6547 Highland Ave SW · Lordstown, OH 44481

$90,000

3 bd · 1.5 ba · 840 sqft · SingleFamily public records · 94 Days on market

Built 1950 0.89 ac lot

---

Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.4/30.0
• Appreciation +10.0/10.0
• DSCR +7.9/10.0
• ARV discount +7.5/15.0
• Schools +6.0/10.0
• 1% rule +5.8/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Charming and cozy, this comfortable two-bedroom home in Lordstown, Ohio offers a peaceful setting with plenty of outdoor space. Situated on an expansive 0.89-acre lot, the property features a fenced-in front yard—perfect for simply enjoying the outdoors. Inside, the layout is warm and inviting, highlighted by wood paneling throughout that adds character and charm. Both bedrooms are generously sized and include large closets, providing ample storage. The home also features a full bathroom and a functional, easy-flow layout ideal for everyday living. Step just outside the kitchen to enjoy a beautiful pergola, creating the perfect spot for relaxing or entertaining. A detached garage adds convenience and additional storage space. This property blends comfort, character, and outdoor appeal—ideal for those looking for a cozy home with room to enjoy nature.

Key facts

• 0.89 acre lot
• Built 1950
• Listed 94 days

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $90k.

Deal economics

• At list price, monthly cash flow is $183 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($968 rent vs $90k).
• Recommended offer: $82k (9.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 68/100 on livability (#577 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F, health & safety F.
• Lordstown Local (rural): math 66% / reading 76% proficiency, ranked #143 of 656 in OH (top 22%) — strong family-tenant draw, lease renewals of 3-5y typical.
• Market conditions: 37 active listings in the ZIP; 129 units permitted in Trumbull County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $10k of equity ($622 loan paydown + $9k appreciation (10.0% local appreciation)).
• Trumbull County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (10.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 4, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 94 days — a 9% lower offer ($82k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $81,900 (9.0% below list)

Questions for the listing agent

1. It's been on market 94 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.08% ✓
• Cap rate: 8.73%
• Cash-on-cash: 8.72%
• DSCR: 1.39
• GRM: 7.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 30.6%
• Equity multiple: 3.41×
• Total profit: $60,664
• Equity at exit: $81,079

10-year hold

• IRR: 26.5%
• Equity multiple: 7.72×
• Total profit: $169,458
• Equity at exit: $174,850

Cash invested: $25,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 44481

• Home prices YoY: 11.2%
• Active inventory: 37
• Price-to-rent: 7.7×

Monthly cashflow live

• Estimated rent: $968 medium
• Mortgage (P&I): −$472
• Tax from tax record: −$72 /mo · $866/yr
• Insurance: −$38
• HOA: −$0
• Vacancy / Maint / Mgmt: −$203
• Net cashflow: $183

Break-even live

Break-even rent $736

Max offer price $90,000

Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $22,500
• Closing costs: $2,700
• Reserves months: —
• Total cash needed: —

Listing history 18 events

1. 2026-06-18
   days on market $90,000 Active 94 DOM
2. 2026-06-17
   days on market $90,000 Active 93 DOM
3. 2026-06-16
   days on market $90,000 Active 92 DOM
4. 2026-06-15
   days on market $90,000 Active 91 DOM
5. 2026-06-13
   days on market $90,000 Active 89 DOM
6. 2026-06-12
   days on market $90,000 Active 88 DOM
7. 2026-06-09
   days on market $90,000 Active 85 DOM
8. 2026-06-08
   days on market $90,000 Active 84 DOM
9. 2026-06-08
   days on market $90,000 Active 83 DOM
10. 2026-06-07
    days on market $90,000 Active 82 DOM
11. 2026-06-04
    days on market $90,000 Active 79 DOM
12. 2026-06-02
    days on market $90,000 Active 78 DOM
13. 2026-06-01
    days on market $90,000 Active 77 DOM
14. 2026-05-31
    days on market $90,000 Active 76 DOM
15. 2026-05-21
    soldstatus $89,999 Closed 874-char remark

    Show marketing remark (874 chars)

    Charming and cozy, this comfortable two-bedroom home in Lordstown, Ohio offers a peaceful setting with plenty of outdoor space. Situated on an expansive 0.89-acre lot, the property features a fenced-in front yard—perfect for simply enjoying the outdoors. Inside, the layout is warm and inviting, highlighted by wood paneling throughout that adds character and charm. Both bedrooms are generously sized and include large closets, providing ample storage. The home also features a full bathroom and a functional, easy-flow layout ideal for everyday living. Step just outside the kitchen to enjoy a beautiful pergola, creating the perfect spot for relaxing or entertaining. A detached garage adds convenience and additional storage space. This property blends comfort, character, and outdoor appeal—ideal for those looking for a cozy home with room to enjoy nature.

16. 2026-04-29
    status Pending 874-char remark

    Show marketing remark (874 chars)

    Charming and cozy, this comfortable two-bedroom home in Lordstown, Ohio offers a peaceful setting with plenty of outdoor space. Situated on an expansive 0.89-acre lot, the property features a fenced-in front yard—perfect for simply enjoying the outdoors. Inside, the layout is warm and inviting, highlighted by wood paneling throughout that adds character and charm. Both bedrooms are generously sized and include large closets, providing ample storage. The home also features a full bathroom and a functional, easy-flow layout ideal for everyday living. Step just outside the kitchen to enjoy a beautiful pergola, creating the perfect spot for relaxing or entertaining. A detached garage adds convenience and additional storage space. This property blends comfort, character, and outdoor appeal—ideal for those looking for a cozy home with room to enjoy nature.

17. 2026-04-15
    listed $89,999 Active 874-char remark

    Show marketing remark (874 chars)

    Charming and cozy, this comfortable two-bedroom home in Lordstown, Ohio offers a peaceful setting with plenty of outdoor space. Situated on an expansive 0.89-acre lot, the property features a fenced-in front yard—perfect for simply enjoying the outdoors. Inside, the layout is warm and inviting, highlighted by wood paneling throughout that adds character and charm. Both bedrooms are generously sized and include large closets, providing ample storage. The home also features a full bathroom and a functional, easy-flow layout ideal for everyday living. Step just outside the kitchen to enjoy a beautiful pergola, creating the perfect spot for relaxing or entertaining. A detached garage adds convenience and additional storage space. This property blends comfort, character, and outdoor appeal—ideal for those looking for a cozy home with room to enjoy nature.

18. 2026-03-16
    listed $90,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $866 · $72/mo
• Projected year-2 tax: $1,135 · $95/mo
• Expected delta: +$269/yr (+$22/mo · 31.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 17 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 3/10 Moderate 1 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $11,615
• − Mortgage interest: −$5,041
• − Property taxes: −$866
• − Insurance: −$450
• − Repairs & maintenance: −$929
• − Management: −$929
• − Depreciation: −$2,618
• Taxable income: $781
• Est. tax owed @ 24.0%: −$188
• After-tax cash flow: $2,009/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lordstown Local
• NCES district ID: 3905020
• Math proficiency: 66% ▼ -12.00%
• Reading proficiency: 76% ▼ -2.00%
• Median HH income: $49,595
• Composite: 60.12/100
• National rank: #869
• State rank: #143 of 656 in OH

Livability — Lordstown

• Score: 68/100
• State rank: #577
• US rank: #9825

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment B+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lordstown, OH
• County: Trumbull · 193,293 people
• Metro: Youngstown-Warren, OH
• Population (ZIP): 10,287
• Household income: $63,285
• Rent vs Own: 16.7% rent · 83.3% own
• Severe rent burden: 4.6

Population outlook (Trumbull County) Hauer SSP2

• Today (2025): 191,696 people
• By 2030: 184,015 · -4.0%
• By 2040: 166,810 · -13.0%
• By 2050: 149,857 · -21.8%
• By 2075: 115,769 · -39.6%
• By 2100: 83,617 · -56.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (92%)
• Race & ethnicity: White 92% Two or more races 4% Black 3% Hispanic / Latino 1%
• Common ancestry: Iranian 4% Polish 3% Romanian 3%
• Foreign-born: 1%
• Languages at home: 96% English-only · German/W. Germanic 3% Spanish 1%

Political lean MEDSL · Trumbull

• 2024 margin: R (+16.8) · D 41.2% · R 58.0%
• 2008→2024 swing: -39.2pp toward R · 2008: 22.4pp · 2024: -16.8pp
• All cycles: 2024: R+16.8 2020: R+10.6 2016: R+6.4 2012: D+22.2 2008: D+22.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 36.58%
• Current HPI: 364.21
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

-0.0% since first listed

4 events — show timeline

• 2026-05-21 Sold (MLS) $89,999 MLSNOW
• 2026-04-29 Pending — MLSNOW
• 2026-04-15 Listed $89,999 MLSNOW
• 2026-03-16 Listed $90,000 ForSaleByOwner.com

Property tax history

+2.0%/yr

Latest (2025): $866 · +0.3% YoY. Source: county tax records.