701 S 13th St · Fort Pierce, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.7/30.0
- ARV discount +5.4/15.0
- 1% rule +4.2/10.0
- DSCR +4.1/10.0
- Rent growth +4.0/5.0
- Livability +3.8/5.0
- Schools +3.7/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$195,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
ENJOY THIS CHARMING 2 BEDROOM, 1 BATH, COZY AND BRIGHT- SINGLE FAMILY HOME. FRESHLY PAINTED WITH WOOD FLOORS! LARGE BACKYARD WITH POTENTIAL. GREAT LOCATION IN SOUTH FORT PIERCE. VACANT, MUST SEE! NO HOA, NO RESTRICTIONS!
Key facts
- 7,969 sq ft lot
- 2 parking spots
- Built 1942
Property features AI
Finance
- Other: Not waterfront; Pets allowed with no restrictions
Exterior
- Parking: 2 total parking spaces; Attached covered carport (1 covered/carport space)
- Utilities: Public water; Public sewer; Cable available; Electricity available; Water available; Sewer available
- Home design: Single family residence; Resale; 1 story; Faces east; Accessible approach with ramp; Energy-efficient windows
- Construction: Block and stucco construction; Metal roof; Block foundation; Built as a single-story structure
- Exterior features: Open patio; Patio
Interior
- Kitchen: Gas range; Refrigerator
- Bedrooms: 1 bedroom on the main level
- Flooring: Wood flooring
- Bathrooms: 1 full bathroom (main level)
- Heating & cooling: Electric heating; Wall/window cooling unit(s)
- Interior features: No special interior features listed; Blinds on windows
- Laundry & utility: Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $195k.
Deal economics
- At list price, monthly cash flow is $15 ($177/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $180k (7.8% below list).
- Recommended offer: $177k (9.0% below list) — sets the bar for market timing.
- Cap rate 6.4% vs local median 3.5% in Fort Pierce — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#226 in FL, #3,360 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime D+, amenities F, employment F.
- St. Lucie (urban): math 40% / reading 48% proficiency, ranked #51 of 73 in FL (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Manatee Academy K-8 (math 53% / reading 51%, grade C-, #990 of 2,144 statewide, top 48%, 1,664 students, 65% FRL); Southern Oaks Middle School (math 39% / reading 43%, grade F, #353 of 571 statewide, top 63%, 894 students, 76% FRL); Fort Pierce Central High School (math 15% / reading 45%, grade F, #441 of 667 statewide, top 67%, 3,091 students, 62% FRL).
- Market conditions: Rents rising fast (+5.9%/yr); 166 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 4,868 units permitted in St. Lucie County in 2024 (268 in 5+ unit buildings).
- At $1,798/mo this rent would consume 71% of the median local household income ($30k/yr) (locally 1995% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- St. Lucie County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 98 days — a 9% lower offer ($177k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $114k; list at $195k implies a 71% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1942 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 98 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1942 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.92% ✗
- Cap rate
- 6.38%
- Cash-on-cash
- 0.32%
- DSCR
- 1.01
- GRM
- 9.0
CMA / ARV
- ARV (on-the-fly)
- $186,304
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1433 Captains Walk Unit 18C | 0.41mi | 2/2.0 | 1,280 (-2%) | 2mo | $180,000 | $141 | 71 |
| 1433 Captains Walk Unit 18 D | 0.41mi | 2/2.0 | 1,280 (-2%) | 10mo | $190,000 | $148 | 64 |
| 802 Delaware Ave | 0.44mi | 2/1.0 | 1,224 (-7%) | 7mo | $93,500 | $76 | 63 |
| 119 S 13th Street St | 0.40mi | 3/2.0 (+1) | 1,325 (+1%) | 11mo | $155,500 | $117 | 62 |
| 1563 Pheasant Walk Unit C | 0.58mi | 2/2.0 | 1,280 (-2%) | 9mo | $168,000 | $131 | 58 |
| 1529 Pheasant Walk Unit C | 0.62mi | 2/2.0 | 1,280 (-2%) | 12mo | $192,500 | $150 | 53 |
| 1508 Indiana Ave | 0.22mi | 3/2.0 (+1) | 1,117 (-15%) | 10mo | $246,000 | $220 | 48 |
| 313 S 21st St | 0.61mi | 3/2.0 (+1) | 1,256 (-4%) | 11mo | $295,000 | $235 | 46 |
| 605 Georgia Ave | 0.54mi | 3/2.0 (+1) | 1,446 (+10%) | 6mo | $151,800 | $105 | 44 |
| 1443 Captains Walk Unit 23a | 0.49mi | 3/2.0 (+1) | 1,480 (+13%) | 9mo | $210,000 | $142 | 40 |
| 1619 Laurel Leaf Ln | 0.70mi | 3/2.0 (+1) | 1,480 (+13%) | 2mo | $196,000 | $132 | 35 |
| 1467 Captains Walk Unit B | 0.54mi | 3/2.0 (+1) | 1,480 (+13%) | 18mo | $230,000 | $155 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.94% rent growth · sell at horizon
- IRR
- -12.4%
- Equity multiple
- 0.54×
- Total profit
- $-25,118
- Equity at exit
- $29,075
- IRR
- 0.8%
- Equity multiple
- 1.06×
- Total profit
- $3,464
- Equity at exit
- $16,860
Cash invested: $54,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34950
- Home prices YoY
- -20.2%
- Rents YoY
- 5.9%
- Active inventory
- 166
- Price-to-rent
- 9.0×
Monthly cashflow live
- Estimated rent
- $1,798 high interval (Pro) →
- Mortgage (P&I)
- −$1,023
- Tax from tax record
- −$302 /mo · $3,624/yr
- Insurance
- −$81
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$378
- Net cashflow
- $15
Break-even live
Sensitivity live
| Price | -10% $125 | -5% $70 | +0% $15 | +5% $-40 | +10% $-96 |
|---|---|---|---|---|---|
| Rent | -10% $-127 | -5% $-56 | +0% $15 | +5% $86 | +10% $157 |
| Rate | -1.0pp $113 | -0.5pp $64 | base $15 | +0.5pp $-36 | +1.0pp $-87 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $48,750
- Closing costs
- $5,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 624 S 12th St Unit B Fort Pierce, FL | 1.0 | 1.0 | 1000 | $1,650 | $1.65 | 15d | 1 | 0.14mi |
| 1406 Citrus Ave Fort Pierce, FL | 2.0 | 1.0 | 930 | $1,600 | $1.72 | 15d | 1 | 0.28mi |
| 1904 Havana Ave #16 Fort Pierce, FL | 2.0 | 2.0 | 1196 | $1,900 | $1.59 | 15d | 1 | 0.43mi |
| 1433 Captains Walk Unit A Fort Pierce, FL | 2.0 | 2.0 | 1850 | $2,500 | $1.35 | 25d | 1 | 0.45mi |
| 308 S 8th St Fort Pierce, FL | 2.0 | 2.0 | 1696 | $1,900 | $1.12 | 25d | 1 | 0.47mi |
| 1439 Captains Walk Unit 20D Fort Pierce, FL | 2.0 | 2.0 | 1280 | $2,000 | $1.56 | 23d | 1 | 0.48mi |
| 1840 Nebraska Ave Apt 101 Fort Pierce, FL | 2.0 | 2.0 | 1035 | $1,699 | $1.64 | 15d | 1 | 0.53mi |
| 1840 Nebraska Ave Apt 106 Fort Pierce, FL | 2.0 | 2.0 | 997 | $1,679 | $1.68 | 15d | 1 | 0.53mi |
| 1800 Nebraska Ave Unit 103 Fort Pierce, FL | 1.0 | 1.5 | 1042 | $1,799 | $1.73 | 25d | 1 | 0.54mi |
| 1800 Nebraska Ave Unit 202 Fort Pierce, FL | 2.0 | 2.0 | 1312 | $1,749 | $1.33 | 25d | 1 | 0.54mi |
| 1830 Nebraska Ave Fort Pierce, FL | 1.0–2.0 | 1.5–2.0 | 924 | $1,799 | $1.95 | 15d | 5 | 0.55mi |
| 1810 Nebraska Ave Unit 106 Fort Pierce, FL | 2.0 | 2.0 | 1042 | $1,699 | $1.63 | 15d | 1 | 0.57mi |
| 1810 Nebraska Ave Apt 101 Fort Pierce, FL | 2.0 | 2.0 | 1035 | $1,699 | $1.64 | 25d | 1 | 0.57mi |
| 1567 Pheasant Walk Unit B Fort Pierce, FL | 2.0 | 2.0 | 1280 | $1,900 | $1.48 | 15d | 1 | 0.58mi |
| 1820 Nebraska Ave Apt 201 Fort Pierce, FL | 2.0 | 2.0 | 1035 | $1,699 | $1.64 | 25d | 1 | 0.59mi |
| 1820 Nebraska Ave Apt 102 Fort Pierce, FL | 2.0 | 2.0 | 997 | $1,679 | $1.68 | 25d | 1 | 0.59mi |
| 306 N 18th Ct #2 Fort Pierce, FL | 3.0 | 2.0 | 1192 | $2,150 | $1.80 | 25d | 1 | 0.69mi |
| 1701 Sunrise Blvd Fort Pierce, FL | 3.0 | 2.0 | 1518 | $2,000 | $1.32 | 15d | 1 | 0.71mi |
| 1016 Chipola Rd Fort Pierce, FL | 3.0 | 1.0 | 1100 | $2,200 | $2.00 | 25d | 1 | 0.80mi |
| 205 N 22nd St Fort Pierce, FL | 2.0 | 1.0 | 1050 | $1,500 | $1.43 | 25d | 1 | 0.82mi |
| 1607 Avenue D Fort Pierce, FL | 3.0 | 2.0 | 1029 | $1,700 | $1.65 | 15d | 1 | 0.85mi |
| 513 N 9th St Unit B Fort Pierce, FL | 3.0 | 2.0 | 1250 | $2,300 | $1.84 | 25d | 1 | 0.90mi |
| 1617 Avenue E Fort Pierce, FL | 3.0 | 1.0 | 1100 | $1,800 | $1.64 | 25d | 1 | 0.98mi |
| 2050 Oleander Blvd Fort Pierce, FL | 1.0–2.0 | 1.0–2.0 | 833 | $2,350 | $2.82 | 25d | 4 | 0.98mi |
| 2016 S 10th St Unit A Fort Pierce, FL | 2.0 | 2.5 | 1120 | $1,595 | $1.42 | 25d | 1 | 1.02mi |
| 20 Orange Ave Fort Pierce, FL | 2.0 | 2.0 | 1228 | $3,025 | $2.46 | 25d | 2 | 1.03mi |
| 1405 Avenue G Apt A Fort Pierce, FL | 3.0 | 2.0 | 1064 | $2,200 | $2.07 | 25d | 1 | 1.03mi |
| 704 N 18th St Unit B Fort Pierce, FL | 2.0 | 1.0 | 1352 | $1,700 | $1.26 | 25d | 1 | 1.07mi |
| 1102 Avenue G Fort Pierce, FL | 3.0 | 1.5 | 1870 | $1,800 | $0.96 | 25d | 1 | 1.08mi |
| 204 N 28th St Fort Pierce, FL | 3.0 | 2.0 | 1000 | $1,550 | $1.55 | 25d | 1 | 1.11mi |
| 815 Dundas Ct Unit B Fort Pierce, FL | 2.0 | 1.0 | 1323 | $1,400 | $1.06 | 15d | 1 | 1.12mi |
| 2302 Sunrise Blvd #201 Fort Pierce, FL | 2.0 | 1.0 | 966 | $1,500 | $1.55 | 25d | 1 | 1.12mi |
| 2050 Oleander Blvd Unit 703 Fort Pierce, FL | 2.0 | 2.0 | 1014 | $1,800 | $1.78 | 25d | 1 | 1.18mi |
| 2016 Golfview Ct Fort Pierce, FL | 2.0 | 1.0 | 1055 | $1,750 | $1.66 | 25d | 1 | 1.23mi |
| 907 N 20th St Apt B Fort Pierce, FL | 3.0 | 1.0 | 980 | $1,800 | $1.84 | 25d | 1 | 1.26mi |
| 505 N 27th St Fort Pierce, FL | 3.0 | 1.0 | 879 | $2,660 | $3.03 | 25d | 1 | 1.27mi |
| 3208 Louisiana Ave Apt 3 Fort Pierce, FL | 3.0 | 1.0 | 1050 | $1,500 | $1.43 | 25d | 1 | 1.30mi |
| 2513 S 17th St #207 Fort Pierce, FL | 2.0 | 2.0 | 1190 | $1,600 | $1.34 | 25d | 1 | 1.31mi |
| 2517 S 17th St Fort Pierce, FL | 1.0 | 1.0 | 1007 | $1,795 | $1.78 | 15d | 1 | 1.32mi |
| 2516 S 19th St #208 Fort Pierce, FL | 2.0 | 2.0 | 1190 | $1,700 | $1.43 | 25d | 1 | 1.33mi |
Listing history 37 events
-
2026-06-21days on market $195,000 Active 98 DOM
-
2026-06-18days on market $195,000 Active 95 DOM
-
2026-06-17days on market $195,000 Active 94 DOM
-
2026-06-16days on market $195,000 Active 93 DOM
-
2026-06-15days on market $195,000 Active 92 DOM
-
2026-06-14days on market $195,000 Active 90 DOM
-
2026-06-13days on market $195,000 Active 89 DOM
-
2026-06-10days on market $195,000 Active 87 DOM
-
2026-06-09days on market $195,000 Active 86 DOM
-
2026-06-08days on market $195,000 Active 85 DOM
-
2026-06-07days on market $195,000 Active 84 DOM
-
2026-06-05days on market $195,000 Active 81 DOM
-
2026-06-03days on market $195,000 Active 80 DOM
-
2026-06-02days on market $195,000 Active 79 DOM
-
2026-06-01days on market $195,000 Active 78 DOM
-
2026-05-31days on market $195,000 Active 77 DOM
-
2026-05-30days on market $195,000 Active 76 DOM
-
2026-03-14$195,000 Active
-
2022-02-17soldstatus $114,000 Closed 220-char remark
Show marketing remark (220 chars)
ENJOY THIS CHARMING 2 BEDROOM, 1 BATH, COZY AND BRIGHT- SINGLE FAMILY HOME. FRESHLY PAINTED WITH WOOD FLOORS! LARGE BACKYARD WITH POTENTIAL. GREAT LOCATION IN SOUTH FORT PIERCE. VACANT, MUST SEE! NO HOA, NO RESTRICTIONS!
-
2021-11-04status Pending 220-char remark
Show marketing remark (220 chars)
ENJOY THIS CHARMING 2 BEDROOM, 1 BATH, COZY AND BRIGHT- SINGLE FAMILY HOME. FRESHLY PAINTED WITH WOOD FLOORS! LARGE BACKYARD WITH POTENTIAL. GREAT LOCATION IN SOUTH FORT PIERCE. VACANT, MUST SEE! NO HOA, NO RESTRICTIONS!
-
2021-10-13status Active 220-char remark
Show marketing remark (220 chars)
ENJOY THIS CHARMING 2 BEDROOM, 1 BATH, COZY AND BRIGHT- SINGLE FAMILY HOME. FRESHLY PAINTED WITH WOOD FLOORS! LARGE BACKYARD WITH POTENTIAL. GREAT LOCATION IN SOUTH FORT PIERCE. VACANT, MUST SEE! NO HOA, NO RESTRICTIONS!
-
2021-10-10status Pending 220-char remark
Show marketing remark (220 chars)
ENJOY THIS CHARMING 2 BEDROOM, 1 BATH, COZY AND BRIGHT- SINGLE FAMILY HOME. FRESHLY PAINTED WITH WOOD FLOORS! LARGE BACKYARD WITH POTENTIAL. GREAT LOCATION IN SOUTH FORT PIERCE. VACANT, MUST SEE! NO HOA, NO RESTRICTIONS!
-
2021-10-06price $140,000 220-char remark
Show marketing remark (220 chars)
ENJOY THIS CHARMING 2 BEDROOM, 1 BATH, COZY AND BRIGHT- SINGLE FAMILY HOME. FRESHLY PAINTED WITH WOOD FLOORS! LARGE BACKYARD WITH POTENTIAL. GREAT LOCATION IN SOUTH FORT PIERCE. VACANT, MUST SEE! NO HOA, NO RESTRICTIONS!
-
2021-10-06status Active 220-char remark
Show marketing remark (220 chars)
ENJOY THIS CHARMING 2 BEDROOM, 1 BATH, COZY AND BRIGHT- SINGLE FAMILY HOME. FRESHLY PAINTED WITH WOOD FLOORS! LARGE BACKYARD WITH POTENTIAL. GREAT LOCATION IN SOUTH FORT PIERCE. VACANT, MUST SEE! NO HOA, NO RESTRICTIONS!
-
2021-08-04historical 220-char remark
Show marketing remark (220 chars)
ENJOY THIS CHARMING 2 BEDROOM, 1 BATH, COZY AND BRIGHT- SINGLE FAMILY HOME. FRESHLY PAINTED WITH WOOD FLOORS! LARGE BACKYARD WITH POTENTIAL. GREAT LOCATION IN SOUTH FORT PIERCE. VACANT, MUST SEE! NO HOA, NO RESTRICTIONS!
-
2021-08-04$170,000 Active 220-char remark
Show marketing remark (220 chars)
ENJOY THIS CHARMING 2 BEDROOM, 1 BATH, COZY AND BRIGHT- SINGLE FAMILY HOME. FRESHLY PAINTED WITH WOOD FLOORS! LARGE BACKYARD WITH POTENTIAL. GREAT LOCATION IN SOUTH FORT PIERCE. VACANT, MUST SEE! NO HOA, NO RESTRICTIONS!
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2021-07-27historical $170,000 220-char remark
Show marketing remark (220 chars)
ENJOY THIS CHARMING 2 BEDROOM, 1 BATH, COZY AND BRIGHT- SINGLE FAMILY HOME. FRESHLY PAINTED WITH WOOD FLOORS! LARGE BACKYARD WITH POTENTIAL. GREAT LOCATION IN SOUTH FORT PIERCE. VACANT, MUST SEE! NO HOA, NO RESTRICTIONS!
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2018-09-22historical
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2018-03-23$105,900 Active
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2015-05-06soldstatus $44,500 Closed
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2015-04-30historical Contingent
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2015-04-20price $49,900
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2014-10-25$59,900 Active
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2012-02-13soldstatus $13,500
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2012-02-06historical
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2011-12-29$24,900
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1979-03-01soldstatus $29,400
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $3,624 · $302/mo
- Projected year-2 tax
- $3,624 · $302/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥106°F today · 24 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,579
- − Mortgage interest
- −$10,923
- − Property taxes
- −$3,624
- − Insurance
- −$975
- − Repairs & maintenance
- −$1,726
- − Management
- −$1,726
- − Depreciation
- −$5,673
- Taxable loss
- −$3,068
- Est. tax savings @ 24.0%
- +$736
- After-tax cash flow
- $914/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- St. Lucie
- NCES district ID
- 1201770
- Math proficiency
- 40% ▼ -11.00%
- Reading proficiency
- 48% ▼ -4.00%
- Median HH income
- $44,737
- Composite
- 37.28/100
- National rank
- #4449
- State rank
- #51 of 73 in FL
Livability — Fort Pierce
- Score
- 76/100
- State rank
- #226
- US rank
- #3360
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Fort Pierce, FL
- County
- Saint Lucie County · 337,150 people
- City population
- 78,556
- Metro
- Port St. Lucie, FL
- Population (ZIP)
- 17,461
- Household income
- $30,400
- Rent vs Own
- Severe rent burden
- 1995.0
Population outlook (St. Lucie County) Hauer SSP2
- Today (2025)
- 338,016 people
- By 2030
- 355,687 · +5.2%
- By 2040
- 385,521 · +14.1%
- By 2050
- 406,106 · +20.1%
- By 2075
- 441,054 · +30.5%
- By 2100
- 436,885 · +29.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (63%)
- Race & ethnicity
- Black 63% Hispanic / Latino 19% White 17% Two or more races 10%
- Hispanic origin (detail)
- Mexican 10% Puerto Rican 2% Cuban 1%
- Common ancestry
- Hispanic 17% Portuguese 1%
- Foreign-born
- 23% · Canada
- Languages at home
- 69% English-only · Spanish 14% French/Haitian/Cajun 12% Other Indo-European 4%
Political lean MEDSL · St. Lucie
- 2024 margin
- Lean R (+9.1) · D 45.1% · R 54.2%
- 2008→2024 swing
- -21.2pp toward R · 2008: 12.1pp · 2024: -9.1pp
- All cycles
- 2024: R+9.1 2020: R+1.6 2016: R+2.5 2012: D+7.9 2008: D+12.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -97.20%
- Current HPI
- 384.8532
- Rent YoY
- ▲ 5.94%
- Metro
- Port St. Lucie, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+563.3% since first listed20 events — show timeline
- 2026-03-14 Listed $195,000 Beaches MLS
- 2022-02-17 Sold (MLS) $114,000 Beaches MLS
- 2021-11-04 Pending — Beaches MLS
- 2021-10-13 Relisted — Beaches MLS
- 2021-10-10 Pending — Beaches MLS
- 2021-10-06 Price Changed $140,000 Beaches MLS
- 2021-10-06 Relisted — Beaches MLS
- 2021-08-04 Listing Removed — Beaches MLS
- 2021-08-04 Listed $170,000 Beaches MLS
- 2021-07-27 Coming Soon $170,000 Beaches MLS
- 2018-09-22 Listing Removed — Beaches MLS
- 2018-03-23 Listed $105,900 Beaches MLS
- 2015-05-06 Sold (MLS) $44,500 Beaches MLS
- 2015-04-30 Contingent — Beaches MLS
- 2015-04-20 Price Changed $49,900 Beaches MLS
- 2014-10-25 Listed $59,900 Beaches MLS
- 2012-02-13 Sold (MLS) $13,500 Beaches MLS
- 2012-02-06 Listing Removed — Beaches MLS
- 2011-12-29 Listed $24,900 Beaches MLS
- 1979-03-01 Sold (Public Records) $29,400 Public Records
Property tax history
+16.1%/yrLatest (2025): $3,624 · +3.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…