1108 Marcos Hinojosa Ave · Hebbronville, TX 78361

$79,000

3 bd · 1.0 ba · 1,056 sqft · SingleFamily · 121 Days on market

Built 1970 0.32 ac lot $75/sqft · 37% above area Est $57k · 37% over

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.9/30.0
• DSCR +7.0/10.0
• 1% rule +6.2/10.0
• Appreciation +4.5/10.0
• Livability +3.1/5.0
• Schools +2.6/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0

Listing remarks MLS

Charming 3-Bedroom home on spacious lots. Enjoy peaceful living in this delightful 3 BR/1BTH home set on 2 generous sized lots with no rear neighbors. The privacy-fenced backyard offers serene afternoons and plenty of space for entertaining, gardening, or letting pets roam freely. Step inside and discover a cozy yet functional layout featuring split bedrooms for added comfort and privacy, plus 2 dining areas. The classic brick exterior provides timeless curb appeal and low-maintenance durability. Located in a quiet, established neighborhood, this property is a perfect fit for first-time buyers, investors, or anyone seeking tranquility with room to grow.

Key facts

• 2 dining areas
• Split bedrooms
• 0.32 acre lot

Tags

• PRIVACY FENCED BACKYARD
• SPLIT BEDROOMS
• 2 DINING AREAS
• CLASSIC BRICK EXTERIOR

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $79k.

Deal economics

• At list price, monthly cash flow is $125 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($882 rent vs $79k).
• Recommended offer: $70k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 61/100 on livability (#1,032 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D+, schools D-, amenities F.
• Jim Hogg County ISD (town): math 31% / reading 31% proficiency, ranked #622 of 826 in TX (top 75%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 36 active listings in the ZIP.

Forward outlook

• Local home prices are declining (-0.9%/yr); year-one equity from $546 of loan paydown is wiped out by about $754 of value loss. Plan a longer hold.
• Jim Hogg County population projected at -10% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-0.9% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 121 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 95% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 6→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $69,520 (12.0% below list)

Questions for the listing agent

1. It's been on market 121 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.12% ✓
• Cap rate: 8.19%
• Cash-on-cash: 6.76%
• DSCR: 1.30
• GRM: 7.5

CMA / ARV

• ARV (median comp): $57,462
• List price: $79,000
• Delta: 37.48%
• Verdict: OVERPRICED
• Comps: 13 within 1.0 mi

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
511 E Gruy	0.13mi	3/2.0	1,125 (+6%)	6mo	$58,217	$52	74
501 E Bessie St	0.21mi	2/1.0 (-1)	912 (-14%)	8mo	$39,000	$43	56
402 E Kohler St	0.22mi	2/2.0 (-1)	920 (-13%)	14mo	$78,500	$85	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.95% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 2.2%
• Equity multiple: 1.10×
• Total profit: $2,178
• Equity at exit: $19,238

10-year hold

• IRR: 8.7%
• Equity multiple: 1.85×
• Total profit: $18,836
• Equity at exit: $20,346

Cash invested: $22,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78361

• Home prices YoY: -0.9%
• Active inventory: 36
• Price-to-rent: 7.5×

Monthly cashflow live

• Estimated rent: $882 medium
• Mortgage (P&I): −$414
• Tax from tax record: −$125 /mo · $1,504/yr
• Insurance: −$33
• HOA: −$0
• Vacancy / Maint / Mgmt: −$185
• Net cashflow: $125

Break-even live

Break-even rent $725

Max offer price $79,000

Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $19,750
• Closing costs: $2,370
• Reserves months: —
• Total cash needed: —

Listing history 14 events

1. 2026-06-13
   days on market $79,000 Active 121 DOM
2. 2026-06-12
   days on market $79,000 Active 120 DOM
3. 2026-06-10
   days on market $79,000 Active 117 DOM
4. 2026-06-08
   days on market $79,000 Active 116 DOM
5. 2026-06-08
   days on market $79,000 Active 115 DOM
6. 2026-06-05
   days on market $79,000 Active 113 DOM
7. 2026-06-03
   days on market $79,000 Active 111 DOM
8. 2026-06-02
   days on market $79,000 Active 110 DOM
9. 2026-06-01
   days on market $79,000 Active 109 DOM
10. 2026-05-31
    days on market $79,000 Active 108 DOM
11. 2026-02-12
    listed $79,000 Active 661-char remark

    Show marketing remark (459 chars)

    Enjoy peaceful living in this delightful 3 BR/1BTH home set on 2 generous sized lots with no rear neighbors. The privacy-fenced backyard offers serene afternoons and plenty of space for entertaining, gardening, or letting pets roam freely. Step inside and discover a cozy yet functional layout featuring split bedrooms for added comfort and privacy, plus 2 dining areas. The classic brick exterior provides timeless curb appeal and low-maintenance durability.

12. 2026-02-12
    listed $79,000 Active 459-char remark

    Show marketing remark (459 chars)

    Enjoy peaceful living in this delightful 3 BR/1BTH home set on 2 generous sized lots with no rear neighbors. The privacy-fenced backyard offers serene afternoons and plenty of space for entertaining, gardening, or letting pets roam freely. Step inside and discover a cozy yet functional layout featuring split bedrooms for added comfort and privacy, plus 2 dining areas. The classic brick exterior provides timeless curb appeal and low-maintenance durability.

13. 2025-07-27
    listed $79,000 Active
14. 2021-08-24
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $1,504 · $125/mo
• Projected year-2 tax: $1,504 · $125/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 9/10 Extreme 6 d/yr ≥111°F today · 19 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 95% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $10,589
• − Mortgage interest: −$4,425
• − Property taxes: −$1,504
• − Insurance: −$395
• − Repairs & maintenance: −$847
• − Management: −$847
• − Depreciation: −$2,298
• Taxable income: $273
• Est. tax owed @ 24.0%: −$66
• After-tax cash flow: $1,430/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jim Hogg County ISD
• NCES district ID: 4824750
• Math proficiency: 31% ▼ -15.00%
• Reading proficiency: 31% ▼ -2.00%
• Median HH income: $35,870
• Composite: 25.69/100
• National rank: #7391
• State rank: #622 of 826 in TX

Livability — Hebbronville

• Score: 61/100
• State rank: #1032
• US rank: #18361

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment F Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hebbronville, TX
• Population (ZIP): 4,764

Population outlook (Jim Hogg County) Hauer SSP2

• Today (2025): 5,023 people
• By 2030: 4,897 · -2.5%
• By 2040: 4,722 · -6.0%
• By 2050: 4,510 · -10.2%
• By 2075: 3,827 · -23.8%
• By 2100: 2,794 · -44.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (78%)
• Race & ethnicity: Hispanic / Latino 78% Two or more races 40% White 21%
• Hispanic origin (detail): Mexican 76%
• Foreign-born: 1% · Canada
• Languages at home: 41% English-only · Spanish 58% Tagalog/Filipino 1%

Political lean MEDSL · Jim Hogg

• 2024 margin: Lean D (+8.3) · D 54.0% · R 45.7%
• 2008→2024 swing: -39.3pp toward R · 2008: 47.6pp · 2024: 8.3pp
• All cycles: 2024: D+8.3 2020: D+17.9 2016: D+56.9 2012: D+56.7 2008: D+47.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.95%
• Current HPI: 99.0946
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+0.0% since first listed

4 events — show timeline

• 2026-02-12 Listed $79,000 LAOR
• 2026-02-12 Listed $79,000 CBMLS
• 2025-07-27 Listed $79,000 CBMLS
• 2021-08-24 Sold (Public Records) — Public Records

Property tax history

+4.3%/yr

Latest (2025): $1,504 · -3.2% YoY. Source: county tax records.