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2519 Stevens St
D Composite 44.89
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.3/15.0
  • Cash flow +7.4/30.0
  • Appreciation +6.9/10.0
  • Livability +3.7/5.0
  • Rent growth +3.3/5.0
  • Schools +2.7/10.0
  • 1% rule +2.5/10.0
  • Condition / age +2.5/5.0
  • DSCR +1.6/10.0

$259,900

2519 Stevens St · Houston, TX 77026
3 bd · 1.0 ba · 1,446 sqft · SingleFamily public records · 30 Days on market
Built 1928 5,950 sqft lot $180/sqft · 15% below area Est $307k · 15% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Rare find inside The Loop! Well-maintained homes rarely go up for sale in this pocket community. Perfect for you or as a rental. ** NEVER FLOODED ** NO HOA's. Ideal location (Ryon market area) minutes from: Downtown Houston, St. Arnold's Brewery, downtown theatres & stadiums, White Oak Music Hall; easy access to 59, I-10, 610, I-45, light rail; protected bike lanes; 20min from both airports (IAH, HOU). Get the perks of living close to The Heights, EaDo; the upcoming Hardy Yards; East River 9 developments (read: future value appreciation). This cute bungalow has been updated over the years (list available), but still has 1920's charm. It features Corian counters, modern cabinets with soft-close doors/drawers, filtered water system, new dishwasher & microwave. High ceilings, large bedrooms, walk-in closets, an office/study & new pex plumbing. Quiet street, no rear neighbors. This house will need some interior work due to foundation repair & recent re-pipe.

Key facts

  • Updated siding
  • New sewer lines
  • Custom closets

Tags

UPDATED SIDINGFULLY RENOVATED BATHROOMCUSTOM CLOSETSDEDICATED OFFICEALL NEW PEX PLUMBINGNEW SEWER LINES

Property features AI

Finance

  • Other: Building area approximately 1,446 total square feet
  • Financial info: Lease considered

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Residential property; Single-story (entry level: first floor)
  • Construction: Cement siding; Built in 1928; Composition roof; Block and pillar/post/pier foundation
  • Exterior features: Fully fenced private yard; Back yard fencing; Subdivision lot

Interior

  • Kitchen: Dishwasher; Gas cooktop; Gas oven; Microwave; Disposal
  • Bedrooms: Primary bedroom on the first floor (13x13); Bedroom on the first floor (14x10); Bedroom on the first floor (13x11)
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating (gas); Central electric air conditioning; Programmable thermostat
  • Interior features: Granite counters; Kitchen/family room combo; Bath in primary bedroom; Self-closing cabinet doors and drawers; Tub with shower; Ceiling fans; Kitchen/dining combo; Living/dining room; Programmable thermostat; Ventilation for improved indoor air quality; ENERGY STAR qualified appliances
  • Laundry & utility: Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $260k.

Deal economics

  • At list price, monthly cash flow is $-334 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $201k (22.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $195k (25.1% below list).
  • Recommended offer: $195k (25.1% below list) — sets the bar for 1% rule.
  • Cap rate 4.8% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Sherman El (math 22% / reading 22%, grade F, #3,333 of 4,322 statewide, top 80%, 528 students, 99% FRL); Fleming Middle (math 10% / reading 15%, grade F, #1,616 of 1,662 statewide, top 97%, 384 students, 97% FRL); Northside H S (math 15% / reading 26%, grade F, #1,389 of 1,632 statewide, top 86%, 1,168 students, 94% FRL) — zoned schools average 97% FRL vs 71% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 18% at this address vs 31% district-wide (-13 pts) — the specific schools serving this property underperform the Houston ISD average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+3.1%/yr); 448 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • In year one you build about $12k of equity ($2k loan paydown + $10k appreciation (3.9% local appreciation)).
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 4, paydown + projected appreciation supports a ~$40k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 30 days — a 2% lower offer ($256k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1928 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $194,756 (25.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
4.75%
Cash-on-cash
-5.50%
DSCR
0.76
GRM
11.1

CMA / ARV

ARV (median comp)
$306,561
List price
$259,900
Delta
-13.56%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2710 Jensen Creek Ln 0.16mi 3/2.5 1,508 (+4%) 0mo $299,900 $199 79
2709 Davis St 0.09mi 3/2.0 1,547 (+7%) 3mo $114,900 $74 78
2212 Semmes St 0.31mi 3/1.0 1,320 (-9%) 2mo $181,000 $137 70
2906 Brackenridge St 0.26mi 3/2.0 1,600 (+11%) 2mo $245,000 $153 64
3109 Jensen Dr Unit A 0.36mi 3/2.5 1,560 (+8%) 0mo $319,900 $205 64
3115 Evella St 0.58mi 3/2.0 1,488 (+3%) 2mo $309,900 $208 62
3107 Jensen Dr Unit C 0.34mi 3/2.5 1,560 (+8%) 4mo $314,900 $202 62
3109 Jensen Dr Unit B 0.36mi 3/2.5 1,560 (+8%) 4mo $309,900 $199 60
2704 Jensen Creek Ln 0.35mi 3/2.5 1,586 (+10%) 3mo $299,900 $189 59
2518 Cochran St 0.70mi 3/2.0 1,540 (+6%) 3mo $325,000 $211 50
2710 Gano St 0.63mi 3/2.0 1,265 (-12%) 2mo $325,000 $257 44
2405 Pannell St 0.69mi 3/1.5 1,230 (-15%) 3mo $99,500 $81 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.89% appreciation · 3.08% rent growth · sell at horizon

5-year hold
IRR
5.2%
Equity multiple
1.31×
Total profit
$22,784
Equity at exit
$130,147
10-year hold
IRR
7.9%
Equity multiple
2.32×
Total profit
$96,389
Equity at exit
$211,580

Cash invested: $72,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77026

Home prices YoY
1.5%
Rents YoY
3.1%
Active inventory
448
Price-to-rent
11.1×

Monthly cashflow live

Estimated rent
$1,948 high interval (Pro) →
Mortgage (P&I)
$1,363
Tax from tax record
$401 /mo · $4,811/yr
Insurance
$108
HOA
$0
Vacancy / Maint / Mgmt
$409
Net cashflow
$-334

Break-even live

Break-even rent $2,370
Max offer price $200,973
Occupancy floor

Sensitivity live

Price -10% $-186 -5% $-260 +0% $-334 +5% $-407 +10% $-481
Rent -10% $-487 -5% $-410 +0% $-334 +5% $-257 +10% $-180
Rate -1.0pp $-203 -0.5pp $-267 base $-334 +0.5pp $-401 +1.0pp $-469

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$64,975
Closing costs
$7,797
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1714 Mary St Houston, TX 2.0 2.0 1100 $2,400 $2.18 45d 1 0.56mi
2706 Cochran St Houston, TX 3.0 3.5 1791 $2,700 $1.51 21d 1 0.72mi
3300 Lyons Ave Unit 304 Houston, TX 4.0 2.0 1393 $1,460 $1.05 45d 1 0.79mi
1513 Cage St Houston, TX 3.0 2.0 1467 $1,550 $1.06 45d 1 0.87mi
1307 Bayou St Unit B Houston, TX 3.0 3.0 1814 $2,400 $1.32 9d 1 0.91mi
1303 Bayou St Unit C Houston, TX 3.0 3.0 1869 $3,200 $1.71 45d 1 0.93mi
3730 Lyons Ave Unit 216 Houston, TX 3.0 2.0 1107 $1,300 $1.17 45d 1 0.96mi
1550 Leona St Houston, TX 1.0–2.0 1.0–2.0 835 $1,905 $2.28 3d 19 0.96mi
1550 Burnett St Houston, TX 1.0–2.0 1.0–2.0 877 $2,108 $2.40 0d 36 1.01mi
1550 Leona St Unit 1587 Houston, TX 2.0 2.0 1131 $1,942 $1.72 45d 1 1.02mi
914 Bunton St Houston, TX 3.0 2.0 1389 $1,950 $1.40 45d 1 1.05mi
1250 Leona St Houston, TX 2.0 1.0–2.0 885 $1,990 $2.25 0d 15 1.07mi
1514 Everett St Houston, TX 2.0 1.0 970 $1,840 $1.90 21d 1 1.16mi
4509 Courtney St Houston, TX 4.0 1.0 1456 $1,150 $0.79 23d 1 1.18mi
4300 Lyons Ave Unit 304 Houston, TX 4.0 2.0 1393 $1,460 $1.05 45d 1 1.20mi
2016 N Main St Houston, TX 2.0 2.0 1169 $2,200 $1.88 45d 1 1.20mi
2310 N Main St Houston, TX 2.0 2.0 997 $1,687 $1.69 45d 1 1.22mi
1725 N Main St Houston, TX 2.0 2.0 988 $2,263 $2.29 45d 1 1.24mi
1625 N Main St Houston, TX 3.0 1.0–3.0 994 $2,354 $2.37 0d 41 1.26mi
412 Paschall St Unit 1316398P Houston, TX 3.0 2.0 1130 $4,840 $4.28 14d 1 1.29mi
410 James St Unit 1031793P Houston, TX 3.0 2.0 1593 $5,668 $3.56 0d 1 1.29mi
410 James St Houston, TX 3.0 2.0 1602 $6,750 $4.21 45d 1 1.29mi
1039 Hillstar St Houston, TX 3.0 2.5 1780 $2,750 $1.54 13d 1 1.31mi
1524 Evelyn St Houston, TX 3.0 2.5 1804 $2,800 $1.55 45d 1 1.31mi
2623 Keene St Houston, TX 2.0 1.0–2.0 965 $3,280 $3.40 18d 44 1.33mi
650 McKee St Unit 2174 Houston, TX 2.0 2.0 966 $1,714 $1.77 12d 1 1.37mi
650 McKee St Apt 422 Houston, TX 2.0 2.0 966 $1,690 $1.75 9d 1 1.37mi
650 McKee St Unit 424 Houston, TX 2.0 2.0 966 $1,690 $1.75 7d 1 1.37mi
650 McKee St Unit 2148 Houston, TX 2.0 2.0 966 $1,715 $1.78 0d 1 1.37mi
650 McKee St Unit 3174 Houston, TX 3.0 2.0 1136 $2,114 $1.86 12d 1 1.37mi
650 McKee St Unit 683 Houston, TX 3.0 2.0 1136 $2,125 $1.87 45d 1 1.37mi
650 McKee St Unit 3112 Houston, TX 3.0 2.0 1136 $2,074 $1.83 0d 1 1.37mi
650 McKee St Apt 425 Houston, TX 2.0 2.0 966 $1,674 $1.73 0d 1 1.37mi
650 McKee St Unit 687 Houston, TX 2.0 2.0 966 $1,715 $1.78 45d 1 1.37mi
4712 Rawley St Unit B Houston, TX 3.0 2.5 1501 $2,045 $1.36 22d 1 1.37mi
4712 Rawley St Unit a Houston, TX 3.0 2.0 1501 $2,070 $1.38 22d 1 1.37mi
308 Grove St Houston, TX 3.0 3.0 1701 $2,350 $1.38 9d 1 1.40mi
207 Carl St Houston, TX 2.0 2.0 1230 $2,250 $1.83 45d 1 1.42mi
200 Hogan St Houston, TX 2.0 2.0 1058 $1,904 $1.80 13d 1 1.46mi
4711 Sayers St Unit A Houston, TX 2.0 1.0 1200 $1,650 $1.38 45d 1 1.47mi

Listing history 21 events

  1. 2026-06-21
    days on market $259,900 Active 30 DOM
  2. 2026-06-18
    days on market $259,900 Active 27 DOM
  3. 2026-06-17
    days on market $259,900 Active 26 DOM
  4. 2026-06-16
    days on market $259,900 Active 25 DOM
  5. 2026-06-15
    days on market $259,900 Active 24 DOM
  6. 2026-06-13
    days on market $259,900 Active 22 DOM
  7. 2026-06-09
    days on market $259,900 Active 18 DOM
  8. 2026-06-08
    days on market $259,900 Active 17 DOM
  9. 2026-06-07
    days on market $259,900 Active 16 DOM
  10. 2026-06-04
    days on market $259,900 Active 13 DOM
  11. 2026-06-01
    days on market $259,900 Active 10 DOM
  12. 2026-05-31
    days on market $259,900 Active 9 DOM
  13. 2026-04-11
    listed $265,000 Active 1015-char remark
  14. 2022-03-02
    soldstatus
  15. 2022-03-01
    soldstatus Sold 984-char remark
    Show marketing remark (984 chars)

    Rare find inside The Loop! Well-maintained homes rarely go up for sale in this pocket community. Perfect for you or as a rental. ** NEVER FLOODED ** NO HOA's. Ideal location (Ryon market area) minutes from: Downtown Houston, St. Arnold's Brewery, downtown theatres & stadiums, White Oak Music Hall; easy access to 59, I-10, 610, I-45, light rail; protected bike lanes; 20min from both airports (IAH, HOU). Get the perks of living close to The Heights, EaDo; the upcoming Hardy Yards; East River 9 developments (read: future value appreciation). This cute bungalow has been updated over the years (list available), but still has 1920's charm. It features Corian counters, modern cabinets with soft-close doors/drawers, filtered water system, new dishwasher & microwave. High ceilings, large bedrooms, walk-in closets, an office/study & new pex plumbing. Quiet street, no rear neighbors. This house will need some interior work due to foundation repair & recent re-pipe.

  16. 2022-02-05
    status Pending 984-char remark
    Show marketing remark (984 chars)

    Rare find inside The Loop! Well-maintained homes rarely go up for sale in this pocket community. Perfect for you or as a rental. ** NEVER FLOODED ** NO HOA's. Ideal location (Ryon market area) minutes from: Downtown Houston, St. Arnold's Brewery, downtown theatres & stadiums, White Oak Music Hall; easy access to 59, I-10, 610, I-45, light rail; protected bike lanes; 20min from both airports (IAH, HOU). Get the perks of living close to The Heights, EaDo; the upcoming Hardy Yards; East River 9 developments (read: future value appreciation). This cute bungalow has been updated over the years (list available), but still has 1920's charm. It features Corian counters, modern cabinets with soft-close doors/drawers, filtered water system, new dishwasher & microwave. High ceilings, large bedrooms, walk-in closets, an office/study & new pex plumbing. Quiet street, no rear neighbors. This house will need some interior work due to foundation repair & recent re-pipe.

  17. 2022-01-21
    status Option Pending 984-char remark
    Show marketing remark (984 chars)

    Rare find inside The Loop! Well-maintained homes rarely go up for sale in this pocket community. Perfect for you or as a rental. ** NEVER FLOODED ** NO HOA's. Ideal location (Ryon market area) minutes from: Downtown Houston, St. Arnold's Brewery, downtown theatres & stadiums, White Oak Music Hall; easy access to 59, I-10, 610, I-45, light rail; protected bike lanes; 20min from both airports (IAH, HOU). Get the perks of living close to The Heights, EaDo; the upcoming Hardy Yards; East River 9 developments (read: future value appreciation). This cute bungalow has been updated over the years (list available), but still has 1920's charm. It features Corian counters, modern cabinets with soft-close doors/drawers, filtered water system, new dishwasher & microwave. High ceilings, large bedrooms, walk-in closets, an office/study & new pex plumbing. Quiet street, no rear neighbors. This house will need some interior work due to foundation repair & recent re-pipe.

  18. 2021-12-06
    status Active 984-char remark
    Show marketing remark (984 chars)

    Rare find inside The Loop! Well-maintained homes rarely go up for sale in this pocket community. Perfect for you or as a rental. ** NEVER FLOODED ** NO HOA's. Ideal location (Ryon market area) minutes from: Downtown Houston, St. Arnold's Brewery, downtown theatres & stadiums, White Oak Music Hall; easy access to 59, I-10, 610, I-45, light rail; protected bike lanes; 20min from both airports (IAH, HOU). Get the perks of living close to The Heights, EaDo; the upcoming Hardy Yards; East River 9 developments (read: future value appreciation). This cute bungalow has been updated over the years (list available), but still has 1920's charm. It features Corian counters, modern cabinets with soft-close doors/drawers, filtered water system, new dishwasher & microwave. High ceilings, large bedrooms, walk-in closets, an office/study & new pex plumbing. Quiet street, no rear neighbors. This house will need some interior work due to foundation repair & recent re-pipe.

  19. 2021-12-03
    listed $258,000 Active 984-char remark
    Show marketing remark (984 chars)

    Rare find inside The Loop! Well-maintained homes rarely go up for sale in this pocket community. Perfect for you or as a rental. ** NEVER FLOODED ** NO HOA's. Ideal location (Ryon market area) minutes from: Downtown Houston, St. Arnold's Brewery, downtown theatres & stadiums, White Oak Music Hall; easy access to 59, I-10, 610, I-45, light rail; protected bike lanes; 20min from both airports (IAH, HOU). Get the perks of living close to The Heights, EaDo; the upcoming Hardy Yards; East River 9 developments (read: future value appreciation). This cute bungalow has been updated over the years (list available), but still has 1920's charm. It features Corian counters, modern cabinets with soft-close doors/drawers, filtered water system, new dishwasher & microwave. High ceilings, large bedrooms, walk-in closets, an office/study & new pex plumbing. Quiet street, no rear neighbors. This house will need some interior work due to foundation repair & recent re-pipe.

  20. 2021-12-03
    historical 984-char remark
    Show marketing remark (984 chars)

    Rare find inside The Loop! Well-maintained homes rarely go up for sale in this pocket community. Perfect for you or as a rental. ** NEVER FLOODED ** NO HOA's. Ideal location (Ryon market area) minutes from: Downtown Houston, St. Arnold's Brewery, downtown theatres & stadiums, White Oak Music Hall; easy access to 59, I-10, 610, I-45, light rail; protected bike lanes; 20min from both airports (IAH, HOU). Get the perks of living close to The Heights, EaDo; the upcoming Hardy Yards; East River 9 developments (read: future value appreciation). This cute bungalow has been updated over the years (list available), but still has 1920's charm. It features Corian counters, modern cabinets with soft-close doors/drawers, filtered water system, new dishwasher & microwave. High ceilings, large bedrooms, walk-in closets, an office/study & new pex plumbing. Quiet street, no rear neighbors. This house will need some interior work due to foundation repair & recent re-pipe.

  21. 1990-07-25
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,811 · $401/mo
Projected year-2 tax
$4,811 · $401/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,371
− Mortgage interest
−$14,558
− Property taxes
−$4,811
− Insurance
−$1,300
− Repairs & maintenance
−$1,870
− Management
−$1,870
− Depreciation
−$7,561
Taxable loss
−$8,598
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,064
After-tax cash flow
$-1,939/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston ISD
NCES district ID
4823640
Math proficiency
27% ▼ -18.00%
Reading proficiency
35% ▼ -6.00%
Median HH income
$46,054
Composite
26.63/100
National rank
#7173
State rank
#593 of 826 in TX

Livability — Houston

Score
74/100
State rank
#184
US rank
#4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Houston, TX
County
Harris County · 4,702,590 people
City population
3,226,434
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
21,981
Household income
$39,211
Rent vs Own
56.3% rent · 43.7% own
Severe rent burden
1531.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Black 49% Hispanic / Latino 44% Two or more races 18% White 5% Native American 1%
Hispanic origin (detail)
Mexican 34%
Common ancestry
Lithuanian 1%
Foreign-born
15% · Canada
Languages at home
61% English-only · Spanish 39%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.89%
Current HPI
267.5995
Rent YoY
▲ 3.08%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+0.7% since first listed
11 events — show timeline
  • 2026-05-22 Listed $259,900 HARMLS
  • 2026-05-21 Listing Removed HARMLS
  • 2026-04-11 Listed $265,000 HARMLS
  • 2022-03-02 Sold (Public Records) Public Records
  • 2022-03-01 Sold (MLS) HARMLS
  • 2022-02-05 Pending HARMLS
  • 2022-01-21 Pending HARMLS
  • 2021-12-06 Relisted HARMLS
  • 2021-12-03 Listing Removed HARMLS
  • 2021-12-03 Listed $258,000 HARMLS
  • 1990-07-25 Sold (Public Records) Public Records

Property tax history

+6.9%/yr

Latest (2025): $4,811 · -0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…