1212 Woodward Ave · McKees Rocks, PA 15136

$69,900

2 bd · 1.0 ba · 1,794 sqft · SingleFamily public records · 117 Days on market

Built 1925 2,600 sqft lot $39/sqft · 46% below area Est $130k · 46% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Rent growth +5.0/5.0
• Livability +4.1/5.0
• Condition / age +2.5/5.0
• Schools +0.9/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This spacious multi-level home offers generous living space and character throughout. The exterior features a covered front porch and a unique elevated driveway with carport parking beneath. Inside, you’ll find multiple large living areas with wood-style flooring, exposed ceiling beams, and plenty of natural light. The layout includes several flexible rooms ideal for bedrooms, offices, or dens, along with ample closet space. The bathroom features a shower/tub combo and updated vanity, while the kitchen offers abundant cabinetry and counter workspace. A full basement and walk-up attic provide extensive storage or renovation potential. Convenient rear entry with mudroom space and a partially fenced yard complete the home’s versatile appeal.

Key facts

• Covered front porch
• Natural light
• Carport parking

Tags

• COVERED FRONT PORCH
• ELEVATED DRIVEWAY
• CARPORT PARKING
• LARGE LIVING AREAS
• EXPOSED CEILING BEAMS
• NATURAL LIGHT

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $70k.

Deal economics

• At list price, monthly cash flow is $641 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $70k).
• Recommended offer: $64k (9.0% below list) — sets the bar for market timing.
• Cap rate 17.3% vs local median 11.7% in McKees Rocks — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 82/100 on livability (#143 in PA, #1,154 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, employment F.
• Sto-Rox SD (suburban): math 4% / reading 18% proficiency, ranked #532 of 539 in PA (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+13.1%/yr); 125 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $483 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $20k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 117 days — a 9% lower offer ($64k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 12y ago; this cycle's ask has dropped $30k (30%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $63,609 (9.0% below list)

Questions for the listing agent

1. It's been on market 117 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.08% ✓
• Cap rate: 17.30%
• Cash-on-cash: 39.31%
• DSCR: 2.75
• GRM: 4.0

CMA / ARV

• ARV (median comp): $130,112
• List price: $69,900
• Delta: -46.28%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1402 Pine Hollow Rd	0.16mi	3/2.0 (+1)	1,590 (-11%)	13mo	$200,000	$126	54
211 Hester Ave	0.30mi	3/2.0 (+1)	1,611 (-10%)	9mo	$225,000	$140	52
557 Hillcrest Ave	0.37mi	3/2.5 (+1)	1,610 (-10%)	4mo	$235,000	$146	51
522 Woodward Ave	0.58mi	3/1.5 (+1)	1,743 (-3%)	14mo	$60,000	$34	49
322 Russellwood Ave	0.71mi	3/1.5 (+1)	1,835 (+2%)	14mo	$70,850	$39	44
1106 Valley St	0.36mi	3/1.0 (+1)	1,548 (-14%)	14mo	$102,500	$66	44
67 Rosamond St	0.52mi	3/2.0 (+1)	1,545 (-14%)	0mo	$128,000	$83	44
104 Thorncrest Dr	0.59mi	3/2.0 (+1)	1,625 (-9%)	6mo	$311,001	$191	42
500 Marwood Ave	0.51mi	3/2.0 (+1)	2,040 (+14%)	9mo	$73,000	$36	37
1231 Island Ave	0.65mi	3/2.0 (+1)	1,648 (-8%)	13mo	$125,000	$76	36
322 Grove St	0.68mi	3/1.0 (+1)	1,638 (-9%)	16mo	$123,000	$75	36
54 Harlem Ave	0.54mi	3/2.0 (+1)	2,000 (+12%)	15mo	$155,500	$78	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 41.3%
• Equity multiple: 2.90×
• Total profit: $37,229
• Equity at exit: $10,422

10-year hold

• IRR: 49.9%
• Equity multiple: 7.14×
• Total profit: $120,127
• Equity at exit: $6,044

Cash invested: $19,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15136

• Home prices YoY: -30.4%
• Rents YoY: 13.1%
• Active inventory: 125
• Price-to-rent: 4.0×

Monthly cashflow live

• Estimated rent: $1,454 high
• Mortgage (P&I): −$367
• Tax from tax record: −$112 /mo · $1,344/yr
• Insurance: −$29
• HOA: −$0
• Vacancy / Maint / Mgmt: −$305
• Net cashflow: $641

Break-even live

Break-even rent $643

Max offer price $69,900

Occupancy floor 51%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $17,475
• Closing costs: $2,097
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
135 Dunn St Mc Kees Rocks, PA	3.0	2.0	1600	$1,599	$1.00	20d	1	0.44mi
500 Marwood Ave Mc Kees Rocks, PA	3.0	2.0	2040	$1,600	$0.78	24d	1	0.50mi
500 Marwood Ave Unit NA McKees Rocks, PA	3.0	2.0	2040	$1,500	$0.74	24d	1	0.50mi
207 Singer Ave Mc Kees Rocks, PA	3.0	2.0	1728	$1,700	$0.98	44d	1	0.57mi
22 Harlem Ave #1 McKees Rocks, PA	2.0	1.0	1944	$745	$0.38	21d	1	0.61mi
27 Highland Ave Mc Kees Rocks, PA	3.0	1.0	1488	$1,425	$0.96	24d	1	0.67mi

Listing history 21 events

1. 2026-05-11
   status Pending 760-char remark

   Show marketing remark (760 chars)

   This spacious multi-level home offers generous living space and character throughout. The exterior features a covered front porch and a unique elevated driveway with carport parking beneath. Inside, you’ll find multiple large living areas with wood-style flooring, exposed ceiling beams, and plenty of natural light. The layout includes several flexible rooms ideal for bedrooms, offices, or dens, along with ample closet space. The bathroom features a shower/tub combo and updated vanity, while the kitchen offers abundant cabinetry and counter workspace. A full basement and walk-up attic provide extensive storage or renovation potential. Convenient rear entry with mudroom space and a partially fenced yard complete the home’s versatile appeal.

2. 2026-04-02
   price $69,900 760-char remark

   Show marketing remark (760 chars)

   This spacious multi-level home offers generous living space and character throughout. The exterior features a covered front porch and a unique elevated driveway with carport parking beneath. Inside, you’ll find multiple large living areas with wood-style flooring, exposed ceiling beams, and plenty of natural light. The layout includes several flexible rooms ideal for bedrooms, offices, or dens, along with ample closet space. The bathroom features a shower/tub combo and updated vanity, while the kitchen offers abundant cabinetry and counter workspace. A full basement and walk-up attic provide extensive storage or renovation potential. Convenient rear entry with mudroom space and a partially fenced yard complete the home’s versatile appeal.

3. 2026-03-20
   price $79,900 760-char remark

   Show marketing remark (760 chars)

   This spacious multi-level home offers generous living space and character throughout. The exterior features a covered front porch and a unique elevated driveway with carport parking beneath. Inside, you’ll find multiple large living areas with wood-style flooring, exposed ceiling beams, and plenty of natural light. The layout includes several flexible rooms ideal for bedrooms, offices, or dens, along with ample closet space. The bathroom features a shower/tub combo and updated vanity, while the kitchen offers abundant cabinetry and counter workspace. A full basement and walk-up attic provide extensive storage or renovation potential. Convenient rear entry with mudroom space and a partially fenced yard complete the home’s versatile appeal.

4. 2026-03-06
   price $84,900 760-char remark

   Show marketing remark (760 chars)

   This spacious multi-level home offers generous living space and character throughout. The exterior features a covered front porch and a unique elevated driveway with carport parking beneath. Inside, you’ll find multiple large living areas with wood-style flooring, exposed ceiling beams, and plenty of natural light. The layout includes several flexible rooms ideal for bedrooms, offices, or dens, along with ample closet space. The bathroom features a shower/tub combo and updated vanity, while the kitchen offers abundant cabinetry and counter workspace. A full basement and walk-up attic provide extensive storage or renovation potential. Convenient rear entry with mudroom space and a partially fenced yard complete the home’s versatile appeal.

5. 2026-02-24
   price $89,900 760-char remark

   Show marketing remark (760 chars)

   This spacious multi-level home offers generous living space and character throughout. The exterior features a covered front porch and a unique elevated driveway with carport parking beneath. Inside, you’ll find multiple large living areas with wood-style flooring, exposed ceiling beams, and plenty of natural light. The layout includes several flexible rooms ideal for bedrooms, offices, or dens, along with ample closet space. The bathroom features a shower/tub combo and updated vanity, while the kitchen offers abundant cabinetry and counter workspace. A full basement and walk-up attic provide extensive storage or renovation potential. Convenient rear entry with mudroom space and a partially fenced yard complete the home’s versatile appeal.

6. 2026-01-30
   price $94,900 760-char remark

   Show marketing remark (760 chars)

   This spacious multi-level home offers generous living space and character throughout. The exterior features a covered front porch and a unique elevated driveway with carport parking beneath. Inside, you’ll find multiple large living areas with wood-style flooring, exposed ceiling beams, and plenty of natural light. The layout includes several flexible rooms ideal for bedrooms, offices, or dens, along with ample closet space. The bathroom features a shower/tub combo and updated vanity, while the kitchen offers abundant cabinetry and counter workspace. A full basement and walk-up attic provide extensive storage or renovation potential. Convenient rear entry with mudroom space and a partially fenced yard complete the home’s versatile appeal.

7. 2026-01-14
   listed $99,900 Active 760-char remark

   Show marketing remark (760 chars)

   This spacious multi-level home offers generous living space and character throughout. The exterior features a covered front porch and a unique elevated driveway with carport parking beneath. Inside, you’ll find multiple large living areas with wood-style flooring, exposed ceiling beams, and plenty of natural light. The layout includes several flexible rooms ideal for bedrooms, offices, or dens, along with ample closet space. The bathroom features a shower/tub combo and updated vanity, while the kitchen offers abundant cabinetry and counter workspace. A full basement and walk-up attic provide extensive storage or renovation potential. Convenient rear entry with mudroom space and a partially fenced yard complete the home’s versatile appeal.

8. 2026-01-07
   historical Expired 252-char remark

   Show marketing remark (252 chars)

   Spacious two story home with a large front covered porch. Plenty of counter and cabinet space in the kitchen. Upstairs you will find all 3 bedrooms and the full bathroom. Full, unfinished basement w/ glass block windows and tons of added storage space.

9. 2025-11-17
   price $99,900 252-char remark

   Show marketing remark (252 chars)

   Spacious two story home with a large front covered porch. Plenty of counter and cabinet space in the kitchen. Upstairs you will find all 3 bedrooms and the full bathroom. Full, unfinished basement w/ glass block windows and tons of added storage space.

10. 2025-10-03
    listed $104,900 Active 252-char remark

    Show marketing remark (252 chars)

    Spacious two story home with a large front covered porch. Plenty of counter and cabinet space in the kitchen. Upstairs you will find all 3 bedrooms and the full bathroom. Full, unfinished basement w/ glass block windows and tons of added storage space.

11. 2020-10-30
    soldstatus $68,500
12. 2020-10-27
    soldstatus $68,500 Closed
13. 2020-10-15
    status Pending
14. 2020-09-09
    price $74,900
15. 2020-08-07
    listed $79,900 Active
16. 2015-12-09
    price $24,500
17. 2015-03-05
    price $24,000
18. 2015-02-26
    soldstatus $24,500
19. 2014-05-29
    listed $24,000
20. 2004-02-24
    soldstatus $73,000
21. 1999-04-01
    soldstatus $67,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,344 · $112/mo
• Projected year-2 tax: $1,344 · $112/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥98°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,450
• − Mortgage interest: −$3,915
• − Property taxes: −$1,344
• − Insurance: −$350
• − Repairs & maintenance: −$1,396
• − Management: −$1,396
• − Depreciation: −$2,033
• Taxable income: $7,016
• Est. tax owed @ 24.0%: −$1,684
• After-tax cash flow: $6,010/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Sto-Rox SD
• NCES district ID: 4222830
• Math proficiency: 4% ▼ -5.00%
• Reading proficiency: 18% ▼ -4.00%
• Median HH income: $30,268
• Composite: 8.51/100
• National rank: #9904
• State rank: #532 of 539 in PA

Livability — McKees Rocks

• Score: 82/100
• State rank: #143
• US rank: #1154

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety B- User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Allegheny County · 1,022,028 people
• City population: 22,623
• Metro: Pittsburgh, PA
• Population (ZIP): 22,623
• Household income: $69,099
• Rent vs Own: 35.5% rent · 64.5% own
• Severe rent burden: 768.0

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Black 18% Two or more races 4% Hispanic / Latino 2%
• Common ancestry: Romanian 10% Subsaharan African 3% Scotch-Irish 2%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 1% Other Indo-European 1%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -107.07%
• Current HPI: 244.6934
• Rent YoY: ▲ 13.12%
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+4.3% since first listed

21 events — show timeline

• 2026-05-11 Pending — West Penn MLS
• 2026-04-02 Price Changed $69,900 West Penn MLS
• 2026-03-20 Price Changed $79,900 West Penn MLS
• 2026-03-06 Price Changed $84,900 West Penn MLS
• 2026-02-24 Price Changed $89,900 West Penn MLS
• 2026-01-30 Price Changed $94,900 West Penn MLS
• 2026-01-14 Listed $99,900 West Penn MLS
• 2026-01-07 Delisted — West Penn MLS
• 2025-11-17 Price Changed $99,900 West Penn MLS
• 2025-10-03 Listed $104,900 West Penn MLS
• 2020-10-30 Sold (Public Records) $68,500 Public Records
• 2020-10-27 Sold (MLS) $68,500 West Penn MLS
• 2020-10-15 Pending — West Penn MLS
• 2020-09-09 Price Changed $74,900 West Penn MLS
• 2020-08-07 Listed $79,900 West Penn MLS
• 2015-12-09 Price Changed $24,500 West Penn MLS
• 2015-03-05 Price Changed $24,000 West Penn MLS
• 2015-02-26 Sold (MLS) $24,500 West Penn MLS
• 2014-05-29 Listed $24,000 West Penn MLS
• 2004-02-24 Sold (Public Records) $73,000 Public Records
• 1999-04-01 Sold (Public Records) $67,000 Public Records

Property tax history

-4.9%/yr

Latest (2026): $1,344 · +4.0% YoY. Source: county tax records.