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13805 Imperial Ct
D- Composite 36.91
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +9.9/15.0
  • Cash flow +8.2/30.0
  • Schools +4.5/10.0
  • Livability +4.0/5.0
  • 1% rule +3.0/10.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.2/10.0
  • Appreciation +0.0/10.0

$285,000

13805 Imperial Ct · Sugar Land, TX 77498
3 bd · 2.0 ba · 2,416 sqft · SingleFamily public records · 71 Days on market
Built 1972 0.35 ac lot $118/sqft · 5% below area Est $301k · 5% under ↓ 25% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Come & Discover this Hidden Treasure ! Handy Man Special ! Just need some Tender Love & Care! Located in the heart of Sugar Land, zoned to A++ rated Fort Bend schools. This 4 bedroom / 2 bath home is on a huge corner lot, with plenty of space to enjoy the outdoors. Huge 15,000 sqft lot size on cul-d-sac. Enjoy the Mature trees, the lush landscaping and plenty of space to enjoy yourself and family. Enjoy a quiet evening by the fire or enjoy nature indoors with your very own, atrium. Large master, with space for a sitting area. This is truly your neighborhood home, enjoying meeting your neighbors, or taking walks around the neighborhood. Minutes from Town Center, shopping, great restaurants and First Colony Mall. Great opportunity in Sugar Land. Easy access to Hwy 90/ Hwy 59/ Hwy 6, stop by to see this home today.

Key facts

  • 0.35 acre lot
  • Garage
  • Built 1972

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $285k.

Deal economics

  • At list price, monthly cash flow is $-268 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $238k (16.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $227k (20.5% below list).
  • Recommended offer: $227k (20.5% below list) — sets the bar for 1% rule.
  • Cap rate 5.2% vs local median 2.6% in Sugar Land — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#38 in TX, #1,758 nationally) — a professional / high-income tenant draw. Strengths: crime A+, employment A+, housing A+; Watch: cost of living D, commute F.
  • Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 277 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 71 days — a 6% lower offer ($268k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $226,714 (20.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 71 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  3. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
5.17%
Cash-on-cash
-4.02%
DSCR
0.82
GRM
10.5

CMA / ARV

ARV (median comp)
$301,374
List price
$285,000
Delta
-5.43%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
13802 Lynnwood Ln 0.03mi 3/2.0 2,385 (-1%) 1mo $349,500 $147 96
2007 Sunflower Ct 0.48mi 3/2.5 2,339 (-3%) 4mo $431,990 $185 67
2015 Gardenia Ct 0.62mi 3/2.5 2,365 (-2%) 4mo $428,990 $181 63
2022 Gardenia Ct 0.65mi 3/2.5 2,371 (-2%) 4mo $441,990 $186 61
1823 Pinewood Ct 0.22mi 4/2.5 (+1) 2,108 (-13%) 1mo $285,000 $135 61
2007 Magnolia Ct 0.55mi 4/2.5 (+1) 2,325 (-4%) 4mo $461,990 $199 58
2002 Gardenia Ct 0.63mi 3/2.5 2,319 (-4%) 5mo $464,990 $201 58
13407 Beacon St 0.61mi 4/2.5 (+1) 2,336 (-3%) 4mo $467,990 $200 56
1251 Misty Lake Ct 0.62mi 4/3.0 (+1) 2,514 (+4%) 3mo $570,000 $227 53
2207 Desert Vine Ct 0.54mi 3/2.5 2,654 (+10%) 4mo $438,000 $165 53
2006 Magnolia Ct 0.57mi 4/2.5 (+1) 2,691 (+11%) 5mo $489,990 $182 44
1102 Ashdale Dr 0.71mi 3/3.0 2,105 (-13%) 6mo $275,000 $131 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.61% rent growth · sell at horizon

5-year hold
IRR
-25.9%
Equity multiple
0.14×
Total profit
$-68,462
Equity at exit
$42,494
10-year hold
IRR
-33.1%
Equity multiple
-0.28×
Total profit
$-102,030
Equity at exit
$24,642

Cash invested: $79,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77498

Home prices YoY
-10.6%
Rents YoY
0.6%
Active inventory
277
Price-to-rent
10.5×

Monthly cashflow live

Estimated rent
$2,267 high interval (Pro) →
Mortgage (P&I)
$1,495
Tax from tax record
$445 /mo · $5,344/yr
Insurance
$119
HOA
$0
Vacancy / Maint / Mgmt
$476
Net cashflow
$-268

Break-even live

Break-even rent $2,606
Max offer price $237,726
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$71,250
Closing costs
$8,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
13935 Charterhouse Way Sugar Land, TX 4.0 2.0 2232 $2,500 $1.12 44d 1 0.40mi
1911 Michele Dr Sugar Land, TX 3.0 2.0 1736 $2,100 $1.21 3d 1 0.43mi
14810 Horse Creek Ln Sugar Land, TX 4.0 3.0 2600 $2,400 $0.92 44d 1 0.78mi
2414 Chelston Ct Sugar Land, TX 3.0 2.0 1736 $2,198 $1.27 3d 1 1.07mi
12826 Careywood Dr Sugar Land, TX 3.0 2.0 1836 $2,200 $1.20 12d 1 1.14mi
10527 Westedge Dr Sugar Land, TX 4.0 2.0 1604 $1,800 $1.12 44d 1 1.32mi
10515 Long River Dr Sugar Land, TX 3.0 2.0 1584 $1,695 $1.07 22d 1 1.37mi

Listing history 26 events

  1. 2026-06-18
    days on market $285,000 Active 71 DOM
  2. 2026-06-17
    days on market $285,000 Active 70 DOM
  3. 2026-06-16
    days on market $285,000 Active 69 DOM
  4. 2026-06-15
    days on market $285,000 Active 68 DOM
  5. 2026-06-13
    days on market $285,000 Active 66 DOM
  6. 2026-06-09
    days on market $285,000 Active 62 DOM
  7. 2026-06-07
    days on market $285,000 Active 60 DOM
  8. 2026-06-04
    days on market $285,000 Active 57 DOM
  9. 2026-06-03
    days on market $285,000 Active 56 DOM
  10. 2026-06-02
    days on market $285,000 Active 55 DOM
  11. 2026-06-01
    days on market $285,000 Active 54 DOM
  12. 2026-05-31
    days on market $285,000 Active 53 DOM
  13. 2026-04-08
    listed $285,000 Active 831-char remark
    Show marketing remark (831 chars)

    Come & Discover this Hidden Treasure ! Handy Man Special ! Just need some Tender Love & Care! Located in the heart of Sugar Land, zoned to A++ rated Fort Bend schools. This 4 bedroom / 2 bath home is on a huge corner lot, with plenty of space to enjoy the outdoors. Huge 15,000 sqft lot size on cul-d-sac. Enjoy the Mature trees, the lush landscaping and plenty of space to enjoy yourself and family. Enjoy a quiet evening by the fire or enjoy nature indoors with your very own, atrium. Large master, with space for a sitting area. This is truly your neighborhood home, enjoying meeting your neighbors, or taking walks around the neighborhood. Minutes from Town Center, shopping, great restaurants and First Colony Mall. Great opportunity in Sugar Land. Easy access to Hwy 90/ Hwy 59/ Hwy 6, stop by to see this home today.

  14. 2024-04-24
    historical
  15. 2024-04-13
    historical $2,000
  16. 2024-03-01
    price $2,000
  17. 2023-12-30
    price $330,000
  18. 2023-12-09
    price $340,000
  19. 2023-10-11
    price $355,000
  20. 2023-09-27
    price $2,200
  21. 2023-09-24
    price $360,000
  22. 2023-09-21
    listed $2,300
  23. 2023-08-31
    price $365,000
  24. 2023-08-26
    price $375,000
  25. 2023-08-18
    listed $380,000 Active
  26. 1997-06-12
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$5,344 · $445/mo
Projected year-2 tax
$5,344 · $445/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,206
− Mortgage interest
−$15,964
− Property taxes
−$5,344
− Insurance
−$1,425
− Repairs & maintenance
−$2,176
− Management
−$2,176
− Depreciation
−$8,291
Taxable loss
−$8,171
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,961
After-tax cash flow
$-1,250/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fort Bend ISD
NCES district ID
4819650
Math proficiency
44% ▼ -15.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$82,360
Composite
44.61/100
National rank
#2779
State rank
#140 of 826 in TX

Livability — Sugar Land

Score
80/100
State rank
#38
US rank
#1758

Category grades

Amenities A Commute F Cost of living D Crime A+ Employment A+ Housing A+ Health & safety A- User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sugar Land, TX
County
Fort Bend County · 836,777 people
City population
168,209
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
52,806
Household income
$100,950
Rent vs Own
29.4% rent · 70.6% own
Severe rent burden
1252.0

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.76)
Race & ethnicity
Asian 28% White 27% Hispanic / Latino 22% Black 20% Two or more races 9%
Hispanic origin (detail)
Mexican 14%
Common ancestry
Italian 1% Ukrainian 1% Arab 1%
Foreign-born
33% · Canada, Vietnam, China
Languages at home
47% English-only · Spanish 18% Other Indo-European 10% Vietnamese 7%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -29.01%
Current HPI
245.1437
Rent YoY
▲ 0.61%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-25.0% since first listed
14 events — show timeline
  • 2026-04-08 Listed $285,000 HARMLS
  • 2024-04-24 Listing Removed HARMLS
  • 2024-04-13 Rental Removed $2,000 HARMLS
  • 2024-03-01 Price Changed $2,000 HARMLS
  • 2023-12-30 Price Changed $330,000 HARMLS
  • 2023-12-09 Price Changed $340,000 HARMLS
  • 2023-10-11 Price Changed $355,000 HARMLS
  • 2023-09-27 Price Changed $2,200 HARMLS
  • 2023-09-24 Price Changed $360,000 HARMLS
  • 2023-09-21 Listed for Rent $2,300 HARMLS
  • 2023-08-31 Price Changed $365,000 HARMLS
  • 2023-08-26 Price Changed $375,000 HARMLS
  • 2023-08-18 Listed $380,000 HARMLS
  • 1997-06-12 Sold (Public Records) Public Records

Property tax history

+3.9%/yr

Latest (2025): $5,344 · -5.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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