1001 N Avenue D · Bruni, TX
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Appreciation +5.0/10.0
- Schools +3.5/10.0
- Livability +2.8/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$69,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
If you’ve been searching for a place to call home without breaking the bank, this is the one worth seeing. Nestled in the welcoming community of Bruni, this spacious 2,254 square foot property sits on a generous lot just walking distance from the local school, making it an ideal spot for families ready to plant roots. The space itself is something special. With over 2,200 square feet to work with, there’s room for everyone, large bedrooms, a living area where the family can gather, and a kitchen with real potential to become the heart of the home. Few properties in this price range offer this kind of square footage, and that alone makes this a rare find in Webb County. Yes, the home needs some updating and that’s exactly where the opportunity lies. With the right touches, this property has everything it takes to become a warm, beautiful family home. The layout is generous, the lot gives you outdoor space to enjoy, and the location keeps you close to everything Bruni has to offer.
Key facts
- 9,374 sq ft lot
- Built 1799
- Listed 73 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $70k.
Deal economics
- At list price, monthly cash flow is $348 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $70k).
- Recommended offer: $66k (6.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 55/100 on livability (#1,368 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: amenities F, commute F, employment F.
- Webb CISD (rural): math 35% / reading 40% proficiency, ranked #803 of 1,141 in TX (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 5 active listings in the ZIP; 1,448 units permitted in Webb County in 2024 (245 in 5+ unit buildings).
Forward outlook
- In year one you build about $3k of equity ($483 loan paydown + $2k appreciation (3.0% local appreciation)).
- Webb County population projected at +23% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (3.0% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 74 days — a 6% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1799 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 74 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1799 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.51% ✓
- Cap rate
- 12.27%
- Cash-on-cash
- 21.33%
- DSCR
- 1.95
- GRM
- 5.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 27.6%
- Equity multiple
- 2.56×
- Total profit
- $30,601
- Equity at exit
- $31,430
- IRR
- 28.2%
- Equity multiple
- 4.98×
- Total profit
- $77,914
- Equity at exit
- $48,437
Cash invested: $19,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78344
- Active inventory
- 5
- Price-to-rent
- 5.5×
Monthly cashflow live
- Estimated rent
- $1,058 medium interval (Pro) →
- Mortgage (P&I)
- −$367
- Tax from tax record
- −$92 /mo · $1,102/yr
- Insurance
- −$29
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$222
- Net cashflow
- $348
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $17,475
- Closing costs
- $2,097
- Reserves months
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- Total cash needed
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Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
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- Monthly P&I
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- Monthly cashflow
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- DSCR
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- Eligible?
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Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
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- Monthly P&I
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- Monthly cashflow
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- DSCR
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- Eligible?
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No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
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- Monthly P&I
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- Monthly cashflow
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- DSCR
- —
- Eligible?
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Short-term bridge; refi at stabilization.
Listing history 19 events
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2026-06-18days on market $69,900 Active 74 DOM
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2026-06-17days on market $69,900 Active 73 DOM
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2026-06-16days on market $69,900 Active 72 DOM
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2026-06-15days on market $69,900 Active 71 DOM
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2026-06-15days on market $69,900 Active 70 DOM
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2026-06-13days on market $69,900 Active 69 DOM
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2026-06-12days on market $69,900 Active 68 DOM
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2026-06-09days on market $69,900 Active 65 DOM
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2026-06-08days on market $69,900 Active 64 DOM
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2026-06-08days on market $69,900 Active 63 DOM
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2026-06-05days on market $69,900 Active 61 DOM
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2026-06-03days on market $69,900 Active 59 DOM
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2026-06-02days on market $69,900 Active 58 DOM
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2026-06-01days on market $69,900 Active 57 DOM
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2026-05-31days on market $69,900 Active 56 DOM
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2026-05-12price $69,900 1012-char remark
Show marketing remark (1012 chars)
If you’ve been searching for a place to call home without breaking the bank, this is the one worth seeing. Nestled in the welcoming community of Bruni, this spacious 2,254 square foot property sits on a generous lot just walking distance from the local school, making it an ideal spot for families ready to plant roots. The space itself is something special. With over 2,200 square feet to work with, there’s room for everyone, large bedrooms, a living area where the family can gather, and a kitchen with real potential to become the heart of the home. Few properties in this price range offer this kind of square footage, and that alone makes this a rare find in Webb County. Yes, the home needs some updating and that’s exactly where the opportunity lies. With the right touches, this property has everything it takes to become a warm, beautiful family home. The layout is generous, the lot gives you outdoor space to enjoy, and the location keeps you close to everything Bruni has to offer.
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2026-04-05$79,900 Active 1012-char remark
Show marketing remark (1012 chars)
If you’ve been searching for a place to call home without breaking the bank, this is the one worth seeing. Nestled in the welcoming community of Bruni, this spacious 2,254 square foot property sits on a generous lot just walking distance from the local school, making it an ideal spot for families ready to plant roots. The space itself is something special. With over 2,200 square feet to work with, there’s room for everyone, large bedrooms, a living area where the family can gather, and a kitchen with real potential to become the heart of the home. Few properties in this price range offer this kind of square footage, and that alone makes this a rare find in Webb County. Yes, the home needs some updating and that’s exactly where the opportunity lies. With the right touches, this property has everything it takes to become a warm, beautiful family home. The layout is generous, the lot gives you outdoor space to enjoy, and the location keeps you close to everything Bruni has to offer.
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2008-05-22soldstatus
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1996-06-20soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,102 · $92/mo
- Projected year-2 tax
- $1,279 · $107/mo
- Expected delta
- +$177/yr (+$15/mo · 16.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,691
- − Mortgage interest
- −$3,915
- − Property taxes
- −$1,102
- − Insurance
- −$350
- − Repairs & maintenance
- −$1,015
- − Management
- −$1,015
- − Depreciation
- −$2,033
- Taxable income
- $3,260
- Est. tax owed @ 24.0%
- −$782
- After-tax cash flow
- $3,393/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Webb CISD
- NCES district ID
- 4844810
- Math proficiency
- 35% ▼ -5.00%
- Reading proficiency
- 40% ▬ 0.00%
- Median HH income
- $46,691
- Composite
- 34.63/100
- National rank
- #10076
- State rank
- #803 of 1141 in TX
Livability — Bruni
- Score
- 55/100
- State rank
- #1368
- US rank
- #23525
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bruni, TX
- Population (ZIP)
- 419
Population outlook (Webb County) Hauer SSP2
- Today (2025)
- 301,387 people
- By 2030
- 316,307 · +5.0%
- By 2040
- 345,636 · +14.7%
- By 2050
- 370,647 · +23.0%
- By 2075
- 413,907 · +37.3%
- By 2100
- 416,458 · +38.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (85%)
- Race & ethnicity
- Hispanic / Latino 85% Two or more races 50% White 15%
- Hispanic origin (detail)
- Mexican 63%
- Foreign-born
- 3% · Canada
- Languages at home
- 39% English-only · Spanish 61%
Political lean MEDSL · Webb
- 2024 margin
- Toss-up / Even · D 48.5% · R 50.7%
- 2008→2024 swing
- -45.6pp toward R · 2008: 43.4pp · 2024: -2.2pp
- All cycles
- 2024: R+2.2 2020: D+23.3 2016: D+51.6 2012: D+54.0 2008: D+43.4
Not yet ingested
- Civics
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Market trends
- HPI YoY
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- Current HPI
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- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-12.5% since first listed4 events — show timeline
- 2026-05-12 Price Changed $69,900 HARMLS
- 2026-04-05 Listed $79,900 HARMLS
- 2008-05-22 Sold (Public Records) — Public Records
- 1996-06-20 Sold (Public Records) — Public Records
Property tax history
+5.0%/yrLatest (2025): $1,102 · -10.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…