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10323 E Compadre Pl
B- Composite 67.29
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +8.1/15.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$71,000

10323 E Compadre Pl · Fortuna Foothills, AZ 85365
1 bd · 1.0 ba · 402 sqft · Manufactured public records · 222 Days on market
Built 1989 1,980 sqft lot Est $72k · at est. $54/mo HOA · 4% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Beautifully maintained park model in Los Amigos 55+ neighborhood is waiting for a new owner. This beauty can be your new home or winter spot --- you can enjoy the Yuma winters inside the screened Arizona room or in the back next to the BBQ grill. All the furnishings are included so you just need to bring your favorite pictures to hang on the wall!

Key facts

  • Bbq grill
  • Furnishings included
  • 1,980 sq ft lot

Tags

SCREENED ARIZONA ROOMBBQ GRILLFURNISHINGS INCLUDED

Property features AI

Finance

  • Other: Paved road access; Lot approximately 1,980 square feet
  • HOA & community: Homeowners association with a monthly fee of $54; Senior community

Exterior

  • Parking: Attached carport; One covered parking space; One total parking space; Open parking available
  • Security: Smoke detector(s)
  • Utilities: Public water; Shared septic
  • Home design: Manufactured home; Residential property
  • Construction: Mobile home / manufactured construction
  • Exterior features: Covered patio; Patio; Sliding doors; Workshop

Interior

  • Kitchen: Refrigerator; Microwave; Electric range; Water purifier
  • Flooring: Other
  • Bathrooms: One three-quarter bathroom
  • Heating & cooling: Heating; Cooling
  • Interior features: Double-pane windows; Bay window; Blinds; Smoke detector(s); TV antenna
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $71k.

Deal economics

  • At list price, monthly cash flow is $665 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $71k).
  • Recommended offer: $62k (12.0% below list) — sets the bar for market timing.
  • Cap rate 17.5% vs local median 4.2% in Fortuna Foothills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#174 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, schools F, crime F.
  • Yuma Union High School District (4507) (urban): math 14% / reading 16% proficiency, ranked #212 of 249 in AZ (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents soft (-0.4%/yr); 468 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 1,399 units permitted in Yuma County in 2024 (180 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $491 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Yuma County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $20k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 222 days — a 12% lower offer ($62k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $31k; list at $71k implies a 129% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 5→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $62,480 (12.0% below list)

Questions for the listing agent

  1. It's been on market 222 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.05%
Cap rate
17.53%
Cash-on-cash
40.12%
DSCR
2.79
GRM
4.1

CMA / ARV

ARV (on-the-fly)
$71,958
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
10322 E 29 Pl 0.04mi 1/1.0 400 (-0%) 0mo $79,900 $200 97
10331 E Compadre Ln 0.12mi 1/1.0 398 (-1%) 1mo $52,000 $131 92
10328 E 29 Ln 0.07mi 1/1.0 402 (0%) 10mo $44,200 $110 88
10313 E Compadre Pl 0.01mi 1/1.0 420 (+4%) 9mo $75,000 $179 85
10309 E 30 St 0.15mi 1/1.0 396 (-2%) 7mo $55,000 $139 84
10349 E 28 Ln 0.04mi 1/1.0 430 (+7%) 3mo $75,000 $174 84
10337 E 29 Ln 0.09mi 1/1.0 419 (+4%) 9mo $65,000 $155 81
10343 E 30 St 0.15mi 1/1.0 393 (-2%) 10mo $85,000 $216 81
10209 S Spring Ave 0.50mi 1/1.0 401 (-0%) 7mo $158,000 $394 70
10335 E 29 Pl 0.06mi 1/1.0 456 (+13%) 7mo $65,000 $143 69
10207 S Avenida Compadres 0.47mi 2/1.0 (+1) 404 (+0%) 6mo $115,000 $285 67
10392 S Avenida Compadres 0.26mi 2/2.0 (+1) 385 (-4%) 10mo $142,000 $369 64

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
33.1%
Equity multiple
2.34×
Total profit
$26,584
Equity at exit
$10,586
10-year hold
IRR
38.4%
Equity multiple
4.08×
Total profit
$61,261
Equity at exit
$6,139

Cash invested: $19,880 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85365

Home prices YoY
-23.6%
Rents YoY
-0.4%
Active inventory
468
Price-to-rent
4.1×

Monthly cashflow live

Estimated rent
$1,454 medium interval (Pro) →
Mortgage (P&I)
$372
Tax from tax record
$28 /mo · $340/yr
Insurance
$30
HOA
$54
Vacancy / Maint / Mgmt
$305
Net cashflow
$665

Break-even live

Break-even rent $613
Max offer price $71,000
Occupancy floor 49%

Sensitivity live

Price -10% $705 -5% $685 +0% $665 +5% $645 +10% $624
Rent -10% $550 -5% $607 +0% $665 +5% $722 +10% $780
Rate -1.0pp $700 -0.5pp $683 base $665 +0.5pp $646 +1.0pp $628

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,750
Closing costs
$2,130
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10237 S Avenida Compadres Yuma, AZ 1.0 1.0 200 $1,600 $8.00 22d 1 0.45mi
10237 S Avenida Compadres Unit 1/2 Yuma, AZ 1.0 1.0 200 $1,400 $7.00 22d 1 0.45mi

HOA detail

Monthly dues
$54 · $648/yr

Listing history 23 events

  1. 2026-06-21
    days on market $71,000 Active 222 DOM
  2. 2026-06-19
    days on market $71,000 Active 220 DOM
  3. 2026-06-18
    days on market $71,000 Active 219 DOM
  4. 2026-06-17
    days on market $71,000 Active 218 DOM
  5. 2026-06-16
    days on market $71,000 Active 217 DOM
  6. 2026-06-15
    days on market $71,000 Active 216 DOM
  7. 2026-06-14
    days on market $71,000 Active 214 DOM
  8. 2026-06-13
    days on market $71,000 Active 213 DOM
  9. 2026-06-10
    days on market $71,000 Active 211 DOM
  10. 2026-06-09
    days on market $71,000 Active 210 DOM
  11. 2026-06-08
    days on market $71,000 Active 209 DOM
  12. 2026-06-07
    days on market $71,000 Active 208 DOM
  13. 2026-06-05
    days on market $71,000 Active 205 DOM
  14. 2026-06-02
    days on market $71,000 Active 203 DOM
  15. 2026-06-01
    days on market $71,000 Active 202 DOM
  16. 2026-05-31
    days on market $71,000 Active 201 DOM
  17. 2026-05-30
    days on market $71,000 Active 200 DOM
  18. 2026-05-18
    status Active
  19. 2026-05-14
    historical Active Under Contract
  20. 2026-01-23
    price $71,000
  21. 2025-11-11
    listed $73,000 Active
  22. 1997-02-14
    soldstatus $31,000
  23. 1994-11-28
    soldstatus $28,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$340 · $28/mo
Projected year-2 tax
$469 · $39/mo
Expected delta
+$128/yr (+$11/mo · 37.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 5 d/yr ≥114°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,452
− Mortgage interest
−$3,977
− Property taxes
−$340
− Insurance
−$355
− Repairs & maintenance
−$1,396
− Management
−$1,396
− HOA
−$648
− Depreciation
−$2,065
Taxable income
$7,274
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,746
After-tax cash flow
$6,230/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Yuma Union High School District (4507)
NCES district ID
0409630
Math proficiency
14% ▼ -12.00%
Reading proficiency
16% ▼ -10.00%
Median HH income
$40,512
Composite
12.86/100
National rank
#9592
State rank
#212 of 249 in AZ

Livability — Fortuna Foothills

Score
60/100
State rank
#174
US rank
#18663

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fortuna Foothills, AZ
County
Yuma County · 149,809 people
City population
21,356
Metro
Yuma, AZ
Population (ZIP)
54,775
Household income
$70,331
Rent vs Own
20.9% rent · 79.1% own
Severe rent burden
766.0

Population outlook (Yuma County) Hauer SSP2

Today (2025)
211,633 people
By 2030
214,114 · +1.2%
By 2040
217,856 · +2.9%
By 2050
220,276 · +4.1%
By 2075
222,359 · +5.1%
By 2100
198,880 · -6.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
Hispanic / Latino 47% White 44% Two or more races 23% Black 2% Asian 1% Native American 1%
Hispanic origin (detail)
Mexican 43%
Common ancestry
Lithuanian 2% Italian 1% Romanian 1%
Foreign-born
17% · Canada
Languages at home
62% English-only · Spanish 36% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · Yuma

2024 margin
Strong R (+20.4) · D 39.3% · R 59.8%
2008→2024 swing
-6.6pp toward R · 2008: -13.8pp · 2024: -20.4pp
All cycles
2024: R+20.4 2020: R+6.2 2016: R+5.5 2012: R+16.1 2008: R+13.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -75.03%
Current HPI
242.8651
Rent YoY
▼ -0.38%
Metro
Yuma, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+153.6% since first listed
6 events — show timeline
  • 2026-05-18 Relisted YAR
  • 2026-05-14 Contingent YAR
  • 2026-01-23 Price Changed $71,000 YAR
  • 2025-11-11 Listed $73,000 YAR
  • 1997-02-14 Sold (Public Records) $31,000 Public Records
  • 1994-11-28 Sold (Public Records) $28,000 Public Records

Property tax history

-2.6%/yr

Latest (2025): $340 · +2.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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