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6590 Badgley Rd
D+ Composite 49.16
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.5/15.0
  • Cash flow +13.2/30.0
  • Livability +4.5/5.0
  • Schools +4.3/10.0
  • DSCR +4.0/10.0
  • 1% rule +3.8/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$249,000

6590 Badgley Rd · East Syracuse, NY 13057
3 bd · 1.5 ba · 1,568 sqft · SingleFamily public records · 5 Days on market
Built 1960 1.26 ac lot Est $295k · 16% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 6590 Badgley Road in East Syracuse, located in the highly regarded East Syracuse-Minoa School District. Set on 1.26 private acres, this well-maintained 1,568 SF ranch offers comfortable one-level living with 3 spacious bedrooms, 2 full bathrooms, and a 2-car attached garage. A charming circular-style driveway, mature trees, and expansive front and backyard create a peaceful, inviting setting from the moment you arrive. Inside, the living room is anchored by a striking floor-to-ceiling stone fireplace and filled with natural light. Original hardwood floors are believed to extend beneath the carpeting in the living room and bedrooms, offering an opportunity to enhance the home&rsqu

Key facts

  • Private acres
  • Backyard patio
  • Full basement

Tags

PRIVATE ACRESCIRCULAR-STYLE DRIVEWAYORIGINAL HARDWOOD FLOORSBACKYARD PATIOFULL BASEMENT

Property features AI

Exterior

  • Parking: Attached 2-car garage; Garage door opener; Circular driveway and driveway
  • Utilities: Electricity available; High-speed internet available; Public water connected; Septic tank sewer
  • Home design: Single-story home; Resale property; Cedar and wood siding exterior; Asphalt shingle roof
  • Construction: Built as existing (year not specified); Block foundation
  • Exterior features: Patio; Blacktop driveway; Shed(s) and storage

Interior

  • Kitchen: Dishwasher; Electric oven; Electric range; Refrigerator
  • Bedrooms: Three main-level bedrooms
  • Flooring: Carpet; Hardwood; Laminate; Varies
  • Bathrooms: Two full bathrooms (both on the main level)
  • Heating & cooling: Central air conditioning; Electric and gas heating; Forced air and hot water heating
  • Interior features: Breakfast bar; Ceiling fan(s); Separate/formal dining room; Entrance foyer; Separate/formal living room; Sliding glass door(s); Window treatments; Drapes; Sliding doors
  • Laundry & utility: Washer and dryer located in the basement; Sump pump; Generator

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $249k.

Deal economics

  • At list price, monthly cash flow is $-6 ($-67/yr) — negative.
  • To cash-flow at today's rent, offer at most $248k (0.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $218k (12.5% below list).
  • Recommended offer: $218k (12.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 90/100 on livability (#4 in NY, #81 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+.
  • East Syracuse Minoa Central School District (rural): math 46% / reading 53% proficiency, ranked #379 of 590 in NY (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Woodland Elementary School (math 52% / reading 62%, grade C+, #842 of 2,108 statewide, top 43%, 291 students, 82% FRL); Pine Grove Middle School (math 29% / reading 49%, grade F, #433 of 729 statewide, top 60%, 672 students, 43% FRL); East Syracuse Minoa Central High School (math 97% / reading 87%, grade A+, #171 of 1,100 statewide, top 18%, 1,183 students, 60% FRL) — zoned schools average 62% FRL vs 29% district-wide (33 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 63% at this address vs 50% district-wide (+13 pts) — the actual schools serving this property are materially stronger than the East Syracuse Minoa Central School District average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: 59 active listings in the ZIP; solid renter incomes; 616 units permitted in Onondaga County in 2024 (256 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($81k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Onondaga County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer $217,889 (12.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.88%
Cap rate
6.27%
Cash-on-cash
-0.10%
DSCR
1.00
GRM
9.5

CMA / ARV

ARV (on-the-fly)
$294,784
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6634 Collamer Rd 0.49mi 3/2.0 1,380 (-12%) 6mo $260,000 $188 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-16.4%
Equity multiple
0.42×
Total profit
$-40,668
Equity at exit
$37,127
10-year hold
IRR
-8.2%
Equity multiple
0.49×
Total profit
$-35,723
Equity at exit
$21,529

Cash invested: $69,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 13057

Home prices YoY
-11.1%
Active inventory
59
Price-to-rent
9.5×

Monthly cashflow live

Estimated rent
$2,179 medium interval (Pro) →
Mortgage (P&I)
$1,306
Tax from tax record
$317 /mo · $3,809/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$458
Net cashflow
$-6

Break-even live

Break-even rent $2,186
Max offer price $248,012
Occupancy floor 95%

Sensitivity live

Price -10% $135 -5% $65 +0% $-6 +5% $-76 +10% $-147
Rent -10% $-178 -5% $-92 +0% $-6 +5% $80 +10% $167
Rate -1.0pp $120 -0.5pp $58 base $-6 +0.5pp $-70 +1.0pp $-136

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,250
Closing costs
$7,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 3 events

  1. 2026-05-15
    status Pending
  2. 2026-05-13
    historical Active Under Contract
  3. 2026-05-09
    listed $249,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

Current annual tax
$3,809 · $317/mo
Projected year-2 tax
$4,008 · $334/mo
Expected delta
+$200/yr (+$17/mo · 5.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥95°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,147
− Mortgage interest
−$13,948
− Property taxes
−$3,809
− Insurance
−$1,245
− Repairs & maintenance
−$2,092
− Management
−$2,092
− Depreciation
−$7,244
Taxable loss
−$4,282
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,028
After-tax cash flow
$961/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
East Syracuse Minoa Central School District
NCES district ID
3609990
Math proficiency
46% ▼ -6.00%
Reading proficiency
53% ▲ 9.00%
Median HH income
$55,801
Composite
42.9/100
National rank
#3122
State rank
#379 of 590 in NY

Livability — East Syracuse

Score
90/100
State rank
#4
US rank
#81

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime A- Employment C Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Onondaga County · 247,257 people
City population
14,253
Metro
Syracuse, NY
Population (ZIP)
14,253
Household income
$80,900
Rent vs Own
24.0% rent · 76.0% own
Severe rent burden
250.0

Population outlook (Onondaga County) Hauer SSP2

Today (2025)
467,894 people
By 2030
463,381 · -1.0%
By 2040
447,697 · -4.3%
By 2050
426,399 · -8.9%
By 2075
373,661 · -20.1%
By 2100
307,967 · -34.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Two or more races 5% Hispanic / Latino 3% Asian 2% Black 2%
Common ancestry
Romanian 5% Lithuanian 4% American 3%
Foreign-born
6% · Canada, Vietnam
Languages at home
92% English-only · Russian/Polish/Slavic 3% Spanish 1% Other Indo-European 1%

Political lean MEDSL · Onondaga

2024 margin
D (+17.3) · D 58.6% · R 41.4%
2008→2024 swing
-3.0pp toward R · 2008: 20.3pp · 2024: 17.3pp
All cycles
2024: D+17.3 2020: D+20.6 2016: D+12.8 2012: D+21.1 2008: D+20.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -39.50%
Current HPI
316.8595
Rent YoY
Metro
Syracuse, NY
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

3 events — show timeline
  • 2026-05-15 Pending CNYIS
  • 2026-05-13 Contingent CNYIS
  • 2026-05-09 Listed $249,000 CNYIS

Property tax history

+23.8%/yr

Latest (2025): $3,809 · +7.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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