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904 Hudson Valley Dr
F Composite 34.96
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.0/30.0
  • ARV discount +7.5/15.0
  • Appreciation +4.3/10.0
  • Schools +3.5/10.0
  • Livability +2.9/5.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.1/10.0
  • 1% rule +1.5/10.0

$334,990

904 Hudson Valley Dr · Poinciana, FL 34759
4 bd · 2.0 ba · 1,802 sqft · Land · 203 Days on market
Built 2025 9,471 sqft lot $90/mo HOA · 4% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Introducing the Queen, a four-bedroom floor plan from our Value collection. Designed for privacy and comfort, this home features three bedrooms on one side while the Owner's Suite is situated on the other side. As you enter through the foyer, you'll notice the Great Room and Dining Area offers a seamless flow and abundant natural light from the sliding glass doors leading to the backyard. The kitchen, positioned at the back of the home, is conveniently adjacent to the dining room. With ample counterspace and cabinets, it provides the perfect setting for culinary endeavors and storage of all your essentials. The laundry room, located within the home, flows seamlessly into the two-car garage, enhancing convenience and functionality. Rest assured that the Queen floor plan exemplifies our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows. We stand behind the quality of our homes, which is why the Queen floor plan includes a 1-year transferable builder warranty and a 10-year structural warranty.

Key facts

  • Stone front
  • Dining area
  • Ample counterspace

Tags

STONE FRONTOWNER'S SUITEGREAT ROOMDINING AREAAMPLE COUNTERSPACEABUNDANT NATURAL LIGHT

Property features AI

Finance

  • Other: Total annual fees listed as $1,080
  • HOA & community: HOA required — $90 monthly ($1,080 annually); Community features: playground, sidewalks; Pets allowed

Exterior

  • Parking: Attached 2-car garage (20 x 19)
  • Utilities: Public water; Public sewer; Electricity available and connected; Sewer available and connected; Water available and connected; Underground utilities
  • Home design: Single family residence; One story; North-facing
  • Construction: Block and stucco construction; Shingle roof; New construction; Slab foundation; Built by Holiday Builders (model: Queen)
  • Exterior features: Sliding doors; Asphalt road access; Lot approximately 0.21 acres

Interior

  • Kitchen: Dishwasher; Microwave; Range
  • Bedrooms: 4 bedrooms
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating; Heat pump; Central air conditioning
  • Interior features: Kitchen and family room combo; Living room and dining room combo; Open floor plan; Walk-in closets
  • Laundry & utility: Indoor laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath land listed at $335k.

Deal economics

  • At list price, monthly cash flow is $-466 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $253k (24.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $218k (34.8% below list).
  • Recommended offer: $218k (34.8% below list) — sets the bar for 1% rule.
  • Cap rate 5.1% vs local median 4.2% in Poinciana — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 57/100 on livability (#859 in FL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D+, amenities F, commute F.
  • Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Sandhill Elementary School (math 21% / reading 37%, grade F, #1,932 of 2,144 statewide, top 91%, 991 students, 55% FRL); Lake Marion Creek Middle School (math 22% / reading 27%, grade F, #522 of 571 statewide, top 93%, 1,044 students, 58% FRL); New Beginnings High School (math 5% / reading 8%, grade F, #655 of 667 statewide, top 98%, 753 students, 66% FRL, charter) — zoned schools at 59% FRL track the district average.
  • Zoned-school proficiency averages 20% at this address vs 41% district-wide (-21 pts) — the specific schools serving this property underperform the Polk average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.1%/yr); 1155 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-1.5%/yr); year-one equity from $2k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 203 days — a 12% lower offer ($295k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 3y ago; this cycle's ask is 5% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Watch-outs: flood insurance adds $125/mo.
  • Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $218,438 (34.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 203 days. Have you received any prior offers? Is the seller open to a 35% concession, seller financing, or rate buy-down credit?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.65%
Cap rate
5.07%
Cash-on-cash
-4.37%
DSCR
0.81
GRM
12.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.48% appreciation · 1.14% rent growth · sell at horizon

5-year hold
IRR
-17.6%
Equity multiple
0.29×
Total profit
$-66,159
Equity at exit
$73,236
10-year hold
IRR
-12.8%
Equity multiple
0.02×
Total profit
$-91,850
Equity at exit
$70,579

Cash invested: $93,797 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34759

Home prices YoY
-0.5%
Rents YoY
1.1%
Active inventory
1155
Price-to-rent
12.8×

Monthly cashflow live

Estimated rent
$2,184 high interval (Pro) →
Mortgage (P&I)
$1,757
Tax from tax record
$81 /mo · $968/yr
Insurance
$140
Flood insurance flood zone
−$125 /mo · $1,502/yr
HOA
$90
Vacancy / Maint / Mgmt
$459
Net cashflow
$-466

Break-even live

Break-even rent $2,775
Max offer price $252,583
Occupancy floor

Sensitivity live

Price -10% $-277 -5% $-372 +0% $-466 +5% $-561 +10% $-656
Rent -10% $-639 -5% $-553 +0% $-466 +5% $-380 +10% $-294
Rate -1.0pp $-298 -0.5pp $-381 base $-466 +0.5pp $-553 +1.0pp $-642

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$83,748
Closing costs
$10,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1157 Hudson Harbor Ln Kissimmee, FL 4.0 2.0 1626 $1,850 $1.14 25d 1 0.05mi
733 James Ct Kissimmee, FL 3.0 2.5 2040 $2,350 $1.15 25d 1 0.21mi
994 James Dr Kissimmee, FL 4.0 2.0 1661 $1,825 $1.10 25d 1 0.22mi
650 Hudson Valley Dr Kissimmee, FL 4.0 2.0 1580 $1,734 $1.10 5d 1 0.29mi
802 James Dr Kissimmee, FL 4.0 2.0 1670 $2,090 $1.25 13d 1 0.32mi
430 Big Sioux Ct Kissimmee, FL 4.0 3.0 2430 $2,000 $0.82 25d 1 0.33mi
101 Big Black Dr Kissimmee, FL 5.0 3.0 2530 $2,500 $0.99 25d 1 0.34mi
1174 N Platte Ln Kissimmee, FL 4.0 2.5 2308 $2,400 $1.04 16d 1 0.45mi
1167 Nelson Meadow Ln Kissimmee, FL 4.0 3.0 1868 $1,875 $1.00 16d 1 0.46mi
1142 Nelson Meadow Ln Kissimmee, FL 3.0 2.0 1288 $1,700 $1.32 25d 1 0.47mi
1144 Nelson Meadow Ln Kissimmee, FL 3.0 2.0 1288 $1,795 $1.39 25d 1 0.47mi
1160 Nelson Meadow Ln Kissimmee, FL 4.0 2.0 2168 $4,500 $2.08 25d 1 0.48mi
423 Churchill Ct Kissimmee, FL 4.0 2.5 1711 $1,975 $1.15 25d 1 0.51mi
1019 N Platte Way Kissimmee, FL 3.0 2.0 1461 $1,595 $1.09 25d 1 0.53mi
1388 N Platte Ct Kissimmee, FL 3.0 2.0 1830 $1,850 $1.01 12d 1 0.61mi
377 Cimarron Ct Kissimmee, FL 4.0 3.0 1999 $1,950 $0.98 13d 1 0.65mi
157 Cimarron Ln Kissimmee, FL 4.0 2.0 2097 $2,000 $0.95 5d 1 0.67mi
217 Cimarron Dr Kissimmee, FL 4.0 2.0 1670 $2,085 $1.25 21d 1 0.69mi
642 Desmoines Ct Kissimmee, FL 4.0 2.5 1826 $1,975 $1.08 5d 1 0.69mi
245 Cimarron Dr Kissimmee, FL 3.0 2.0 1245 $2,125 $1.71 25d 1 0.74mi
237 Cimarron Dr Kissimmee, FL 3.0 2.0 1560 $1,950 $1.25 25d 1 0.75mi
337 Hibiscus Dr Kissimmee, FL 4.0 2.0 1670 $1,980 $1.19 15d 1 0.75mi
344 Hibiscus Dr Kissimmee, FL 4.0 2.0 1670 $1,825 $1.09 5d 1 0.76mi
1130 Chervil Dr Kissimmee, FL 3.0 2.5 1495 $1,575 $1.05 25d 1 0.76mi
1110 Chervil Dr Kissimmee, FL 3.0 2.5 2110 $1,575 $0.75 25d 1 0.78mi
1282 Clove Dr Kissimmee, FL 4.0 2.5 1906 $1,600 $0.84 5d 1 0.80mi
325 Hibiscus Dr Kissimmee, FL 4.0 2.0 1605 $1,995 $1.24 5d 1 0.82mi
2129 Hibiscus Pl Kissimmee, FL 4.0 2.0 1765 $2,100 $1.19 5d 1 0.84mi
3181 Viceroy Ct Kissimmee, FL 4.0 2.0 1610 $1,900 $1.18 5d 1 0.86mi
3630 Walking Stick Way Kissimmee, FL 4.0 3.0 1999 $2,150 $1.08 25d 1 0.91mi
935 Cumberland Dr Kissimmee, FL 3.0 2.0 1260 $1,599 $1.27 15d 1 0.93mi
943 Cumberland Dr Poinciana, FL 3.0 2.0 1288 $1,695 $1.32 25d 1 0.96mi
316 Fern Ct Kissimmee, FL 4.0 2.0 1605 $1,775 $1.11 5d 1 0.96mi
263 Gladiola Ct Kissimmee, FL 4.0 2.0 1605 $1,750 $1.09 16d 1 0.99mi
260 Gladiola Ct Kissimmee, FL 4.0 2.0 1670 $2,065 $1.24 5d 1 1.01mi
309 Fern Ct Kissimmee, FL 4.0 2.5 1767 $2,150 $1.22 5d 1 1.01mi
452 Cinnamon Dr Kissimmee, FL 4.0 2.0 1793 $2,000 $1.12 25d 1 1.02mi
207 Gladiola Ct Kissimmee, FL 4.0 2.0 1605 $1,855 $1.16 5d 1 1.03mi
2004 Red Fox Ln Kissimmee, FL 3.0–4.0 2.0 2186 $2,399 $1.10 0d 11 1.03mi
260 Hyacinth Ct Kissimmee, FL 4.0 2.0 1400 $1,765 $1.26 25d 1 1.03mi

HOA detail

Monthly dues
$90 · $1,080/yr

Listing history 33 events

  1. 2026-06-22
    days on market $334,990 Active 203 DOM
  2. 2026-06-18
    days on market $334,990 Active 200 DOM
  3. 2026-06-17
    days on market $334,990 Active 199 DOM
  4. 2026-06-16
    days on market $334,990 Active 198 DOM
  5. 2026-06-15
    days on market $334,990 Active 197 DOM
  6. 2026-06-13
    days on market $334,990 Active 195 DOM
  7. 2026-06-10
    days on market $334,990 Active 192 DOM
  8. 2026-06-09
    days on market $334,990 Active 191 DOM
  9. 2026-06-08
    pricedays on market $334,990 Active 190 DOM
  10. 2026-06-07
    days on market $319,990 Active 189 DOM
  11. 2026-06-05
    days on market $319,990 Active 186 DOM
  12. 2026-06-03
    days on market $319,990 Active 184 DOM
  13. 2026-06-01
    days on market $319,990 Active 183 DOM
  14. 2026-05-31
    days on market $319,990 Active 182 DOM
  15. 2026-03-07
    price $334,990 1243-char remark
    Show marketing remark (1243 chars)

    Introducing the Queen, a four-bedroom floor plan from our Value collection. Designed for privacy and comfort, this home features three bedrooms on one side while the Owner's Suite is situated on the other side. As you enter through the foyer, you'll notice the Great Room and Dining Area offers a seamless flow and abundant natural light from the sliding glass doors leading to the backyard. The kitchen, positioned at the back of the home, is conveniently adjacent to the dining room. With ample counterspace and cabinets, it provides the perfect setting for culinary endeavors and storage of all your essentials. The laundry room, located within the home, flows seamlessly into the two-car garage, enhancing convenience and functionality. Rest assured that the Queen floor plan exemplifies our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows. We stand behind the quality of our homes, which is why the Queen floor plan includes a 1-year transferable builder warranty and a 10-year structural warranty.

  16. 2026-01-30
    price $329,990 1243-char remark
    Show marketing remark (1243 chars)

    Introducing the Queen, a four-bedroom floor plan from our Value collection. Designed for privacy and comfort, this home features three bedrooms on one side while the Owner's Suite is situated on the other side. As you enter through the foyer, you'll notice the Great Room and Dining Area offers a seamless flow and abundant natural light from the sliding glass doors leading to the backyard. The kitchen, positioned at the back of the home, is conveniently adjacent to the dining room. With ample counterspace and cabinets, it provides the perfect setting for culinary endeavors and storage of all your essentials. The laundry room, located within the home, flows seamlessly into the two-car garage, enhancing convenience and functionality. Rest assured that the Queen floor plan exemplifies our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows. We stand behind the quality of our homes, which is why the Queen floor plan includes a 1-year transferable builder warranty and a 10-year structural warranty.

  17. 2025-12-13
    price $339,990 1243-char remark
    Show marketing remark (1243 chars)

    Introducing the Queen, a four-bedroom floor plan from our Value collection. Designed for privacy and comfort, this home features three bedrooms on one side while the Owner's Suite is situated on the other side. As you enter through the foyer, you'll notice the Great Room and Dining Area offers a seamless flow and abundant natural light from the sliding glass doors leading to the backyard. The kitchen, positioned at the back of the home, is conveniently adjacent to the dining room. With ample counterspace and cabinets, it provides the perfect setting for culinary endeavors and storage of all your essentials. The laundry room, located within the home, flows seamlessly into the two-car garage, enhancing convenience and functionality. Rest assured that the Queen floor plan exemplifies our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows. We stand behind the quality of our homes, which is why the Queen floor plan includes a 1-year transferable builder warranty and a 10-year structural warranty.

  18. 2025-11-30
    listed $319,990 Active
  19. 2025-08-10
    price $319,990 1243-char remark
    Show marketing remark (1243 chars)

    Introducing the Queen, a four-bedroom floor plan from our Value collection. Designed for privacy and comfort, this home features three bedrooms on one side while the Owner's Suite is situated on the other side. As you enter through the foyer, you'll notice the Great Room and Dining Area offers a seamless flow and abundant natural light from the sliding glass doors leading to the backyard. The kitchen, positioned at the back of the home, is conveniently adjacent to the dining room. With ample counterspace and cabinets, it provides the perfect setting for culinary endeavors and storage of all your essentials. The laundry room, located within the home, flows seamlessly into the two-car garage, enhancing convenience and functionality. Rest assured that the Queen floor plan exemplifies our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows. We stand behind the quality of our homes, which is why the Queen floor plan includes a 1-year transferable builder warranty and a 10-year structural warranty.

  20. 2025-07-18
    status Active 1243-char remark
    Show marketing remark (1243 chars)

    Introducing the Queen, a four-bedroom floor plan from our Value collection. Designed for privacy and comfort, this home features three bedrooms on one side while the Owner's Suite is situated on the other side. As you enter through the foyer, you'll notice the Great Room and Dining Area offers a seamless flow and abundant natural light from the sliding glass doors leading to the backyard. The kitchen, positioned at the back of the home, is conveniently adjacent to the dining room. With ample counterspace and cabinets, it provides the perfect setting for culinary endeavors and storage of all your essentials. The laundry room, located within the home, flows seamlessly into the two-car garage, enhancing convenience and functionality. Rest assured that the Queen floor plan exemplifies our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows. We stand behind the quality of our homes, which is why the Queen floor plan includes a 1-year transferable builder warranty and a 10-year structural warranty.

  21. 2025-06-05
    historical 1243-char remark
    Show marketing remark (1243 chars)

    Introducing the Queen, a four-bedroom floor plan from our Value collection. Designed for privacy and comfort, this home features three bedrooms on one side while the Owner's Suite is situated on the other side. As you enter through the foyer, you'll notice the Great Room and Dining Area offers a seamless flow and abundant natural light from the sliding glass doors leading to the backyard. The kitchen, positioned at the back of the home, is conveniently adjacent to the dining room. With ample counterspace and cabinets, it provides the perfect setting for culinary endeavors and storage of all your essentials. The laundry room, located within the home, flows seamlessly into the two-car garage, enhancing convenience and functionality. Rest assured that the Queen floor plan exemplifies our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows. We stand behind the quality of our homes, which is why the Queen floor plan includes a 1-year transferable builder warranty and a 10-year structural warranty.

  22. 2024-09-10
    listed $329,990 Active 1243-char remark
    Show marketing remark (1243 chars)

    Introducing the Queen, a four-bedroom floor plan from our Value collection. Designed for privacy and comfort, this home features three bedrooms on one side while the Owner's Suite is situated on the other side. As you enter through the foyer, you'll notice the Great Room and Dining Area offers a seamless flow and abundant natural light from the sliding glass doors leading to the backyard. The kitchen, positioned at the back of the home, is conveniently adjacent to the dining room. With ample counterspace and cabinets, it provides the perfect setting for culinary endeavors and storage of all your essentials. The laundry room, located within the home, flows seamlessly into the two-car garage, enhancing convenience and functionality. Rest assured that the Queen floor plan exemplifies our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows. We stand behind the quality of our homes, which is why the Queen floor plan includes a 1-year transferable builder warranty and a 10-year structural warranty.

  23. 2024-07-16
    soldstatus $330,000
  24. 2024-07-11
    soldstatus $66,000 Closed 1489-char remark
    Show marketing remark (1489 chars)

    UPDATE: Utilities installation NOW COMPLETED and READY for PERMITS. 5 lots side by side are available, NO CiAC special assessment of over $20000 per lot. Here is a vacant lot on an already existing street of Village 7 in Poinciana and directly connected with 4 more lots may be sold together for 5 new home sites. All lots have power, water, and sewer and ready to pull permits. Perfect for new builder ready to start their business in Poinciana. These lots have brand new homes just completed or still under construction on both sides of these 5 lots. Situated in the sought-after Poinciana neighborhood, this vacant land enjoys the best of both worlds. Nestled in a tranquil and peaceful area, you'll experience the serenity of nature while still being close to all the amenities you need. Whether you're seeking a perfect retirement spot or a family-friendly community, this location has it all. Poinciana is a vibrant community with an array of amenities at your fingertips. From top-notch schools to recreational parks, restaurants, shopping centers, and golf courses, everything you need for a comfortable and fulfilling life is within easy reach. Surround yourself with the breathtaking beauty of Florida's natural landscapes. Poinciana is known for its lush greenery, peaceful lakes, and picturesque views. Embrace a lifestyle that embraces the outdoors and offers endless opportunities for relaxation and recreation. Contact us now to explore this once-in-a-lifetime opportunity!

  25. 2024-06-25
    status Pending 1489-char remark
    Show marketing remark (1489 chars)

    UPDATE: Utilities installation NOW COMPLETED and READY for PERMITS. 5 lots side by side are available, NO CiAC special assessment of over $20000 per lot. Here is a vacant lot on an already existing street of Village 7 in Poinciana and directly connected with 4 more lots may be sold together for 5 new home sites. All lots have power, water, and sewer and ready to pull permits. Perfect for new builder ready to start their business in Poinciana. These lots have brand new homes just completed or still under construction on both sides of these 5 lots. Situated in the sought-after Poinciana neighborhood, this vacant land enjoys the best of both worlds. Nestled in a tranquil and peaceful area, you'll experience the serenity of nature while still being close to all the amenities you need. Whether you're seeking a perfect retirement spot or a family-friendly community, this location has it all. Poinciana is a vibrant community with an array of amenities at your fingertips. From top-notch schools to recreational parks, restaurants, shopping centers, and golf courses, everything you need for a comfortable and fulfilling life is within easy reach. Surround yourself with the breathtaking beauty of Florida's natural landscapes. Poinciana is known for its lush greenery, peaceful lakes, and picturesque views. Embrace a lifestyle that embraces the outdoors and offers endless opportunities for relaxation and recreation. Contact us now to explore this once-in-a-lifetime opportunity!

  26. 2024-05-03
    price $65,000 1489-char remark
    Show marketing remark (1489 chars)

    UPDATE: Utilities installation NOW COMPLETED and READY for PERMITS. 5 lots side by side are available, NO CiAC special assessment of over $20000 per lot. Here is a vacant lot on an already existing street of Village 7 in Poinciana and directly connected with 4 more lots may be sold together for 5 new home sites. All lots have power, water, and sewer and ready to pull permits. Perfect for new builder ready to start their business in Poinciana. These lots have brand new homes just completed or still under construction on both sides of these 5 lots. Situated in the sought-after Poinciana neighborhood, this vacant land enjoys the best of both worlds. Nestled in a tranquil and peaceful area, you'll experience the serenity of nature while still being close to all the amenities you need. Whether you're seeking a perfect retirement spot or a family-friendly community, this location has it all. Poinciana is a vibrant community with an array of amenities at your fingertips. From top-notch schools to recreational parks, restaurants, shopping centers, and golf courses, everything you need for a comfortable and fulfilling life is within easy reach. Surround yourself with the breathtaking beauty of Florida's natural landscapes. Poinciana is known for its lush greenery, peaceful lakes, and picturesque views. Embrace a lifestyle that embraces the outdoors and offers endless opportunities for relaxation and recreation. Contact us now to explore this once-in-a-lifetime opportunity!

  27. 2024-02-11
    price $62,500 1489-char remark
    Show marketing remark (1489 chars)

    UPDATE: Utilities installation NOW COMPLETED and READY for PERMITS. 5 lots side by side are available, NO CiAC special assessment of over $20000 per lot. Here is a vacant lot on an already existing street of Village 7 in Poinciana and directly connected with 4 more lots may be sold together for 5 new home sites. All lots have power, water, and sewer and ready to pull permits. Perfect for new builder ready to start their business in Poinciana. These lots have brand new homes just completed or still under construction on both sides of these 5 lots. Situated in the sought-after Poinciana neighborhood, this vacant land enjoys the best of both worlds. Nestled in a tranquil and peaceful area, you'll experience the serenity of nature while still being close to all the amenities you need. Whether you're seeking a perfect retirement spot or a family-friendly community, this location has it all. Poinciana is a vibrant community with an array of amenities at your fingertips. From top-notch schools to recreational parks, restaurants, shopping centers, and golf courses, everything you need for a comfortable and fulfilling life is within easy reach. Surround yourself with the breathtaking beauty of Florida's natural landscapes. Poinciana is known for its lush greenery, peaceful lakes, and picturesque views. Embrace a lifestyle that embraces the outdoors and offers endless opportunities for relaxation and recreation. Contact us now to explore this once-in-a-lifetime opportunity!

  28. 2024-01-15
    listed $65,000 Active 1489-char remark
    Show marketing remark (1489 chars)

    UPDATE: Utilities installation NOW COMPLETED and READY for PERMITS. 5 lots side by side are available, NO CiAC special assessment of over $20000 per lot. Here is a vacant lot on an already existing street of Village 7 in Poinciana and directly connected with 4 more lots may be sold together for 5 new home sites. All lots have power, water, and sewer and ready to pull permits. Perfect for new builder ready to start their business in Poinciana. These lots have brand new homes just completed or still under construction on both sides of these 5 lots. Situated in the sought-after Poinciana neighborhood, this vacant land enjoys the best of both worlds. Nestled in a tranquil and peaceful area, you'll experience the serenity of nature while still being close to all the amenities you need. Whether you're seeking a perfect retirement spot or a family-friendly community, this location has it all. Poinciana is a vibrant community with an array of amenities at your fingertips. From top-notch schools to recreational parks, restaurants, shopping centers, and golf courses, everything you need for a comfortable and fulfilling life is within easy reach. Surround yourself with the breathtaking beauty of Florida's natural landscapes. Poinciana is known for its lush greenery, peaceful lakes, and picturesque views. Embrace a lifestyle that embraces the outdoors and offers endless opportunities for relaxation and recreation. Contact us now to explore this once-in-a-lifetime opportunity!

  29. 2023-12-29
    soldstatus $20,000 Closed
  30. 2023-12-08
    status Pending
  31. 2023-12-08
    listed $20,000 Active
  32. 2019-01-09
    soldstatus $552,500
  33. 2019-01-07
    soldstatus $175,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$968 · $81/mo
Projected year-2 tax
$2,780 · $232/mo
Expected delta
+$1,813/yr (+$151/mo · 187.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone A · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,213
− Mortgage interest
−$18,765
− Property taxes
−$968
− Insurance
−$3,177
− Repairs & maintenance
−$2,097
− Management
−$2,097
− HOA
−$1,080
− Depreciation
−$9,745
Taxable loss
−$11,716
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,812
After-tax cash flow
$-2,786/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Polk
NCES district ID
1201590
Math proficiency
39% ▼ -11.00%
Reading proficiency
43% ▼ -4.00%
Median HH income
$43,979
Composite
34.74/100
National rank
#5132
State rank
#62 of 73 in FL

Livability — Poinciana

Score
57/100
State rank
#859
US rank
#21760

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment D+ Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Poinciana, FL
County
Polk County · 740,051 people
City population
91,336
Metro
Lakeland-Winter Haven, FL
Population (ZIP)
44,568
Household income
$69,373
Rent vs Own
20.4% rent · 79.6% own
Severe rent burden
1186.0

Population outlook (Polk County) Hauer SSP2

Today (2025)
752,975 people
By 2030
804,621 · +6.9%
By 2040
906,117 · +20.3%
By 2050
1,000,476 · +32.9%
By 2075
1,197,520 · +59.0%
By 2100
1,271,518 · +68.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
Hispanic / Latino 55% White 21% Two or more races 20% Black 19%
Hispanic origin (detail)
Mexican 2% Puerto Rican 38% Cuban 6% Dominican 3%
Common ancestry
Hispanic 3% Romanian 2% Scotch-Irish 1%
Foreign-born
17% · Canada, Jamaica
Languages at home
49% English-only · Spanish 48% French/Haitian/Cajun 2%

Political lean MEDSL · Polk

2024 margin
Strong R (+20.7) · D 39.2% · R 59.9%
2008→2024 swing
-14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
All cycles
2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.48%
Current HPI
276.6861
Rent YoY
▲ 1.14%
Metro
Lakeland-Winter Haven, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+90.9% since first listed
19 events — show timeline
  • 2026-03-07 Price Changed $334,990 Zillow
  • 2026-01-30 Price Changed $329,990 Zillow
  • 2025-12-13 Price Changed $339,990 Zillow
  • 2025-11-30 Listed $319,990 Stellar MLS as Distributed by MLS Grid
  • 2025-08-10 Price Changed $319,990 Zillow
  • 2025-07-18 Relisted Zillow
  • 2025-06-05 Delisted Zillow
  • 2024-09-10 Listed $329,990 Zillow
  • 2024-07-16 Sold (Public Records) $330,000 Public Records
  • 2024-07-11 Sold (MLS) $66,000 Stellar MLS as Distributed by MLS Grid
  • 2024-06-25 Pending Stellar MLS as Distributed by MLS Grid
  • 2024-05-03 Price Changed $65,000 Stellar MLS as Distributed by MLS Grid
  • 2024-02-11 Price Changed $62,500 Stellar MLS as Distributed by MLS Grid
  • 2024-01-15 Listed $65,000 Stellar MLS as Distributed by MLS Grid
  • 2023-12-29 Sold (MLS) $20,000 Stellar MLS as Distributed by MLS Grid
  • 2023-12-08 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-12-08 Listed $20,000 Stellar MLS as Distributed by MLS Grid
  • 2019-01-09 Sold (Public Records) $552,500 Public Records
  • 2019-01-07 Sold (Public Records) $175,500 Public Records

Property tax history

+30.4%/yr

Latest (2025): $968 · +55.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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