149 Leila Ln · Dentsville, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $435 – $905
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 6/10 · Moderate
- Hot days now (above threshold)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.6/30.0
- ARV discount +7.5/15.0
- DSCR +6.6/10.0
- 1% rule +5.6/10.0
- Schools +3.6/10.0
- Livability +3.6/5.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$207,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records
Listing remarks
Investment opportunity in the Springwood Lake area—149 Leila Lane (duplex) is being marketed as part of a 17-property portfolio consisting of 16 single-family homes and 1 duplex. The portfolio is currently generating approximately $248,000 in annual gross income, with verified NOI around $193,000. Majority of leases are month-to-month, providing immediate upside through rent optimization and long-term value growth. Both units at this property are tenant-occupied (Unit 1: $1,100/month – MTM | Unit 2: $1,125/month – lease through 3/2027), offering in-place income with future flexibility. This property is not intended to be sold individually. Portfolio sale preferred. Roof is
Key facts
- Near interstates
- Near shopping
- Near fort jackson
Tags
Property features AI
Finance
- Other: Tenant responsible for pest control
- Financial info: This is a 2-unit rental property (rents noted for Unit 1: $1,100); Unit 1 listed with 5 rooms; Unit 2 listed with 5 rooms
- HOA & community: No HOA details provided
Exterior
- Parking: Assigned parking with 4 spaces
- Security: No security details provided
- Utilities: Public water; Public sewer; Utilities and services (electricity, sewer, trash, cable) paid by tenant
- Home design: 2-story property; Slab foundation
- Construction: No construction year provided
- Exterior features: Vinyl exterior; Tenant responsible for lawn maintenance; Paved road access
Interior
- Kitchen: No kitchen appliance details provided
- Bedrooms: Each unit has 2 bedrooms
- Flooring: No flooring details provided
- Bathrooms: Each unit has 1 full bathroom and 1 half bathroom; There are 2 full bathrooms total
- Heating & cooling: Electric heating (paid by tenant); Window air conditioning units
- Interior features: Two-unit building
- Laundry & utility: No laundry appliance details provided
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath multifamily listed at $207k.
Deal economics
- At list price, monthly cash flow is $278 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $207k).
- Recommended offer: $182k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 71/100 on livability (#50 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities D+, crime F, commute F.
- Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Windsor Elementary (math 21% / reading 23%, grade F, #475 of 597 statewide, top 81%, 537 students, 100% FRL) — zoned schools average 100% FRL vs 38% district-wide (62 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 22% at this address vs 41% district-wide (-19 pts) — the specific schools serving this property underperform the Richland 02 average; the district grade overstates school quality for this exact location.
- Market conditions: Rents flat; 341 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
- This rent runs 42% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 302 days — a 12% lower offer ($182k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $98k; list at $207k implies a 112% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 302 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.06% ✓
- Cap rate
- 7.91%
- Cash-on-cash
- 5.76%
- DSCR
- 1.26
- GRM
- 7.8
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.21% rent growth · sell at horizon
- IRR
- -10.6%
- Equity multiple
- 0.62×
- Total profit
- $-21,776
- Equity at exit
- $30,864
- IRR
- -5.9%
- Equity multiple
- 0.67×
- Total profit
- $-19,240
- Equity at exit
- $17,898
Cash invested: $57,960 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29223
- Rents YoY
- 0.2%
- Active inventory
- 341
- Price-to-rent
- 7.8×
Monthly cashflow live
- Estimated rent
- $2,198 medium interval (Pro) →
- Mortgage (P&I)
- −$1,086
- Tax from tax record
- −$287 /mo · $3,441/yr
- Insurance
- −$86
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$462
- Net cashflow
- $278
Break-even live
Sensitivity live
| Price | -10% $395 | -5% $337 | +0% $278 | +5% $220 | +10% $161 |
|---|---|---|---|---|---|
| Rent | -10% $105 | -5% $191 | +0% $278 | +5% $365 | +10% $452 |
| Rate | -1.0pp $382 | -0.5pp $331 | base $278 | +0.5pp $225 | +1.0pp $170 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $51,750
- Closing costs
- $6,210
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1659 Legrand Rd Columbia, SC | 2.0–3.0 | 2.0–2.5 | 1450 | $2,500 | $1.72 | 4d | 12 | 0.46mi |
| 2058 Mapleton Dr Columbia, SC | 3.0 | 2.5 | 1476 | $1,995 | $1.35 | 22d | 1 | 0.92mi |
| 117 Greenfield Rd Columbia, SC | 3.0 | 2.0 | 2055 | $1,981 | $0.96 | 24d | 1 | 1.06mi |
| 6837 N Trenholm Rd Columbia, SC | 1.0–3.0 | 1.0–2.0 | 1105 | $1,985 | $1.80 | 4d | 30 | 1.49mi |
Listing history 12 events
-
2026-06-05statusdays on market $207,000 Pending 302 DOM
-
2026-06-03days on market $207,000 Active 301 DOM
-
2026-06-03days on market $207,000 Active 300 DOM
-
2026-06-01days on market $207,000 Active 299 DOM
-
2026-05-31days on market $207,000 Active 298 DOM
-
2026-02-09price $207,000
-
2025-11-17price $210,000
-
2025-09-11price $212,000
-
2025-08-06$215,000 Active
-
2008-01-04soldstatus $97,500
-
2002-04-04soldstatus $82,000
-
1995-03-30soldstatus $200,755
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $3,441 · $287/mo
- Projected year-2 tax
- $3,441 · $287/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 6/10 Major
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,381
- − Mortgage interest
- −$11,595
- − Property taxes
- −$3,441
- − Insurance
- −$1,035
- − Repairs & maintenance
- −$2,110
- − Management
- −$2,110
- − Depreciation
- −$6,022
- Taxable income
- $67
- Est. tax owed @ 24.0%
- −$16
- After-tax cash flow
- $3,323/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Richland 02
- NCES district ID
- 4503390
- Math proficiency
- 35% ▼ -15.00%
- Reading proficiency
- 47% ▼ -5.00%
- Median HH income
- $59,684
- Composite
- 36.2/100
- National rank
- #4730
- State rank
- #29 of 80 in SC
Livability — Dentsville
- Score
- 71/100
- State rank
- #50
- US rank
- #6940
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Dentsville, SC
- County
- Richland County · 389,530 people
- City population
- 52,835
- Metro
- Columbia, SC
- Population (ZIP)
- 53,074
- Household income
- $62,408
- Rent vs Own
- Severe rent burden
- 2857.0
Population outlook (Richland County) Hauer SSP2
- Today (2025)
- 459,667 people
- By 2030
- 487,524 · +6.1%
- By 2040
- 542,035 · +17.9%
- By 2050
- 595,371 · +29.5%
- By 2075
- 732,998 · +59.5%
- By 2100
- 820,415 · +78.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- Black 57% White 23% Hispanic / Latino 11% Two or more races 6% Asian 4%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 2%
- Common ancestry
- Slovak 1% Serbian 1% Italian 1%
- Foreign-born
- 10% · Canada, South Korea
- Languages at home
- 86% English-only · Spanish 8% Other Indo-European 2% Korean 1%
Political lean MEDSL · Richland
- 2024 margin
- Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
- 2008→2024 swing
- +5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
- All cycles
- 2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -135.96%
- Current HPI
- 195.3158
- Rent YoY
- ▲ 0.21%
- Metro
- Columbia, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+3.1% since first listed7 events — show timeline
- 2026-02-09 Price Changed $207,000 Consolidated MLS
- 2025-11-17 Price Changed $210,000 Consolidated MLS
- 2025-09-11 Price Changed $212,000 Consolidated MLS
- 2025-08-06 Listed $215,000 Consolidated MLS
- 2008-01-04 Sold (Public Records) $97,500 Public Records
- 2002-04-04 Sold (Public Records) $82,000 Public Records
- 1995-03-30 Sold (Public Records) $200,755 Public Records
Property tax history
+0.1%/yrLatest (2025): $3,441 · +2.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…