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929 E Foothill Blvd #52
C Composite 55.19
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.4/30.0
  • DSCR +9.0/10.0
  • 1% rule +7.0/10.0
  • Schools +4.3/10.0
  • Livability +3.6/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$280,000

929 E Foothill Blvd #52 · Upland, CA 91786
3 bd · 2.0 ba · 1,880 sqft · Manufactured public records · 49 Days on market
Built 1978 1,880 sqft lot $149/sqft · 47% above area Est $190k · 47% over ↓ 7% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Rare 1880 sq feet TRIPLE WIDE with PANORAMIC FOOTHILL VIEWS in GATED UPLAND MEADOWS - steps from the clubhouse and greenbelt. Welcome to 929 E Foothill Blvd #52 — a SPACIOUS TRIPLE WIDE retreat tucked into the gated Upland Meadows Mobile Estates, where thoughtful updates, easy single-level living, and a true sense of community come together at the foot of the San Gabriels. At 1,880 sq ft, this 2 bedroom / 2 bath home (with room to add on bedrooms) lives larger than most — offering the kind of room & flexibility that's rare to find in park living. Step inside and you're greeted by NEW LAMINATE PLANK FLOORING (May 2022) running through the main living areas, abundant natural

Key facts

  • Bosch dishwasher
  • New wall oven
  • Corian countertops

Tags

TRIPLE-WIDE RETREATNEW LAMINATE PLANK FLOORINGNEWER WINDOWSCORIAN COUNTERTOPSNEW WALL OVENBOSCH DISHWASHER

Property features AI

Finance

  • Other: Located within a managed park community; Directions: the home is located just behind the pool and the main office, second house from the corner furthest from the office
  • Financial info: Land lease exists with monthly land lease payment (land lease amount provided separately); Rent includes trash, water and sewer
  • HOA & community: Park name: Upland Meadows; Community features include curbs, street lighting, and sidewalks; Manager approval required; Pets allowed

Exterior

  • Parking: Carport with 2 spaces; Driveway-level parking; Total of 2 parking spaces
  • Security: Gated community; Automatic gate; Resident manager
  • Utilities: Public water (district); Sewer or septic (unknown)
  • Home design: Mobile/triple body type; Single-story; Mobile home remains on site; Has a view
  • Construction: One story
  • Exterior features: Community in-ground pool; Community pool access; Shed on property; Landscaped grounds; Park nearby; Close to clubhouse; Greenbelt

Interior

  • Kitchen: Open-concept kitchen connected to the family room
  • Bedrooms: Primary bedroom
  • Bathrooms: Two full bathrooms; Walk-in shower; Bathtub
  • Heating & cooling: Central cooling
  • Interior features: One-level residence; Entry on main level; Kitchen open to family room; Gated community with automatic gate and resident manager
  • Laundry & utility: Indoor laundry in a dedicated room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $280k.

Deal economics

  • At list price, monthly cash flow is $727 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $280k).
  • Recommended offer: $272k (3.0% below list) — sets the bar for market timing.
  • Cap rate 9.4% vs local median 2.7% in Upland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#184 in CA) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A; Watch: crime C-, health & safety C-, cost of living F.
  • Upland Unified (suburban): math 39% / reading 53% proficiency, ranked #493 of 1,400 in CA (top 35%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.3%/yr); 84 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($92k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 49 days — a 3% lower offer ($272k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $271,600 (3.0% below list)

Questions for the listing agent

  1. It's been on market 49 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.20%
Cap rate
9.41%
Cash-on-cash
11.14%
DSCR
1.50
GRM
6.9

CMA / ARV

ARV (median comp)
$190,000
List price
$280,000
Delta
47.37%
Verdict
OVERPRICED
Comps
17 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
929 E Foothill Blvd Spc 74 0.00mi 3/2.0 1,800 (-4%) 2mo $249,000 $138 92
929 E Foothill Blvd #160 0.00mi 3/2.0 1,800 (-4%) 9mo $231,000 $128 86
929 E Foothill Blvd #72 0.00mi 2/2.0 (-1) 1,856 (-1%) 14mo $210,000 $113 82
929 E Foothill Blvd #15 0.00mi 2/2.0 (-1) 1,680 (-11%) 2mo $170 75
929 E Foothill Blvd #172 0.00mi 2/2.0 (-1) 1,896 (+1%) 23mo $195,000 $103 74
929 E Foothill Blvd #30 0.00mi 3/2.0 1,736 (-8%) 18mo $250,000 $144 72
929 E FOOTHILL Blvd #215 0.00mi 3/2.0 1,775 (-6%) 23mo $215,000 $121 72
929 E Foothill #161 0.16mi 4/2.0 (+1) 2,040 (+8%) 3mo $300,000 $147 71
929 E Foothill Blvd #201 0.00mi 3/2.0 2,040 (+8%) 23mo $200,000 $98 67
1320 San Bernardino #34 0.70mi 2/2.0 (-1) 1,760 (-6%) 5mo $215,000 $122 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-3.1%
Equity multiple
0.89×
Total profit
$-8,863
Equity at exit
$41,749
10-year hold
IRR
2.9%
Equity multiple
1.18×
Total profit
$13,981
Equity at exit
$24,209

Cash invested: $78,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 91786

Rents YoY
-0.3%
Active inventory
84
Price-to-rent
6.9×

Monthly cashflow live

Estimated rent
$3,370 high interval (Pro) →
Mortgage (P&I)
$1,468
Tax est. 1.5%
$350 /mo · $4,200/yr
Insurance
$117
HOA
$0
Vacancy / Maint / Mgmt
$708
Net cashflow
$727

Break-even live

Break-even rent $2,449
Max offer price $280,000
Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$70,000
Closing costs
$8,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 33 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
621 E Pine St Upland, CA 4.0 2.0 1750 $3,500 $2.00 43d 1 0.27mi
863 N 9th Ave Upland, CA 3.0 2.0 1507 $3,600 $2.39 1d 1 0.31mi
890 N Campus Ave Apt B Upland, CA 3.0 1.5 1380 $2,900 $2.10 20d 1 0.33mi
1420 Felicita Ct Upland, CA 3.0 2.0 1339 $3,095 $2.31 5d 1 0.50mi
1467 Winston Ct Upland, CA 4.0 2.0 1585 $3,500 $2.21 43d 1 0.66mi
1054 N Euclid Ave Upland, CA 3.0 2.0 1544 $3,600 $2.33 43d 1 0.73mi
1405 E 15th St Upland, CA 3.0 2.0 2212 $3,900 $1.76 1d 1 0.75mi
430 E Arrow Hwy Upland, CA 4.0 2.0 1649 $3,350 $2.03 22d 1 0.78mi
430 E Arrow Hwy Upland, CA 4.0 2.0 1600 $3,350 $2.09 17d 1 0.78mi
517 D St Upland, CA 3.0 2.0 1464 $2,950 $2.02 43d 1 0.78mi
306 N 10th Ave Apt -3 Upland, CA 3.0 2.0 1450 $3,000 $2.07 43d 1 0.79mi
392 E Arrow Hwy Upland, CA 4.0 2.0 1930 $4,250 $2.20 1d 1 0.80mi
329 N Campus Ave Upland, CA 3.0 3.0 1982 $3,750 $1.89 12d 1 0.81mi
690 N 1st Ave Upland, CA 2.0 2.0 2000 $3,500 $1.75 1d 1 0.82mi
1425 Cottonwood St Upland, CA 3.0 2.5 1893 $3,099 $1.64 5d 1 0.84mi
1443 Orange Grove St Upland, CA 4.0 3.0 2146 $3,380 $1.58 1d 1 0.89mi
595 N Euclid Ave Upland, CA 3.0 2.0 1298 $2,900 $2.23 3d 1 0.96mi
744 Pebble Beach Dr Upland, CA 3.0 2.0 1800 $4,495 $2.50 43d 1 1.00mi
8491 Gabrielino Ct Unit 69 Rancho Cucamonga, CA 3.0 2.5 1417 $3,850 $2.72 1d 1 1.01mi
158 Macintosh Way Upland, CA 3.0 2.5 1325 $3,300 $2.49 24d 1 1.14mi
111 N 1st Ave Upland, CA 3.0 3.0 1480 $3,750 $2.53 1d 1 1.19mi
1501 Golf Club Dr Upland, CA 2.0–3.0 1.5–2.5 1343 $3,560 $2.65 1d 3 1.20mi
250 Settlers Rd Upland, CA 4.0 2.5 1972 $3,980 $2.02 19d 1 1.21mi
8523 Jasper St Rancho Cucamonga, CA 4.0 2.0 1640 $3,300 $2.01 1d 1 1.22mi
8567 Cava Dr Rancho Cucamonga, CA 3.0 2.5 1763 $3,600 $2.04 1d 1 1.27mi
8630 Cava Dr Rancho Cucamonga, CA 4.0 2.5 1763 $3,890 $2.21 11d 1 1.34mi
811 Orchid Ct Unit L Upland, CA 4.0 2.0 1600 $3,500 $2.19 22d 1 1.34mi
702 Mitchell Way Upland, CA 3.0 2.5 2047 $3,480 $1.70 24d 1 1.35mi
855 Madison Ct Upland, CA 3.0 2.5 1826 $3,500 $1.92 43d 1 1.36mi
8650 Cava Dr Rancho Cucamonga, CA 3.0 2.5 1763 $3,200 $1.82 15d 1 1.37mi
8555 Sandalwood Ct Rancho Cucamonga, CA 3.0 2.0 1400 $3,375 $2.41 1d 1 1.41mi
896 Altura Way Unit A Upland, CA 3.0 2.0 1317 $3,000 $2.28 5d 1 1.42mi
8445 Chaffee St Rancho Cucamonga, CA 4.0 2.0 1438 $3,300 $2.29 15d 1 1.43mi

Listing history 16 events

  1. 2026-06-18
    days on market $280,000 Active 49 DOM
  2. 2026-06-17
    days on market $280,000 Active 48 DOM
  3. 2026-06-16
    days on market $280,000 Active 47 DOM
  4. 2026-06-15
    days on market $280,000 Active 46 DOM
  5. 2026-06-13
    days on market $280,000 Active 44 DOM
  6. 2026-06-13
    days on market $280,000 Active 43 DOM
  7. 2026-06-09
    days on market $280,000 Active 40 DOM
  8. 2026-06-08
    days on market $280,000 Active 39 DOM
  9. 2026-06-07
    days on market $280,000 Active 38 DOM
  10. 2026-06-04
    days on market $280,000 Active 35 DOM
  11. 2026-06-03
    days on market $280,000 Active 34 DOM
  12. 2026-06-02
    days on market $280,000 Active 33 DOM
  13. 2026-06-01
    days on market $280,000 Active 32 DOM
  14. 2026-05-31
    days on market $280,000 Active 31 DOM
  15. 2026-05-18
    price $280,000 2323-char remark
  16. 2026-04-30
    listed $300,000 Active 2323-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥99°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 9/10 Extreme 23 unhealthy d/yr today · 28 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$40,443
− Mortgage interest
−$15,684
− Property taxes
−$4,200
− Insurance
−$1,400
− Repairs & maintenance
−$3,235
− Management
−$3,235
− Depreciation
−$8,145
Taxable income
$4,543
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,090
After-tax cash flow
$7,640/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Upland Unified
NCES district ID
0600016
Math proficiency
39% ▲ 1.00%
Reading proficiency
53% ▬ 0.00%
Median HH income
$66,267
Composite
43.17/100
National rank
#6593
State rank
#493 of 1400 in CA

Livability — Upland

Score
72/100
State rank
#184
US rank
#6041

Category grades

Amenities A+ Commute A+ Cost of living F Crime C- Employment A Housing C Health & safety C- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Upland, CA
County
San Bernardino County · 2,030,291 people
City population
82,715
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
55,829
Household income
$92,458
Rent vs Own
54.1% rent · 45.9% own
Severe rent burden
2409.0

Population outlook (San Bernardino County) Hauer SSP2

Today (2025)
2,300,329 people
By 2030
2,378,907 · +3.4%
By 2040
2,523,137 · +9.7%
By 2050
2,642,388 · +14.9%
By 2075
2,880,769 · +25.2%
By 2100
2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Hispanic / Latino 50% White 30% Two or more races 20% Asian 8% Black 7% Native American 1%
Hispanic origin (detail)
Mexican 40%
Common ancestry
Romanian 1% Lithuanian 1% Italian 1%
Foreign-born
19% · Canada, China, South Korea
Languages at home
66% English-only · Spanish 24% Chinese 2% Other Indo-European 2%

Political lean MEDSL · San Bernardino

2024 margin
Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
2008→2024 swing
-8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
All cycles
2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -771.58%
Current HPI
379.2283
Rent YoY
▼ -0.27%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-6.7% since first listed
2 events — show timeline
  • 2026-05-18 Price Changed $280,000 CRMLS
  • 2026-04-30 Listed $300,000 CRMLS

Property tax history

+0.1%/yr

Latest (2025): $235 · +1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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