4133 Moore St · Inkster, MI
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $784 – $1,456
Heat risk 3/10 · Minor
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +29.5/30.0
- DSCR +10.0/10.0
- 1% rule +8.1/10.0
- Livability +3.4/5.0
- Rent growth +3.2/5.0
- Condition / age +2.5/5.0
- Schools +1.8/10.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$99,999
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming and fully updated 3-bedroom, 1-bath bungalow move-in ready with modern touches throughout. This well-maintained home features a refreshed kitchen and bathroom, updated flooring, and stylish finishes. The functional layout offers comfortable living with bright, inviting spaces. Perfect for first-time buyers or anyone looking for a low-maintenance home. Don't miss your chance, schedule a showing today!
Key facts
- Updated flooring
- Functional layout
- Refreshed kitchen
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $100k.
Deal economics
- At list price, monthly cash flow is $359 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $100k).
- Recommended offer: $88k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 67/100 on livability (#406 in MI) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: health & safety D, schools F, crime F.
- Taylor School District (urban): math 14% / reading 27% proficiency, ranked #462 of 540 in MI (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+3.0%/yr); 142 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
- This rent runs 40% of the median local income ($39k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- It's been on market 192 days — a 12% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 20y ago; this cycle's ask has dropped $15k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1944 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 192 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1944 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.31% ✓
- Cap rate
- 10.60%
- Cash-on-cash
- 15.38%
- DSCR
- 1.68
- GRM
- 6.4
CMA / ARV
- ARV (on-the-fly)
- $85,400
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4133 Moore St | 0.00mi | 3/1.0 | 854 (0%) | 1mo | $106,000 | $124 | 99 |
| 3826 Inkster Rd | 0.19mi | 3/1.5 | 880 (+3%) | 4mo | $23,000 | $26 | 81 |
| 4135 Allen St | 0.06mi | 3/1.0 | 972 (+14%) | 1mo | $40,000 | $41 | 74 |
| 3525 Hickory St | 0.48mi | 3/1.0 | 880 (+3%) | 4mo | $104,000 | $118 | 70 |
| 3887 Moore Ave | 0.14mi | 2/1.0 (-1) | 736 (-14%) | 10mo | $73,000 | $99 | 57 |
| 3512 Hickory St | 0.50mi | 2/1.0 (-1) | 782 (-8%) | 4mo | $45,000 | $58 | 54 |
| 26656 Kitch St | 0.65mi | 3/1.0 | 909 (+6%) | 6mo | $60,000 | $66 | 54 |
| 26825 Kitch St | 0.57mi | 3/1.0 | 972 (+14%) | 2mo | $130,000 | $134 | 49 |
| 3155 Walnut St | 0.70mi | 2/1.0 (-1) | 804 (-6%) | 5mo | $116,000 | $144 | 48 |
| 26458 Hopkins St | 0.66mi | 3/1.0 | 952 (+12%) | 6mo | $55,000 | $58 | 45 |
| 3616 Spring Hill Ave | 0.67mi | 3/1.0 | 750 (-12%) | 8mo | $75,000 | $100 | 42 |
| 26389 Annapolis St | 0.74mi | 2/1.0 (-1) | 729 (-15%) | 9mo | $126,500 | $174 | 28 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.95% rent growth · sell at horizon
- IRR
- 6.1%
- Equity multiple
- 1.24×
- Total profit
- $6,600
- Equity at exit
- $14,910
- IRR
- 15.4%
- Equity multiple
- 2.25×
- Total profit
- $34,955
- Equity at exit
- $8,646
Cash invested: $28,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Michigan
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 48141
- Home prices YoY
- -2.9%
- Rents YoY
- 3.0%
- Active inventory
- 142
- Price-to-rent
- 6.4×
Monthly cashflow live
- Estimated rent
- $1,310 high interval (Pro) →
- Mortgage (P&I)
- −$524
- Tax from tax record
- −$110 /mo · $1,315/yr
- Insurance
- −$42
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$275
- Net cashflow
- $359
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $25,000
- Closing costs
- $3,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 15 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 27139 Penn St Inkster, MI | 3.0 | 1.0 | 832 | $675 | $0.81 | 17d | 1 | 0.44mi |
| 4301 Harriet St Unit A-1 Inkster, MI | 2.0 | 1.5 | 1000 | $1,300 | $1.30 | 44d | 1 | 0.47mi |
| 4167 Isabelle St Inkster, MI | 2.0 | 1.0 | 900 | $1,295 | $1.44 | 17d | 1 | 0.52mi |
| 4080 Isabelle St Inkster, MI | 4.0 | 1.0 | 975 | $1,150 | $1.18 | 15d | 1 | 0.54mi |
| 26742 Penn St Inkster, MI | 3.0 | 1.0 | 1000 | $1,300 | $1.30 | 17d | 1 | 0.62mi |
| 26707 Penn St Inkster, MI | 3.0 | 1.0 | 900 | $1,400 | $1.56 | 5d | 1 | 0.62mi |
| 3236 Walnut St Inkster, MI | 3.0 | 1.0 | 1096 | $1,495 | $1.36 | 3d | 1 | 0.66mi |
| 26382 Colgate St Inkster, MI | 2.0 | 1.0 | 850 | $935 | $1.10 | 24d | 1 | 0.67mi |
| 26159 Stanford St Inkster, MI | 4.0 | 1.0 | 1056 | $1,350 | $1.28 | 5d | 1 | 0.83mi |
| 26089 Lehigh St Inkster, MI | 2.0 | 1.0 | 900 | $1,295 | $1.44 | 17d | 1 | 0.92mi |
| 25722 Carlysle St Dearborn Heights, MI | 3.0 | 1.0 | 1040 | $1,450 | $1.39 | 17d | 1 | 1.16mi |
| 25745 Princeton St Dearborn Heights, MI | 3.0 | 1.0 | 1080 | $1,500 | $1.39 | 11d | 1 | 1.34mi |
| 3755 Heritage Pkwy Dearborn, MI | 2.0 | 1.0 | 830 | $1,450 | $1.75 | 44d | 1 | 1.37mi |
| 3763 Heritage Pkwy Dearborn, MI | 2.0 | 1.5 | 1035 | $1,450 | $1.40 | 44d | 1 | 1.39mi |
| 3809 Heritage Pkwy Dearborn, MI | 2.0 | 1.5 | 1035 | $1,400 | $1.35 | 44d | 1 | 1.43mi |
Listing history 29 events
-
2026-04-20status Pending 412-char remark
Show marketing remark (412 chars)
Charming and fully updated 3-bedroom, 1-bath bungalow move-in ready with modern touches throughout. This well-maintained home features a refreshed kitchen and bathroom, updated flooring, and stylish finishes. The functional layout offers comfortable living with bright, inviting spaces. Perfect for first-time buyers or anyone looking for a low-maintenance home. Don't miss your chance, schedule a showing today!
-
2026-04-20status Pending
Show marketing remark (412 chars)
Charming and fully updated 3-bedroom, 1-bath bungalow move-in ready with modern touches throughout. This well-maintained home features a refreshed kitchen and bathroom, updated flooring, and stylish finishes. The functional layout offers comfortable living with bright, inviting spaces. Perfect for first-time buyers or anyone looking for a low-maintenance home. Don't miss your chance, schedule a showing today!
-
2026-03-24price $99,999 412-char remark
Show marketing remark (412 chars)
Charming and fully updated 3-bedroom, 1-bath bungalow move-in ready with modern touches throughout. This well-maintained home features a refreshed kitchen and bathroom, updated flooring, and stylish finishes. The functional layout offers comfortable living with bright, inviting spaces. Perfect for first-time buyers or anyone looking for a low-maintenance home. Don't miss your chance, schedule a showing today!
-
2026-03-23price $99,999
-
2026-02-24price $105,000 412-char remark
Show marketing remark (412 chars)
Charming and fully updated 3-bedroom, 1-bath bungalow move-in ready with modern touches throughout. This well-maintained home features a refreshed kitchen and bathroom, updated flooring, and stylish finishes. The functional layout offers comfortable living with bright, inviting spaces. Perfect for first-time buyers or anyone looking for a low-maintenance home. Don't miss your chance, schedule a showing today!
-
2026-02-23price $105,000
-
2026-02-06price $109,000 412-char remark
Show marketing remark (412 chars)
Charming and fully updated 3-bedroom, 1-bath bungalow move-in ready with modern touches throughout. This well-maintained home features a refreshed kitchen and bathroom, updated flooring, and stylish finishes. The functional layout offers comfortable living with bright, inviting spaces. Perfect for first-time buyers or anyone looking for a low-maintenance home. Don't miss your chance, schedule a showing today!
-
2026-02-05price $109,000
-
2025-12-08price $110,000 412-char remark
Show marketing remark (412 chars)
Charming and fully updated 3-bedroom, 1-bath bungalow move-in ready with modern touches throughout. This well-maintained home features a refreshed kitchen and bathroom, updated flooring, and stylish finishes. The functional layout offers comfortable living with bright, inviting spaces. Perfect for first-time buyers or anyone looking for a low-maintenance home. Don't miss your chance, schedule a showing today!
-
2025-12-08price $110,000
Show marketing remark (412 chars)
Charming and fully updated 3-bedroom, 1-bath bungalow move-in ready with modern touches throughout. This well-maintained home features a refreshed kitchen and bathroom, updated flooring, and stylish finishes. The functional layout offers comfortable living with bright, inviting spaces. Perfect for first-time buyers or anyone looking for a low-maintenance home. Don't miss your chance, schedule a showing today!
-
2025-12-08price $105,000
Show marketing remark (412 chars)
Charming and fully updated 3-bedroom, 1-bath bungalow move-in ready with modern touches throughout. This well-maintained home features a refreshed kitchen and bathroom, updated flooring, and stylish finishes. The functional layout offers comfortable living with bright, inviting spaces. Perfect for first-time buyers or anyone looking for a low-maintenance home. Don't miss your chance, schedule a showing today!
-
2025-10-10$115,000 Active
Show marketing remark (412 chars)
Charming and fully updated 3-bedroom, 1-bath bungalow move-in ready with modern touches throughout. This well-maintained home features a refreshed kitchen and bathroom, updated flooring, and stylish finishes. The functional layout offers comfortable living with bright, inviting spaces. Perfect for first-time buyers or anyone looking for a low-maintenance home. Don't miss your chance, schedule a showing today!
-
2025-10-10$115,000 Active 412-char remark
Show marketing remark (412 chars)
Charming and fully updated 3-bedroom, 1-bath bungalow move-in ready with modern touches throughout. This well-maintained home features a refreshed kitchen and bathroom, updated flooring, and stylish finishes. The functional layout offers comfortable living with bright, inviting spaces. Perfect for first-time buyers or anyone looking for a low-maintenance home. Don't miss your chance, schedule a showing today!
-
2025-10-06historical $1,300
-
2025-09-13price $1,300
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2025-08-16$1,400
-
2025-04-09soldstatus $309,000
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2021-10-14historical
-
2021-07-14$54,900
-
2021-07-14$54,900
-
2010-08-09historical
-
2010-07-22$9,900
-
2010-07-21historical
-
2010-04-13$12,900
-
2009-04-24soldstatus $75,000
-
2007-09-05historical
-
2007-07-05$75,000
-
2006-12-12soldstatus $23,000
-
2006-10-01$24,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MI · Partial reset (capped growth)
- Current annual tax
- $1,315 · $110/mo
- Projected year-2 tax
- $1,427 · $119/mo
- Expected delta
- +$113/yr (+$9/mo · 8.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,715
- − Mortgage interest
- −$5,601
- − Property taxes
- −$1,315
- − Insurance
- −$500
- − Repairs & maintenance
- −$1,257
- − Management
- −$1,257
- − Depreciation
- −$2,909
- Taxable income
- $2,875
- Est. tax owed @ 24.0%
- −$690
- After-tax cash flow
- $3,617/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Taylor School District
- NCES district ID
- 2633540
- Math proficiency
- 14% ▼ -7.00%
- Reading proficiency
- 27% ▼ -4.00%
- Median HH income
- $43,062
- Composite
- 17.62/100
- National rank
- #9034
- State rank
- #462 of 540 in MI
Livability — Inkster
- Score
- 67/100
- State rank
- #406
- US rank
- #11087
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Inkster, MI
- County
- Wayne County · 1,562,939 people
- City population
- 25,428
- Metro
- Detroit-Warren-Dearborn, MI
- Population (ZIP)
- 25,428
- Household income
- $39,252
- Rent vs Own
- Severe rent burden
- 1558.0
Population outlook (Wayne County) Hauer SSP2
- Today (2025)
- 1,675,273 people
- By 2030
- 1,620,300 · -3.3%
- By 2040
- 1,502,341 · -10.3%
- By 2050
- 1,384,039 · -17.4%
- By 2075
- 1,124,592 · -32.9%
- By 2100
- 881,193 · -47.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (72%)
- Race & ethnicity
- Black 72% White 17% Two or more races 7% Hispanic / Latino 2% Asian 1%
- Common ancestry
- Romanian 3% Slovak 1% Italian 1%
- Foreign-born
- 5% · Canada, China
- Languages at home
- 92% English-only · Arabic 3% Other Asian/Pacific 1% Spanish 1%
Political lean MEDSL · Wayne
- 2024 margin
- Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
- 2008→2024 swing
- -20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
- All cycles
- 2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -11.74%
- Current HPI
- 390.2139
- Rent YoY
- ▲ 2.95%
- Metro
- Detroit-Warren-Dearborn, MI
- State GDP YoY
- ▲ 1.37%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in MI)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Automotive Parts | 3 | $48B |
|
||
| Automotive | 2 | $372B |
|
||
| Chemicals | 1 | $45B |
|
||
| Automotive Retail | 1 | $29B |
|
||
| Healthcare / Medical Devices | 1 | $23B |
|
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| Automotive Technology | 1 | $20B |
|
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Price history
+301.6% since first listed29 events — show timeline
- 2026-04-20 Pending — MiRealSource-MiMLS
- 2026-04-20 Pending — REALCOMP
- 2026-03-24 Price Changed $99,999 MiRealSource-MiMLS
- 2026-03-23 Price Changed $99,999 REALCOMP
- 2026-02-24 Price Changed $105,000 MiRealSource-MiMLS
- 2026-02-23 Price Changed $105,000 REALCOMP
- 2026-02-06 Price Changed $109,000 MiRealSource-MiMLS
- 2026-02-05 Price Changed $109,000 REALCOMP
- 2025-12-08 Price Changed $110,000 MiRealSource-MiMLS
- 2025-12-08 Price Changed $110,000 REALCOMP
- 2025-12-08 Price Changed $105,000 REALCOMP
- 2025-10-10 Listed $115,000 REALCOMP
- 2025-10-10 Listed $115,000 MiRealSource-MiMLS
- 2025-10-06 Rental Removed $1,300 TENANTTURNER2
- 2025-09-13 Price Changed $1,300 TENANTTURNER2
- 2025-08-16 Listed for Rent $1,400 TENANTTURNER2
- 2025-04-09 Sold (Public Records) $309,000 Public Records
- 2021-10-14 Listing Removed — MiRealSource-MiMLS
- 2021-07-14 Listed $54,900 MiRealSource-MiMLS
- 2021-07-14 Listed $54,900 REALCOMP
- 2010-08-09 Listing Removed — REALCOMP
- 2010-07-22 Listed $9,900 REALCOMP
- 2010-07-21 Listing Removed — REALCOMP
- 2010-04-13 Listed $12,900 REALCOMP
- 2009-04-24 Sold (Public Records) $75,000 Public Records
- 2007-09-05 Listing Removed — REALCOMP
- 2007-07-05 Listed $75,000 REALCOMP
- 2006-12-12 Sold (MLS) $23,000 REALCOMP
- 2006-10-01 Listed $24,900 REALCOMP
Property tax history
+0.8%/yrLatest (2025): $1,315 · -16.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…