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3370 Harris St
B Composite 71.39
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.1/30.0
  • ARV discount +15.0/15.0
  • DSCR +9.4/10.0
  • 1% rule +7.3/10.0
  • Livability +4.5/5.0
  • Rent growth +4.1/5.0
  • Condition / age +2.5/5.0
  • Schools +1.4/10.0
  • Appreciation +0.0/10.0

$145,000

3370 Harris St · Ferndale, MI 48220
2 bd · 1.0 ba · 958 sqft · SingleFamily public records · 34 Days on market
Built 1923 10,454 sqft lot Est $222k · 35% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Don't miss this beautifully updated 2-bedroom, 1-bath home featuring a 1-car detached garage, nestled on a large tree-lined lot in desirable Ferndale. Conveniently located near I-96 and I-75, this home offers easy access to downtown, shopping, and entertainment. Step into the modern kitchen with sleek quartz countertops, stainless steel appliances, and contemporary cabinetry, complemented by grey luxury vinyl plank flooring for a clean, cohesive look. The stylish full bath features gorgeous grey ceramic tile, a floating vanity, and modern fixtures. Enjoy the warmth and character of original hardwood floors throughout, paired with an abundance of natural light that creates a bright and inviting atmosphere. Bonus: The exterior is scheduled for a fresh coat of paint in the coming weeks! This home blends modern finishes with classic charm - schedule your private showing today. It won't last long!

Key facts

  • Quartz countertops
  • Tree-lined lot
  • Updated home

Tags

UPDATED HOMEDETACHED GARAGETREE-LINED LOTMODERN KITCHENQUARTZ COUNTERTOPSSTAINLESS STEEL APPLIANCES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $145k.

Deal economics

  • At list price, monthly cash flow is $413 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $145k).
  • Recommended offer: $141k (3.0% below list) — sets the bar for market timing.
  • Cap rate 9.7% vs local median 4.5% in Ferndale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 90/100 on livability (#8 in MI, #103 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: schools D+.
  • Hazel Park School District (suburban): math 10% / reading 24% proficiency, ranked #490 of 540 in MI (top 91%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+6.2%/yr); 171 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,614 units permitted in Oakland County in 2024 (721 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Oakland County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 6.2% rent growth), your $41k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 34 days — a 3% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
  • 18 sale attempts since 31y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $54k; list at $145k implies a 169% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1923 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $140,650 (3.0% below list)

Questions for the listing agent

  1. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1923 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.23%
Cap rate
9.71%
Cash-on-cash
12.20%
DSCR
1.54
GRM
6.7

CMA / ARV

ARV (on-the-fly)
$222,256
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2000 Moorhouse St 0.44mi 2/1.0 998 (+4%) 1mo $132,500 $133 72
1851 Moorhouse St 0.39mi 2/2.0 1,024 (+7%) 2mo $252,500 $247 64
2840 Horton St 0.60mi 3/1.0 (+1) 948 (-1%) 2mo $220,000 $232 64
2171 Chestnut St 0.69mi 3/1.0 (+1) 967 (+1%) 2mo $240,000 $248 60
2850 Wolcott St 0.49mi 3/1.0 (+1) 880 (-8%) 1mo $199,900 $227 58
2026 Harwood Ave 0.47mi 3/1.0 (+1) 875 (-9%) 2mo $340,000 $389 57
376 W Rowland Ave 0.67mi 3/1.0 (+1) 1,030 (+8%) 1mo $236,000 $229 50
2723 Wolcott St 0.56mi 2/1.0 1,098 (+15%) 0mo $252,000 $230 50
3116 Horton St 0.51mi 3/2.0 (+1) 1,061 (+11%) 2mo $299,500 $282 48
2411 Harris St 0.65mi 2/1.0 814 (-15%) 1mo $150,000 $184 44
88 Wellesley Dr 0.75mi 3/1.5 (+1) 1,036 (+8%) 2mo $341,013 $329 43
438 W Brockton Ave 0.67mi 3/1.0 (+1) 1,076 (+12%) 2mo $230,000 $214 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.24% rent growth · sell at horizon

5-year hold
IRR
5.4%
Equity multiple
1.22×
Total profit
$8,838
Equity at exit
$21,620
10-year hold
IRR
17.6%
Equity multiple
2.68×
Total profit
$68,082
Equity at exit
$12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48220

Rents YoY
6.2%
Active inventory
171
Price-to-rent
6.7×

Monthly cashflow live

Estimated rent
$1,791 high interval (Pro) →
Mortgage (P&I)
$760
Tax est. 1.5%
$181 /mo · $2,175/yr
Insurance
$60
HOA
$0
Vacancy / Maint / Mgmt
$376
Net cashflow
$413

Break-even live

Break-even rent $1,268
Max offer price $145,000
Occupancy floor 72%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,250
Closing costs
$4,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1816 Guthrie Ave Royal Oak, MI 3.0 1.0 1100 $1,800 $1.64 5d 1 0.09mi
2181 Coy St Ferndale, MI 3.0 1.0 1050 $1,995 $1.90 11d 1 0.24mi
1800 Browning St Ferndale, MI 2.0 1.0 809 $1,600 $1.98 5d 1 0.39mi
2215 Browning St Ferndale, MI 2.0 1.0 739 $1,350 $1.83 4d 1 0.47mi
617 S Edgeworth Ave Royal Oak, MI 2.0 1.0 955 $2,125 $2.23 24d 1 0.62mi
818 Etowah Ave Unit 1032341P Royal Oak, MI 2.0 1.0 893 $6,755 $7.56 14d 1 0.64mi
916 Cherokee Ave Royal Oak, MI 2.0 1.5 944 $2,250 $2.38 3d 1 0.65mi
328 W Kalama Ave Madison Heights, MI 3.0 1.0 900 $1,575 $1.75 5d 1 0.79mi
739 S Alexander Ave Unit Top Level Royal Oak, MI 1.0 1.0 900 $1,200 $1.33 18d 1 0.84mi
455 E Cambourne St Unit 2 Ferndale, MI 2.0 1.0 900 $2,400 $2.67 3d 1 0.96mi
453 E Cambourne St Unit 1 Ferndale, MI 2.0 1.0 1000 $2,500 $2.50 3d 1 0.96mi
501 E Breckenridge St Ferndale, MI 3.0 1.0 946 $1,800 $1.90 24d 1 0.98mi
400 E Cambourne St Unit 1 Ferndale, MI 2.0 1.0 1000 $1,400 $1.40 11d 1 1.01mi
425 Vester St Unit A Ferndale, MI 2.0 1.0 525 $1,349 $2.57 5d 1 1.05mi
150 E Woodland St Unit 2 Ferndale, MI 1.0 1.0 700 $1,500 $2.14 44d 1 1.07mi
150 E Woodland St Unit 1 Ferndale, MI 1.0 1.0 700 $1,600 $2.29 44d 1 1.07mi
1820 Taylor Ave Royal Oak, MI 2.0 1.0 832 $1,700 $2.04 15d 1 1.17mi
409 E 6th St Unit 2 Royal Oak, MI 1.0 1.0 850 $1,355 $1.59 24d 1 1.19mi
552 E Saratoga St Unit Upper Unit Ferndale, MI 2.0 1.0 700 $1,300 $1.86 24d 1 1.20mi
325 E 6th St Unit 325-08 Royal Oak, MI 1.0 1.0 1000 $1,725 $1.73 18d 1 1.22mi
325 E 6th St Unit 325-05 Royal Oak, MI 1.0 1.0 1000 $1,795 $1.79 22d 1 1.22mi
1100 S Main St Royal Oak, MI 1.0–2.0 1.0–2.0 1179 $6,000 $5.09 2d 3 1.24mi
855 S Main St Royal Oak, MI 1.0 1.0 1003 $2,508 $2.50 2d 1 1.25mi
25090 Woodward Ave Royal Oak, MI 1.0–3.0 1.0–2.5 1146 $3,348 $2.92 2d 13 1.25mi
23773 Hazelwood Ave Hazel Park, MI 2.0 1.0 671 $1,400 $2.09 13d 1 1.26mi
226 Withington St Apt 10 Ferndale, MI 1.0 1.0 800 $1,325 $1.66 18d 1 1.27mi
2023 Ardmore Dr Ferndale, MI 2.0 1.0 771 $1,250 $1.62 24d 1 1.28mi
609 E Eleven Mile Rd Royal Oak, MI 1.0–2.0 1.0 925 $1,375 $1.49 24d 1 1.29mi
266 W Goulson Ave Hazel Park, MI 3.0 1.0 942 $1,600 $1.70 22d 1 1.32mi
27700 N Stephenson Hwy Madison Heights, MI 1.0–2.0 1.0 747 $1,450 $1.94 2d 6 1.40mi
620 S Center St Unit 620-305 Royal Oak, MI 1.0 1.0 550 $1,350 $2.45 24d 1 1.40mi
100 W 5th St Royal Oak, MI 2.0 2.0 1119 $3,200 $2.86 24d 2 1.41mi
23345 Tawas Ave Hazel Park, MI 3.0 1.0 1000 $1,550 $1.55 11d 1 1.41mi
1045 E Woodward Heights Blvd Hazel Park, MI 1.0–2.0 1.0 715 $1,209 $1.69 24d 3 1.41mi
333 E 11 Mile Rd Royal Oak, MI 1.0 1.0 650 $1,250 $1.92 24d 1 1.42mi
430 W 9 Mile Rd Ferndale, MI 1.0–2.0 1.0–2.0 754 $2,827 $3.75 2d 3 1.42mi
415 W Nine Mile Rd Ferndale, MI 1.0 1.0 912 $2,500 $2.74 18d 1 1.43mi
413 W Nine Mile Rd Ste B Ferndale, MI 1.0 1.0 897 $1,850 $2.06 18d 1 1.44mi
23115 Tawas Ave Hazel Park, MI 2.0 1.0 706 $1,375 $1.95 24d 1 1.47mi
310 W 6th St Unit 310-309 Royal Oak, MI 1.0 1.0 700 $1,495 $2.14 24d 1 1.48mi

Listing history 50 events

  1. 2026-04-27
    status Pending 905-char remark
    Show marketing remark (905 chars)

    Don't miss this beautifully updated 2-bedroom, 1-bath home featuring a 1-car detached garage, nestled on a large tree-lined lot in desirable Ferndale. Conveniently located near I-96 and I-75, this home offers easy access to downtown, shopping, and entertainment. Step into the modern kitchen with sleek quartz countertops, stainless steel appliances, and contemporary cabinetry, complemented by grey luxury vinyl plank flooring for a clean, cohesive look. The stylish full bath features gorgeous grey ceramic tile, a floating vanity, and modern fixtures. Enjoy the warmth and character of original hardwood floors throughout, paired with an abundance of natural light that creates a bright and inviting atmosphere. Bonus: The exterior is scheduled for a fresh coat of paint in the coming weeks! This home blends modern finishes with classic charm - schedule your private showing today. It won't last long!

  2. 2026-04-27
    status Pending
    Show marketing remark (905 chars)

    Don't miss this beautifully updated 2-bedroom, 1-bath home featuring a 1-car detached garage, nestled on a large tree-lined lot in desirable Ferndale. Conveniently located near I-96 and I-75, this home offers easy access to downtown, shopping, and entertainment. Step into the modern kitchen with sleek quartz countertops, stainless steel appliances, and contemporary cabinetry, complemented by grey luxury vinyl plank flooring for a clean, cohesive look. The stylish full bath features gorgeous grey ceramic tile, a floating vanity, and modern fixtures. Enjoy the warmth and character of original hardwood floors throughout, paired with an abundance of natural light that creates a bright and inviting atmosphere. Bonus: The exterior is scheduled for a fresh coat of paint in the coming weeks! This home blends modern finishes with classic charm - schedule your private showing today. It won't last long!

  3. 2026-03-30
    status Active 905-char remark
    Show marketing remark (905 chars)

    Don't miss this beautifully updated 2-bedroom, 1-bath home featuring a 1-car detached garage, nestled on a large tree-lined lot in desirable Ferndale. Conveniently located near I-96 and I-75, this home offers easy access to downtown, shopping, and entertainment. Step into the modern kitchen with sleek quartz countertops, stainless steel appliances, and contemporary cabinetry, complemented by grey luxury vinyl plank flooring for a clean, cohesive look. The stylish full bath features gorgeous grey ceramic tile, a floating vanity, and modern fixtures. Enjoy the warmth and character of original hardwood floors throughout, paired with an abundance of natural light that creates a bright and inviting atmosphere. Bonus: The exterior is scheduled for a fresh coat of paint in the coming weeks! This home blends modern finishes with classic charm - schedule your private showing today. It won't last long!

  4. 2026-03-30
    status Active
    Show marketing remark (905 chars)

    Don't miss this beautifully updated 2-bedroom, 1-bath home featuring a 1-car detached garage, nestled on a large tree-lined lot in desirable Ferndale. Conveniently located near I-96 and I-75, this home offers easy access to downtown, shopping, and entertainment. Step into the modern kitchen with sleek quartz countertops, stainless steel appliances, and contemporary cabinetry, complemented by grey luxury vinyl plank flooring for a clean, cohesive look. The stylish full bath features gorgeous grey ceramic tile, a floating vanity, and modern fixtures. Enjoy the warmth and character of original hardwood floors throughout, paired with an abundance of natural light that creates a bright and inviting atmosphere. Bonus: The exterior is scheduled for a fresh coat of paint in the coming weeks! This home blends modern finishes with classic charm - schedule your private showing today. It won't last long!

  5. 2026-03-24
    status Pending 905-char remark
    Show marketing remark (905 chars)

    Don't miss this beautifully updated 2-bedroom, 1-bath home featuring a 1-car detached garage, nestled on a large tree-lined lot in desirable Ferndale. Conveniently located near I-96 and I-75, this home offers easy access to downtown, shopping, and entertainment. Step into the modern kitchen with sleek quartz countertops, stainless steel appliances, and contemporary cabinetry, complemented by grey luxury vinyl plank flooring for a clean, cohesive look. The stylish full bath features gorgeous grey ceramic tile, a floating vanity, and modern fixtures. Enjoy the warmth and character of original hardwood floors throughout, paired with an abundance of natural light that creates a bright and inviting atmosphere. Bonus: The exterior is scheduled for a fresh coat of paint in the coming weeks! This home blends modern finishes with classic charm - schedule your private showing today. It won't last long!

  6. 2026-03-24
    status Pending
    Show marketing remark (905 chars)

    Don't miss this beautifully updated 2-bedroom, 1-bath home featuring a 1-car detached garage, nestled on a large tree-lined lot in desirable Ferndale. Conveniently located near I-96 and I-75, this home offers easy access to downtown, shopping, and entertainment. Step into the modern kitchen with sleek quartz countertops, stainless steel appliances, and contemporary cabinetry, complemented by grey luxury vinyl plank flooring for a clean, cohesive look. The stylish full bath features gorgeous grey ceramic tile, a floating vanity, and modern fixtures. Enjoy the warmth and character of original hardwood floors throughout, paired with an abundance of natural light that creates a bright and inviting atmosphere. Bonus: The exterior is scheduled for a fresh coat of paint in the coming weeks! This home blends modern finishes with classic charm - schedule your private showing today. It won't last long!

  7. 2026-03-18
    listed $145,000 Active
    Show marketing remark (905 chars)

    Don't miss this beautifully updated 2-bedroom, 1-bath home featuring a 1-car detached garage, nestled on a large tree-lined lot in desirable Ferndale. Conveniently located near I-96 and I-75, this home offers easy access to downtown, shopping, and entertainment. Step into the modern kitchen with sleek quartz countertops, stainless steel appliances, and contemporary cabinetry, complemented by grey luxury vinyl plank flooring for a clean, cohesive look. The stylish full bath features gorgeous grey ceramic tile, a floating vanity, and modern fixtures. Enjoy the warmth and character of original hardwood floors throughout, paired with an abundance of natural light that creates a bright and inviting atmosphere. Bonus: The exterior is scheduled for a fresh coat of paint in the coming weeks! This home blends modern finishes with classic charm - schedule your private showing today. It won't last long!

  8. 2026-03-18
    listed $145,000 Active 905-char remark
    Show marketing remark (905 chars)

    Don't miss this beautifully updated 2-bedroom, 1-bath home featuring a 1-car detached garage, nestled on a large tree-lined lot in desirable Ferndale. Conveniently located near I-96 and I-75, this home offers easy access to downtown, shopping, and entertainment. Step into the modern kitchen with sleek quartz countertops, stainless steel appliances, and contemporary cabinetry, complemented by grey luxury vinyl plank flooring for a clean, cohesive look. The stylish full bath features gorgeous grey ceramic tile, a floating vanity, and modern fixtures. Enjoy the warmth and character of original hardwood floors throughout, paired with an abundance of natural light that creates a bright and inviting atmosphere. Bonus: The exterior is scheduled for a fresh coat of paint in the coming weeks! This home blends modern finishes with classic charm - schedule your private showing today. It won't last long!

  9. 2026-02-05
    historical
  10. 2025-11-06
    price $165,000
  11. 2025-10-10
    listed $185,000 Active
  12. 2025-10-03
    historical $1,400
  13. 2025-08-28
    listed $1,400
  14. 2023-10-20
    historical $1,300
  15. 2023-10-10
    price $1,300
  16. 2023-09-27
    price $1,400
  17. 2023-09-12
    listed $1,500
  18. 2020-09-21
    historical
  19. 2020-06-16
    status Pending
  20. 2020-06-16
    status Pending
  21. 2020-06-16
    historical
  22. 2020-05-27
    price $134,900
  23. 2020-05-27
    price $134,900
  24. 2020-03-25
    listed $139,900 Active
  25. 2020-03-25
    listed $139,900 Active
  26. 2019-08-07
    historical
  27. 2019-08-07
    historical
  28. 2019-07-24
    price $99,000
  29. 2019-07-24
    price $99,000
  30. 2019-07-20
    listed $119,900 Active
  31. 2019-07-20
    listed $119,900 Active
  32. 2017-10-23
    historical
  33. 2017-10-23
    historical
  34. 2017-10-02
    listed $99,900 Active
  35. 2017-10-02
    historical
  36. 2017-10-02
    listed $99,900 Active
  37. 2017-10-02
    historical
  38. 2017-09-03
    listed $109,900 Active
  39. 2017-09-03
    listed $109,900 Active
  40. 2017-08-26
    historical
  41. 2017-08-25
    historical
  42. 2017-08-16
    price $114,500
  43. 2017-08-15
    price $114,500
  44. 2017-07-31
    price $119,500
  45. 2017-07-31
    price $119,500
  46. 2017-07-31
    price $119,900
  47. 2017-07-30
    price $119,900
  48. 2017-07-25
    listed $129,900 Active
  49. 2017-07-25
    listed $129,900 Active
  50. 1995-09-12
    soldstatus $53,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,489
− Mortgage interest
−$8,122
− Property taxes
−$2,175
− Insurance
−$725
− Repairs & maintenance
−$1,719
− Management
−$1,719
− Depreciation
−$4,218
Taxable income
$2,810
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$674
After-tax cash flow
$4,277/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hazel Park School District
NCES district ID
2618030
Math proficiency
10% ▼ -2.00%
Reading proficiency
24% ▲ 1.00%
Median HH income
$36,181
Composite
14.05/100
National rank
#9466
State rank
#490 of 540 in MI

Livability — Ferndale

Score
90/100
State rank
#8
US rank
#103

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime B Employment A+ Housing A+ Health & safety B- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Ferndale, MI
County
Oakland County · 1,009,092 people
City population
21,527
Metro
Detroit-Warren-Dearborn, MI
Population (ZIP)
21,527
Household income
$89,881
Rent vs Own
36.3% rent · 63.7% own
Severe rent burden
670.0

Population outlook (Oakland County) Hauer SSP2

Today (2025)
1,335,747 people
By 2030
1,375,100 · +2.9%
By 2040
1,435,385 · +7.5%
By 2050
1,469,250 · +10.0%
By 2075
1,531,946 · +14.7%
By 2100
1,450,485 · +8.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (72%)
Race & ethnicity
White 72% Black 15% Two or more races 6% Hispanic / Latino 5% Asian 3%
Common ancestry
Romanian 11% Lithuanian 6% Slovak 3%
Foreign-born
4% · Canada, South Korea
Languages at home
95% English-only · Spanish 2% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Oakland

2024 margin
D (+10.6) · D 54.4% · R 43.8% · Other 1.9%
2008→2024 swing
-3.9pp toward R · 2008: 14.5pp · 2024: 10.6pp
All cycles
2024: D+10.6 2020: D+14.1 2016: D+8.1 2012: D+8.1 2008: D+14.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -394.92%
Current HPI
273.0986
Rent YoY
▲ 6.24%
Metro
Detroit-Warren-Dearborn, MI
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+480.0% since first listed
54 events — show timeline
  • 2026-04-27 Pending MiRealSource-MiMLS
  • 2026-04-27 Pending REALCOMP
  • 2026-03-30 Relisted MiRealSource-MiMLS
  • 2026-03-30 Relisted REALCOMP
  • 2026-03-24 Pending MiRealSource-MiMLS
  • 2026-03-24 Pending REALCOMP
  • 2026-03-18 Listed $145,000 REALCOMP
  • 2026-03-18 Listed $145,000 MiRealSource-MiMLS
  • 2026-02-05 Listing Removed REALCOMP
  • 2025-11-06 Price Changed $165,000 REALCOMP
  • 2025-10-10 Listed $185,000 REALCOMP
  • 2025-10-03 Rental Removed $1,400 REALSOURCE
  • 2025-08-28 Listed for Rent $1,400 REALSOURCE
  • 2023-10-20 Rental Removed $1,300 REALCOMP
  • 2023-10-10 Price Changed $1,300 REALCOMP
  • 2023-09-27 Price Changed $1,400 REALCOMP
  • 2023-09-12 Listed for Rent $1,500 REALCOMP
  • 2020-09-21 Listing Removed REALCOMP
  • 2020-06-16 Pending MiRealSource-MiMLS
  • 2020-06-16 Pending REALCOMP
  • 2020-06-16 Listing Removed MiRealSource-MiMLS
  • 2020-05-27 Price Changed $134,900 MiRealSource-MiMLS
  • 2020-05-27 Price Changed $134,900 REALCOMP
  • 2020-03-25 Listed $139,900 MiRealSource-MiMLS
  • 2020-03-25 Listed $139,900 REALCOMP
  • 2019-08-07 Listing Removed REALCOMP
  • 2019-08-07 Listing Removed MiRealSource-MiMLS
  • 2019-07-24 Price Changed $99,000 MiRealSource-MiMLS
  • 2019-07-24 Price Changed $99,000 REALCOMP
  • 2019-07-20 Listed $119,900 MiRealSource-MiMLS
  • 2019-07-20 Listed $119,900 REALCOMP
  • 2017-10-23 Listing Removed REALCOMP
  • 2017-10-23 Listing Removed MiRealSource-MiMLS
  • 2017-10-02 Listed $99,900 MiRealSource-MiMLS
  • 2017-10-02 Listing Removed REALCOMP
  • 2017-10-02 Listed $99,900 REALCOMP
  • 2017-10-02 Listing Removed MiRealSource-MiMLS
  • 2017-09-03 Listed $109,900 MiRealSource-MiMLS
  • 2017-09-03 Listed $109,900 REALCOMP
  • 2017-08-26 Listing Removed REALCOMP
  • 2017-08-25 Listing Removed MiRealSource-MiMLS
  • 2017-08-16 Price Changed $114,500 MiRealSource-MiMLS
  • 2017-08-15 Price Changed $114,500 REALCOMP
  • 2017-07-31 Price Changed $119,500 MiRealSource-MiMLS
  • 2017-07-31 Price Changed $119,500 REALCOMP
  • 2017-07-31 Price Changed $119,900 MiRealSource-MiMLS
  • 2017-07-30 Price Changed $119,900 REALCOMP
  • 2017-07-25 Listed $129,900 MiRealSource-MiMLS
  • 2017-07-25 Listed $129,900 REALCOMP
  • 1995-09-12 Sold (Public Records) $53,900 Public Records
  • 1995-08-10 Sold (MLS) $53,000 MiRealSource-MiMLS
  • 1995-07-28 Listing Removed MiRealSource-MiMLS
  • 1995-06-30 Listed $53,900 MiRealSource-MiMLS
  • 1989-11-22 Sold (Public Records) $25,000 Public Records

Property tax history

+13.6%/yr

Latest (2025): $7,879 · +1.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…