9080 Bloomfield Ave #226 · Cypress, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 5/10 · Moderate
- Hot days now (above 89°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 7 days/yr
- Unhealthy air days in 30 yrs
- 9 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +6.2/10.0
- Livability +3.7/5.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$140,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Priced to sell!!!. .And. .in nice condition: new paint, carpet, 2 new toilets. .. .Open floorplan: kitchen overlooks dining area & living room. .Living room is 23'x14.5' & has fireplace. .. High ceilings throughout. .Large kitchen with dishwasher. .laundry off kitchen. .. 2 full baths. .. Check out master suite: 19'x11'+ private bathroom+ 2 other bdrms. .. Great price & you can move right in!. .. .. .. .Park has clubhouse, pool, playground, basketball court, exercise room, .. call agent about rent being renegotiated). .Financing to be cash or owner may carry with decent downpayment. -Fireplace Rooms:Living Room-Disability Access:None (N)
Key facts
- Clubhouse
- Swimming pool
- Large kitchen
Tags
Property features AI
Finance
- Other: Park name: Lincoln Center; Manager approval required for tenancy; Pets allowed with breed restrictions; Lot listed as 0-1 unit/acre; Elevation measured in feet; Property directions: Bloomfield St and Lincoln Ave (north of Katella Ave and south of Lincoln Ave)
- Financial info: Monthly land lease of $2,600 (park-sourced)
- HOA & community: Park-managed land lease
Exterior
- Parking: Carport with space for 3 cars; Assigned parking in Lincoln Center park
- Utilities: Public sewer; District/public water
- Home design: Mobile home (Universal model); Mobile home remains on site; Single-story
- Construction: Mobile width 24 ft; Mobile length 56 ft; Year built (builder source)
- Exterior features: Community pool; Street lighting; Park nearby; Rural community setting; One shed on property
Interior
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central cooling; Central furnace heating
- Interior features: One-level home; Single-story entry
- Laundry & utility: Laundry area in kitchen; Washer hookup; Gas and electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $140k.
Deal economics
- At list price, monthly cash flow is $2k ($21k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $140k).
- Recommended offer: $136k (3.0% below list) — sets the bar for market timing.
- Cap rate 21.5% vs local median 2.2% in Cypress — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#141 in CA, #4,900 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, employment A+, commute A; Watch: health & safety D, cost of living F.
- Cypress Elementary (suburban): math 67% / reading 69% proficiency, ranked #117 of 1,400 in CA (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising (+1.7%/yr); 70 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals leasing fast (median 10d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 6,974 units permitted in Orange County in 2024 (3,839 in 5+ unit buildings).
- This rent runs 32% of the median local income ($130k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Orange County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 1.7% rent growth), your $39k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 44 days — a 3% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 27y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $24k; list at $140k implies a 483% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 44 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.48% ✓
- Cap rate
- 21.48%
- Cash-on-cash
- 54.26%
- DSCR
- 3.41
- GRM
- 3.4
CMA / ARV
- ARV (on-the-fly)
- $181,440
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9080 Bloomfield Ave #230 | 0.00mi | 3/2.0 | 1,272 (-5%) | 1mo | $159,900 | $126 | 90 |
| 9080 Bloomfield Ave #237 | 0.00mi | 3/2.0 | 1,408 (+5%) | 4mo | $130,000 | $92 | 89 |
| 9080 Bloomfield Ave #22 | 0.00mi | 4/2.0 (+1) | 1,344 (0%) | 10mo | $185,000 | $138 | 87 |
| 9080 Bloomfield Ave #209 | 0.00mi | 3/2.0 | 1,248 (-7%) | 3mo | $129,000 | $103 | 86 |
| 22221 Bloomfield Ave #47 | 0.26mi | 2/2.0 (-1) | 1,344 (0%) | 1mo | $275,000 | $205 | 82 |
| 22221 Bloomfield #11 | 0.26mi | 2/2.0 (-1) | 1,344 (0%) | 3mo | $200,000 | $149 | 80 |
| 9080 Bloomfield Ave #193 | 0.00mi | 3/2.0 | 1,248 (-7%) | 10mo | $165,000 | $132 | 80 |
| 9080 Bloomfield Ave #122 | 0.00mi | 3/2.0 | 1,248 (-7%) | 10mo | $168,000 | $135 | 80 |
| 9080 Bloomfield Ave #141 | 0.00mi | 4/2.0 (+1) | 1,431 (+6%) | 8mo | $155,000 | $108 | 77 |
| 9080 Bloomfield Ave #192 | 0.12mi | 3/2.0 | 1,434 (+7%) | 11mo | $218,000 | $152 | 74 |
| 9080 Bloomfield Ave #213 | 0.00mi | 3/2.0 | 1,170 (-13%) | 12mo | $185,000 | $158 | 68 |
| 22221 Bloomfield Ave #48 | 0.34mi | 2/2.0 (-1) | 1,536 (+14%) | 9mo | $189,900 | $124 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.69% rent growth · sell at horizon
- IRR
- 50.9%
- Equity multiple
- 3.19×
- Total profit
- $85,737
- Equity at exit
- $20,874
- IRR
- 55.8%
- Equity multiple
- 6.16×
- Total profit
- $202,191
- Equity at exit
- $12,105
Cash invested: $39,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 90630
- Rents YoY
- 1.7%
- Active inventory
- 70
- Price-to-rent
- 3.4×
Monthly cashflow live
- Estimated rent
- $3,468 high interval (Pro) →
- Mortgage (P&I)
- −$734
- Tax est. 1.5%
- −$175 /mo · $2,100/yr
- Insurance
- −$58
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$728
- Net cashflow
- $1,772
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $35,000
- Closing costs
- $4,200
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 33 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4455 Casa Grande Cir Cypress, CA | 1.0–2.0 | 1.0–1.5 | 811 | $2,837 | $3.50 | 1d | 6 | 0.20mi |
| 4550 Lincoln Ave Cypress, CA | 1.0–2.0 | 1.0–2.0 | 860 | $3,225 | $3.75 | 1d | 3 | 0.36mi |
| 8381 E Blithedale St Long Beach, CA | 3.0 | 2.0 | 1314 | $3,600 | $2.74 | 2d | 1 | 0.50mi |
| 12750 Centralia St Lakewood, CA | 2.0 | 1.0–1.5 | 1056 | $3,350 | $3.17 | 3d | 2 | 0.52mi |
| 12750 Centralia St #43 Lakewood, CA | 2.0 | 1.5 | 1056 | $3,500 | $3.31 | 17d | 1 | 0.55mi |
| 9424 Ethel St Cypress, CA | 3.0 | 2.5 | 1780 | $4,300 | $2.42 | 15d | 1 | 0.65mi |
| 9306 Gregory St Cypress, CA | 3.0 | 2.5 | 1840 | $4,500 | $2.45 | 18d | 1 | 0.66mi |
| 22003 Belshire Ave #9 Hawaiian Gardens, CA | 2.0 | 2.0 | 1140 | $2,900 | $2.54 | 43d | 1 | 0.66mi |
| 4801 Merten Ave Cypress, CA | 3.0 | 2.0 | 1500 | $3,875 | $2.58 | 1d | 1 | 0.70mi |
| 4812 Grace Ave Unit C Cypress, CA | 2.0 | 2.0 | 900 | $2,395 | $2.66 | 13d | 1 | 0.80mi |
| 8120 E Turbo St Long Beach, CA | 3.0 | 1.5 | 1120 | $3,900 | $3.48 | 43d | 1 | 0.81mi |
| 8561 Belmont St Unit 6 Cypress, CA | 3.0 | 2.5 | 1265 | $3,695 | $2.92 | 1d | 1 | 0.85mi |
| 8561 Belmont St Unit 7 Cypress, CA | 3.0 | 2.0 | 1320 | $4,145 | $3.14 | 10d | 1 | 0.85mi |
| 20817 Ely Ave Lakewood, CA | 3.0 | 1.0 | 1102 | $3,550 | $3.22 | 2d | 1 | 0.98mi |
| 21526 Juan Ave Hawaiian Gardens, CA | 2.0 | 2.0 | 1200 | $3,000 | $2.50 | 24d | 1 | 0.99mi |
| 4646 Larwin Ave Cypress, CA | 4.0 | 2.5 | 1562 | $3,800 | $2.43 | 1d | 1 | 1.01mi |
| 12050 226th St Hawaiian Gardens, CA | 3.0 | 2.0 | 1063 | $3,100 | $2.92 | 43d | 1 | 1.03mi |
| 12610 Vandemere St Lakewood, CA | 3.0 | 2.0 | 1056 | $8,250 | $7.81 | 1d | 1 | 1.05mi |
| 10403 Stratton Ct Cypress, CA | 4.0 | 2.5 | 1327 | $3,600 | $2.71 | 43d | 1 | 1.21mi |
| 12350 Del Amo Blvd Lakewood, CA | 1.0–3.0 | 1.0–2.0 | 866 | $3,173 | $3.66 | 2d | 27 | 1.24mi |
| 5475 Villa Way #34 Cypress, CA | 3.0 | 2.5 | 1374 | $3,600 | $2.62 | 2d | 1 | 1.24mi |
| 5477 Twin Lakes Dr Cypress, CA | 2.0 | 1.0 | 1156 | $2,495 | $2.16 | 1d | 1 | 1.25mi |
| 4002 Bryant Ct Cypress, CA | 3.0 | 1.5 | 1046 | $3,400 | $3.25 | 22d | 1 | 1.25mi |
| 10002 Saint Stephen Cir Cypress, CA | 3.0 | 1.5 | 1205 | $3,700 | $3.07 | 17d | 1 | 1.25mi |
| 5524 Camp St Cypress, CA | 4.0 | 3.0 | 1613 | $4,200 | $2.60 | 1d | 1 | 1.29mi |
| 8626 Watson St Unit 8650-E Cypress, CA | 2.0 | 1.0 | 900 | $2,350 | $2.61 | 10d | 1 | 1.29mi |
| 8626 Watson St Unit 8644 Cypress, CA | 2.0 | 1.0 | 900 | $2,450 | $2.72 | 1d | 1 | 1.29mi |
| 8791 Walker St Cypress, CA | 1.0–2.0 | 1.0 | 830 | $2,535 | $3.05 | 1d | 8 | 1.30mi |
| 12022 207th St Lakewood, CA | 3.0 | 2.0 | 1088 | $3,950 | $3.63 | 7d | 1 | 1.31mi |
| 12022 207th St Lakewood, CA | 3.0 | 2.0 | 1088 | $3,950 | $3.63 | 24d | 1 | 1.31mi |
| 21525 Pioneer Blvd Lakewood, CA | 2.0 | 2.0 | 910 | $2,595 | $2.85 | 43d | 1 | 1.37mi |
| 20726 Seine Ave Lakewood, CA | 3.0 | 2.0 | 1354 | $3,400 | $2.51 | 20d | 1 | 1.41mi |
| 20810 Arline Ave Apt 14 Lakewood, CA | 2.0 | 1.5 | 896 | $2,495 | $2.78 | 43d | 1 | 1.47mi |
Listing history 16 events
-
2026-06-09days on market $140,000 Active 44 DOM
-
2026-06-08days on market $140,000 Active 43 DOM
-
2026-06-07days on market $140,000 Active 42 DOM
-
2026-06-04days on market $140,000 Active 39 DOM
-
2026-06-03days on market $140,000 Active 38 DOM
-
2026-06-02days on market $140,000 Active 37 DOM
-
2026-06-01days on market $140,000 Active 36 DOM
-
2026-05-31days on market $140,000 Active 35 DOM
-
2026-04-26$140,000 Active
-
2015-01-06historical Expired
-
2014-10-07Active
-
2011-09-12soldstatus $24,000 Closed 662-char remark
Show marketing remark (662 chars)
Priced to sell!!!. .And. .in nice condition: new paint, carpet, 2 new toilets. .. .Open floorplan: kitchen overlooks dining area & living room. .Living room is 23'x14.5' & has fireplace. .. High ceilings throughout. .Large kitchen with dishwasher. .laundry off kitchen. .. 2 full baths. .. Check out master suite: 19'x11'+ private bathroom+ 2 other bdrms. .. Great price & you can move right in!. .. .. .. .Park has clubhouse, pool, playground, basketball court, exercise room, .. call agent about rent being renegotiated). .Financing to be cash or owner may carry with decent downpayment. -Fireplace Rooms:Living Room-Disability Access:None (N)
-
2011-08-05status Pending 662-char remark
Show marketing remark (662 chars)
Priced to sell!!!. .And. .in nice condition: new paint, carpet, 2 new toilets. .. .Open floorplan: kitchen overlooks dining area & living room. .Living room is 23'x14.5' & has fireplace. .. High ceilings throughout. .Large kitchen with dishwasher. .laundry off kitchen. .. 2 full baths. .. Check out master suite: 19'x11'+ private bathroom+ 2 other bdrms. .. Great price & you can move right in!. .. .. .. .Park has clubhouse, pool, playground, basketball court, exercise room, .. call agent about rent being renegotiated). .Financing to be cash or owner may carry with decent downpayment. -Fireplace Rooms:Living Room-Disability Access:None (N)
-
2011-07-19$26,900 Active 662-char remark
Show marketing remark (662 chars)
Priced to sell!!!. .And. .in nice condition: new paint, carpet, 2 new toilets. .. .Open floorplan: kitchen overlooks dining area & living room. .Living room is 23'x14.5' & has fireplace. .. High ceilings throughout. .Large kitchen with dishwasher. .laundry off kitchen. .. 2 full baths. .. Check out master suite: 19'x11'+ private bathroom+ 2 other bdrms. .. Great price & you can move right in!. .. .. .. .Park has clubhouse, pool, playground, basketball court, exercise room, .. call agent about rent being renegotiated). .Financing to be cash or owner may carry with decent downpayment. -Fireplace Rooms:Living Room-Disability Access:None (N)
-
2000-03-24historical
-
1999-11-24$53,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥89°F today · 24 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 5/10 Major 7 unhealthy d/yr today · 9 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $41,619
- − Mortgage interest
- −$7,842
- − Property taxes
- −$2,100
- − Insurance
- −$700
- − Repairs & maintenance
- −$3,329
- − Management
- −$3,329
- − Depreciation
- −$4,073
- Taxable income
- $20,245
- Est. tax owed @ 24.0%
- −$4,859
- After-tax cash flow
- $16,410/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Cypress Elementary
- NCES district ID
- 0610440
- Math proficiency
- 67% ▲ 1.00%
- Reading proficiency
- 69% ▲ 1.00%
- Median HH income
- $83,769
- Composite
- 62.21/100
- National rank
- #1446
- State rank
- #117 of 1400 in CA
Livability — Cypress
- Score
- 74/100
- State rank
- #141
- US rank
- #4900
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Cypress, CA
- County
- Orange County · 3,096,323 people
- City population
- 49,318
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- Population (ZIP)
- 49,318
- Household income
- $130,154
- Rent vs Own
- Severe rent burden
- 1431.0
Population outlook (Orange County) Hauer SSP2
- Today (2025)
- 3,477,456 people
- By 2030
- 3,613,117 · +3.9%
- By 2040
- 3,835,945 · +10.3%
- By 2050
- 3,968,736 · +14.1%
- By 2075
- 4,097,053 · +17.8%
- By 2100
- 3,903,633 · +12.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.71)
- Race & ethnicity
- Asian 37% White 31% Hispanic / Latino 22% Two or more races 14% Black 3%
- Hispanic origin (detail)
- Mexican 15%
- Common ancestry
- Lithuanian 2% Iranian 1% Italian 1%
- Foreign-born
- 31% · South Korea, Canada, China
- Languages at home
- 57% English-only · Spanish 12% Korean 11% Chinese 5%
Political lean MEDSL · Orange
- 2024 margin
- Toss-up / Even · D 49.7% · R 47.1% · Other 3.2%
- 2008→2024 swing
- +5.2pp toward D · 2008: -2.6pp · 2024: 2.6pp
- All cycles
- 2024: D+2.6 2020: D+9.0 2016: D+7.7 2012: R+8.3 2008: R+2.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -870.99%
- Current HPI
- 402.6083
- Rent YoY
- ▲ 1.69%
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
|
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+161.7% since first listed8 events — show timeline
- 2026-04-26 Listed $140,000 CRMLS
- 2015-01-06 Delisted — TheMLS
- 2014-10-07 Listed — TheMLS
- 2011-09-12 Sold (MLS) $24,000 CRMLS
- 2011-08-05 Pending — CRMLS
- 2011-07-19 Listed $26,900 CRMLS
- 2000-03-24 Listing Removed — CRMLS
- 1999-11-24 Listed $53,500 CRMLS
Property tax history
-6.7%/yrLatest (2025): $83 · +2.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…