211 Stella St · Valdosta, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 6/10 · Moderate
- Unhealthy air days now
- 11 days/yr
- Unhealthy air days in 30 yrs
- 12 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Rent growth +4.6/5.0
- Livability +3.0/5.0
- Condition / age +2.5/5.0
- Schools +1.5/10.0
- Appreciation +0.0/10.0
$67,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautifully updated and meticulously maintained mobile home in the heart of Valdosta! This property is a fantastic investment opportunity. Comes with a wired spacious workshop, with plenty of privacy. Recent upgrades include new plumbing, insulation under the home, and solar-powered heat vents for the roof. Don't miss out on this gem.
Key facts
- New plumbing
- Spacious workshop
- 0.32 acre lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $67k.
Deal economics
- At list price, monthly cash flow is $578 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $67k).
- Recommended offer: $59k (12.0% below list) — sets the bar for market timing.
- Cap rate 16.6% vs local median 4.3% in Valdosta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 60/100 on livability (#392 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A-; Watch: schools F, crime F, amenities F.
- Valdosta City (urban): math 15% / reading 22% proficiency, ranked #149 of 174 in GA (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+8.3%/yr); 198 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 896 units permitted in Lowndes County in 2024 (0 in 5+ unit buildings).
- This rent runs 41% of the median local income ($36k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $463 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Lowndes County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $19k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 597 days — a 12% lower offer ($59k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $44k; list at $67k implies a 52% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 597 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.83% ✓
- Cap rate
- 16.64%
- Cash-on-cash
- 36.94%
- DSCR
- 2.64
- GRM
- 4.5
CMA / ARV
- ARV (median comp)
- $143,146
- List price
- $67,000
- Delta
- -53.19%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 38.0%
- Equity multiple
- 2.73×
- Total profit
- $32,390
- Equity at exit
- $9,990
- IRR
- 46.8%
- Equity multiple
- 6.60×
- Total profit
- $104,994
- Equity at exit
- $5,793
Cash invested: $18,760 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31601
- Home prices YoY
- -31.2%
- Rents YoY
- 8.3%
- Active inventory
- 198
- Price-to-rent
- 4.5×
Monthly cashflow live
- Estimated rent
- $1,227 high interval (Pro) →
- Mortgage (P&I)
- −$351
- Tax from tax record
- −$13 /mo · $154/yr
- Insurance
- −$28
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$258
- Net cashflow
- $578
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $16,750
- Closing costs
- $2,010
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 14 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1505 Lankford Dr Valdosta, GA | 2.0–3.0 | 2.0–3.0 | 1166 | $1,320 | $1.13 | 21d | 1 | 0.72mi |
| 1400 W Magnolia St Valdosta, GA | 1.0–2.0 | 1.0–2.0 | 1180 | $1,600 | $1.36 | 21d | 1 | 0.78mi |
| 507 Roberts St Apt B Valdosta, GA | 2.0 | 2.0 | 1114 | $1,200 | $1.08 | 21d | 1 | 0.90mi |
| 607 Parker Mathis Dr Valdosta, GA | 3.0 | 1.5 | 1395 | $1,495 | $1.07 | 44d | 1 | 0.94mi |
| 805 Harmon Dr Valdosta, GA | 2.0–3.0 | 2.0–3.0 | 1100 | $1,775 | $1.61 | 21d | 6 | 1.03mi |
| 1531 Woodard St Apt C3 Valdosta, GA | 2.0 | 2.5 | 900 | $995 | $1.11 | 21d | 1 | 1.17mi |
| 1469 Green St Valdosta, GA | 2.0 | 2.5 | 1139 | $1,000 | $0.88 | 21d | 1 | 1.18mi |
| 1509 Pine St Valdosta, GA | 2.0 | 1.0–1.5 | 950 | $1,140 | $1.20 | 21d | 2 | 1.20mi |
| 1537 Woodard St Unit B Valdosta, GA | 2.0 | 1.5 | 1020 | $900 | $0.88 | 21d | 1 | 1.21mi |
| 1455 Green St Unit A Valdosta, GA | 2.0 | 1.5 | 1048 | $900 | $0.86 | 21d | 1 | 1.24mi |
| 1314 Hastings Dr Apt A2 Valdosta, GA | 2.0 | 2.5 | 1100 | $995 | $0.90 | 21d | 1 | 1.24mi |
| 1314 Hastings Dr Unit C4 Valdosta, GA | 2.0 | 2.5 | 1200 | $1,095 | $0.91 | 44d | 1 | 1.24mi |
| 1307 Melody Ln Valdosta, GA | 2.0 | 1.0 | 1025 | $1,050 | $1.02 | 21d | 1 | 1.38mi |
| 707 Baytree Dr Apt 1 Valdosta, GA | 3.0 | 3.0 | 1222 | $675 | $0.55 | 44d | 1 | 1.44mi |
Listing history 28 events
-
2026-06-19days on market $67,000 Active 597 DOM
-
2026-06-18days on market $67,000 Active 596 DOM
-
2026-06-17days on market $67,000 Active 595 DOM
-
2026-06-16days on market $67,000 Active 594 DOM
-
2026-06-15days on market $67,000 Active 593 DOM
-
2026-06-14days on market $67,000 Active 591 DOM
-
2026-06-13days on market $67,000 Active 590 DOM
-
2026-06-10days on market $67,000 Active 588 DOM
-
2026-06-09days on market $67,000 Active 587 DOM
-
2026-06-08days on market $67,000 Active 586 DOM
-
2026-06-07days on market $67,000 Active 585 DOM
-
2026-06-05days on market $67,000 Active 582 DOM
-
2026-06-03days on market $67,000 Active 581 DOM
-
2026-06-02days on market $67,000 Active 580 DOM
-
2026-06-01days on market $67,000 Active 579 DOM
-
2026-05-31days on market $67,000 Active 578 DOM
-
2026-05-30days on market $67,000 Active 577 DOM
-
2024-12-10status Active 336-char remark
Show marketing remark (336 chars)
Beautifully updated and meticulously maintained mobile home in the heart of Valdosta! This property is a fantastic investment opportunity. Comes with a wired spacious workshop, with plenty of privacy. Recent upgrades include new plumbing, insulation under the home, and solar-powered heat vents for the roof. Don't miss out on this gem.
-
2024-09-13$67,000 Active 336-char remark
Show marketing remark (336 chars)
Beautifully updated and meticulously maintained mobile home in the heart of Valdosta! This property is a fantastic investment opportunity. Comes with a wired spacious workshop, with plenty of privacy. Recent upgrades include new plumbing, insulation under the home, and solar-powered heat vents for the roof. Don't miss out on this gem.
-
2023-11-07soldstatus $44,000 Closed 204-char remark
Show marketing remark (204 chars)
Well maintained mobile home! Great Investment property in the heart of Valdosta! Property sold "as is" One owner, fruit trees, handicap accessible, wired workshop, and tons of privacy. Must see!
-
2023-09-26status Pending 204-char remark
Show marketing remark (204 chars)
Well maintained mobile home! Great Investment property in the heart of Valdosta! Property sold "as is" One owner, fruit trees, handicap accessible, wired workshop, and tons of privacy. Must see!
-
2023-08-19status Active 204-char remark
Show marketing remark (204 chars)
Well maintained mobile home! Great Investment property in the heart of Valdosta! Property sold "as is" One owner, fruit trees, handicap accessible, wired workshop, and tons of privacy. Must see!
-
2023-08-19price $68,000 204-char remark
Show marketing remark (204 chars)
Well maintained mobile home! Great Investment property in the heart of Valdosta! Property sold "as is" One owner, fruit trees, handicap accessible, wired workshop, and tons of privacy. Must see!
-
2023-07-10historical 204-char remark
Show marketing remark (204 chars)
Well maintained mobile home! Great Investment property in the heart of Valdosta! Property sold "as is" One owner, fruit trees, handicap accessible, wired workshop, and tons of privacy. Must see!
-
2023-06-29status Pending 204-char remark
Show marketing remark (204 chars)
Well maintained mobile home! Great Investment property in the heart of Valdosta! Property sold "as is" One owner, fruit trees, handicap accessible, wired workshop, and tons of privacy. Must see!
-
2023-06-16historical 204-char remark
Show marketing remark (204 chars)
Well maintained mobile home! Great Investment property in the heart of Valdosta! Property sold "as is" One owner, fruit trees, handicap accessible, wired workshop, and tons of privacy. Must see!
-
2023-05-19price $72,000 204-char remark
Show marketing remark (204 chars)
Well maintained mobile home! Great Investment property in the heart of Valdosta! Property sold "as is" One owner, fruit trees, handicap accessible, wired workshop, and tons of privacy. Must see!
-
2023-03-24$83,000 Active 204-char remark
Show marketing remark (204 chars)
Well maintained mobile home! Great Investment property in the heart of Valdosta! Property sold "as is" One owner, fruit trees, handicap accessible, wired workshop, and tons of privacy. Must see!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $154 · $13/mo
- Projected year-2 tax
- $616 · $51/mo
- Expected delta
- +$462/yr (+$39/mo · 300.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 6/10 Major 11 unhealthy d/yr today · 12 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,729
- − Mortgage interest
- −$3,753
- − Property taxes
- −$154
- − Insurance
- −$335
- − Repairs & maintenance
- −$1,178
- − Management
- −$1,178
- − Depreciation
- −$1,949
- Taxable income
- $6,181
- Est. tax owed @ 24.0%
- −$1,484
- After-tax cash flow
- $5,447/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Valdosta City
- NCES district ID
- 1305310
- Math proficiency
- 15% ▼ -12.00%
- Reading proficiency
- 22% ▼ -7.00%
- Median HH income
- $30,634
- Composite
- 14.79/100
- National rank
- #9388
- State rank
- #149 of 174 in GA
Livability — Valdosta
- Score
- 60/100
- State rank
- #392
- US rank
- #19544
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Valdosta, GA
- County
- Lowndes County · 107,801 people
- City population
- 91,859
- Metro
- Valdosta, GA
- Population (ZIP)
- 31,302
- Household income
- $36,111
- Rent vs Own
- Severe rent burden
- 2016.0
Population outlook (Lowndes County) Hauer SSP2
- Today (2025)
- 120,348 people
- By 2030
- 123,469 · +2.6%
- By 2040
- 128,482 · +6.8%
- By 2050
- 131,907 · +9.6%
- By 2075
- 139,080 · +15.6%
- By 2100
- 133,649 · +11.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- Black 57% White 31% Hispanic / Latino 8% Two or more races 4% Asian 1%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Slovak 1% Italian 1%
- Foreign-born
- 4% · Canada, South Korea
- Languages at home
- 92% English-only · Spanish 7% Korean 1%
Political lean MEDSL · Lowndes
- 2024 margin
- R (+18.0) · D 40.8% · R 58.8%
- 2008→2024 swing
- -8.6pp toward R · 2008: -9.4pp · 2024: -18.0pp
- All cycles
- 2024: R+18.0 2020: R+12.0 2016: R+18.2 2012: R+10.5 2008: R+9.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -55.12%
- Current HPI
- 121.5948
- Rent YoY
- ▲ 8.34%
- Metro
- Valdosta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
-19.3% since first listed11 events — show timeline
- 2024-12-10 Relisted — TABRMLS
- 2024-09-13 Listed $67,000 TABRMLS
- 2023-11-07 Sold (MLS) $44,000 SGMLS
- 2023-09-26 Pending — SGMLS
- 2023-08-19 Relisted — SGMLS
- 2023-08-19 Price Changed $68,000 SGMLS
- 2023-07-10 Delisted — SGMLS
- 2023-06-29 Pending — SGMLS
- 2023-06-16 Delisted — SGMLS
- 2023-05-19 Price Changed $72,000 SGMLS
- 2023-03-24 Listed $83,000 SGMLS
Property tax history
-35.3%/yrLatest (2025): $154 · -35.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…