2100 Kings Highway #1041 · Port Charlotte, FL 33980

$179,000

2 bd · 2.0 ba · 960 sqft · Land · 87 Days on market

Built 2005 4,222 sqft lot $408/mo HOA · 22% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +8.6/30.0
• ARV discount +7.5/15.0
• 1% rule +5.6/10.0
• Schools +4.6/10.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• DSCR +2.4/10.0
• Rent growth +1.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to Maple Leaf Golf & Country Club in Port Charlotte, an award-winning 55+ resident-owned community recognized as the Best Retirement Community 2025, offering exceptional resort-style living in a vibrant and active setting. Unit 511 is ideally located in the heart of the community on your beautifully landscaped 4,791-square-foot corner lot (The lot is included in the sale price). This charming, partially furnished 2-bedroom, 2-bath home provides comfort, convenience, and an inviting open floor plan designed for easy Florida living. Directly across the street, residents can enjoy a heated swimming pool, hot tub, bocce courts, and shuffleboard courts, making it the perfect location to take advantage of the community’s outstanding amenities. The home features a spacious open-concept layout that seamlessly connects the living room, dining area, kitchen, and glass room, all enhanced by abundant natural light and beautiful landscaping views. A front-to-back screened room provides the ideal space for entertaining guests or simply relaxing in the Florida breeze. The home has a durable metal roof, window storm covers for added peace of mind, a reverse osmosis drinking water system, a water heater replaced in 2021, ceiling fans in the living room and guest bedroom, and new subfloors and laminate flooring installed throughout in 2023. The kitchen offers a functional island with seating and ample cabinet storage, while two separate driveways provide added convenience. A golf cart is included in the asking price, adding even more value and convenience for enjoying everything the community has to offer. The primary suite offers a comfortable retreat complete with an en-suite bath featuring dual sinks, a walk-in shower, and generous closet space. The spacious guest bedroom and guest bath include a tub/shower combination and private access, creating a welcoming guest experience for visiting family and friends. The HOA fee is $426 per month, which includes internet service and access to the community’s outstanding amenities and beautifully maintained grounds. The ultimate value in the price is that it includes a Membership Certificate. The membership certificate (stock certificate) is evidence of ownership of a fractional interest of the corporation, Maple Leaf Estates Homeowners' Corporation. Residents of Maple Leaf Golf & Country Club enjoy access to an impressive array of amenities, including an 18-hole executive golf course, tennis and pickleball courts, four swimming pools, on-site clubhouses, a restaurant and tiki bar, fishing lakes, bocce, lawn bowling, shuffleboard, mini putt, and horseshoes. The community also features arts and crafts, ceramics, woodworking, a computer club, cards, bingo, and countless social activities designed to create an engaging and welcoming atmosphere. Whether you are entertaining friends or enjoying the many activities throughout the community, this home offers the perfect blend of comfort and convenience for active-lifestyle living. Don’t miss your opportunity to own a piece of paradise in this highly desirable community.

Key facts

• 4,222 sq ft lot
• 2 parking spots
• Community pool

Property features AI

Finance

• Other: Furnished; Community pool and recreational facilities; Buyer approval required
• Financial info: Total monthly fees listed as $408 (may include additional fees); Total annual fees listed as $4,896; Lease restrictions apply
• HOA & community: HOA required with monthly fee of $377; Association includes pool, clubhouse, fitness center, golf, tennis courts, maintenance of grounds, private road, escrow reserves fund; Buyer/association approval required; Senior community; Pets allowed (cats OK); Golf carts allowed; Deed restrictions; Irrigation with reclaimed water

Exterior

• Parking: Covered driveway; Carport with 2 spaces
• Utilities: Public water; Public sewer; Electricity connected; Cable connected; Sewer connected; Water connected
• Home design: Manufactured double wide; One level; Faces west
• Construction: Vinyl siding; Shingle roof; Crawlspace foundation; Built as a manufactured home (double wide)
• Exterior features: Covered front porch; Covered patio/porch; Hurricane shutters; Shed(s)

Interior

• Kitchen: Dishwasher; Range; Refrigerator; Disposal; Electric water heater
• Bedrooms: 2 bedrooms
• Flooring: Laminate flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Central air conditioning; Electric fireplace (ventless, non-wood burning) in living room
• Interior features: Ceiling fans; Open floorplan with living/dining room combo; Vaulted ceilings
• Laundry & utility: Washer; Dryer; Laundry located inside

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath land listed at $179k.

Deal economics

• At list price, monthly cash flow is $-153 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $157k (12.4% below list).
• Meets the 1% rule at list price ($2k rent vs $179k).
• Recommended offer: $157k (12.4% below list) — sets the bar for cash-flow.
• Cap rate 5.3% vs local median 4.2% in Port Charlotte — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 65/100 on livability (#655 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Kingsway Elementary School (math 55% / reading 53%, grade C, #936 of 2,144 statewide, top 44%, 596 students, 58% FRL); Port Charlotte Middle School (math 59% / reading 50%, grade B-, #183 of 571 statewide, top 34%, 877 students, 55% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL) — zoned schools at 51% FRL track the district average.
• Market conditions: Rents falling (-4.0%/yr); 603 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
• This rent runs 36% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 87 days — a 6% lower offer ($168k) is reasonable based on typical stale-listing flexibility.
• 22 sale attempts since 22y ago; this cycle's ask is 7% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $132k; 36% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: HOA is 22% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $156,876 (12.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 87 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.06% ✓
• Cap rate: 5.27%
• Cash-on-cash: -3.66%
• DSCR: 0.84
• GRM: 7.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -27.0%
• Equity multiple: 0.12×
• Total profit: $-44,000
• Equity at exit: $26,689

10-year hold

• IRR: -49.1%
• Equity multiple: -0.42×
• Total profit: $-71,110
• Equity at exit: $15,477

Cash invested: $50,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33980

• Home prices YoY: -5.0%
• Rents YoY: -4.0%
• Active inventory: 603
• Price-to-rent: 7.9×

Monthly cashflow live

• Estimated rent: $1,889 high
• Mortgage (P&I): −$939
• Tax est. 1.5%: −$224 /mo · $2,685/yr
• Insurance: −$75
• HOA: −$408
• Vacancy / Maint / Mgmt: −$397
• Net cashflow: $-153

Break-even live

Break-even rent $2,082

Max offer price $156,876

Occupancy floor —

Sensitivity live

Price	-10% $-29	-5% $-91	+0% $-153	+5% $-215	+10% $-277
Rent	-10% $-302	-5% $-227	+0% $-153	+5% $-78	+10% $-4
Rate	-1.0pp $-63	-0.5pp $-107	base $-153	+0.5pp $-199	+1.0pp $-246

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $44,750
• Closing costs: $5,370
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1999 Kings Hwy Port Charlotte, FL	2.0	1.0–2.0	906	$1,800	$1.99	23d	2	0.31mi
1200 Loveland Blvd Punta Gorda, FL	1.0–3.0	1.0–2.0	1151	$2,030	$1.76	15d	276	0.67mi
1499 Capricorn Blvd Port Charlotte, FL	2.0	2.0	980	$1,495	$1.53	23d	1	1.16mi
24151 Beatrix Blvd Port Charlotte, FL	3.0	1.0–2.0	990	$1,955	$1.97	15d	28	1.23mi
25225 Rampart Blvd Punta Gorda, FL	2.0	2.0	886	$1,925	$2.17	23d	5	1.35mi
1636 Hayworth Rd Port Charlotte, FL	2.0	2.0	884	$1,300	$1.47	23d	1	1.41mi

HOA detail

• Monthly dues: $408 · $4,896/yr
• Likely covers: waterinternetlandscapingpool

Listing history 50 events

1. 2026-06-22
   days on market $179,000 Active 87 DOM
2. 2026-06-18
   days on market $179,000 Active 84 DOM
3. 2026-06-17
   days on market $179,000 Active 83 DOM
4. 2026-06-16
   days on market $179,000 Active 82 DOM
5. 2026-06-15
   days on market $179,000 Active 81 DOM
6. 2026-06-14
   days on market $179,000 Active 79 DOM
7. 2026-06-13
   days on market $179,000 Active 78 DOM
8. 2026-06-10
   days on market $179,000 Active 76 DOM
9. 2026-06-09
   days on market $179,000 Active 75 DOM
10. 2026-06-08
    days on market $179,000 Active 74 DOM
11. 2026-06-07
    days on market $179,000 Active 73 DOM
12. 2026-06-05
    days on market $179,000 Active 70 DOM
13. 2026-06-03
    days on market $179,000 Active 69 DOM
14. 2026-06-02
    days on market $179,000 Active 68 DOM
15. 2026-06-01
    days on market $179,000 Active 67 DOM
16. 2026-05-31
    days on market $179,000 Active 66 DOM
17. 2026-05-30
    days on market $179,000 Active 65 DOM
18. 2026-05-22
    listed $167,500 Active 3171-char remark

    Show marketing remark (3171 chars)

    Welcome to Maple Leaf Golf & Country Club in Port Charlotte, an award-winning 55+ resident-owned community recognized as the Best Retirement Community 2025, offering exceptional resort-style living in a vibrant and active setting. Unit 511 is ideally located in the heart of the community on your beautifully landscaped 4,791-square-foot corner lot (The lot is included in the sale price). This charming, partially furnished 2-bedroom, 2-bath home provides comfort, convenience, and an inviting open floor plan designed for easy Florida living. Directly across the street, residents can enjoy a heated swimming pool, hot tub, bocce courts, and shuffleboard courts, making it the perfect location to take advantage of the community’s outstanding amenities. The home features a spacious open-concept layout that seamlessly connects the living room, dining area, kitchen, and glass room, all enhanced by abundant natural light and beautiful landscaping views. A front-to-back screened room provides the ideal space for entertaining guests or simply relaxing in the Florida breeze. The home has a durable metal roof, window storm covers for added peace of mind, a reverse osmosis drinking water system, a water heater replaced in 2021, ceiling fans in the living room and guest bedroom, and new subfloors and laminate flooring installed throughout in 2023. The kitchen offers a functional island with seating and ample cabinet storage, while two separate driveways provide added convenience. A golf cart is included in the asking price, adding even more value and convenience for enjoying everything the community has to offer. The primary suite offers a comfortable retreat complete with an en-suite bath featuring dual sinks, a walk-in shower, and generous closet space. The spacious guest bedroom and guest bath include a tub/shower combination and private access, creating a welcoming guest experience for visiting family and friends. The HOA fee is $426 per month, which includes internet service and access to the community’s outstanding amenities and beautifully maintained grounds. The ultimate value in the price is that it includes a Membership Certificate. The membership certificate (stock certificate) is evidence of ownership of a fractional interest of the corporation, Maple Leaf Estates Homeowners' Corporation. Residents of Maple Leaf Golf & Country Club enjoy access to an impressive array of amenities, including an 18-hole executive golf course, tennis and pickleball courts, four swimming pools, on-site clubhouses, a restaurant and tiki bar, fishing lakes, bocce, lawn bowling, shuffleboard, mini putt, and horseshoes. The community also features arts and crafts, ceramics, woodworking, a computer club, cards, bingo, and countless social activities designed to create an engaging and welcoming atmosphere. Whether you are entertaining friends or enjoying the many activities throughout the community, this home offers the perfect blend of comfort and convenience for active-lifestyle living. Don’t miss your opportunity to own a piece of paradise in this highly desirable community.

19. 2026-03-26
    listed $179,000 Active
20. 2016-12-16
    soldstatus $132,000 Sold 1285-char remark

    Show marketing remark (1285 chars)

    JUST REDUCED. .. .. .AND. .. .. WOW!! THIS HOUSE HAS THAT "WOW FACTOR" YOU'VE BEEN LOOKING FOR!. .. THIS SPACIOUS (ALMOST 1300 SQ FT) TASTEFULLY FURNISHED HOME IS BRIGHT AND CLEAN. .. NEVER RENTED. .. .THE LARGE OPEN-PLAN INCLUDES THE KITCHEN WITH HI-END APPLIANCES, CONVENIENT DINING AREA AND THE COMFORTABLE LIVING ROOM. .. THE OVER-SIZED MASTER BATH NOT ONLY HAS DUAL SINKS, IT HAS 2 INDIVIDUAL VANATIES. .. .OUTSIDE THERE IS A PRIVACY-SCREENED LANAI WITH YOUR OWN JACUZZI. .. .JUST THE THING AFTER HAVING A GREAT DAY ON THE GOLF COURSE. .. .ALSO, THE SHED HAS A GARAGE TYPE DOOR FOR EASY ACCESS TO STORE A GOLF CART AND SO MUCH MORE THERE IS NO GOLF CART AVAILABLE . .. .. (. NEIGHBOR. IS USING SHED FOR HIS CART. ). .. .ACCORDIAN TYPE HURRICANE SHUTTERS ARE INCLUDED. .. .THERE IS SO MUCH MORE BUT I WANT TO TELL YOU THAT MAPLE LEAF ESTATES, A 55+ RESIDENT OWNED, NON-PROFIT CORPORATION IS A 24 HOUR GATED COMMUNITY WITH AN 18 HOLE GOLF COURSE, 4 POOLS, 5 TENNIS COURTS, BOCCE, SHUFFLE BOARD AND 3 LARGE BUILDINGS TO ACCOMMODATE THE MANY CLUBS AND ACTIVITIES THAT ARE GOING ON ALL THE TIME. .. .COME AND ENJOY THE LIFESTYLE HERE IN MAPLE LEAF GOLF AND COUNTRY CLUB. .. CALL FOR AN APPOINTMENT TO HAVE A GOLF CART TOUR AND VISIT THIS WONDERFUL HOME. .. SEE YOU SOON. .

21. 2016-11-22
    status Pending 1285-char remark

    Show marketing remark (1285 chars)

    JUST REDUCED. .. .. .AND. .. .. WOW!! THIS HOUSE HAS THAT "WOW FACTOR" YOU'VE BEEN LOOKING FOR!. .. THIS SPACIOUS (ALMOST 1300 SQ FT) TASTEFULLY FURNISHED HOME IS BRIGHT AND CLEAN. .. NEVER RENTED. .. .THE LARGE OPEN-PLAN INCLUDES THE KITCHEN WITH HI-END APPLIANCES, CONVENIENT DINING AREA AND THE COMFORTABLE LIVING ROOM. .. THE OVER-SIZED MASTER BATH NOT ONLY HAS DUAL SINKS, IT HAS 2 INDIVIDUAL VANATIES. .. .OUTSIDE THERE IS A PRIVACY-SCREENED LANAI WITH YOUR OWN JACUZZI. .. .JUST THE THING AFTER HAVING A GREAT DAY ON THE GOLF COURSE. .. .ALSO, THE SHED HAS A GARAGE TYPE DOOR FOR EASY ACCESS TO STORE A GOLF CART AND SO MUCH MORE THERE IS NO GOLF CART AVAILABLE . .. .. (. NEIGHBOR. IS USING SHED FOR HIS CART. ). .. .ACCORDIAN TYPE HURRICANE SHUTTERS ARE INCLUDED. .. .THERE IS SO MUCH MORE BUT I WANT TO TELL YOU THAT MAPLE LEAF ESTATES, A 55+ RESIDENT OWNED, NON-PROFIT CORPORATION IS A 24 HOUR GATED COMMUNITY WITH AN 18 HOLE GOLF COURSE, 4 POOLS, 5 TENNIS COURTS, BOCCE, SHUFFLE BOARD AND 3 LARGE BUILDINGS TO ACCOMMODATE THE MANY CLUBS AND ACTIVITIES THAT ARE GOING ON ALL THE TIME. .. .COME AND ENJOY THE LIFESTYLE HERE IN MAPLE LEAF GOLF AND COUNTRY CLUB. .. CALL FOR AN APPOINTMENT TO HAVE A GOLF CART TOUR AND VISIT THIS WONDERFUL HOME. .. SEE YOU SOON. .

22. 2016-11-16
    price $139,500 1285-char remark

    Show marketing remark (1285 chars)

    JUST REDUCED. .. .. .AND. .. .. WOW!! THIS HOUSE HAS THAT "WOW FACTOR" YOU'VE BEEN LOOKING FOR!. .. THIS SPACIOUS (ALMOST 1300 SQ FT) TASTEFULLY FURNISHED HOME IS BRIGHT AND CLEAN. .. NEVER RENTED. .. .THE LARGE OPEN-PLAN INCLUDES THE KITCHEN WITH HI-END APPLIANCES, CONVENIENT DINING AREA AND THE COMFORTABLE LIVING ROOM. .. THE OVER-SIZED MASTER BATH NOT ONLY HAS DUAL SINKS, IT HAS 2 INDIVIDUAL VANATIES. .. .OUTSIDE THERE IS A PRIVACY-SCREENED LANAI WITH YOUR OWN JACUZZI. .. .JUST THE THING AFTER HAVING A GREAT DAY ON THE GOLF COURSE. .. .ALSO, THE SHED HAS A GARAGE TYPE DOOR FOR EASY ACCESS TO STORE A GOLF CART AND SO MUCH MORE THERE IS NO GOLF CART AVAILABLE . .. .. (. NEIGHBOR. IS USING SHED FOR HIS CART. ). .. .ACCORDIAN TYPE HURRICANE SHUTTERS ARE INCLUDED. .. .THERE IS SO MUCH MORE BUT I WANT TO TELL YOU THAT MAPLE LEAF ESTATES, A 55+ RESIDENT OWNED, NON-PROFIT CORPORATION IS A 24 HOUR GATED COMMUNITY WITH AN 18 HOLE GOLF COURSE, 4 POOLS, 5 TENNIS COURTS, BOCCE, SHUFFLE BOARD AND 3 LARGE BUILDINGS TO ACCOMMODATE THE MANY CLUBS AND ACTIVITIES THAT ARE GOING ON ALL THE TIME. .. .COME AND ENJOY THE LIFESTYLE HERE IN MAPLE LEAF GOLF AND COUNTRY CLUB. .. CALL FOR AN APPOINTMENT TO HAVE A GOLF CART TOUR AND VISIT THIS WONDERFUL HOME. .. SEE YOU SOON. .

23. 2016-09-05
    listed $144,800 Active 1285-char remark

    Show marketing remark (1285 chars)

    JUST REDUCED. .. .. .AND. .. .. WOW!! THIS HOUSE HAS THAT "WOW FACTOR" YOU'VE BEEN LOOKING FOR!. .. THIS SPACIOUS (ALMOST 1300 SQ FT) TASTEFULLY FURNISHED HOME IS BRIGHT AND CLEAN. .. NEVER RENTED. .. .THE LARGE OPEN-PLAN INCLUDES THE KITCHEN WITH HI-END APPLIANCES, CONVENIENT DINING AREA AND THE COMFORTABLE LIVING ROOM. .. THE OVER-SIZED MASTER BATH NOT ONLY HAS DUAL SINKS, IT HAS 2 INDIVIDUAL VANATIES. .. .OUTSIDE THERE IS A PRIVACY-SCREENED LANAI WITH YOUR OWN JACUZZI. .. .JUST THE THING AFTER HAVING A GREAT DAY ON THE GOLF COURSE. .. .ALSO, THE SHED HAS A GARAGE TYPE DOOR FOR EASY ACCESS TO STORE A GOLF CART AND SO MUCH MORE THERE IS NO GOLF CART AVAILABLE . .. .. (. NEIGHBOR. IS USING SHED FOR HIS CART. ). .. .ACCORDIAN TYPE HURRICANE SHUTTERS ARE INCLUDED. .. .THERE IS SO MUCH MORE BUT I WANT TO TELL YOU THAT MAPLE LEAF ESTATES, A 55+ RESIDENT OWNED, NON-PROFIT CORPORATION IS A 24 HOUR GATED COMMUNITY WITH AN 18 HOLE GOLF COURSE, 4 POOLS, 5 TENNIS COURTS, BOCCE, SHUFFLE BOARD AND 3 LARGE BUILDINGS TO ACCOMMODATE THE MANY CLUBS AND ACTIVITIES THAT ARE GOING ON ALL THE TIME. .. .COME AND ENJOY THE LIFESTYLE HERE IN MAPLE LEAF GOLF AND COUNTRY CLUB. .. CALL FOR AN APPOINTMENT TO HAVE A GOLF CART TOUR AND VISIT THIS WONDERFUL HOME. .. SEE YOU SOON. .

24. 2014-08-29
    soldstatus $112,000 Sold
25. 2014-08-13
    status Pending
26. 2014-06-14
    status Active
27. 2014-06-10
    historical
28. 2014-06-03
    listed $123,000 Active
29. 2011-08-22
    soldstatus $117,000
30. 2010-09-09
    listed $119,000
31. 2009-08-31
    soldstatus $9,000
32. 2009-08-21
    historical
33. 2009-08-20
    listed $69,900
34. 2009-07-20
    listed $13,000
35. 2009-06-26
    listed $20,000
36. 2008-07-30
    soldstatus $60,000
37. 2008-06-01
    listed $84,900
38. 2007-08-17
    historical
39. 2007-08-17
    historical
40. 2007-08-03
    listed $60,000
41. 2007-08-03
    historical
42. 2007-08-02
    listed $139,900
43. 2007-06-14
    listed $214,900
44. 2007-06-14
    listed $214,900
45. 2007-05-07
    listed $79,900
46. 2007-01-29
    listed $79,900
47. 2006-03-16
    soldstatus $45,000
48. 2006-02-24
    listed $90,000
49. 2005-11-03
    listed $116,000
50. 2005-10-10
    historical

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 13% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,665
• − Mortgage interest: −$10,027
• − Property taxes: −$2,685
• − Insurance: −$895
• − Repairs & maintenance: −$1,813
• − Management: −$1,813
• − HOA: −$4,896
• − Depreciation: −$5,207
• Taxable loss: −$4,671
• Est. tax savings @ 24.0%: +$1,121
• After-tax cash flow: $-714/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Port Charlotte

• Score: 65/100
• State rank: #655
• US rank: #13081

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety D- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Charlotte County · 196,994 people
• City population: 102,180
• Metro: Punta Gorda, FL
• Population (ZIP): 13,120
• Household income: $63,591
• Rent vs Own: 24.3% rent · 75.7% own
• Severe rent burden: 612.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Hispanic / Latino 10% Two or more races 10% Black 9%
• Hispanic origin (detail): Puerto Rican 3% Cuban 2% Dominican 2%
• Common ancestry: Romanian 5% Hispanic 4% Slovak 3%
• Foreign-born: 16% · Canada, Jamaica
• Languages at home: 85% English-only · Spanish 8% French/Haitian/Cajun 5% German/W. Germanic 1%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -16.02%
• Current HPI: 306.3331
• Rent YoY: ▼ -4.04%
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+179.2% since first listed

39 events — show timeline

• 2026-05-22 Listed $167,500 FSBO.com
• 2026-03-26 Listed $179,000 Stellar MLS as Distributed by MLS Grid
• 2016-12-16 Sold (MLS) $132,000 Stellar MLS as Distributed by MLS Grid
• 2016-11-22 Pending — Stellar MLS as Distributed by MLS Grid
• 2016-11-16 Price Changed $139,500 Stellar MLS as Distributed by MLS Grid
• 2016-09-05 Listed $144,800 Stellar MLS as Distributed by MLS Grid
• 2014-08-29 Sold (MLS) $112,000 Stellar MLS as Distributed by MLS Grid
• 2014-08-13 Pending — Stellar MLS as Distributed by MLS Grid
• 2014-06-14 Relisted — Stellar MLS as Distributed by MLS Grid
• 2014-06-10 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2014-06-03 Listed $123,000 Stellar MLS as Distributed by MLS Grid
• 2011-08-22 Sold (MLS) $117,000 Stellar MLS as Distributed by MLS Grid
• 2010-09-09 Listed $119,000 Stellar MLS as Distributed by MLS Grid
• 2009-08-31 Sold (MLS) $9,000 Stellar MLS as Distributed by MLS Grid
• 2009-08-21 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2009-08-20 Listed $69,900 Stellar MLS as Distributed by MLS Grid
• 2009-07-20 Listed $13,000 Stellar MLS as Distributed by MLS Grid
• 2009-06-26 Listed $20,000 Stellar MLS as Distributed by MLS Grid
• 2008-07-30 Sold (MLS) $60,000 Stellar MLS as Distributed by MLS Grid
• 2008-06-01 Listed $84,900 Stellar MLS as Distributed by MLS Grid
• 2007-08-17 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2007-08-17 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2007-08-03 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2007-08-03 Listed $60,000 Stellar MLS as Distributed by MLS Grid
• 2007-08-02 Listed $139,900 Stellar MLS as Distributed by MLS Grid
• 2007-06-14 Listed $214,900 Stellar MLS as Distributed by MLS Grid
• 2007-06-14 Listed $214,900 Stellar MLS as Distributed by MLS Grid
• 2007-05-07 Listed $79,900 Stellar MLS as Distributed by MLS Grid
• 2007-01-29 Listed $79,900 Stellar MLS as Distributed by MLS Grid
• 2006-03-16 Sold (MLS) $45,000 Stellar MLS as Distributed by MLS Grid
• 2006-02-24 Listed $90,000 Stellar MLS as Distributed by MLS Grid
• 2005-11-03 Listed $116,000 Stellar MLS as Distributed by MLS Grid
• 2005-10-10 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2005-08-08 Listed $119,900 Stellar MLS as Distributed by MLS Grid
• 2005-07-11 Listed $48,900 Stellar MLS as Distributed by MLS Grid
• 2005-04-12 Sold (MLS) $61,505 Stellar MLS as Distributed by MLS Grid
• 2005-03-08 Sold (MLS) $50,000 Stellar MLS as Distributed by MLS Grid
• 2005-02-24 Listed $61,500 Stellar MLS as Distributed by MLS Grid
• 2004-11-05 Listed $60,000 Stellar MLS as Distributed by MLS Grid