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270 Forehand Ln
D- Composite 38.9
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.5/15.0
  • Cash flow +10.8/30.0
  • DSCR +3.1/10.0
  • Schools +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Livability +2.4/5.0
  • 1% rule +2.1/10.0
  • Appreciation +0.0/10.0

$195,900

270 Forehand Ln · Hiltonia, GA 30467
2 bd · 1.5 ba · 1,479 sqft · SingleFamily public records · 97 Days on market
Built 1982 3.05 ac lot $132/sqft · 11% below area Est $220k · 11% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This cozy brick home sits on over 3 acres and is surrounded by natural shade and open space that gives the feeling of your own private woodland setting. Inside, the home features a comfortable layout with 3 bedrooms and 2 bathrooms, ideal for a small family, first time home buyers, or anyone looking to enjoy a simpler lifestyle in a serene environment. Also featured is a fireplace with a wood burning insert and updated windows and flooring. Outside, there is plenty of room for gardening, outdoor grilling on the large wooden deck, and tons of space for pets. Whether you are looking for a quiet country home, an investment opportunity, or a private getaway, this property offers space, charm, and endless potential. This home is being sold as-is.

Key facts

  • Large wooden deck
  • Updated windows
  • Space for gardening

Tags

BRICK HOMEPRIVATE WOODLAND SETTINGUPDATED WINDOWSLARGE WOODEN DECKSPACE FOR GARDENINGSPACE FOR PETS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath single-family listed at $196k.

Deal economics

  • At list price, monthly cash flow is $-88 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $180k (7.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $139k (29.3% below list).
  • Recommended offer: $139k (29.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 47/100 on livability (#598 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: crime F, amenities F, commute F.
  • Screven County (town): math 39% / reading 33% proficiency, ranked #66 of 174 in GA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Screven County Elementary School (math 40% / reading 29%, grade F, #531 of 1,228 statewide, top 45%, 1,004 students, 81% FRL); Screven County Middle School (math 37% / reading 35%, grade F, #178 of 470 statewide, top 39%, 455 students, 81% FRL); Screven County High School (math 37% / reading 37%, grade F, #68 of 424 statewide, top 17%, 589 students, 76% FRL).
  • Market conditions: 77 active listings in the ZIP; 23 units permitted in Screven County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Screven County population projected at -21% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 97 days — a 9% lower offer ($178k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $51k; list at $196k implies a 284% gain — meaningful room to come down on a strong offer.
Recommended offer $138,591 (29.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 97 days. Have you received any prior offers? Is the seller open to a 29% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.71%
Cap rate
5.75%
Cash-on-cash
-1.92%
DSCR
0.91
GRM
11.8

CMA / ARV

ARV (median comp)
$220,467
List price
$195,900
Delta
-11.14%
Verdict
UNDERPRICED
Comps
1 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-19.5%
Equity multiple
0.32×
Total profit
$-37,428
Equity at exit
$29,209
10-year hold
IRR
-12.4%
Equity multiple
0.27×
Total profit
$-40,145
Equity at exit
$16,938

Cash invested: $54,852 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30467

Home prices YoY
-14.3%
Active inventory
77
Price-to-rent
11.8×

Monthly cashflow live

Estimated rent
$1,386 medium interval (Pro) →
Mortgage (P&I)
$1,027
Tax from tax record
$74 /mo · $886/yr
Insurance
$82
HOA
$0
Vacancy / Maint / Mgmt
$291
Net cashflow
$-88

Break-even live

Break-even rent $1,497
Max offer price $180,368
Occupancy floor

Sensitivity live

Price -10% $23 -5% $-32 +0% $-88 +5% $-143 +10% $-199
Rent -10% $-197 -5% $-143 +0% $-88 +5% $-33 +10% $22
Rate -1.0pp $11 -0.5pp $-38 base $-88 +0.5pp $-139 +1.0pp $-190

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$48,975
Closing costs
$5,877
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-06-15
    status $195,900 Under Contract 97 DOM
  2. 2026-06-15
    days on market $195,900 Active 97 DOM
  3. 2026-06-14
    days on market $195,900 Active 95 DOM
  4. 2026-06-13
    days on market $195,900 Active 94 DOM
  5. 2026-06-10
    days on market $195,900 Active 92 DOM
  6. 2026-06-09
    days on market $195,900 Active 91 DOM
  7. 2026-06-08
    days on market $195,900 Active 90 DOM
  8. 2026-06-07
    days on market $195,900 Active 89 DOM
  9. 2026-06-03
    days on market $195,900 Active 85 DOM
  10. 2026-06-02
    days on market $195,900 Active 84 DOM
  11. 2026-06-01
    days on market $195,900 Active 83 DOM
  12. 2026-05-31
    statusdays on market $195,900 Active 82 DOM
  13. 2026-05-30
    days on market $195,900 Price Change 81 DOM
  14. 2026-05-13
    price $199,900 753-char remark
    Show marketing remark (753 chars)

    This cozy brick home sits on over 3 acres and is surrounded by natural shade and open space that gives the feeling of your own private woodland setting. Inside, the home features a comfortable layout with 3 bedrooms and 2 bathrooms, ideal for a small family, first time home buyers, or anyone looking to enjoy a simpler lifestyle in a serene environment. Also featured is a fireplace with a wood burning insert and updated windows and flooring. Outside, there is plenty of room for gardening, outdoor grilling on the large wooden deck, and tons of space for pets. Whether you are looking for a quiet country home, an investment opportunity, or a private getaway, this property offers space, charm, and endless potential. This home is being sold as-is.

  15. 2026-04-20
    price $214,900 753-char remark
    Show marketing remark (753 chars)

    This cozy brick home sits on over 3 acres and is surrounded by natural shade and open space that gives the feeling of your own private woodland setting. Inside, the home features a comfortable layout with 3 bedrooms and 2 bathrooms, ideal for a small family, first time home buyers, or anyone looking to enjoy a simpler lifestyle in a serene environment. Also featured is a fireplace with a wood burning insert and updated windows and flooring. Outside, there is plenty of room for gardening, outdoor grilling on the large wooden deck, and tons of space for pets. Whether you are looking for a quiet country home, an investment opportunity, or a private getaway, this property offers space, charm, and endless potential. This home is being sold as-is.

  16. 2026-03-10
    listed $225,000 New 753-char remark
    Show marketing remark (753 chars)

    This cozy brick home sits on over 3 acres and is surrounded by natural shade and open space that gives the feeling of your own private woodland setting. Inside, the home features a comfortable layout with 3 bedrooms and 2 bathrooms, ideal for a small family, first time home buyers, or anyone looking to enjoy a simpler lifestyle in a serene environment. Also featured is a fireplace with a wood burning insert and updated windows and flooring. Outside, there is plenty of room for gardening, outdoor grilling on the large wooden deck, and tons of space for pets. Whether you are looking for a quiet country home, an investment opportunity, or a private getaway, this property offers space, charm, and endless potential. This home is being sold as-is.

  17. 2000-06-06
    soldstatus $51,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$886 · $74/mo
Projected year-2 tax
$1,802 · $150/mo
Expected delta
+$916/yr (+$76/mo · 103.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,631
− Mortgage interest
−$10,973
− Property taxes
−$886
− Insurance
−$980
− Repairs & maintenance
−$1,330
− Management
−$1,330
− Depreciation
−$5,699
Taxable loss
−$4,568
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,096
After-tax cash flow
$41/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Screven County
NCES district ID
1304500
Math proficiency
39% ▼ -3.00%
Reading proficiency
33% ▼ -4.00%
Median HH income
$34,477
Composite
29.72/100
National rank
#6447
State rank
#66 of 174 in GA

Livability — Hiltonia

Score
47/100
State rank
#598
US rank
#26345

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hiltonia, GA
Population (ZIP)
11,606

Population outlook (Screven County) Hauer SSP2

Today (2025)
13,462 people
By 2030
12,957 · -3.8%
By 2040
11,853 · -12.0%
By 2050
10,686 · -20.6%
By 2075
8,272 · -38.6%
By 2100
6,545 · -51.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (53%)
Race & ethnicity
White 53% Black 42% Two or more races 5% Hispanic / Latino 2%
Common ancestry
Italian 3% Danish 1% Slovak 1%
Foreign-born
0% · Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Screven

2024 margin
Strong R (+25.2) · D 37.3% · R 62.5%
2008→2024 swing
-19.0pp toward R · 2008: -6.2pp · 2024: -25.2pp
All cycles
2024: R+25.2 2020: R+18.9 2016: R+17.6 2012: R+8.5 2008: R+6.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -38.03%
Current HPI
227.565
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+292.0% since first listed
4 events — show timeline
  • 2026-05-13 Price Changed $199,900 GAMLS
  • 2026-04-20 Price Changed $214,900 GAMLS
  • 2026-03-10 Listed $225,000 GAMLS
  • 2000-06-06 Sold (Public Records) $51,000 Public Records

Property tax history

+0.3%/yr

Latest (2025): $886 · -9.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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