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125 Nina Celeste Ln
C- Composite 50.13
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +13.3/30.0
  • Schools +5.1/10.0
  • DSCR +4.0/10.0
  • Livability +3.6/5.0
  • 1% rule +3.4/10.0
  • Rent growth +3.3/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$320,000

125 Nina Celeste Ln · Fayetteville, GA 30215
3 bd · 3.0 ba · 2,228 sqft · SingleFamily public records · 137 Days on market
Built 1983 1.89 ac lot $144/sqft · 16% below area Est $432k · 26% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

SELLER CONTRIBUTING 2500.00 TOWARDS CLOSING COSTS! Welcome home to this charming 3 bedroom, 2 bath property with NO HOA. Step through the front door into a welcoming living room that flows seamlessly into a spacious dining area-perfect for hosting gatherings. The kitchen features freshly painted cabinets and brand new flooring. Upstairs, you'll find three comfortable bedrooms and two full baths. The primary suite includes its own private bath with granite countertops and tile flooring. The secondary bathroom has been updated with new flooring! This level also includes a convenient laundry chute. The lower level offers a large bonus room with a cozy fireplace, ideal for an additional bedroom, playroom, or office. This space also includes a half bath with new granite countertops. The basement features a wet bar and plenty of room for entertaining, along with a separate exterior entrance. Outside, enjoy a huge yard with endless possibilities. This home has close to 2 acres. The AC was replaced in 2021. Located just minutes from Piedmont Hospital and Trilith, this home offers both comfort and convenience.

Key facts

  • Laundry chute
  • Large bonus room
  • Private bath

Tags

FRESHLY PAINTED CABINETSNEW FLOORINGPRIVATE BATHGRANITE COUNTERTOPSLAUNDRY CHUTELARGE BONUS ROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath single-family listed at $320k.

Deal economics

  • At list price, monthly cash flow is $0 ($-3/yr) — negative.
  • To cash-flow at today's rent, offer at most $320k (0.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $269k (15.9% below list).
  • Recommended offer: $269k (15.9% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 4.4% in Fayetteville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#86 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, schools B+, health & safety B+; Watch: amenities F, commute F.
  • Fayette County (suburban): math 52% / reading 60% proficiency, ranked #7 of 174 in GA (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+3.2%/yr); 306 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 323 units permitted in Fayette County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Fayette County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 137 days — a 12% lower offer ($282k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $269,261 (15.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 137 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
6.29%
Cash-on-cash
-0.00%
DSCR
1.00
GRM
9.9

CMA / ARV

ARV (median comp)
$431,760
List price
$320,000
Delta
-25.88%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
125 Nina Celeste Ln 0.00mi 3/2.5 2,514 (+13%) 0mo $316,000 $126 76
545 Grand Teton Cir 0.56mi 3/2.0 2,222 (-0%) 11mo $412,000 $185 60
370 Grand Teton Cir 0.57mi 3/3.0 2,334 (+5%) 10mo $465,000 $199 57
2051 Forest Dr 0.66mi 4/3.0 (+1) 2,100 (-6%) 2mo $365,000 $174 53
520 Grand Teton Cir 0.53mi 2/2.0 (-1) 2,063 (-7%) 2mo $415,000 $201 52
220 Sunderland Cir 0.60mi 4/2.5 (+1) 2,215 (-1%) 17mo $412,500 $186 49
180 Sunderland Cir 0.63mi 4/2.5 (+1) 2,395 (+8%) 3mo $439,000 $183 48
120 Michael Ct 0.71mi 4/2.5 (+1) 2,049 (-8%) 0mo $397,500 $194 46
115 Sunderland Cir 0.74mi 4/3.0 (+1) 2,313 (+4%) 10mo $410,000 $177 46
190 Sunderland Cir 0.62mi 4/2.5 (+1) 2,109 (-5%) 18mo $390,000 $185 40
220 Brock Ct 0.66mi 2/2.0 (-1) 2,099 (-6%) 15mo $435,000 $207 38
150 Ferncliff 0.63mi 4/2.5 (+1) 2,506 (+12%) 15mo $420,000 $168 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.22% rent growth · sell at horizon

5-year hold
IRR
-16.1%
Equity multiple
0.43×
Total profit
$-51,282
Equity at exit
$47,713
10-year hold
IRR
-7.4%
Equity multiple
0.53×
Total profit
$-42,258
Equity at exit
$27,668

Cash invested: $89,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30215

Rents YoY
3.2%
Active inventory
306
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$2,693 high interval (Pro) →
Mortgage (P&I)
$1,678
Tax from tax record
$316 /mo · $3,791/yr
Insurance
$133
HOA
$0
Vacancy / Maint / Mgmt
$565
Net cashflow
$-0

Break-even live

Break-even rent $2,693
Max offer price $319,958
Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$80,000
Closing costs
$9,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
163 Old Norton Rd Fayetteville, GA 4.0 2.5 2870 $2,495 $0.87 44d 1 0.16mi
163 Old Norton Rd Fayetteville, GA 4.0 2.5 2870 $2,595 $0.90 5d 1 0.16mi
163 Old Norton Rd Fayetteville, GA 4.0 2.5 2870 $2,595 $0.90 1d 1 0.16mi
100 Lakeview Ln Fayetteville, GA 3.0 2.0 1900 $2,300 $1.21 44d 1 0.35mi
111 Beaverbrook Ln Fayetteville, GA 4.0 2.5 2284 $3,129 $1.37 17d 1 0.66mi
105 Edgemoore Ln Fayetteville, GA 4.0 2.5 2580 $2,495 $0.97 24d 1 0.88mi
109 Hickory Ave Fayetteville, GA 3.0 2.0 1576 $2,200 $1.40 4d 1 1.20mi
290 Cornwallis Way Fayetteville, GA 3.0 2.0 2860 $1,935 $0.68 22d 1 1.38mi
165 Gingercake Ct Fayetteville, GA 3.0 2.0 1582 $2,110 $1.33 44d 1 1.38mi
320 Oak St Fayetteville, GA 3.0 2.5 1913 $2,010 $1.05 5d 1 1.42mi
110 Gingerbread Pl Fayetteville, GA 3.0 2.0 1582 $2,115 $1.34 4d 1 1.46mi
289 2nd St Fayetteville, GA 3.0 2.5 2188 $4,900 $2.24 4d 1 1.49mi

Listing history 34 events

  1. 2026-05-18
    status Under Contract 1118-char remark
    Show marketing remark (1118 chars)

    SELLER CONTRIBUTING 2500.00 TOWARDS CLOSING COSTS! Welcome home to this charming 3 bedroom, 2 bath property with NO HOA. Step through the front door into a welcoming living room that flows seamlessly into a spacious dining area-perfect for hosting gatherings. The kitchen features freshly painted cabinets and brand new flooring. Upstairs, you'll find three comfortable bedrooms and two full baths. The primary suite includes its own private bath with granite countertops and tile flooring. The secondary bathroom has been updated with new flooring! This level also includes a convenient laundry chute. The lower level offers a large bonus room with a cozy fireplace, ideal for an additional bedroom, playroom, or office. This space also includes a half bath with new granite countertops. The basement features a wet bar and plenty of room for entertaining, along with a separate exterior entrance. Outside, enjoy a huge yard with endless possibilities. This home has close to 2 acres. The AC was replaced in 2021. Located just minutes from Piedmont Hospital and Trilith, this home offers both comfort and convenience.

  2. 2026-05-12
    price $320,000 1118-char remark
    Show marketing remark (1118 chars)

    SELLER CONTRIBUTING 2500.00 TOWARDS CLOSING COSTS! Welcome home to this charming 3 bedroom, 2 bath property with NO HOA. Step through the front door into a welcoming living room that flows seamlessly into a spacious dining area-perfect for hosting gatherings. The kitchen features freshly painted cabinets and brand new flooring. Upstairs, you'll find three comfortable bedrooms and two full baths. The primary suite includes its own private bath with granite countertops and tile flooring. The secondary bathroom has been updated with new flooring! This level also includes a convenient laundry chute. The lower level offers a large bonus room with a cozy fireplace, ideal for an additional bedroom, playroom, or office. This space also includes a half bath with new granite countertops. The basement features a wet bar and plenty of room for entertaining, along with a separate exterior entrance. Outside, enjoy a huge yard with endless possibilities. This home has close to 2 acres. The AC was replaced in 2021. Located just minutes from Piedmont Hospital and Trilith, this home offers both comfort and convenience.

  3. 2026-03-18
    price $322,400 1118-char remark
    Show marketing remark (1118 chars)

    SELLER CONTRIBUTING 2500.00 TOWARDS CLOSING COSTS! Welcome home to this charming 3 bedroom, 2 bath property with NO HOA. Step through the front door into a welcoming living room that flows seamlessly into a spacious dining area-perfect for hosting gatherings. The kitchen features freshly painted cabinets and brand new flooring. Upstairs, you'll find three comfortable bedrooms and two full baths. The primary suite includes its own private bath with granite countertops and tile flooring. The secondary bathroom has been updated with new flooring! This level also includes a convenient laundry chute. The lower level offers a large bonus room with a cozy fireplace, ideal for an additional bedroom, playroom, or office. This space also includes a half bath with new granite countertops. The basement features a wet bar and plenty of room for entertaining, along with a separate exterior entrance. Outside, enjoy a huge yard with endless possibilities. This home has close to 2 acres. The AC was replaced in 2021. Located just minutes from Piedmont Hospital and Trilith, this home offers both comfort and convenience.

  4. 2026-02-16
    price $324,900 1118-char remark
    Show marketing remark (1118 chars)

    SELLER CONTRIBUTING 2500.00 TOWARDS CLOSING COSTS! Welcome home to this charming 3 bedroom, 2 bath property with NO HOA. Step through the front door into a welcoming living room that flows seamlessly into a spacious dining area-perfect for hosting gatherings. The kitchen features freshly painted cabinets and brand new flooring. Upstairs, you'll find three comfortable bedrooms and two full baths. The primary suite includes its own private bath with granite countertops and tile flooring. The secondary bathroom has been updated with new flooring! This level also includes a convenient laundry chute. The lower level offers a large bonus room with a cozy fireplace, ideal for an additional bedroom, playroom, or office. This space also includes a half bath with new granite countertops. The basement features a wet bar and plenty of room for entertaining, along with a separate exterior entrance. Outside, enjoy a huge yard with endless possibilities. This home has close to 2 acres. The AC was replaced in 2021. Located just minutes from Piedmont Hospital and Trilith, this home offers both comfort and convenience.

  5. 2026-01-04
    listed $329,900 New 1118-char remark
    Show marketing remark (1118 chars)

    SELLER CONTRIBUTING 2500.00 TOWARDS CLOSING COSTS! Welcome home to this charming 3 bedroom, 2 bath property with NO HOA. Step through the front door into a welcoming living room that flows seamlessly into a spacious dining area-perfect for hosting gatherings. The kitchen features freshly painted cabinets and brand new flooring. Upstairs, you'll find three comfortable bedrooms and two full baths. The primary suite includes its own private bath with granite countertops and tile flooring. The secondary bathroom has been updated with new flooring! This level also includes a convenient laundry chute. The lower level offers a large bonus room with a cozy fireplace, ideal for an additional bedroom, playroom, or office. This space also includes a half bath with new granite countertops. The basement features a wet bar and plenty of room for entertaining, along with a separate exterior entrance. Outside, enjoy a huge yard with endless possibilities. This home has close to 2 acres. The AC was replaced in 2021. Located just minutes from Piedmont Hospital and Trilith, this home offers both comfort and convenience.

  6. 2025-10-27
    historical
  7. 2025-10-27
    historical
  8. 2025-10-02
    historical
  9. 2025-10-02
    historical
  10. 2022-07-25
    soldstatus $295,800
  11. 2022-07-21
    soldstatus $295,800 Closed
  12. 2022-07-21
    soldstatus $295,800 Sold
  13. 2022-06-24
    status Pending
  14. 2022-06-22
    status Pending
  15. 2022-06-22
    status Under Contract
  16. 2022-06-17
    price $289,800
  17. 2022-06-16
    price $289,800
  18. 2022-06-03
    price $295,000
  19. 2022-06-02
    price $295,000
  20. 2022-05-05
    price $308,000
  21. 2022-05-05
    price $308,000
  22. 2022-04-21
    price $324,000
  23. 2022-04-21
    price $324,000
  24. 2022-04-07
    price $335,000
  25. 2022-04-07
    price $335,000
  26. 2022-03-24
    price $340,000
  27. 2022-03-24
    price $340,000
  28. 2022-03-08
    price $2,220
  29. 2022-02-08
    listed $343,000 Active
  30. 2022-02-08
    listed $343,000 New
  31. 2021-12-14
    soldstatus $285,600
  32. 1993-11-05
    soldstatus $101,100
  33. 1987-03-20
    soldstatus $91,500
  34. 1983-07-26
    soldstatus $85,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$3,791 · $316/mo
Projected year-2 tax
$3,791 · $316/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$32,311
− Mortgage interest
−$17,925
− Property taxes
−$3,791
− Insurance
−$1,600
− Repairs & maintenance
−$2,585
− Management
−$2,585
− Depreciation
−$9,309
Taxable loss
−$5,484
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,316
After-tax cash flow
$1,313/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fayette County
NCES district ID
1302130
Math proficiency
52% ▼ -12.00%
Reading proficiency
60% ▼ -7.00%
Median HH income
$80,746
Composite
50.67/100
National rank
#1824
State rank
#7 of 174 in GA

Livability — Fayetteville

Score
71/100
State rank
#86
US rank
#7167

Category grades

Amenities F Commute F Cost of living B Crime B- Employment B Housing A+ Health & safety B+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Fayette County · 112,821 people
City population
72,287
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
40,476
Household income
$118,436
Rent vs Own
15.4% rent · 84.6% own
Severe rent burden
415.0

Population outlook (Fayette County) Hauer SSP2

Today (2025)
120,914 people
By 2030
125,439 · +3.7%
By 2040
132,378 · +9.5%
By 2050
137,123 · +13.4%
By 2075
156,091 · +29.1%
By 2100
163,102 · +34.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 57% Black 26% Two or more races 7% Hispanic / Latino 6% Asian 3%
Hispanic origin (detail)
Mexican 2% Puerto Rican 1%
Common ancestry
Slovak 3% Italian 2% Lithuanian 2%
Foreign-born
7% · Canada, China, Vietnam
Languages at home
90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Fayette

2024 margin
Toss-up / Even · D 48.0% · R 51.1%
2008→2024 swing
+27.5pp toward D · 2008: -30.7pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: R+6.8 2016: R+19.5 2012: R+31.4 2008: R+30.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -146.38%
Current HPI
238.3395
Rent YoY
▲ 3.22%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+274.3% since first listed
34 events — show timeline
  • 2026-05-18 Pending GAMLS
  • 2026-05-12 Price Changed $320,000 GAMLS
  • 2026-03-18 Price Changed $322,400 GAMLS
  • 2026-02-16 Price Changed $324,900 GAMLS
  • 2026-01-04 Listed $329,900 GAMLS
  • 2025-10-27 Listing Removed GAMLS
  • 2025-10-27 Listing Removed FMLS
  • 2025-10-02 Coming Soon GAMLS
  • 2025-10-02 Coming Soon FMLS
  • 2022-07-25 Sold (Public Records) $295,800 Public Records
  • 2022-07-21 Sold (MLS) $295,800 GAMLS
  • 2022-07-21 Sold (MLS) $295,800 FMLS
  • 2022-06-24 Pending FMLS
  • 2022-06-22 Pending FMLS
  • 2022-06-22 Pending GAMLS
  • 2022-06-17 Price Changed $289,800 FMLS
  • 2022-06-16 Price Changed $289,800 GAMLS
  • 2022-06-03 Price Changed $295,000 FMLS
  • 2022-06-02 Price Changed $295,000 GAMLS
  • 2022-05-05 Price Changed $308,000 FMLS
  • 2022-05-05 Price Changed $308,000 GAMLS
  • 2022-04-21 Price Changed $324,000 FMLS
  • 2022-04-21 Price Changed $324,000 GAMLS
  • 2022-04-07 Price Changed $335,000 FMLS
  • 2022-04-07 Price Changed $335,000 GAMLS
  • 2022-03-24 Price Changed $340,000 FMLS
  • 2022-03-24 Price Changed $340,000 GAMLS
  • 2022-03-08 Price Changed $2,220 RENT.
  • 2022-02-08 Listed $343,000 GAMLS
  • 2022-02-08 Listed $343,000 FMLS
  • 2021-12-14 Sold (Public Records) $285,600 Public Records
  • 1993-11-05 Sold (Public Records) $101,100 Public Records
  • 1987-03-20 Sold (Public Records) $91,500 Public Records
  • 1983-07-26 Sold (Public Records) $85,500 Public Records

Property tax history

+4.1%/yr

Latest (2025): $3,791 · +8.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…