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1411 E Birch St
C Composite 55.49
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.2/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.4/10.0
  • 1% rule +4.4/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.4/10.0
  • Appreciation +0.0/10.0

$212,500

1411 E Birch St · Globe, AZ 85501
3 bd · 2.0 ba · 1,549 sqft · SingleFamily public records · 1 Days on market
Built 1967 10,360 sqft lot Est $276k · 23% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Single Family Residence For Sale in Globe AZ

Key facts

  • 0.24 acre lot
  • 4 parking spots
  • Built 1967

Property features AI

Finance

  • HOA & community: No association fees

Exterior

  • Parking: 2 covered parking spaces; 2 open parking spaces; 2 carport spaces
  • Utilities: City water; Public sewer
  • Home design: Single family residence; Fee simple ownership
  • Construction: Stucco and wood frame construction; Composition roof; Building area per assessor
  • Exterior features: Dirt front yard; Dirt backyard

Interior

  • Kitchen: Eat-in kitchen
  • Bedrooms: 3 possible bedrooms
  • Flooring: Carpet; Laminate
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Has heating; Central air conditioning
  • Interior features: Eat-in kitchen; Full bath in master bedroom
  • Laundry & utility: Washer/dryer hookups only; Gas dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $212k.

Deal economics

  • At list price, monthly cash flow is $268 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $200k (5.9% below list).
  • Recommended offer: $200k (5.9% below list) — sets the bar for 1% rule.
  • Cap rate 7.8% vs local median 5.8% in Globe — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#145 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: amenities D+, health & safety D+, crime F.
  • Globe Unified District (4208) (town): math 11% / reading 21% proficiency, ranked #206 of 249 in AZ (top 83%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Copper Rim Elementary School (math 14% / reading 22%, grade F, #796 of 1,109 statewide, top 72%, 765 students, 56% FRL); High Desert Middle School (math 9% / reading 18%, grade F, #167 of 218 statewide, top 77%, 407 students, 55% FRL); Globe High School (math 12% / reading 22%, grade F, #252 of 381 statewide, top 67%, 498 students, 46% FRL) — zoned schools at 52% FRL track the district average.
  • Market conditions: 66 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 217 units permitted in Gila County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Gila County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $200,000 (5.9% below list)

Questions for the listing agent

  1. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
7.81%
Cash-on-cash
5.40%
DSCR
1.24
GRM
8.9

CMA / ARV

ARV (on-the-fly)
$275,722
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
151 N Third St 0.42mi 3/2.0 1,492 (-4%) 7mo $275,000 $184 69
670 S East St 0.71mi 4/2.0 (+1) 1,600 (+3%) 9mo $285,000 $178 49
500 S Fourth St 0.46mi 2/1.0 (-1) 1,440 (-7%) 21mo $137,500 $95 40
566 E Carico St 0.74mi 2/2.0 (-1) 1,672 (+8%) 10mo $139,000 $83 39
351 E Cedar St 0.72mi 3/1.0 1,342 (-13%) 22mo $250,000 $186 22

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-8.0%
Equity multiple
0.71×
Total profit
$-17,445
Equity at exit
$31,684
10-year hold
IRR
1.5%
Equity multiple
1.11×
Total profit
$6,502
Equity at exit
$18,373

Cash invested: $59,500 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85501

Home prices YoY
-12.1%
Active inventory
66
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$2,000 medium interval (Pro) →
Mortgage (P&I)
$1,114
Tax from tax record
$109 /mo · $1,312/yr
Insurance
$89
HOA
$0
Vacancy / Maint / Mgmt
$420
Net cashflow
$268

Break-even live

Break-even rent $1,661
Max offer price $212,500
Occupancy floor 82%

Sensitivity live

Price -10% $388 -5% $328 +0% $268 +5% $208 +10% $147
Rent -10% $110 -5% $189 +0% $268 +5% $347 +10% $426
Rate -1.0pp $375 -0.5pp $322 base $268 +0.5pp $213 +1.0pp $157

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,125
Closing costs
$6,375
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
877 E Sycamore St Unit A Globe, AZ 2.0 2.0 1500 $2,000 $1.33 26d 1 0.43mi

Listing history 2 events

  1. 2026-06-17
    remarks 44-char remark
  2. 2026-06-17
    listed $212,500 Pending 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$1,312 · $109/mo
Projected year-2 tax
$1,402 · $117/mo
Expected delta
+$91/yr (+$8/mo · 6.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 6/10 Major 7 d/yr ≥100°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,000
− Mortgage interest
−$11,903
− Property taxes
−$1,312
− Insurance
−$1,062
− Repairs & maintenance
−$1,920
− Management
−$1,920
− Depreciation
−$6,182
Taxable loss
−$299
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$72
After-tax cash flow
$3,285/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Globe Unified District (4208)
NCES district ID
0403500
Math proficiency
11% ▼ -11.00%
Reading proficiency
21% ▼ -5.00%
Median HH income
$42,829
Composite
13.87/100
National rank
#9485
State rank
#206 of 249 in AZ

Livability — Globe

Score
62/100
State rank
#145
US rank
#17153

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment C Housing A+ Health & safety D+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Globe, AZ
Population (ZIP)
12,353

Population outlook (Gila County) Hauer SSP2

Today (2025)
50,229 people
By 2030
48,202 · -4.0%
By 2040
44,101 · -12.2%
By 2050
41,041 · -18.3%
By 2075
37,536 · -25.3%
By 2100
32,485 · -35.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 54% Hispanic / Latino 36% Two or more races 16% Native American 5% Asian 2% Black 2%
Hispanic origin (detail)
Mexican 30%
Common ancestry
Slovak 2% Italian 2% Serbian 1%
Foreign-born
5% · Canada
Languages at home
84% English-only · Spanish 12% Tagalog/Filipino 1%

Political lean MEDSL · Gila

2024 margin
Solid R (+37.6) · D 30.8% · R 68.4%
2008→2024 swing
-9.8pp toward R · 2008: -27.8pp · 2024: -37.6pp
All cycles
2024: R+37.6 2020: R+34.1 2016: R+32.4 2012: R+26.4 2008: R+27.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -40.96%
Current HPI
296.458
Rent YoY
Metro
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-06-16 Pending ARMLS
  • 2026-06-16 Listed $212,500 ARMLS

Property tax history

+2.1%/yr

Latest (2025): $1,312 · +5.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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