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5246 Sachem Dr
C+ Composite 63.43
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.9/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.7/10.0
  • 1% rule +5.9/10.0
  • Livability +4.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.2/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$117,999

5246 Sachem Dr · San Antonio, TX 78242
3 bd · 2.0 ba · 824 sqft · SingleFamily public records · 479 Days on market
Built 1978 7,474 sqft lot $143/sqft · 29% below area Est $165k · 29% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

INVESTORS! This might be the ideal fixer upper that you have been looking for. It has some fire damage and is being sold AS IS but it is in a good location and has lots of potential. This home features three bedrooms, one bathroom and a one car attached garage. It has easy access to both 410 and I-35. WE MAKE IT EASY TO OWN. This is a great opportunity! Don't wait, call us today to get more information on the owner's easy terms and smooth process that may be able to put the deed in your name and make this your dream investment.

Key facts

  • 7,474 sq ft lot
  • Garage
  • Built 1978

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $118k.

Deal economics

  • At list price, monthly cash flow is $229 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $118k).
  • Recommended offer: $104k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.6% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
  • Southwest ISD (rural): math 21% / reading 31% proficiency, ranked #701 of 826 in TX (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-1.3%/yr); 91 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $816 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 479 days — a 12% lower offer ($104k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $32k; list at $118k implies a 265% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $103,839 (12.0% below list)

Questions for the listing agent

  1. It's been on market 479 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.09%
Cap rate
8.62%
Cash-on-cash
8.32%
DSCR
1.37
GRM
7.6

CMA / ARV

ARV (median comp)
$165,107
List price
$117,999
Delta
-28.53%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5301 Castle Cv 0.19mi 3/1.0 852 (+3%) 14mo $140,000 $164 70
8638 Standing Bear 0.23mi 3/2.0 947 (+15%) 2mo $90,000 $95 63
5154 Sagamore Dr 0.12mi 3/1.5 900 (+9%) 19mo $184,996 $206 61
9170 Port Victoria 0.27mi 3/1.0 896 (+9%) 19mo $135,000 $151 53
5823 Bowsprit 0.71mi 3/1.0 900 (+9%) 3mo $129,000 $143 45
5358 Trading Post Dr 0.38mi 3/1.5 930 (+13%) 17mo $139,995 $151 45
8610 Big Creek Dr 0.53mi 3/2.0 928 (+13%) 14mo $160,000 $172 43
9122 Seafarer 0.62mi 2/1.0 (-1) 914 (+11%) 10mo $119,000 $130 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-7.0%
Equity multiple
0.75×
Total profit
$-8,315
Equity at exit
$17,594
10-year hold
IRR
-1.6%
Equity multiple
0.91×
Total profit
$-3,058
Equity at exit
$10,202

Cash invested: $33,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78242

Home prices YoY
-17.6%
Rents YoY
-1.3%
Active inventory
91
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$1,290 high interval (Pro) →
Mortgage (P&I)
$619
Tax from tax record
$122 /mo · $1,467/yr
Insurance
$49
HOA
$0
Vacancy / Maint / Mgmt
$271
Net cashflow
$229

Break-even live

Break-even rent $1,000
Max offer price $117,999
Occupancy floor 77%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$29,500
Closing costs
$3,540
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8715 Yellow Knife St San Antonio, TX 3.0 2.0 900 $1,125 $1.25 23d 1 0.19mi
9228 Balboa Port Dr San Antonio, TX 3.0 2.0 1064 $1,500 $1.41 43d 1 0.68mi
5427 Indian Desert St San Antonio, TX 3.0 2.0 888 $1,195 $1.35 21d 1 0.79mi
5510 Seahorse Dr San Antonio, TX 3.0 1.5 1060 $1,395 $1.32 4d 1 0.93mi
7910 Dempsey Dr San Antonio, TX 2.0 1.0 550 $695 $1.26 43d 1 1.12mi
9447 Tarbutton Trl San Antonio, TX 3.0 2.0 1007 $1,550 $1.54 16d 1 1.27mi
9323 Somerset Rd Unit 710 San Antonio, TX 2.0 2.0 954 $981 $1.03 3d 1 1.47mi
5415 Ray Ellison Blvd San Antonio, TX 1.0–2.0 1.0–2.0 878 $1,240 $1.41 4d 24 1.47mi
7515 Holm Rd San Antonio, TX 1.0–3.0 1.0–2.0 886 $1,404 $1.58 3d 31 1.50mi
9257 Somerset Rd San Antonio, TX 2.0 2.0 850 $863 $1.02 43d 1 1.50mi

Listing history 27 events

  1. 2026-06-18
    days on market $117,999 Active 479 DOM
  2. 2026-06-17
    days on market $117,999 Active 478 DOM
  3. 2026-06-16
    days on market $117,999 Active 477 DOM
  4. 2026-06-15
    days on market $117,999 Active 476 DOM
  5. 2026-06-13
    days on market $117,999 Active 474 DOM
  6. 2026-06-09
    days on market $117,999 Active 470 DOM
  7. 2026-06-08
    days on market $117,999 Active 469 DOM
  8. 2026-06-07
    days on market $117,999 Active 468 DOM
  9. 2026-06-04
    days on market $117,999 Active 465 DOM
  10. 2026-06-03
    days on market $117,999 Active 464 DOM
  11. 2026-06-02
    days on market $117,999 Active 463 DOM
  12. 2026-06-01
    days on market $117,999 Active 462 DOM
  13. 2026-05-31
    days on market $117,999 Active 461 DOM
  14. 2025-07-03
    status Active 534-char remark
    Show marketing remark (534 chars)

    INVESTORS! This might be the ideal fixer upper that you have been looking for. It has some fire damage and is being sold AS IS but it is in a good location and has lots of potential. This home features three bedrooms, one bathroom and a one car attached garage. It has easy access to both 410 and I-35. WE MAKE IT EASY TO OWN. This is a great opportunity! Don't wait, call us today to get more information on the owner's easy terms and smooth process that may be able to put the deed in your name and make this your dream investment.

  15. 2025-06-24
    status Pending 534-char remark
    Show marketing remark (534 chars)

    INVESTORS! This might be the ideal fixer upper that you have been looking for. It has some fire damage and is being sold AS IS but it is in a good location and has lots of potential. This home features three bedrooms, one bathroom and a one car attached garage. It has easy access to both 410 and I-35. WE MAKE IT EASY TO OWN. This is a great opportunity! Don't wait, call us today to get more information on the owner's easy terms and smooth process that may be able to put the deed in your name and make this your dream investment.

  16. 2025-06-07
    status Pending 534-char remark
    Show marketing remark (534 chars)

    INVESTORS! This might be the ideal fixer upper that you have been looking for. It has some fire damage and is being sold AS IS but it is in a good location and has lots of potential. This home features three bedrooms, one bathroom and a one car attached garage. It has easy access to both 410 and I-35. WE MAKE IT EASY TO OWN. This is a great opportunity! Don't wait, call us today to get more information on the owner's easy terms and smooth process that may be able to put the deed in your name and make this your dream investment.

  17. 2025-01-29
    listed $117,999 Active 534-char remark
    Show marketing remark (534 chars)

    INVESTORS! This might be the ideal fixer upper that you have been looking for. It has some fire damage and is being sold AS IS but it is in a good location and has lots of potential. This home features three bedrooms, one bathroom and a one car attached garage. It has easy access to both 410 and I-35. WE MAKE IT EASY TO OWN. This is a great opportunity! Don't wait, call us today to get more information on the owner's easy terms and smooth process that may be able to put the deed in your name and make this your dream investment.

  18. 2024-09-20
    soldstatus
  19. 2021-09-03
    soldstatus
  20. 2019-12-04
    soldstatus Sold 408-char remark
    Show marketing remark (408 chars)

    Single family home that contains 824 sq ft and was built in 1978. It contains 3 bedrooms and 2 bathrooms. As is! Close to Pearsall Park and easy access to Interstate 35 Access Rd. Casa familiar que contiene 824 pies cuadrados y fue construido en 1978. Consta de 3 dormitorios y 2 baños. ¡Como está! Cerca de Pearsall Park y de fácil acceso a la autopista interestatal 35 Access Rd.

  21. 2019-11-19
    status Pending 408-char remark
    Show marketing remark (408 chars)

    Single family home that contains 824 sq ft and was built in 1978. It contains 3 bedrooms and 2 bathrooms. As is! Close to Pearsall Park and easy access to Interstate 35 Access Rd. Casa familiar que contiene 824 pies cuadrados y fue construido en 1978. Consta de 3 dormitorios y 2 baños. ¡Como está! Cerca de Pearsall Park y de fácil acceso a la autopista interestatal 35 Access Rd.

  22. 2019-09-12
    listed $79,900 Active 408-char remark
    Show marketing remark (408 chars)

    Single family home that contains 824 sq ft and was built in 1978. It contains 3 bedrooms and 2 bathrooms. As is! Close to Pearsall Park and easy access to Interstate 35 Access Rd. Casa familiar que contiene 824 pies cuadrados y fue construido en 1978. Consta de 3 dormitorios y 2 baños. ¡Como está! Cerca de Pearsall Park y de fácil acceso a la autopista interestatal 35 Access Rd.

  23. 2019-09-11
    historical
  24. 2019-05-14
    listed $79,900 Active
  25. 1998-06-17
    soldstatus
  26. 1998-06-17
    soldstatus
  27. 1996-09-16
    soldstatus $32,362

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,467 · $122/mo
Projected year-2 tax
$2,159 · $180/mo
Expected delta
+$692/yr (+$58/mo · 47.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,481
− Mortgage interest
−$6,610
− Property taxes
−$1,467
− Insurance
−$590
− Repairs & maintenance
−$1,239
− Management
−$1,239
− Depreciation
−$3,433
Taxable income
$905
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$217
After-tax cash flow
$2,530/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Southwest ISD
NCES district ID
4840950
Math proficiency
21% ▼ -21.00%
Reading proficiency
31% ▼ -5.00%
Median HH income
$43,362
Composite
22.22/100
National rank
#8153
State rank
#701 of 826 in TX

Livability — San Antonio

Score
80/100
State rank
#31
US rank
#1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Antonio, TX
County
Bexar County · 1,990,555 people
City population
1,806,925
Metro
San Antonio-New Braunfels, TX
Population (ZIP)
36,168
Household income
$50,644
Rent vs Own
46.4% rent · 53.6% own
Severe rent burden
1778.0

Population outlook (Bexar County) Hauer SSP2

Today (2025)
2,336,851 people
By 2030
2,560,728 · +9.6%
By 2040
3,020,569 · +29.3%
By 2050
3,493,522 · +49.5%
By 2075
4,668,459 · +99.8%
By 2100
5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (86%)
Race & ethnicity
Hispanic / Latino 86% Two or more races 25% White 8% Black 3% Native American 2%
Hispanic origin (detail)
Mexican 67%
Common ancestry
Romanian 1% Italian 1%
Foreign-born
20% · Canada
Languages at home
43% English-only · Spanish 55%

Political lean MEDSL · Bexar

2024 margin
Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
2008→2024 swing
+4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
All cycles
2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -55.63%
Current HPI
259.9788
Rent YoY
▼ -1.32%
Metro
San Antonio-New Braunfels, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+264.6% since first listed
14 events — show timeline
  • 2025-07-03 Relisted HARMLS
  • 2025-06-24 Pending HARMLS
  • 2025-06-07 Pending HARMLS
  • 2025-01-29 Listed $117,999 HARMLS
  • 2024-09-20 Sold (Public Records) Public Records
  • 2021-09-03 Sold (Public Records) Public Records
  • 2019-12-04 Sold (MLS) HARMLS
  • 2019-11-19 Pending HARMLS
  • 2019-09-12 Listed $79,900 HARMLS
  • 2019-09-11 Listing Removed HARMLS
  • 2019-05-14 Listed $79,900 HARMLS
  • 1998-06-17 Sold (Public Records) Public Records
  • 1998-06-17 Sold (Public Records) Public Records
  • 1996-09-16 Sold (Public Records) $32,362 Public Records

Property tax history

+3.0%/yr

Latest (2025): $1,467 · -19.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…