1067 Cheltanham Ct · Longwood, FL 32750

$5,000

3 bd · 2.5 ba · 1,500 sqft · SingleFamily public records · 5 Days on market

Built 1983

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• Schools +5.1/10.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Livability +4.0/5.0
• Rent growth +3.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Seller will contribute $5,000 towards buyers closing costs with acceptable offer. Home features, New Roof, Maple kit cabinets, new "granite look" formica countertops, new dishwasher, new beige carpet througout and newer stove. Transferable Termite Bond.

Key facts

• 2 garage spots
• Built 1983
• Listed 5 days

Property features AI

Exterior

• Parking: 2-car garage
• Home design: Residential property; 2 stories
• Exterior features: Zoned residential

Interior

• Bathrooms: Two full bathrooms; One half bathroom
• Interior features: Two-story home

🏷️ Possibly a rental listed for sale. The $5,000 price doesn't fit this home's estimated sale value (~$420,000) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $5k.

Deal economics

• At list price, monthly cash flow is $2k ($23k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $5k).
• Cap rate 472.3% vs local median 4.0% in Longwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#92 in FL, #1,438 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, schools A; Watch: amenities F.
• Seminole (suburban): math 57% / reading 61% proficiency, ranked #13 of 73 in FL (top 18%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+3.9%/yr); 149 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,979 units permitted in Seminole County in 2024 (1,191 in 5+ unit buildings).
• This rent runs 35% of the median local income ($86k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $35 of loan paydown is wiped out by about $150 of value loss. Plan a longer hold.
• Seminole County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.9% rent growth), your $1k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
• 8 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $5,000

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 50.04% ✓
• Cap rate: 472.35%
• Cash-on-cash: 1664.48%
• DSCR: 75.06
• GRM: 0.2

CMA / ARV

• ARV (on-the-fly): $420,000
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1020 Alameda Dr	0.22mi	3/2.0	1,484 (-1%)	6mo	$450,000	$303	81
820 Sutter Loop	0.47mi	3/2.0	1,501 (+0%)	4mo	$360,000	$240	72
1356 N Marcy Dr	0.27mi	3/2.5	1,696 (+13%)	2mo	$475,000	$280	64
648 Fallsmead Cir	0.62mi	3/2.0	1,492 (-0%)	6mo	$340,000	$228	63
1200 Ridge Rd	0.44mi	3/2.0	1,386 (-8%)	5mo	$352,000	$254	60
319 Loch Lomond Ave	0.38mi	3/2.0	1,313 (-12%)	1mo	$410,000	$312	59
147 Sandalwood Way	0.70mi	3/2.0	1,558 (+4%)	0mo	$335,000	$215	58
314 E Bonnie Trl	0.41mi	3/2.0	1,293 (-14%)	2mo	$390,000	$302	54
126 Sandalwood Way	0.62mi	3/2.0	1,354 (-10%)	2mo	$410,000	$303	52
700 Lakeside Pl	0.53mi	3/2.0	1,279 (-15%)	1mo	$370,000	$289	48
580 Devonshire Blvd	0.63mi	4/2.0 (+1)	1,680 (+12%)	4mo	$310,000	$185	40
1681 Overlook Rd	0.57mi	4/2.0 (+1)	1,722 (+15%)	6mo	$425,000	$247	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.89% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 90.41×
• Total profit: $125,168
• Equity at exit: $746

10-year hold

• IRR: —
• Equity multiple: 199.46×
• Total profit: $277,849
• Equity at exit: $432

Cash invested: $1,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32750

• Rents YoY: 3.9%
• Active inventory: 149
• Price-to-rent: 0.2×

Monthly cashflow live

• Estimated rent: $2,502 high
• Mortgage (P&I): −$26
• Tax est. 1.5%: −$6 /mo · $75/yr
• Insurance: −$2
• HOA: −$0
• Vacancy / Maint / Mgmt: −$525
• Net cashflow: $1,942

Break-even live

Break-even rent $44

Max offer price $5,000

Occupancy floor 17%

Sensitivity live

Price	-10% $1,945	-5% $1,944	+0% $1,942	+5% $1,940	+10% $1,938
Rent	-10% $1,744	-5% $1,843	+0% $1,942	+5% $2,041	+10% $2,140
Rate	-1.0pp $1,944	-0.5pp $1,943	base $1,942	+0.5pp $1,941	+1.0pp $1,939

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $1,250
• Closing costs: $150
• Reserves months: —
• Total cash needed: —

Rent comps 18 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
120 Sunset Dr Longwood, FL	4.0	2.0	1968	$2,200	$1.12	3d	1	0.13mi
1025 Wentworth Ct Longwood, FL	3.0	2.5	1461	$2,300	$1.57	5d	1	0.14mi
919 Rangeline Rd Longwood, FL	3.0	2.0	1816	$1,300	$0.72	20d	1	0.17mi
107 Margo Ln Longwood, FL	4.0	2.0	1717	$2,720	$1.58	24d	1	0.21mi
1000 Huntington Ct Longwood, FL	3.0	2.0	1774	$3,000	$1.69	21d	1	0.23mi
1640 Overlook Rd Longwood, FL	3.0	2.0	1750	$2,475	$1.41	24d	1	0.53mi
1321 Myrtle Dr Longwood, FL	4.0	2.0	2054	$2,695	$1.31	24d	1	0.79mi
161 Sheridan Ave Longwood, FL	4.0	2.0	1859	$2,691	$1.45	3d	1	1.00mi
506 Parson Brown Way Longwood, FL	3.0	2.0	1500	$2,275	$1.52	22d	1	1.00mi
881 W Warren Ave Longwood, FL	3.0	1.0–2.0	1071	$2,827	$2.64	2d	26	1.09mi
1709 Pine Bay Dr Lake Mary, FL	3.0	2.0	1413	$2,300	$1.63	22d	1	1.15mi
1713 Pine Bay Dr Lake Mary, FL	4.0	2.5	2142	$2,850	$1.33	24d	1	1.16mi
265 W Bay Ave Longwood, FL	3.0	1.0	1160	$3,250	$2.80	24d	1	1.36mi
1580 Banks St Longwood, FL	3.0	2.0	1675	$2,445	$1.46	24d	1	1.36mi
553 John L Mica Way Longwood, FL	3.0	3.0	1488	$2,500	$1.68	24d	1	1.46mi
745 Silverwood Dr Lake Mary, FL	4.0	3.5	2112	$3,650	$1.73	24d	1	1.48mi
77 Myrtle St Longwood, FL	3.0	2.5	1488	$2,275	$1.53	21d	1	1.48mi
100 Myrtle St Longwood, FL	2.0–3.0	2.0	1087	$2,175	$2.00	3d	11	1.48mi

Listing history 22 events

1. 2026-05-21
   listed $5,000 Active
2. 2025-05-10
   historical
3. 2025-04-26
   status Active
4. 2025-04-16
   status Pending
5. 2025-01-30
   price $350,000
6. 2024-12-10
   listed $375,000 Active
7. 2007-04-12
   soldstatus $223,900
8. 2007-03-28
   soldstatus $223,900 263-char remark

   Show marketing remark (263 chars)

   Seller will contribute $5,000 towards buyers closing costs with acceptable offer. Home features, New Roof, Maple kit cabinets, new "granite look" formica countertops, new dishwasher, new beige carpet througout and newer stove. Transferable Termite Bond.

9. 2007-03-01
   soldstatus $223,900
10. 2006-12-26
    historical

    Show marketing remark (263 chars)

    Seller will contribute $5,000 towards buyers closing costs with acceptable offer. Home features, New Roof, Maple kit cabinets, new "granite look" formica countertops, new dishwasher, new beige carpet througout and newer stove. Transferable Termite Bond.

11. 2006-12-26
    listed $224,900 263-char remark

    Show marketing remark (263 chars)

    Seller will contribute $5,000 towards buyers closing costs with acceptable offer. Home features, New Roof, Maple kit cabinets, new "granite look" formica countertops, new dishwasher, new beige carpet througout and newer stove. Transferable Termite Bond.

12. 2006-12-05
    listed $237,900
13. 2006-12-05
    historical
14. 2006-11-08
    listed $237,500
15. 2005-11-10
    soldstatus $179,900
16. 2005-10-31
    soldstatus $179,900
17. 2005-10-01
    listed $179,900
18. 2005-03-29
    soldstatus $160,000
19. 2005-03-22
    soldstatus $160,000
20. 2005-02-11
    listed $163,000
21. 1996-11-04
    soldstatus $75,000
22. 1983-12-01
    soldstatus $75,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,022
• − Mortgage interest: −$280
• − Property taxes: −$75
• − Insurance: −$25
• − Repairs & maintenance: −$2,402
• − Management: −$2,402
• − Depreciation: −$145
• Taxable income: $24,693
• Est. tax owed @ 24.0%: −$5,926
• After-tax cash flow: $17,376/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Seminole
• NCES district ID: 1201710
• Math proficiency: 57% ▼ -7.00%
• Reading proficiency: 61% ▼ -1.00%
• Median HH income: $58,478
• Composite: 51.05/100
• National rank: #1769
• State rank: #13 of 73 in FL

Livability — Longwood

• Score: 81/100
• State rank: #92
• US rank: #1438

Category grades

Amenities F Commute C+ Cost of living B+ Crime B Employment C+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Longwood, FL
• County: Seminole County · 436,154 people
• City population: 55,088
• Metro: Orlando-Kissimmee-Sanford, FL
• Population (ZIP): 26,164
• Household income: $86,125
• Rent vs Own: 25.4% rent · 74.6% own
• Severe rent burden: 774.0

Population outlook (Seminole County) Hauer SSP2

• Today (2025): 515,494 people
• By 2030: 545,713 · +5.9%
• By 2040: 598,068 · +16.0%
• By 2050: 640,663 · +24.3%
• By 2075: 724,461 · +40.5%
• By 2100: 755,530 · +46.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (63%)
• Race & ethnicity: White 63% Hispanic / Latino 22% Two or more races 17% Black 5% Asian 3%
• Hispanic origin (detail): Mexican 2% Puerto Rican 9% Cuban 3%
• Common ancestry: Romanian 2% Slovak 2% Lithuanian 2%
• Foreign-born: 12% · Canada, Jamaica, China
• Languages at home: 81% English-only · Spanish 13% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Seminole

• 2024 margin: Toss-up / Even · D 47.6% · R 51.1% · Other 1.3%
• 2008→2024 swing: -0.8pp no change · 2008: -2.8pp · 2024: -3.5pp
• All cycles: 2024: R+3.5 2020: D+2.8 2016: R+1.6 2012: R+6.5 2008: R+2.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -250.13%
• Current HPI: 335.7221
• Rent YoY: ▲ 3.89%
• Metro: Orlando-Kissimmee-Sanford, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-93.3% since first listed

22 events — show timeline

• 2026-05-21 Listed $5,000 NFMLS
• 2025-05-10 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-04-26 Relisted — Stellar MLS as Distributed by MLS Grid
• 2025-04-16 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-01-30 Price Changed $350,000 Stellar MLS as Distributed by MLS Grid
• 2024-12-10 Listed $375,000 Stellar MLS as Distributed by MLS Grid
• 2007-04-12 Sold (Public Records) $223,900 Public Records
• 2007-03-28 Sold (MLS) $223,900 Stellar MLS as Distributed by MLS Grid
• 2007-03-01 Sold (Public Records) $223,900 Public Records
• 2006-12-26 Listed $224,900 Stellar MLS as Distributed by MLS Grid
• 2006-12-26 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2006-12-05 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2006-12-05 Listed $237,900 Stellar MLS as Distributed by MLS Grid
• 2006-11-08 Listed $237,500 Stellar MLS as Distributed by MLS Grid
• 2005-11-10 Sold (Public Records) $179,900 Public Records
• 2005-10-31 Sold (MLS) $179,900 Stellar MLS as Distributed by MLS Grid
• 2005-10-01 Listed $179,900 Stellar MLS as Distributed by MLS Grid
• 2005-03-29 Sold (Public Records) $160,000 Public Records
• 2005-03-22 Sold (MLS) $160,000 Stellar MLS as Distributed by MLS Grid
• 2005-02-11 Listed $163,000 Stellar MLS as Distributed by MLS Grid
• 1996-11-04 Sold (Public Records) $75,000 Public Records
• 1983-12-01 Sold (Public Records) $75,000 Public Records

Property tax history

+2.0%/yr

Latest (2025): $794 · +6.9% YoY. Source: county tax records.