753 Vincent Ave · Aiken, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 66.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Rent growth +3.8/5.0
- Livability +3.4/5.0
- Schools +3.2/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$59,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Opportunity awaits with this 3-bedroom, 1-bath fixer-upper offering 1,075 square feet of potential. Whether you're an investor, flipper, or buyer looking to add your personal touch, this home is ready for renovation and customization. The functional layout provides a solid starting point with spacious living areas, ample natural light, and plenty of possibilities to update and make it your own. Ideal for those seeking value and vision, this property offers the chance to create equity and transform the space into a charming residence or investment property. Bring your ideas and unlock the potential this home has to offer.
Key facts
- 0.24 acre lot
- Built 1952
- Listed 27 days
Property features AI
Finance
- Other: Property listed as Active
- Financial info: No investor or income/expense information provided
- HOA & community: No HOA information provided
Exterior
- Parking: No parking information provided
- Security: No security features listed
- Utilities: Public sewer
- Home design: Single-family detached residence; Fee simple ownership
- Construction: No construction details provided
- Exterior features: No notable exterior features listed; No other structures on the property
Interior
- Kitchen: No kitchen details provided
- Bedrooms: 3 bedrooms
- Flooring: No flooring information provided
- Bathrooms: 1 bathroom
- Heating & cooling: No heating or cooling information provided
- Interior features: No additional interior features listed
- Laundry & utility: No laundry or utility appliances listed
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $60k.
Deal economics
- At list price, monthly cash flow is $825 ($10k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $60k).
- Recommended offer: $59k (1.5% below list) — sets the bar for market timing.
- Cap rate 22.8% vs local median 4.1% in Aiken — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#93 in SC) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: crime F, commute F.
- Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+5.1%/yr); 521 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
- This rent runs 31% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $414 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 5.1% rent growth), your $17k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 27 days — a 2% lower offer ($59k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.59% ✓
- Cap rate
- 22.81%
- Cash-on-cash
- 58.99%
- DSCR
- 3.62
- GRM
- 3.2
CMA / ARV
- ARV (on-the-fly)
- $135,450
- Comps found
- 7
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1106 NE Hahn St | 0.34mi | 3/1.0 | 1,075 (0%) | 18mo | $152,000 | $141 | 69 |
| 1058 Croft Ave NE | 0.40mi | 3/1.5 | 1,051 (-2%) | 9mo | $132,500 | $126 | 68 |
| 1228 Alfred St | 0.30mi | 3/1.0 | 988 (-8%) | 15mo | $85,000 | $86 | 60 |
| 1224 George St NE | 0.35mi | 3/1.0 | 1,108 (+3%) | 23mo | $87,500 | $79 | 60 |
| 1000 Croft Ave NE | 0.51mi | 3/2.0 | 1,124 (+5%) | 11mo | $175,000 | $156 | 56 |
| 1507 Wyman St NE | 0.20mi | 3/1.5 | 1,212 (+13%) | 22mo | $78,500 | $65 | 49 |
| 880 NE Alfred St | 0.57mi | 3/1.0 | 988 (-8%) | 23mo | $135,000 | $137 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.06% rent growth · sell at horizon
- IRR
- 59.9%
- Equity multiple
- 3.75×
- Total profit
- $46,103
- Equity at exit
- $8,931
- IRR
- 65.3%
- Equity multiple
- 8.27×
- Total profit
- $121,865
- Equity at exit
- $5,179
Cash invested: $16,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29801
- Rents YoY
- 5.1%
- Active inventory
- 521
- Price-to-rent
- 3.2×
Monthly cashflow live
- Estimated rent
- $1,550 medium interval (Pro) →
- Mortgage (P&I)
- −$314
- Tax from tax record
- −$61 /mo · $735/yr
- Insurance
- −$25
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$326
- Net cashflow
- $825
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $14,975
- Closing costs
- $1,797
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1223 York St NE Aiken, SC | 2.0 | 1.0 | 794 | $1,000 | $1.26 | 23d | 1 | 0.42mi |
| 816 York St Aiken, SC | 2.0 | 1.0 | 1308 | $1,450 | $1.11 | 21d | 1 | 0.97mi |
Listing history 13 events
-
2026-06-10status $59,900 Pending 27 DOM
-
2026-06-09days on market $59,900 Active 27 DOM
-
2026-06-08days on market $59,900 Active 26 DOM
-
2026-06-07days on market $59,900 Active 25 DOM
-
2026-06-03days on market $59,900 Active 21 DOM
-
2026-06-02days on market $59,900 Active 20 DOM
-
2026-06-01days on market $59,900 Active 19 DOM
-
2026-05-31days on market $59,900 Active 18 DOM
-
2026-05-30days on market $59,900 Active 17 DOM
-
2026-05-13$59,900 Active
-
2015-10-29soldstatus $2,767,000
-
1987-05-01soldstatus $32,000
-
1977-03-01soldstatus $21,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $735 · $61/mo
- Projected year-2 tax
- $735 · $61/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 7/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 66% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,606
- − Mortgage interest
- −$3,355
- − Property taxes
- −$735
- − Insurance
- −$300
- − Repairs & maintenance
- −$1,488
- − Management
- −$1,488
- − Depreciation
- −$1,743
- Taxable income
- $9,496
- Est. tax owed @ 24.0%
- −$2,279
- After-tax cash flow
- $7,615/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Aiken 01
- NCES district ID
- 4500720
- Math proficiency
- 31% ▼ -11.00%
- Reading proficiency
- 44% ▼ -1.00%
- Median HH income
- $45,081
- Composite
- 31.91/100
- National rank
- #5857
- State rank
- #36 of 80 in SC
Livability — Aiken
- Score
- 67/100
- State rank
- #93
- US rank
- #10443
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Aiken, SC
- County
- Aiken County · 116,534 people
- City population
- 71,807
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 31,108
- Household income
- $59,573
- Rent vs Own
- Severe rent burden
- 1260.0
Population outlook (Aiken County) Hauer SSP2
- Today (2025)
- 178,003 people
- By 2030
- 182,876 · +2.7%
- By 2040
- 189,970 · +6.7%
- By 2050
- 193,840 · +8.9%
- By 2075
- 199,453 · +12.1%
- By 2100
- 192,403 · +8.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 50% Black 42% Hispanic / Latino 5% Two or more races 4% Asian 1%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2%
- Common ancestry
- Slovak 2% Italian 1% Serbian 1%
- Foreign-born
- 3% · Canada, Jamaica
- Languages at home
- 95% English-only · Spanish 3% Other Indo-European 1%
Political lean MEDSL · Aiken
- 2024 margin
- Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
- 2008→2024 swing
- -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
- All cycles
- 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -278.52%
- Current HPI
- 173.7944
- Rent YoY
- ▲ 5.06%
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+185.2% since first listed4 events — show timeline
- 2026-05-13 Listed $59,900 Charleston Trident MLS
- 2015-10-29 Sold (Public Records) $2,767,000 Public Records
- 1987-05-01 Sold (Public Records) $32,000 Public Records
- 1977-03-01 Sold (Public Records) $21,000 Public Records
Property tax history
+1.7%/yrLatest (2025): $735 · +8.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…