.4/10.0
- Livability +4.0/5.0
- Condition / age +2.5/5.0
- Rent growth +2.1/5.0
$80,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Key facts
- 0.36 acre lot
- Built 1999
- Listed 36 days
Property features AI
Finance
- Other: Possession at closing/funding; For sale by Stonebury Realty
- Financial info: Down payment resources available
- HOA & community: Subdivision legal name: MEADOWOOD ACRES MD
Exterior
- Utilities: Septic system
- Home design: Pre-owned home; Approximately 27 years old
- Construction: Composition roof; Other foundation (see remarks)
- Exterior features: Vinyl exterior; Lot in Meadowood Acres subdivision
Interior
- Kitchen: Kitchen about 12 x 12
- Bedrooms: Master bedroom about 12 x 12; Bedroom 2 about 12 x 12; Bedroom 3 about 12 x 12
- Flooring: Linoleum flooring
- Bathrooms: 2 full bathrooms; Master bath with shower only (about 12 x 12)
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Ceiling fans; Washer connection; Dryer connection; All window coverings remain; 1 living area
- Laundry & utility: Washer and dryer connections in home
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath land listed at $80k.
Deal economics
- At list price, monthly cash flow is $445 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $80k).
- Recommended offer: $78k (3.0% below list) — sets the bar for market timing.
- Cap rate 13.0% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
- Medina Valley ISD (rural): math 48% / reading 53% proficiency, ranked #148 of 826 in TX (top 18%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Medina Valley H S (math 34% / reading 55%, grade F, #652 of 1,632 statewide, top 43%, 2,147 students, 51% FRL) — zoned schools at 51% FRL track the district average.
- Market conditions: Rents soft (-1.7%/yr); 537 active listings in the ZIP; solid renter incomes; 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
- This rent is only 18% of the median local income ($86k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.
Forward outlook
- In year one you build about $552 of equity ($553 loan paydown + $-1 appreciation (-0.0% local appreciation)).
- Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-0.0% appreciation + 0.0% rent growth), your $22k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 36 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 36 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.56% ✓
- Cap rate
- 12.97%
- Cash-on-cash
- 23.85%
- DSCR
- 2.06
- GRM
- 5.3
CMA / ARV
- ARV (median comp)
- $237,432
- List price
- $80,000
- Delta
- -66.31%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-0.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 21.3%
- Equity multiple
- 2.00×
- Total profit
- $22,363
- Equity at exit
- $23,222
- IRR
- 23.5%
- Equity multiple
- 3.34×
- Total profit
- $52,380
- Equity at exit
- $27,909
Cash invested: $22,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78252
- Home prices YoY
- -0.0%
- Rents YoY
- -1.7%
- Active inventory
- 537
- Price-to-rent
- 5.3×
Monthly cashflow live
- Estimated rent
- $1,249 medium interval (Pro) →
- Mortgage (P&I)
- −$420
- Tax from tax record
- −$89 /mo · $1,062/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$262
- Net cashflow
- $445
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $20,000
- Closing costs
- $2,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 8 events
-
2026-06-04status $80,000 Pending 36 DOM
-
2026-06-03days on market $80,000 Active Option 36 DOM
-
2026-06-02days on market $80,000 Active Option 35 DOM
-
2026-06-02status $80,000 Active Option 34 DOM
-
2026-06-01days on market $80,000 Active 34 DOM
-
2026-05-31days on market $80,000 Active 33 DOM
-
2026-04-28$80,000 New
-
2007-12-04soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,062 · $89/mo
- Projected year-2 tax
- $1,464 · $122/mo
- Expected delta
- +$402/yr (+$33/mo · 37.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 8/10 Severe 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,987
- − Mortgage interest
- −$4,481
- − Property taxes
- −$1,062
- − Insurance
- −$400
- − Repairs & maintenance
- −$1,199
- − Management
- −$1,199
- − Depreciation
- −$2,327
- Taxable income
- $4,318
- Est. tax owed @ 24.0%
- −$1,036
- After-tax cash flow
- $4,307/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Medina Valley ISD
- NCES district ID
- 4830060
- Math proficiency
- 48% ▼ -9.00%
- Reading proficiency
- 53% ▼ -2.00%
- Median HH income
- $60,596
- Composite
- 44.2/100
- National rank
- #2851
- State rank
- #148 of 826 in TX
Livability — San Antonio
- Score
- 80/100
- State rank
- #31
- US rank
- #1616
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Bexar County · 1,990,555 people
- City population
- 1,806,925
- Metro
- San Antonio-New Braunfels, TX
- Population (ZIP)
- 21,790
- Household income
- $85,518
- Rent vs Own
- Severe rent burden
- 152.0
Population outlook (Bexar County) Hauer SSP2
- Today (2025)
- 2,336,851 people
- By 2030
- 2,560,728 · +9.6%
- By 2040
- 3,020,569 · +29.3%
- By 2050
- 3,493,522 · +49.5%
- By 2075
- 4,668,459 · +99.8%
- By 2100
- 5,533,242 · +136.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (68%)
- Race & ethnicity
- Hispanic / Latino 68% Two or more races 29% White 17% Black 8% Asian 3% Native American 1%
- Hispanic origin (detail)
- Mexican 61% Puerto Rican 1%
- Common ancestry
- Hispanic 2% Lithuanian 1% German 1%
- Foreign-born
- 12% · Canada, South Korea
- Languages at home
- 58% English-only · Spanish 38% Tagalog/Filipino 2% Other Indo-European 1%
Political lean MEDSL · Bexar
- 2024 margin
- Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
- 2008→2024 swing
- +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
- All cycles
- 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▬ -0.00%
- Current HPI
- 183.6413
- Rent YoY
- ▼ -1.67%
- Metro
- San Antonio-New Braunfels, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
4 events — show timeline
- 2026-06-03 Pending — LERA
- 2026-06-01 Contingent — LERA
- 2026-04-28 Listed $80,000 LERA
- 2007-12-04 Sold (Public Records) — Public Records
Property tax history
+9.9%/yrLatest (2025): $1,062 · -55.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…