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753 Vincent Ave
B Composite 70.31
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +3.8/5.0
  • Livability +3.4/5.0
  • Schools +3.2/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$59,900

753 Vincent Ave · Aiken, SC 29801
3 bd · 1.0 ba · 1,075 sqft · SingleFamily public records · 27 Days on market
Built 1952 10,454 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Opportunity awaits with this 3-bedroom, 1-bath fixer-upper offering 1,075 square feet of potential. Whether you're an investor, flipper, or buyer looking to add your personal touch, this home is ready for renovation and customization. The functional layout provides a solid starting point with spacious living areas, ample natural light, and plenty of possibilities to update and make it your own. Ideal for those seeking value and vision, this property offers the chance to create equity and transform the space into a charming residence or investment property. Bring your ideas and unlock the potential this home has to offer.

Key facts

  • 0.24 acre lot
  • Built 1952
  • Listed 27 days

Property features AI

Finance

  • Other: Property listed as Active
  • Financial info: No investor or income/expense information provided
  • HOA & community: No HOA information provided

Exterior

  • Parking: No parking information provided
  • Security: No security features listed
  • Utilities: Public sewer
  • Home design: Single-family detached residence; Fee simple ownership
  • Construction: No construction details provided
  • Exterior features: No notable exterior features listed; No other structures on the property

Interior

  • Kitchen: No kitchen details provided
  • Bedrooms: 3 bedrooms
  • Flooring: No flooring information provided
  • Bathrooms: 1 bathroom
  • Heating & cooling: No heating or cooling information provided
  • Interior features: No additional interior features listed
  • Laundry & utility: No laundry or utility appliances listed

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $60k.

Deal economics

  • At list price, monthly cash flow is $825 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $60k).
  • Recommended offer: $59k (1.5% below list) — sets the bar for market timing.
  • Cap rate 22.8% vs local median 4.1% in Aiken — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#93 in SC) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: crime F, commute F.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+5.1%/yr); 521 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $414 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 5.1% rent growth), your $17k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 27 days — a 2% lower offer ($59k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $59,001 (1.5% below list)

Questions for the listing agent

  1. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.59%
Cap rate
22.81%
Cash-on-cash
58.99%
DSCR
3.62
GRM
3.2

CMA / ARV

ARV (on-the-fly)
$135,450
Comps found
7
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1106 NE Hahn St 0.34mi 3/1.0 1,075 (0%) 18mo $152,000 $141 69
1058 Croft Ave NE 0.40mi 3/1.5 1,051 (-2%) 9mo $132,500 $126 68
1228 Alfred St 0.30mi 3/1.0 988 (-8%) 15mo $85,000 $86 60
1224 George St NE 0.35mi 3/1.0 1,108 (+3%) 23mo $87,500 $79 60
1000 Croft Ave NE 0.51mi 3/2.0 1,124 (+5%) 11mo $175,000 $156 56
1507 Wyman St NE 0.20mi 3/1.5 1,212 (+13%) 22mo $78,500 $65 49
880 NE Alfred St 0.57mi 3/1.0 988 (-8%) 23mo $135,000 $137 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.06% rent growth · sell at horizon

5-year hold
IRR
59.9%
Equity multiple
3.75×
Total profit
$46,103
Equity at exit
$8,931
10-year hold
IRR
65.3%
Equity multiple
8.27×
Total profit
$121,865
Equity at exit
$5,179

Cash invested: $16,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29801

Rents YoY
5.1%
Active inventory
521
Price-to-rent
3.2×

Monthly cashflow live

Estimated rent
$1,550 medium interval (Pro) →
Mortgage (P&I)
$314
Tax from tax record
$61 /mo · $735/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$326
Net cashflow
$825

Break-even live

Break-even rent $507
Max offer price $59,900
Occupancy floor 42%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$14,975
Closing costs
$1,797
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1223 York St NE Aiken, SC 2.0 1.0 794 $1,000 $1.26 23d 1 0.42mi
816 York St Aiken, SC 2.0 1.0 1308 $1,450 $1.11 21d 1 0.97mi

Listing history 13 events

  1. 2026-06-10
    status $59,900 Pending 27 DOM
  2. 2026-06-09
    days on market $59,900 Active 27 DOM
  3. 2026-06-08
    days on market $59,900 Active 26 DOM
  4. 2026-06-07
    days on market $59,900 Active 25 DOM
  5. 2026-06-03
    days on market $59,900 Active 21 DOM
  6. 2026-06-02
    days on market $59,900 Active 20 DOM
  7. 2026-06-01
    days on market $59,900 Active 19 DOM
  8. 2026-05-31
    days on market $59,900 Active 18 DOM
  9. 2026-05-30
    days on market $59,900 Active 17 DOM
  10. 2026-05-13
    listed $59,900 Active
  11. 2015-10-29
    soldstatus $2,767,000
  12. 1987-05-01
    soldstatus $32,000
  13. 1977-03-01
    soldstatus $21,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$735 · $61/mo
Projected year-2 tax
$735 · $61/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 66% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,606
− Mortgage interest
−$3,355
− Property taxes
−$735
− Insurance
−$300
− Repairs & maintenance
−$1,488
− Management
−$1,488
− Depreciation
−$1,743
Taxable income
$9,496
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,279
After-tax cash flow
$7,615/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Aiken

Score
67/100
State rank
#93
US rank
#10443

Category grades

Amenities B Commute F Cost of living A Crime F Employment C+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Aiken, SC
County
Aiken County · 116,534 people
City population
71,807
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
31,108
Household income
$59,573
Rent vs Own
33.2% rent · 66.8% own
Severe rent burden
1260.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 50% Black 42% Hispanic / Latino 5% Two or more races 4% Asian 1%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2%
Common ancestry
Slovak 2% Italian 1% Serbian 1%
Foreign-born
3% · Canada, Jamaica
Languages at home
95% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -278.52%
Current HPI
173.7944
Rent YoY
▲ 5.06%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+185.2% since first listed
4 events — show timeline
  • 2026-05-13 Listed $59,900 Charleston Trident MLS
  • 2015-10-29 Sold (Public Records) $2,767,000 Public Records
  • 1987-05-01 Sold (Public Records) $32,000 Public Records
  • 1977-03-01 Sold (Public Records) $21,000 Public Records

Property tax history

+1.7%/yr

Latest (2025): $735 · +8.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…