716 SE Evergreen Ter · Port St. Lucie, FL 34983

$275,000

2 bd · 2.0 ba · 1,465 sqft · SingleFamily public records · 5 Days on market

Built 1987 10,454 sqft lot Est $363k · 24% under

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +13.2/30.0
• DSCR +4.0/10.0
• Schools +3.7/10.0
• 1% rule +3.6/10.0
• Rent growth +2.9/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Well kept 2 Bedroom, 2 Bath, 2 Car Garage in the heart of Port St. Lucie and close to the new Crosstown bridge that will take you straight to US1. House has Tile in Living areas and wood floors in the Bedrooms, updated Kitchen Cabinets, Newer A/C unit, Newer Garage Door, Hurricane Shutters. Backyard is Fenced and has a nice covered screened in Porch. Call today will not last long.

Key facts

• 2017 a/c
• Fully fenced
• Tile flooring

Tags

• 2022 ROOF
• 2017 A/C
• FULLY FENCED
• SPLIT BEDROOM FLOORPLAN
• TILE FLOORING
• SCREENED FRONT AND BACK PATIO

Property features AI

Exterior

• Parking: Attached garage (2 spaces); Driveway parking (total 4 spaces, 2 covered)
• Security: Smoke detectors
• Utilities: Public water; Public sewer; Electricity connected; Cable connected
• Home design: Single-family residence; One story; North-facing; Resale condition
• Construction: Concrete block with stucco and stone exterior; Metal roof
• Exterior features: Covered patio; Screened patio/porch; Open patio; Fenced backyard with wood gate

Interior

• Kitchen: Dishwasher; Electric range; Microwave; Refrigerator; Garbage disposal; Electric water heater
• Bedrooms: 2 main-level bedrooms
• Flooring: Carpet; Tile; Wood
• Bathrooms: 2 full bathrooms (main level)
• Heating & cooling: Central heating; Central air conditioning; Ceiling fans
• Interior features: High ceilings with vaulted areas; Walk-in closets; Satellite dish; Unfurnished
• Laundry & utility: Washer hookup inside; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $275k.

Deal economics

• At list price, monthly cash flow is $-5 ($-65/yr) — negative.
• To cash-flow at today's rent, offer at most $274k (0.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $237k (13.7% below list).
• Recommended offer: $237k (13.7% below list) — sets the bar for 1% rule.
• Cap rate 6.3% vs local median 3.9% in Port St. Lucie — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• St. Lucie (urban): math 40% / reading 48% proficiency, ranked #51 of 73 in FL (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.5%/yr); 359 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,868 units permitted in St. Lucie County in 2024 (268 in 5+ unit buildings).
• This rent runs 38% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• St. Lucie County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $179k; list at $275k implies a 54% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $237,333 (13.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.86% ✗
• Cap rate: 6.27%
• Cash-on-cash: -0.08%
• DSCR: 1.00
• GRM: 9.7

CMA / ARV

• ARV (on-the-fly): $363,320
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1064 SE Euclid Ln	0.15mi	2/2.0	1,374 (-6%)	7mo	$325,000	$237	77
751 SE Whitehurst Ave	0.33mi	3/2.0 (+1)	1,420 (-3%)	8mo	$370,000	$261	68
838 SE Cavern Ave	0.20mi	3/2.0 (+1)	1,605 (+10%)	6mo	$365,000	$227	65
667 SE Harborview Dr	0.52mi	3/2.0 (+1)	1,563 (+7%)	4mo	$465,000	$298	56
1374 SE Concha St	0.51mi	3/2.0 (+1)	1,376 (-6%)	6mo	$370,000	$269	56
842 SE Chaloupe Ave	0.28mi	3/2.0 (+1)	1,284 (-12%)	9mo	$385,000	$300	54
1131 SE Puritan Ln	0.36mi	3/2.0 (+1)	1,316 (-10%)	10mo	$327,000	$248	53
777 SE Arton Ln	0.41mi	3/2.0 (+1)	1,608 (+10%)	8mo	$537,000	$334	53
1357 SE Bayharbor St	0.47mi	3/2.0 (+1)	1,646 (+12%)	1mo	$380,000	$231	51
1116 SE Puritan Ln	0.41mi	3/2.0 (+1)	1,272 (-13%)	4mo	$245,000	$193	50
956 SE Brookedge Ave	0.64mi	3/2.0 (+1)	1,674 (+14%)	6mo	$298,000	$178	36
401 SE Faith Ter	0.71mi	3/2.0 (+1)	1,666 (+14%)	4mo	$405,500	$243	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.53% rent growth · sell at horizon

5-year hold

• IRR: -18.1%
• Equity multiple: 0.37×
• Total profit: $-48,342
• Equity at exit: $41,003

10-year hold

• IRR: -13.4%
• Equity multiple: 0.27×
• Total profit: $-56,225
• Equity at exit: $23,777

Cash invested: $77,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34983

• Home prices YoY: -33.9%
• Rents YoY: 1.5%
• Active inventory: 359
• Price-to-rent: 9.7×

Monthly cashflow live

• Estimated rent: $2,373 high
• Mortgage (P&I): −$1,442
• Tax from tax record: −$324 /mo · $3,883/yr
• Insurance: −$115
• HOA: −$0
• Vacancy / Maint / Mgmt: −$498
• Net cashflow: $-5

Break-even live

Break-even rent $2,380

Max offer price $274,048

Occupancy floor 95%

Sensitivity live

Price	-10% $150	-5% $72	+0% $-5	+5% $-83	+10% $-161
Rent	-10% $-193	-5% $-99	+0% $-5	+5% $88	+10% $182
Rate	-1.0pp $133	-0.5pp $65	base $-5	+0.5pp $-77	+1.0pp $-149

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $68,750
• Closing costs: $8,250
• Reserves months: —
• Total cash needed: —

Rent comps 21 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
650 SE Evergreen Ter Port Saint Lucie, FL	2.0	2.0	974	$2,095	$2.15	15d	1	0.18mi
805 SE Cavern Ave Port Saint Lucie, FL	3.0	2.0	1732	$2,500	$1.44	24d	1	0.19mi
730 SE White Ave Port Saint Lucie, FL	2.0	2.0	1386	$10,000	$7.22	24d	1	0.49mi
991 SE Walters Ter Port Saint Lucie, FL	2.0	2.0	1040	$8,500	$8.17	24d	1	0.70mi
562 SE Walters Ter Port Saint Lucie, FL	3.0	2.0	1833	$2,700	$1.47	15d	1	0.75mi
1382 SE Sandia Dr Port Saint Lucie, FL	2.0	1.0	945	$1,000	$1.06	24d	1	0.95mi
1652 SE Floresta Dr Port Saint Lucie, FL	3.0	2.0	1344	$2,350	$1.75	24d	1	0.98mi
336 SE Tranquilla Ave Port Saint Lucie, FL	3.0	3.0	1412	$2,700	$1.91	15d	1	1.11mi
1701 SE Manth Ln Port Saint Lucie, FL	3.0	2.0	1542	$2,300	$1.49	15d	1	1.13mi
160 SE Duxbury Ave Port Saint Lucie, FL	2.0	2.5	1521	$2,700	$1.78	24d	1	1.13mi
154 SE Selva Ct Port Saint Lucie, FL	3.0	2.0	1503	$3,000	$2.00	24d	1	1.15mi
173 SE Fallon Dr Port Saint Lucie, FL	3.0	2.0	1281	$2,400	$1.87	15d	1	1.17mi
107 SE Lucero Dr Port Saint Lucie, FL	3.0	2.0	1326	$2,150	$1.62	22d	1	1.17mi
121 SE Juper Ave Port Saint Lucie, FL	2.0	2.0	1450	$2,500	$1.72	24d	1	1.19mi
400 NW Prima Vista Blvd Port St Lucie, FL	2.0	2.0	1566	$2,300	$1.47	24d	1	1.24mi
213 NE Prima Vista Blvd Port Saint Lucie, FL	2.0	1.0	1012	$2,000	$1.98	24d	1	1.29mi
151 SE Castana Ct Port Saint Lucie, FL	3.0	2.0	1382	$2,500	$1.81	24d	1	1.31mi
601 SE Polynesian Ave Port Saint Lucie, FL	2.0	2.0	1143	$2,000	$1.75	15d	1	1.43mi
116 Prima Vista Blvd Unit A Port St. Lucie, FL	3.0	1.0	1314	$2,600	$1.98	24d	1	1.46mi
738 SW Ravenswood Ln Port St Lucie, FL	2.0	2.0	894	$2,100	$2.35	22d	1	1.48mi
1881 SE Manth Ln Port Saint Lucie, FL	1.0	1.5	1200	$1,000	$0.83	22d	1	1.49mi

Listing history 14 events

1. 2026-05-23
   status Pending
2. 2026-05-21
   historical
3. 2026-05-16
   listed $275,000 Active
4. 2018-05-10
   soldstatus $179,000
5. 2018-05-08
   soldstatus $179,000 Closed 384-char remark

   Show marketing remark (384 chars)

   Well kept 2 Bedroom, 2 Bath, 2 Car Garage in the heart of Port St. Lucie and close to the new Crosstown bridge that will take you straight to US1. House has Tile in Living areas and wood floors in the Bedrooms, updated Kitchen Cabinets, Newer A/C unit, Newer Garage Door, Hurricane Shutters. Backyard is Fenced and has a nice covered screened in Porch. Call today will not last long.

6. 2018-04-27
   status Pending 384-char remark

   Show marketing remark (384 chars)

   Well kept 2 Bedroom, 2 Bath, 2 Car Garage in the heart of Port St. Lucie and close to the new Crosstown bridge that will take you straight to US1. House has Tile in Living areas and wood floors in the Bedrooms, updated Kitchen Cabinets, Newer A/C unit, Newer Garage Door, Hurricane Shutters. Backyard is Fenced and has a nice covered screened in Porch. Call today will not last long.

7. 2018-04-06
   historical Active Under Contract 384-char remark

   Show marketing remark (384 chars)

   Well kept 2 Bedroom, 2 Bath, 2 Car Garage in the heart of Port St. Lucie and close to the new Crosstown bridge that will take you straight to US1. House has Tile in Living areas and wood floors in the Bedrooms, updated Kitchen Cabinets, Newer A/C unit, Newer Garage Door, Hurricane Shutters. Backyard is Fenced and has a nice covered screened in Porch. Call today will not last long.

8. 2018-04-05
   listed $179,900 Active 384-char remark

   Show marketing remark (384 chars)

   Well kept 2 Bedroom, 2 Bath, 2 Car Garage in the heart of Port St. Lucie and close to the new Crosstown bridge that will take you straight to US1. House has Tile in Living areas and wood floors in the Bedrooms, updated Kitchen Cabinets, Newer A/C unit, Newer Garage Door, Hurricane Shutters. Backyard is Fenced and has a nice covered screened in Porch. Call today will not last long.

9. 2010-08-19
   soldstatus $74,900
10. 2010-08-16
    soldstatus $74,900 597-char remark

    Show marketing remark (597 chars)

    Immaculate home east of Floresta. Tile and wood floors throughout home. Remodeled kitchen w/ wood cabinets & breakfast bar. Large tiled family room w/ pocket sliders to the screen porch & fenced yard(East side is neighbors). Formal living room w/ bay window & vaulted ceilings. Dining room with sliders to the porch. Wood floors in bedrooms. All windows have 3M tinting except 2 sliders. Hurricane panels for all windows except the family room sliders. City water hook-up is paid. Cabinets in garage. Not a short sale or foreclosure. Must show after 3:30 weekdays because of dog.

11. 2010-07-25
    historical 597-char remark

    Show marketing remark (597 chars)

    Immaculate home east of Floresta. Tile and wood floors throughout home. Remodeled kitchen w/ wood cabinets & breakfast bar. Large tiled family room w/ pocket sliders to the screen porch & fenced yard(East side is neighbors). Formal living room w/ bay window & vaulted ceilings. Dining room with sliders to the porch. Wood floors in bedrooms. All windows have 3M tinting except 2 sliders. Hurricane panels for all windows except the family room sliders. City water hook-up is paid. Cabinets in garage. Not a short sale or foreclosure. Must show after 3:30 weekdays because of dog.

12. 2010-07-21
    listed $74,900 597-char remark

    Show marketing remark (597 chars)

    Immaculate home east of Floresta. Tile and wood floors throughout home. Remodeled kitchen w/ wood cabinets & breakfast bar. Large tiled family room w/ pocket sliders to the screen porch & fenced yard(East side is neighbors). Formal living room w/ bay window & vaulted ceilings. Dining room with sliders to the porch. Wood floors in bedrooms. All windows have 3M tinting except 2 sliders. Hurricane panels for all windows except the family room sliders. City water hook-up is paid. Cabinets in garage. Not a short sale or foreclosure. Must show after 3:30 weekdays because of dog.

13. 1996-10-16
    soldstatus $72,500
14. 1986-11-01
    soldstatus $12,700

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,883 · $324/mo
• Projected year-2 tax: $3,883 · $324/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 24 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,480
• − Mortgage interest: −$15,404
• − Property taxes: −$3,883
• − Insurance: −$1,375
• − Repairs & maintenance: −$2,278
• − Management: −$2,278
• − Depreciation: −$8,000
• Taxable loss: −$4,739
• Est. tax savings @ 24.0%: +$1,137
• After-tax cash flow: $1,073/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Lucie
• NCES district ID: 1201770
• Math proficiency: 40% ▼ -11.00%
• Reading proficiency: 48% ▼ -4.00%
• Median HH income: $44,737
• Composite: 37.28/100
• National rank: #4449
• State rank: #51 of 73 in FL

Livability — Port St. Lucie

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Port St. Lucie, FL
• County: Saint Lucie County · 337,150 people
• City population: 221,051
• Metro: Port St. Lucie, FL
• Population (ZIP): 49,001
• Household income: $75,489
• Rent vs Own: 15.2% rent · 84.8% own
• Severe rent burden: 843.0

Population outlook (St. Lucie County) Hauer SSP2

• Today (2025): 338,016 people
• By 2030: 355,687 · +5.2%
• By 2040: 385,521 · +14.1%
• By 2050: 406,106 · +20.1%
• By 2075: 441,054 · +30.5%
• By 2100: 436,885 · +29.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 51% Hispanic / Latino 23% Black 18% Two or more races 13% Asian 3%
• Hispanic origin (detail): Mexican 3% Puerto Rican 9% Cuban 3%
• Common ancestry: Hispanic 3% Romanian 2% Italian 1%
• Foreign-born: 19% · Canada, Guatemala, Jamaica
• Languages at home: 74% English-only · Spanish 15% French/Haitian/Cajun 4% Other Indo-European 2%

Political lean MEDSL · St. Lucie

• 2024 margin: Lean R (+9.1) · D 45.1% · R 54.2%
• 2008→2024 swing: -21.2pp toward R · 2008: 12.1pp · 2024: -9.1pp
• All cycles: 2024: R+9.1 2020: R+1.6 2016: R+2.5 2012: D+7.9 2008: D+12.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -209.28%
• Current HPI: 407.6341
• Rent YoY: ▲ 1.53%
• Metro: Port St. Lucie, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+2065.4% since first listed

14 events — show timeline

• 2026-05-23 Pending — Beaches MLS
• 2026-05-21 Listing Removed — Beaches MLS
• 2026-05-16 Listed $275,000 Beaches MLS
• 2018-05-10 Sold (Public Records) $179,000 Public Records
• 2018-05-08 Sold (MLS) $179,000 Beaches MLS
• 2018-04-27 Pending — Beaches MLS
• 2018-04-06 Contingent — Beaches MLS
• 2018-04-05 Listed $179,900 Beaches MLS
• 2010-08-19 Sold (Public Records) $74,900 Public Records
• 2010-08-16 Sold (MLS) $74,900 Beaches MLS
• 2010-07-25 Listing Removed — Beaches MLS
• 2010-07-21 Listed $74,900 Beaches MLS
• 1996-10-16 Sold (Public Records) $72,500 Public Records
• 1986-11-01 Sold (Public Records) $12,700 Public Records

Property tax history

+14.2%/yr

Latest (2025): $3,883 · +3.4% YoY. Source: county tax records.