14927 Archdale St · Detroit, MI 48227

$149,900

4 bd · 1.0 ba · 1,488 sqft · SingleFamily public records · 54 Days on market

Built 1936 6,098 sqft lot $101/sqft · 26% below area Est $202k · 26% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.4/30.0
• ARV discount +15.0/15.0
• DSCR +6.5/10.0
• 1% rule +5.0/10.0
• Rent growth +3.9/5.0
• Livability +3.7/5.0
• Condition / age +2.5/5.0
• Schools +1.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This inviting 4 bedroom, 1.1 bathroom Bungalow at 14927 Archdale is move-in ready! Offering 1,488 square feet of living space, the home features hardwood floors in the living room and tile throughout the remainder of the 1st floor. The kitchen includes an updated tile backsplash. Two bedrooms are located on the main level, with two additional bedrooms upstairs. The spacious basement offers a laundry area, half bath, ample storage, and potential for additional living space. Outside, enjoy a 1-car detached garage and a sizable fenced-in backyard. Schedule your showing today! BTVAI

Key facts

• Laundry area
• Fenced-in backyard
• Spacious basement

Tags

• HARDWOOD FLOORS
• UPDATED TILE BACKSPLASH
• SPACIOUS BASEMENT
• LAUNDRY AREA
• FENCED-IN BACKYARD

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $150k.

Deal economics

• At list price, monthly cash flow is $196 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Recommended offer: $145k (3.0% below list) — sets the bar for market timing.
• Cap rate 7.9% vs local median 10.2% in Detroit — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 73/100 on livability (#218 in MI) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F, employment F.
• Detroit Public Schools Community District (urban): math 10% / reading 24% proficiency, ranked #499 of 540 in MI (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+5.6%/yr); 385 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
• At $1,504/mo this rent would consume 49% of the median local household income ($37k/yr) (locally 2371% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 54 days — a 3% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 14y ago; this cycle's ask has dropped $15k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $10k; list at $150k implies a 1399% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1936 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $145,403 (3.0% below list)

Questions for the listing agent

1. It's been on market 54 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1936 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.00% ✓
• Cap rate: 7.86%
• Cash-on-cash: 5.60%
• DSCR: 1.25
• GRM: 8.3

CMA / ARV

• ARV (median comp): $202,441
• List price: $149,900
• Delta: -25.95%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
14837 Ashton Rd	0.16mi	3/1.5 (-1)	1,386 (-7%)	2mo	$200,000	$144	72
15455 Lindsay St St	0.44mi	3/2.0 (-1)	1,500 (+1%)	4mo	$198,000	$132	66
14634 Abington Ave	0.31mi	3/1.5 (-1)	1,618 (+9%)	4mo	$165,000	$102	60
14579 Stahelin Ave	0.54mi	3/1.5 (-1)	1,524 (+2%)	4mo	$162,000	$106	60
15762 Ferguson St	0.66mi	4/2.0	1,510 (+2%)	4mo	$82,000	$54	60
14000 Rutland St	0.71mi	3/1.5 (-1)	1,461 (-2%)	0mo	$95,000	$65	56
15092 Faust Ave	0.31mi	3/2.0 (-1)	1,310 (-12%)	1mo	$127,500	$97	56
15094 Piedmont St	0.67mi	3/1.5 (-1)	1,425 (-4%)	2mo	$150,000	$105	53
14529 Asbury Park	0.50mi	4/2.0	1,688 (+13%)	4mo	$127,500	$76	47
14736 Mansfield St	0.62mi	3/1.0 (-1)	1,318 (-11%)	0mo	$62,000	$47	47
15357 Rutherford St	0.71mi	3/1.5 (-1)	1,592 (+7%)	2mo	$45,000	$28	46
14840 Artesian St	0.54mi	3/2.5 (-1)	1,300 (-13%)	0mo	$289,000	$222	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.59% rent growth · sell at horizon

5-year hold

• IRR: -4.9%
• Equity multiple: 0.81×
• Total profit: $-7,798
• Equity at exit: $22,351

10-year hold

• IRR: 7.5%
• Equity multiple: 1.64×
• Total profit: $26,660
• Equity at exit: $12,961

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 48227

• Rents YoY: 5.6%
• Active inventory: 385
• Price-to-rent: 8.3×

Monthly cashflow live

• Estimated rent: $1,504 high
• Mortgage (P&I): −$786
• Tax from tax record: −$144 /mo · $1,728/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$316
• Net cashflow: $196

Break-even live

Break-even rent $1,256

Max offer price $149,900

Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,475
• Closing costs: $4,497
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
15065 Gilchrist St Detroit, MI	3.0	1.0	1100	$1,250	$1.14	43d	1	0.34mi
14800 Woodmont Ave Detroit, MI	3.0	2.0	1612	$1,525	$0.95	14d	1	0.43mi
15736 Biltmore St Detroit, MI	3.0	1.5	1000	$1,200	$1.20	16d	1	0.62mi
15332 Saint Marys St Detroit, MI	3.0	1.0	1200	$1,200	$1.00	16d	1	0.63mi
14504 Saint Marys St Detroit, MI	4.0	1.0	1362	$1,473	$1.08	43d	1	0.63mi
16014 Hackett St Detroit, MI	4.0	2.0	1142	$1,500	$1.31	43d	1	0.64mi
15375 Prevost St Detroit, MI	4.0	1.0	907	$1,300	$1.43	16d	1	0.78mi
15752 Rutherford St Detroit, MI	3.0	2.0	1174	$1,386	$1.18	4d	1	0.86mi
13581 Penrod St Detroit, MI	4.0	1.0	1152	$1,200	$1.04	43d	1	0.89mi
15866 Mansfield St Detroit, MI	3.0	1.0	1324	$1,425	$1.08	24d	1	0.91mi
16210 Ferguson St Detroit, MI	4.0	2.0	1493	$1,750	$1.17	3d	1	0.92mi
16535 Asbury Park Detroit, MI	3.0	1.5	1152	$1,450	$1.26	24d	1	0.98mi
14893 Prest St Detroit, MI	3.0	1.0	1100	$1,000	$0.91	14d	1	0.99mi
13514 Stahelin Ave Detroit, MI	3.0	1.0	1000	$1,400	$1.40	17d	1	1.03mi
12950 Glastonbury Ave Detroit, MI	3.0	1.0	1000	$1,400	$1.40	24d	1	1.03mi
15829 Minock St Detroit, MI	3.0	1.5	1200	$1,550	$1.29	24d	1	1.05mi
14258 Plainview Ave Detroit, MI	3.0	1.0	918	$1,200	$1.31	43d	1	1.07mi
15519 Plainview Ave Detroit, MI	3.0	1.0	900	$1,396	$1.55	16d	1	1.08mi
19050 W Davison St Detroit, MI	3.0	1.0	1118	$1,400	$1.25	43d	1	1.10mi
16757 Greenview Ave Unit 1A Detroit, MI	3.0	1.5	1600	$1,500	$0.94	4d	1	1.11mi
12840 Grandmont Ave Detroit, MI	3.0	1.0	1100	$1,200	$1.09	43d	1	1.11mi
14828 Heyden St Detroit, MI	3.0	1.0	1562	$1,350	$0.86	17d	1	1.14mi
14814 Sussex St Unit 2 Detroit, MI	3.0	1.0	1100	$1,000	$0.91	43d	1	1.15mi
16876 Harlow Ave Unit (NO) Detroit, MI	3.0	1.0	1250	$1,350	$1.08	43d	1	1.17mi
15712 Vaughan St Detroit, MI	3.0	1.0	1280	$1,400	$1.09	14d	1	1.19mi
12711 Grandmont Ave Detroit, MI	3.0	1.0	1000	$1,400	$1.40	17d	1	1.19mi
15318 Kentfield St Detroit, MI	3.0	1.5	900	$1,400	$1.56	43d	1	1.21mi
16823 Stahelin Ave Detroit, MI	3.0	2.5	1500	$1,600	$1.07	17d	1	1.22mi
15815 Evergreen Rd Detroit, MI	3.0	1.0	1350	$1,300	$0.96	43d	1	1.22mi
15330 Coyle St Unit 1 Detroit, MI	3.0	1.0	1000	$1,425	$1.43	12d	1	1.23mi
15330 Coyle St Unit 1 Detroit, MI	3.0	1.0	1000	$1,375	$1.38	24d	1	1.23mi
15330 Coyle St Unit 2 Detroit, MI	3.0	1.0	1000	$1,450	$1.45	24d	1	1.23mi
15328 Coyle St Detroit, MI	3.0	1.0	1000	$1,450	$1.45	17d	1	1.24mi
14104 Coyle St Detroit, MI	3.0	1.0	1327	$1,350	$1.02	4d	1	1.33mi
14375 Terry St Detroit, MI	3.0	2.0	1300	$1,425	$1.10	43d	1	1.33mi
15341 Lauder St Detroit, MI	4.0	1.5	1080	$1,475	$1.37	16d	1	1.33mi
15810 Robson St Detroit, MI	3.0	1.0	1142	$1,500	$1.31	24d	1	1.41mi
16837 Winthrop St Detroit, MI	5.0	2.0	1500	$2,000	$1.33	19d	1	1.42mi
15340 Braile St Detroit, MI	3.0	1.0	883	$1,000	$1.13	4d	1	1.44mi
16151 Robson St Detroit, MI	3.0	1.0	1300	$1,525	$1.17	14d	1	1.46mi

Listing history 16 events

1. 2026-05-31
   status $149,900 Pending 54 DOM
2. 2026-04-15
   price $149,900 585-char remark

   Show marketing remark (585 chars)

   This inviting 4 bedroom, 1.1 bathroom Bungalow at 14927 Archdale is move-in ready! Offering 1,488 square feet of living space, the home features hardwood floors in the living room and tile throughout the remainder of the 1st floor. The kitchen includes an updated tile backsplash. Two bedrooms are located on the main level, with two additional bedrooms upstairs. The spacious basement offers a laundry area, half bath, ample storage, and potential for additional living space. Outside, enjoy a 1-car detached garage and a sizable fenced-in backyard. Schedule your showing today! BTVAI

3. 2026-04-15
   price $149,900 585-char remark

   Show marketing remark (585 chars)

   This inviting 4 bedroom, 1.1 bathroom Bungalow at 14927 Archdale is move-in ready! Offering 1,488 square feet of living space, the home features hardwood floors in the living room and tile throughout the remainder of the 1st floor. The kitchen includes an updated tile backsplash. Two bedrooms are located on the main level, with two additional bedrooms upstairs. The spacious basement offers a laundry area, half bath, ample storage, and potential for additional living space. Outside, enjoy a 1-car detached garage and a sizable fenced-in backyard. Schedule your showing today! BTVAI

4. 2026-04-06
   listed $164,900 Active 585-char remark

   Show marketing remark (585 chars)

   This inviting 4 bedroom, 1.1 bathroom Bungalow at 14927 Archdale is move-in ready! Offering 1,488 square feet of living space, the home features hardwood floors in the living room and tile throughout the remainder of the 1st floor. The kitchen includes an updated tile backsplash. Two bedrooms are located on the main level, with two additional bedrooms upstairs. The spacious basement offers a laundry area, half bath, ample storage, and potential for additional living space. Outside, enjoy a 1-car detached garage and a sizable fenced-in backyard. Schedule your showing today! BTVAI

5. 2026-04-06
   listed $164,900 Active 585-char remark

   Show marketing remark (585 chars)

   This inviting 4 bedroom, 1.1 bathroom Bungalow at 14927 Archdale is move-in ready! Offering 1,488 square feet of living space, the home features hardwood floors in the living room and tile throughout the remainder of the 1st floor. The kitchen includes an updated tile backsplash. Two bedrooms are located on the main level, with two additional bedrooms upstairs. The spacious basement offers a laundry area, half bath, ample storage, and potential for additional living space. Outside, enjoy a 1-car detached garage and a sizable fenced-in backyard. Schedule your showing today! BTVAI

6. 2012-03-19
   soldstatus $10,000
7. 2012-03-18
   soldstatus $10,000
8. 2012-02-17
   historical
9. 2012-02-16
   historical
10. 2012-02-16
    listed $21,500
11. 2012-02-16
    listed $21,500
12. 2012-01-12
    historical
13. 2012-01-11
    historical
14. 2012-01-05
    listed $21,500
15. 2012-01-05
    listed $21,500
16. 1993-11-12
    soldstatus $61,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

• Current annual tax: $1,728 · $144/mo
• Projected year-2 tax: $2,018 · $168/mo
• Expected delta: +$290/yr (+$24/mo · 16.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,051
• − Mortgage interest: −$8,397
• − Property taxes: −$1,728
• − Insurance: −$750
• − Repairs & maintenance: −$1,444
• − Management: −$1,444
• − Depreciation: −$4,361
• Taxable loss: −$71
• Est. tax savings @ 24.0%: +$17
• After-tax cash flow: $2,368/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Detroit Public Schools Community District
• NCES district ID: 2601103
• Math proficiency: 10% ▼ -2.00%
• Reading proficiency: 24% ▲ 6.00%
• Median HH income: $25,815
• Composite: 13.06/100
• National rank: #9564
• State rank: #499 of 540 in MI

Livability — Detroit

• Score: 73/100
• State rank: #218
• US rank: #5427

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Detroit, MI
• County: Wayne County · 1,562,939 people
• City population: 572,865
• Metro: Detroit-Warren-Dearborn, MI
• Population (ZIP): 40,302
• Household income: $36,527
• Rent vs Own: 40.9% rent · 59.1% own
• Severe rent burden: 2371.0

Population outlook (Wayne County) Hauer SSP2

• Today (2025): 1,675,273 people
• By 2030: 1,620,300 · -3.3%
• By 2040: 1,502,341 · -10.3%
• By 2050: 1,384,039 · -17.4%
• By 2075: 1,124,592 · -32.9%
• By 2100: 881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (95%)
• Race & ethnicity: Black 95% Two or more races 3% White 1%
• Foreign-born: 1%
• Languages at home: 98% English-only · Spanish 1% French/Haitian/Cajun 1%

Political lean MEDSL · Wayne

• 2024 margin: Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
• 2008→2024 swing: -20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
• All cycles: 2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -125.00%
• Current HPI: 186.4158
• Rent YoY: ▲ 5.59%
• Metro: Detroit-Warren-Dearborn, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

+145.7% since first listed

15 events — show timeline

• 2026-04-15 Price Changed $149,900 MiRealSource-MiMLS
• 2026-04-15 Price Changed $149,900 REALCOMP
• 2026-04-06 Listed $164,900 REALCOMP
• 2026-04-06 Listed $164,900 MiRealSource-MiMLS
• 2012-03-19 Sold (MLS) $10,000 REALCOMP
• 2012-03-18 Sold (MLS) $10,000 MiRealSource-MiMLS
• 2012-02-17 Listing Removed — MiRealSource-MiMLS
• 2012-02-16 Listed $21,500 MiRealSource-MiMLS
• 2012-02-16 Listed $21,500 REALCOMP
• 2012-02-16 Listing Removed — REALCOMP
• 2012-01-12 Listing Removed — REALCOMP
• 2012-01-11 Listing Removed — MiRealSource-MiMLS
• 2012-01-05 Listed $21,500 MiRealSource-MiMLS
• 2012-01-05 Listed $21,500 REALCOMP
• 1993-11-12 Sold (Public Records) $61,000 Public Records

Property tax history

-1.4%/yr

Latest (2025): $1,728 · -55.7% YoY. Source: county tax records.