CashFlowRE
Sign in Sign up
No image
Multi-family
C- Composite 52.55
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.6/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.6/10.0
  • 1% rule +5.6/10.0
  • Schools +3.6/10.0
  • Livability +3.6/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$207,000

149 Leila Ln · Dentsville, SC 29223
4 bd · 3.0 ba · 2,048 sqft · MultiFamily public records · 302 Days on market
Built 1984

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records

Listing remarks

Investment opportunity in the Springwood Lake area—149 Leila Lane (duplex) is being marketed as part of a 17-property portfolio consisting of 16 single-family homes and 1 duplex. The portfolio is currently generating approximately $248,000 in annual gross income, with verified NOI around $193,000. Majority of leases are month-to-month, providing immediate upside through rent optimization and long-term value growth. Both units at this property are tenant-occupied (Unit 1: $1,100/month – MTM | Unit 2: $1,125/month – lease through 3/2027), offering in-place income with future flexibility. This property is not intended to be sold individually. Portfolio sale preferred. Roof is

Key facts

  • Near interstates
  • Near shopping
  • Near fort jackson

Tags

INVESTMENT OPPORTUNITYNEAR INTERSTATESNEAR FORT JACKSONNEAR SHOPPINGLEASED ON MONTH TO MONTHVACANT UNIT

Property features AI

Finance

  • Other: Tenant responsible for pest control
  • Financial info: This is a 2-unit rental property (rents noted for Unit 1: $1,100); Unit 1 listed with 5 rooms; Unit 2 listed with 5 rooms
  • HOA & community: No HOA details provided

Exterior

  • Parking: Assigned parking with 4 spaces
  • Security: No security details provided
  • Utilities: Public water; Public sewer; Utilities and services (electricity, sewer, trash, cable) paid by tenant
  • Home design: 2-story property; Slab foundation
  • Construction: No construction year provided
  • Exterior features: Vinyl exterior; Tenant responsible for lawn maintenance; Paved road access

Interior

  • Kitchen: No kitchen appliance details provided
  • Bedrooms: Each unit has 2 bedrooms
  • Flooring: No flooring details provided
  • Bathrooms: Each unit has 1 full bathroom and 1 half bathroom; There are 2 full bathrooms total
  • Heating & cooling: Electric heating (paid by tenant); Window air conditioning units
  • Interior features: Two-unit building
  • Laundry & utility: No laundry appliance details provided

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath multifamily listed at $207k.

Deal economics

  • At list price, monthly cash flow is $278 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $207k).
  • Recommended offer: $182k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 71/100 on livability (#50 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities D+, crime F, commute F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Windsor Elementary (math 21% / reading 23%, grade F, #475 of 597 statewide, top 81%, 537 students, 100% FRL) — zoned schools average 100% FRL vs 38% district-wide (62 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 22% at this address vs 41% district-wide (-19 pts) — the specific schools serving this property underperform the Richland 02 average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents flat; 341 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 302 days — a 12% lower offer ($182k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $98k; list at $207k implies a 112% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $182,160 (12.0% below list)

Questions for the listing agent

  1. It's been on market 302 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.06%
Cap rate
7.91%
Cash-on-cash
5.76%
DSCR
1.26
GRM
7.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.21% rent growth · sell at horizon

5-year hold
IRR
-10.6%
Equity multiple
0.62×
Total profit
$-21,776
Equity at exit
$30,864
10-year hold
IRR
-5.9%
Equity multiple
0.67×
Total profit
$-19,240
Equity at exit
$17,898

Cash invested: $57,960 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29223

Rents YoY
0.2%
Active inventory
341
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$2,198 medium interval (Pro) →
Mortgage (P&I)
$1,086
Tax from tax record
$287 /mo · $3,441/yr
Insurance
$86
HOA
$0
Vacancy / Maint / Mgmt
$462
Net cashflow
$278

Break-even live

Break-even rent $1,846
Max offer price $207,000
Occupancy floor 82%

Sensitivity live

Price -10% $395 -5% $337 +0% $278 +5% $220 +10% $161
Rent -10% $105 -5% $191 +0% $278 +5% $365 +10% $452
Rate -1.0pp $382 -0.5pp $331 base $278 +0.5pp $225 +1.0pp $170

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$51,750
Closing costs
$6,210
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1659 Legrand Rd Columbia, SC 2.0–3.0 2.0–2.5 1450 $2,500 $1.72 4d 12 0.46mi
2058 Mapleton Dr Columbia, SC 3.0 2.5 1476 $1,995 $1.35 22d 1 0.92mi
117 Greenfield Rd Columbia, SC 3.0 2.0 2055 $1,981 $0.96 24d 1 1.06mi
6837 N Trenholm Rd Columbia, SC 1.0–3.0 1.0–2.0 1105 $1,985 $1.80 4d 30 1.49mi

Listing history 12 events

  1. 2026-06-05
    statusdays on market $207,000 Pending 302 DOM
  2. 2026-06-03
    days on market $207,000 Active 301 DOM
  3. 2026-06-03
    days on market $207,000 Active 300 DOM
  4. 2026-06-01
    days on market $207,000 Active 299 DOM
  5. 2026-05-31
    days on market $207,000 Active 298 DOM
  6. 2026-02-09
    price $207,000
  7. 2025-11-17
    price $210,000
  8. 2025-09-11
    price $212,000
  9. 2025-08-06
    listed $215,000 Active
  10. 2008-01-04
    soldstatus $97,500
  11. 2002-04-04
    soldstatus $82,000
  12. 1995-03-30
    soldstatus $200,755

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$3,441 · $287/mo
Projected year-2 tax
$3,441 · $287/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 6/10 Major

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,381
− Mortgage interest
−$11,595
− Property taxes
−$3,441
− Insurance
−$1,035
− Repairs & maintenance
−$2,110
− Management
−$2,110
− Depreciation
−$6,022
Taxable income
$67
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$16
After-tax cash flow
$3,323/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Dentsville

Score
71/100
State rank
#50
US rank
#6940

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment F Housing A Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dentsville, SC
County
Richland County · 389,530 people
City population
52,835
Metro
Columbia, SC
Population (ZIP)
53,074
Household income
$62,408
Rent vs Own
42.4% rent · 57.6% own
Severe rent burden
2857.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
Black 57% White 23% Hispanic / Latino 11% Two or more races 6% Asian 4%
Hispanic origin (detail)
Mexican 5% Puerto Rican 2%
Common ancestry
Slovak 1% Serbian 1% Italian 1%
Foreign-born
10% · Canada, South Korea
Languages at home
86% English-only · Spanish 8% Other Indo-European 2% Korean 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.96%
Current HPI
195.3158
Rent YoY
▲ 0.21%
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+3.1% since first listed
7 events — show timeline
  • 2026-02-09 Price Changed $207,000 Consolidated MLS
  • 2025-11-17 Price Changed $210,000 Consolidated MLS
  • 2025-09-11 Price Changed $212,000 Consolidated MLS
  • 2025-08-06 Listed $215,000 Consolidated MLS
  • 2008-01-04 Sold (Public Records) $97,500 Public Records
  • 2002-04-04 Sold (Public Records) $82,000 Public Records
  • 1995-03-30 Sold (Public Records) $200,755 Public Records

Property tax history

+0.1%/yr

Latest (2025): $3,441 · +2.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…