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211 Stella St
B- Composite 69.06
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +4.6/5.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$67,000

211 Stella St · Valdosta, GA 31601
3 bd · 2.0 ba · 1,320 sqft · Manufactured · 597 Days on market
Built 1974 0.32 ac lot $51/sqft · 53% below area ↓ 19% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautifully updated and meticulously maintained mobile home in the heart of Valdosta! This property is a fantastic investment opportunity. Comes with a wired spacious workshop, with plenty of privacy. Recent upgrades include new plumbing, insulation under the home, and solar-powered heat vents for the roof. Don't miss out on this gem.

Key facts

  • New plumbing
  • Spacious workshop
  • 0.32 acre lot

Tags

SPACIOUS WORKSHOPNEW PLUMBINGSOLAR-POWERED HEAT VENTS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $67k.

Deal economics

  • At list price, monthly cash flow is $578 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $67k).
  • Recommended offer: $59k (12.0% below list) — sets the bar for market timing.
  • Cap rate 16.6% vs local median 4.3% in Valdosta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#392 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A-; Watch: schools F, crime F, amenities F.
  • Valdosta City (urban): math 15% / reading 22% proficiency, ranked #149 of 174 in GA (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+8.3%/yr); 198 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 896 units permitted in Lowndes County in 2024 (0 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($36k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $463 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Lowndes County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $19k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 597 days — a 12% lower offer ($59k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $44k; list at $67k implies a 52% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $58,960 (12.0% below list)

Questions for the listing agent

  1. It's been on market 597 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.83%
Cap rate
16.64%
Cash-on-cash
36.94%
DSCR
2.64
GRM
4.5

CMA / ARV

ARV (median comp)
$143,146
List price
$67,000
Delta
-53.19%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
38.0%
Equity multiple
2.73×
Total profit
$32,390
Equity at exit
$9,990
10-year hold
IRR
46.8%
Equity multiple
6.60×
Total profit
$104,994
Equity at exit
$5,793

Cash invested: $18,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31601

Home prices YoY
-31.2%
Rents YoY
8.3%
Active inventory
198
Price-to-rent
4.5×

Monthly cashflow live

Estimated rent
$1,227 high interval (Pro) →
Mortgage (P&I)
$351
Tax from tax record
$13 /mo · $154/yr
Insurance
$28
HOA
$0
Vacancy / Maint / Mgmt
$258
Net cashflow
$578

Break-even live

Break-even rent $496
Max offer price $67,000
Occupancy floor 48%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,750
Closing costs
$2,010
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1505 Lankford Dr Valdosta, GA 2.0–3.0 2.0–3.0 1166 $1,320 $1.13 21d 1 0.72mi
1400 W Magnolia St Valdosta, GA 1.0–2.0 1.0–2.0 1180 $1,600 $1.36 21d 1 0.78mi
507 Roberts St Apt B Valdosta, GA 2.0 2.0 1114 $1,200 $1.08 21d 1 0.90mi
607 Parker Mathis Dr Valdosta, GA 3.0 1.5 1395 $1,495 $1.07 44d 1 0.94mi
805 Harmon Dr Valdosta, GA 2.0–3.0 2.0–3.0 1100 $1,775 $1.61 21d 6 1.03mi
1531 Woodard St Apt C3 Valdosta, GA 2.0 2.5 900 $995 $1.11 21d 1 1.17mi
1469 Green St Valdosta, GA 2.0 2.5 1139 $1,000 $0.88 21d 1 1.18mi
1509 Pine St Valdosta, GA 2.0 1.0–1.5 950 $1,140 $1.20 21d 2 1.20mi
1537 Woodard St Unit B Valdosta, GA 2.0 1.5 1020 $900 $0.88 21d 1 1.21mi
1455 Green St Unit A Valdosta, GA 2.0 1.5 1048 $900 $0.86 21d 1 1.24mi
1314 Hastings Dr Apt A2 Valdosta, GA 2.0 2.5 1100 $995 $0.90 21d 1 1.24mi
1314 Hastings Dr Unit C4 Valdosta, GA 2.0 2.5 1200 $1,095 $0.91 44d 1 1.24mi
1307 Melody Ln Valdosta, GA 2.0 1.0 1025 $1,050 $1.02 21d 1 1.38mi
707 Baytree Dr Apt 1 Valdosta, GA 3.0 3.0 1222 $675 $0.55 44d 1 1.44mi

Listing history 28 events

  1. 2026-06-19
    days on market $67,000 Active 597 DOM
  2. 2026-06-18
    days on market $67,000 Active 596 DOM
  3. 2026-06-17
    days on market $67,000 Active 595 DOM
  4. 2026-06-16
    days on market $67,000 Active 594 DOM
  5. 2026-06-15
    days on market $67,000 Active 593 DOM
  6. 2026-06-14
    days on market $67,000 Active 591 DOM
  7. 2026-06-13
    days on market $67,000 Active 590 DOM
  8. 2026-06-10
    days on market $67,000 Active 588 DOM
  9. 2026-06-09
    days on market $67,000 Active 587 DOM
  10. 2026-06-08
    days on market $67,000 Active 586 DOM
  11. 2026-06-07
    days on market $67,000 Active 585 DOM
  12. 2026-06-05
    days on market $67,000 Active 582 DOM
  13. 2026-06-03
    days on market $67,000 Active 581 DOM
  14. 2026-06-02
    days on market $67,000 Active 580 DOM
  15. 2026-06-01
    days on market $67,000 Active 579 DOM
  16. 2026-05-31
    days on market $67,000 Active 578 DOM
  17. 2026-05-30
    days on market $67,000 Active 577 DOM
  18. 2024-12-10
    status Active 336-char remark
    Show marketing remark (336 chars)

    Beautifully updated and meticulously maintained mobile home in the heart of Valdosta! This property is a fantastic investment opportunity. Comes with a wired spacious workshop, with plenty of privacy. Recent upgrades include new plumbing, insulation under the home, and solar-powered heat vents for the roof. Don't miss out on this gem.

  19. 2024-09-13
    listed $67,000 Active 336-char remark
    Show marketing remark (336 chars)

    Beautifully updated and meticulously maintained mobile home in the heart of Valdosta! This property is a fantastic investment opportunity. Comes with a wired spacious workshop, with plenty of privacy. Recent upgrades include new plumbing, insulation under the home, and solar-powered heat vents for the roof. Don't miss out on this gem.

  20. 2023-11-07
    soldstatus $44,000 Closed 204-char remark
    Show marketing remark (204 chars)

    Well maintained mobile home! Great Investment property in the heart of Valdosta! Property sold "as is" One owner, fruit trees, handicap accessible, wired workshop, and tons of privacy. Must see!

  21. 2023-09-26
    status Pending 204-char remark
    Show marketing remark (204 chars)

    Well maintained mobile home! Great Investment property in the heart of Valdosta! Property sold "as is" One owner, fruit trees, handicap accessible, wired workshop, and tons of privacy. Must see!

  22. 2023-08-19
    status Active 204-char remark
    Show marketing remark (204 chars)

    Well maintained mobile home! Great Investment property in the heart of Valdosta! Property sold "as is" One owner, fruit trees, handicap accessible, wired workshop, and tons of privacy. Must see!

  23. 2023-08-19
    price $68,000 204-char remark
    Show marketing remark (204 chars)

    Well maintained mobile home! Great Investment property in the heart of Valdosta! Property sold "as is" One owner, fruit trees, handicap accessible, wired workshop, and tons of privacy. Must see!

  24. 2023-07-10
    historical 204-char remark
    Show marketing remark (204 chars)

    Well maintained mobile home! Great Investment property in the heart of Valdosta! Property sold "as is" One owner, fruit trees, handicap accessible, wired workshop, and tons of privacy. Must see!

  25. 2023-06-29
    status Pending 204-char remark
    Show marketing remark (204 chars)

    Well maintained mobile home! Great Investment property in the heart of Valdosta! Property sold "as is" One owner, fruit trees, handicap accessible, wired workshop, and tons of privacy. Must see!

  26. 2023-06-16
    historical 204-char remark
    Show marketing remark (204 chars)

    Well maintained mobile home! Great Investment property in the heart of Valdosta! Property sold "as is" One owner, fruit trees, handicap accessible, wired workshop, and tons of privacy. Must see!

  27. 2023-05-19
    price $72,000 204-char remark
    Show marketing remark (204 chars)

    Well maintained mobile home! Great Investment property in the heart of Valdosta! Property sold "as is" One owner, fruit trees, handicap accessible, wired workshop, and tons of privacy. Must see!

  28. 2023-03-24
    listed $83,000 Active 204-char remark
    Show marketing remark (204 chars)

    Well maintained mobile home! Great Investment property in the heart of Valdosta! Property sold "as is" One owner, fruit trees, handicap accessible, wired workshop, and tons of privacy. Must see!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$154 · $13/mo
Projected year-2 tax
$616 · $51/mo
Expected delta
+$462/yr (+$39/mo · 300.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 6/10 Major 11 unhealthy d/yr today · 12 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,729
− Mortgage interest
−$3,753
− Property taxes
−$154
− Insurance
−$335
− Repairs & maintenance
−$1,178
− Management
−$1,178
− Depreciation
−$1,949
Taxable income
$6,181
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,484
After-tax cash flow
$5,447/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Valdosta City
NCES district ID
1305310
Math proficiency
15% ▼ -12.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$30,634
Composite
14.79/100
National rank
#9388
State rank
#149 of 174 in GA

Livability — Valdosta

Score
60/100
State rank
#392
US rank
#19544

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A- Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Valdosta, GA
County
Lowndes County · 107,801 people
City population
91,859
Metro
Valdosta, GA
Population (ZIP)
31,302
Household income
$36,111
Rent vs Own
51.7% rent · 48.3% own
Severe rent burden
2016.0

Population outlook (Lowndes County) Hauer SSP2

Today (2025)
120,348 people
By 2030
123,469 · +2.6%
By 2040
128,482 · +6.8%
By 2050
131,907 · +9.6%
By 2075
139,080 · +15.6%
By 2100
133,649 · +11.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
Black 57% White 31% Hispanic / Latino 8% Two or more races 4% Asian 1%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Slovak 1% Italian 1%
Foreign-born
4% · Canada, South Korea
Languages at home
92% English-only · Spanish 7% Korean 1%

Political lean MEDSL · Lowndes

2024 margin
R (+18.0) · D 40.8% · R 58.8%
2008→2024 swing
-8.6pp toward R · 2008: -9.4pp · 2024: -18.0pp
All cycles
2024: R+18.0 2020: R+12.0 2016: R+18.2 2012: R+10.5 2008: R+9.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -55.12%
Current HPI
121.5948
Rent YoY
▲ 8.34%
Metro
Valdosta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-19.3% since first listed
11 events — show timeline
  • 2024-12-10 Relisted TABRMLS
  • 2024-09-13 Listed $67,000 TABRMLS
  • 2023-11-07 Sold (MLS) $44,000 SGMLS
  • 2023-09-26 Pending SGMLS
  • 2023-08-19 Relisted SGMLS
  • 2023-08-19 Price Changed $68,000 SGMLS
  • 2023-07-10 Delisted SGMLS
  • 2023-06-29 Pending SGMLS
  • 2023-06-16 Delisted SGMLS
  • 2023-05-19 Price Changed $72,000 SGMLS
  • 2023-03-24 Listed $83,000 SGMLS

Property tax history

-35.3%/yr

Latest (2025): $154 · -35.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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