5104 Emo St · Coral Hills, MD 20743

$249,999

4 bd · 1.5 ba · 1,240 sqft · SingleFamily public records · 173 Days on market

Built 1974 6,000 sqft lot $202/sqft · 28% below area Est $348k · 28% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.9/30.0
• ARV discount +15.0/15.0
• DSCR +7.7/10.0
• 1% rule +6.4/10.0
• Rent growth +4.0/5.0
• Livability +3.3/5.0
• Condition / age +2.5/5.0
• Schools +1.7/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Priced to build equity in Capitol Heights! Solid structure with the opportunity to customize flooring, kitchen finishes, appliances, and paint. Ideal for buyers using an FHA 203(k) renovation loan, with strong potential for value after improvements. This two story colonial is conveniently located in a mature neighborhood just minutes from DC and approximately a 10–15 minute walk or 2–4 minute drive to the Capitol Heights Metro Station, making commuting easy. Four bedrooms with one full bath on the upper level and the main level features separate kitchen, living room, 1/2 bath and laundry area. There is a two car drive way and ample street parking. The fenced in back yard is large and you can access the patio from the kitchen back door. The spacious lot is perfect for outdoor enjoyment, entertaining, and summer gatherings. Bring your vision and make this house your home! Come take a tour!!

Key facts

• Separate kitchen
• Access the patio
• Fenced in back yard

Tags

• WALKING DISTANCE TO BUS STOPS
• CAPITOL HEIGHTS METRO STATION
• SHORT DRIVE FROM WASHINGTON DC
• SEPARATE KITCHEN
• FENCED IN BACK YARD
• ACCESS THE PATIO

What this means for you Summary

Snapshot

• This is a 4-bed/1.5-bath single-family listed at $250k.

Deal economics

• At list price, monthly cash flow is $484 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $250k).
• Recommended offer: $220k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.6% vs local median 5.3% in Coral Hills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#223 in MD) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A, employment B; Watch: schools F, crime D-, amenities F.
• Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising fast (+5.9%/yr); 217 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
• This rent runs 45% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 5.9% rent growth), your $70k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 173 days — a 12% lower offer ($220k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $24k; list at $250k implies a 942% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: moderate wind risk, 22% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $219,999 (12.0% below list)

Questions for the listing agent

1. It's been on market 173 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.14% ✓
• Cap rate: 8.62%
• Cash-on-cash: 8.30%
• DSCR: 1.37
• GRM: 7.3

CMA / ARV

• ARV (median comp): $347,741
• List price: $249,999
• Delta: -28.11%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1009 Quietview Dr	0.17mi	3/1.0 (-1)	1,191 (-4%)	9mo	$263,700	$221	71
504 Capitol Heights Blvd	0.46mi	4/2.0	1,339 (+8%)	1mo	$350,000	$261	62
623 Elfin Ave	0.17mi	3/2.0 (-1)	1,064 (-14%)	2mo	$320,000	$301	59
916 Highview Dr	0.23mi	3/1.0 (-1)	1,371 (+11%)	8mo	$290,000	$212	58
11 Capitol Heights Blvd	0.60mi	3/1.0 (-1)	1,280 (+3%)	6mo	$105,000	$82	54
1011 Balboa	0.49mi	3/2.0 (-1)	1,152 (-7%)	6mo	$190,000	$165	54
702 Capitol Heights Blvd	0.22mi	5/3.5 (+1)	1,062 (-14%)	2mo	$330,000	$311	51
1528 Ruston Ave	0.70mi	4/2.0	1,144 (-8%)	5mo	$350,000	$306	48
509 Abel Ave	0.43mi	3/2.0 (-1)	1,107 (-11%)	9mo	$275,000	$248	48
5627 Oakford Rd	0.71mi	4/2.0	1,350 (+9%)	8mo	$169,600	$126	44
500 Suffolk Ave	0.60mi	4/2.5	1,386 (+12%)	7mo	$225,000	$162	42
5109 Bass Pl SE	0.73mi	4/2.0	1,091 (-12%)	4mo	$380,000	$348	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.9% rent growth · sell at horizon

5-year hold

• IRR: -0.4%
• Equity multiple: 0.99×
• Total profit: $-1,044
• Equity at exit: $37,276

10-year hold

• IRR: 12.2%
• Equity multiple: 2.09×
• Total profit: $76,410
• Equity at exit: $21,615

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 20743

• Rents YoY: 5.9%
• Active inventory: 217
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $2,856 high
• Mortgage (P&I): −$1,311
• Tax from tax record: −$357 /mo · $4,284/yr
• Insurance: −$104
• HOA: −$0
• Vacancy / Maint / Mgmt: −$600
• Net cashflow: $484

Break-even live

Break-even rent $2,243

Max offer price $249,999

Occupancy floor 78%

Sensitivity live

Price	-10% $625	-5% $555	+0% $484	+5% $413	+10% $342
Rent	-10% $258	-5% $371	+0% $484	+5% $597	+10% $710
Rate	-1.0pp $610	-0.5pp $548	base $484	+0.5pp $419	+1.0pp $353

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,500
• Closing costs: $7,500
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
912 Elfin Ave Capitol Heights, MD	3.0	2.0	1028	$2,000	$1.95	44d	1	0.24mi
1205 Mentor Ave Capitol Heights, MD	3.0	1.0	1400	$3,000	$2.14	44d	1	0.31mi
5401 Riba Ct Capitol Heights, MD	4.0	3.0	1150	$3,300	$2.87	5d	1	0.32mi
5401 Call Pl SE Washington, DC	2.0–3.0	1.0	1094	$2,626	$2.40	2d	2	0.46mi
1111 Balboa Ave Capitol Heights, MD	3.0	1.0	864	$2,000	$2.31	18d	1	0.52mi
5539 Central Ave SE Washington, DC	3.0	2.0	1140	$2,300	$2.02	22d	1	0.55mi
5344 C St SE Unit 102 Washington, DC	3.0	2.0	1000	$2,499	$2.50	24d	1	0.55mi
5344 C St SE Unit 302 Washington, DC	3.0	2.0	1000	$2,100	$2.10	24d	1	0.55mi
5119 E St SE Washington, DC	3.0	1.0	941	$4,000	$4.25	19d	1	0.57mi
22 Chamber Ave Capitol Heights, MD	3.0	1.0	942	$3,000	$3.18	44d	1	0.60mi
1209 Brooke Rd Capitol Heights, MD	3.0	2.0	1000	$3,200	$3.20	19d	1	0.61mi
17 Quire Ave Capitol Heights, MD	5.0	2.0	1300	$2,850	$2.19	44d	1	0.65mi
416 Topeka Ave Unit A Capitol Heights, MD	3.0	2.0	1170	$2,800	$2.39	44d	1	0.67mi
1201 Benning Rd Capitol Heights, MD	1.0–3.0	1.0	854	$2,090	$2.45	2d	36	0.67mi
5037 Benning Rd SE Washington, DC	3.0	2.0	1184	$3,100	$2.62	24d	1	0.68mi
1513 Pacific Ave Capitol Heights, MD	3.0	1.0	1008	$2,450	$2.43	44d	1	0.69mi
4648 Hillside Rd SE Apt 1 Washington, DC	4.0	2.0	1389	$4,200	$3.02	24d	1	0.71mi
1193 46th Pl SE Washington, DC	3.0	1.0	1056	$3,200	$3.03	24d	1	0.72mi
5225 Marlboro Pike Capitol Heights, MD	2.0–4.0	1.0–2.0	1050	$2,400	$2.29	1d	3	0.73mi
5284 Marlboro Pike Capitol Heights, MD	1.0–3.0	1.0–1.5	812	$1,979	$2.44	2d	12	0.74mi
4632 Hillside Rd SE Unit 1 Washington, DC	4.0	2.0	1222	$3,000	$2.45	24d	1	0.75mi
5237 Marlboro Pike Capitol Heights, MD	3.0	1.0	655	$1,817	$2.77	44d	1	0.78mi
1935 Brooks Dr Capitol Heights, MD	1.0–3.0	1.0–1.5	865	$1,785	$2.06	2d	9	0.84mi
5074 Central Ave SE Washington, DC	4.0	2.0	1349	$5,200	$3.85	22d	1	0.86mi
4601 Pistachio Ln Capitol Heights, MD	3.0	2.5	1376	$2,795	$2.03	17d	1	0.88mi
5347 Ames St NE Washington, DC	3.0	2.0	1428	$3,000	$2.10	24d	1	0.91mi
1634 Brooksquare Dr Capitol Heights, MD	3.0	1.5	1317	$2,250	$1.71	5d	1	0.93mi
4930 A St SE Unit 203 Washington, DC	3.0	1.0	750	$2,815	$3.75	24d	1	0.96mi
44 49th St SE Unit A1 Washington, DC	3.0	1.0	793	$2,499	$3.15	24d	1	1.03mi
4348 Southern Ave SE Washington, DC	3.0	1.0	860	$2,400	$2.79	19d	1	1.06mi
4686 A St SE Washington, DC	4.0	3.0	1181	$3,500	$2.96	8d	1	1.06mi
6340 Southern Ave NE Washington, DC	4.0	2.0	1248	$4,200	$3.37	24d	1	1.13mi
324 61st St NE Unit 4 Washington, DC	3.0	1.5	850	$2,800	$3.29	24d	1	1.13mi
324 61st St NE Unit 7 Washington, DC	5.0	2.0	1250	$7,000	$5.60	24d	1	1.13mi
337 54th St NE Unit A Washington, DC	3.0	1.5	1184	$2,850	$2.41	24d	1	1.14mi
4308 Alton St Capitol Heights, MD	3.0	2.0	1100	$2,500	$2.27	44d	1	1.15mi
812 Burns St SE Washington, DC	3.0	2.5	1280	$3,300	$2.58	24d	1	1.16mi
323 62nd St NE Washington, DC	1.0–3.0	1.0–2.0	908	$2,435	$2.68	24d	1	1.16mi
608 Chaplin St SE Washington, DC	3.0	2.0	832	$2,200	$2.64	18d	1	1.18mi
4724 Blaine St NE Washington, DC	3.0	2.0	1152	$3,085	$2.68	2d	1	1.26mi

Listing history 17 events

1. 2026-06-18
   days on market $249,999 Active 173 DOM
2. 2026-06-17
   days on market $249,999 Active 172 DOM
3. 2026-06-16
   days on market $249,999 Active 171 DOM
4. 2026-06-15
   days on market $249,999 Active 170 DOM
5. 2026-06-13
   days on market $249,999 Active 168 DOM
6. 2026-06-10
   days on market $249,999 Active 164 DOM
7. 2026-06-08
   days on market $249,999 Active 163 DOM
8. 2026-06-07
   pricedays on market $249,999 Active 162 DOM
9. 2026-06-04
   days on market $299,999 Active 159 DOM
10. 2026-06-03
    days on market $299,999 Active 158 DOM
11. 2026-06-02
    days on market $299,999 Active 157 DOM
12. 2026-06-01
    days on market $299,999 Active 156 DOM
13. 2026-05-31
    days on market $299,999 Active 155 DOM
14. 2026-04-30
    price $299,999 914-char remark

    Show marketing remark (914 chars)

    Priced to build equity in Capitol Heights! Solid structure with the opportunity to customize flooring, kitchen finishes, appliances, and paint. Ideal for buyers using an FHA 203(k) renovation loan, with strong potential for value after improvements. This two story colonial is conveniently located in a mature neighborhood just minutes from DC and approximately a 10–15 minute walk or 2–4 minute drive to the Capitol Heights Metro Station, making commuting easy. Four bedrooms with one full bath on the upper level and the main level features separate kitchen, living room, 1/2 bath and laundry area. There is a two car drive way and ample street parking. The fenced in back yard is large and you can access the patio from the kitchen back door. The spacious lot is perfect for outdoor enjoyment, entertaining, and summer gatherings. Bring your vision and make this house your home! Come take a tour!!

15. 2026-03-01
    price $325,000 914-char remark

    Show marketing remark (914 chars)

    Priced to build equity in Capitol Heights! Solid structure with the opportunity to customize flooring, kitchen finishes, appliances, and paint. Ideal for buyers using an FHA 203(k) renovation loan, with strong potential for value after improvements. This two story colonial is conveniently located in a mature neighborhood just minutes from DC and approximately a 10–15 minute walk or 2–4 minute drive to the Capitol Heights Metro Station, making commuting easy. Four bedrooms with one full bath on the upper level and the main level features separate kitchen, living room, 1/2 bath and laundry area. There is a two car drive way and ample street parking. The fenced in back yard is large and you can access the patio from the kitchen back door. The spacious lot is perfect for outdoor enjoyment, entertaining, and summer gatherings. Bring your vision and make this house your home! Come take a tour!!

16. 2025-12-27
    listed $335,000 Active 914-char remark

    Show marketing remark (914 chars)

    Priced to build equity in Capitol Heights! Solid structure with the opportunity to customize flooring, kitchen finishes, appliances, and paint. Ideal for buyers using an FHA 203(k) renovation loan, with strong potential for value after improvements. This two story colonial is conveniently located in a mature neighborhood just minutes from DC and approximately a 10–15 minute walk or 2–4 minute drive to the Capitol Heights Metro Station, making commuting easy. Four bedrooms with one full bath on the upper level and the main level features separate kitchen, living room, 1/2 bath and laundry area. There is a two car drive way and ample street parking. The fenced in back yard is large and you can access the patio from the kitchen back door. The spacious lot is perfect for outdoor enjoyment, entertaining, and summer gatherings. Bring your vision and make this house your home! Come take a tour!!

17. 1973-06-26
    soldstatus $24,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $4,284 · $357/mo
• Projected year-2 tax: $4,284 · $357/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
• 💨 Wind 5/10 Major 22% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $34,270
• − Mortgage interest: −$14,004
• − Property taxes: −$4,284
• − Insurance: −$1,250
• − Repairs & maintenance: −$2,742
• − Management: −$2,742
• − Depreciation: −$7,273
• Taxable income: $1,976
• Est. tax owed @ 24.0%: −$474
• After-tax cash flow: $5,333/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Prince George'S County Public Schools
• NCES district ID: 2400510
• Math proficiency: 8% ▼ -11.00%
• Reading proficiency: 24% ▼ -9.00%
• Median HH income: $73,967
• Composite: 16.82/100
• National rank: #9151
• State rank: #21 of 24 in MD

Livability — Coral Hills

• Score: 66/100
• State rank: #223
• US rank: #11223

Category grades

Amenities F Commute F Cost of living F Crime D- Employment B Housing A+ Health & safety A User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Coral Hills, MD
• County: Prince Georges County · 919,866 people
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• Population (ZIP): 41,093
• Household income: $76,466
• Rent vs Own: 33.9% rent · 66.1% own
• Severe rent burden: 1418.0

Population outlook (Prince George's County) Hauer SSP2

• Today (2025): 1,005,426 people
• By 2030: 1,048,416 · +4.3%
• By 2040: 1,123,425 · +11.7%
• By 2050: 1,183,220 · +17.7%
• By 2075: 1,306,202 · +29.9%
• By 2100: 1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (78%)
• Race & ethnicity: Black 78% Hispanic / Latino 16% Two or more races 4% White 3% Asian 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2%
• Foreign-born: 16% · Canada
• Languages at home: 81% English-only · Spanish 13% French/Haitian/Cajun 1%

Political lean MEDSL · Prince George's

• 2024 margin: Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
• 2008→2024 swing: -3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
• All cycles: 2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -311.97%
• Current HPI: 335.5152
• Rent YoY: ▲ 5.90%
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+1150.0% since first listed

4 events — show timeline

• 2026-04-30 Price Changed $299,999 BRIGHT MLS
• 2026-03-01 Price Changed $325,000 BRIGHT MLS
• 2025-12-27 Listed $335,000 BRIGHT MLS
• 1973-06-26 Sold (Public Records) $24,000 Public Records

Property tax history

+7.9%/yr

Latest (2025): $4,284 · +4.3% YoY. Source: county tax records.