134 Lake Ashley Dr · Kingsland, GA 31548

$270,000

3 bd · 2.0 ba · 1,712 sqft · SingleFamily public records · 34 Days on market

Built 1994 0.37 ac lot Est $322k · 16% under

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +14.8/15.0
• Cash flow +12.3/30.0
• Schools +4.7/10.0
• DSCR +3.6/10.0
• Livability +3.5/5.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0
• 1% rule +2.2/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

MOVE-IN READY AND PERFECTLY SITUATED IN LAKE ASHLEY COMMUNITY IN KINGSLAND, THIS THREE-BEDROOM HOME OFFERS COMFORT, CONVENIENCE, AND PRIVACY WITH NO HOA DUES AND NO FLOOD INSURANCE REQUIRED.   THE LOW-MAINTENANCE VINYL EXTERIOR IS COMPLEMENTED BY A STORAGE SHED IN THE BACKYARD, PERFECT FOR KEEPING YOUR GARAGE ORGANIZED.   THE SPACIOUS LOT BACKS UP TO WOODED PRIVACY, CREATING A PEACEFUL RETREAT RIGHT AT HOME.   STEP INSIDE TO NEWER WOOD LAMINATE FLOORING THROUGHOUT THE MAIN LIVING AREAS AND NEWLY TILED BATHROOMS FOR A FRESH, UPDATED FEEL.   THE INVITING FAMILY ROOM FEATURES A VAULTED CEILING AND A COZY WOOD-BURNING FIREPLACE WITH A BEAUTIFUL STONE SURROUND.   THE EAT-IN KITCHEN OFFERS A SIZABLE PANTRY, A PASS-THROUGH WINDOW TO THE FAMILY ROOM, AND DIRECT ACCESS TO THE ATTACHED TWO-CAR GARAGE FOR EVERYDAY CONVENIENCE.   YOU’LL ALSO APPRECIATE THE SEPARATE DINING AREA AND THE CLIMATE-CONTROLLED FLORIDA ROOM OVERLOOKING THE PRIVATE BACKYARD, IDEAL FOR YEAR-ROUND ENJOYMENT.   THE PRIMARY SUITE INCLUDES A CULTURED MARBLE SOAKING TUB/SHOWER COMBINATION, PRIVATE WATER CLOSET, AND A SPACIOUS WALK-IN CLOSET.   TWO ADDITIONAL BEDROOMS ARE LOCATED JUST OFF THE FOYER AND SHARE A WELL-APPOINTED HALL BATH.   LOCATED WITHIN WALKING DISTANCE TO SCHOOLS AND A VARIETY OF RESTAURANTS, THIS HOME ALSO OFFERS EASY ACCESS TO NAVAL SUBMARINE BASE KINGS BAY, NEARBY MEDICAL FACILITIES, AND IS LESS THAN TWO MILES FROM INTERSTATE 95, MAKING COMMUTING A BREEZE.   EASY TO SHOW AND READY FOR ITS NEXT OWNER: SCHEDULE YOUR PRIVATE TOUR TODAY!

Key facts

• Storage shed
• No hoa dues
• 0.37 acre lot

Tags

• LAKE ASHLEY COMMUNITY
• NO HOA DUES
• NO FLOOD INSURANCE REQUIRED
• LOW MAINTENANCE VINYL EXTERIOR
• STORAGE SHED
• NEWER WOOD LAMINATE FLOORING

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $270k.

Deal economics

• At list price, monthly cash flow is $-51 ($-607/yr) — negative.
• To cash-flow at today's rent, offer at most $261k (3.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $195k (27.9% below list).
• Recommended offer: $195k (27.9% below list) — sets the bar for 1% rule.
• Cap rate 6.1% vs local median 3.5% in Kingsland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#111 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, crime A, cost of living A; Watch: employment C-, amenities F, commute F.
• Camden County (town): math 56% / reading 54% proficiency, ranked #9 of 174 in GA (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Matilda Harris Elementary School (math 63% / reading 51%, grade C+, #151 of 1,228 statewide, top 13%, 662 students, 40% FRL); Camden Middle School (math 47% / reading 53%, grade C, #68 of 470 statewide, top 15%, 1,125 students, 49% FRL) — zoned schools at 45% FRL track the district average.
• Market conditions: Rents flat; 388 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 383 units permitted in Camden County in 2024 (0 in 5+ unit buildings).
• This rent runs 31% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Camden County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 34 days — a 3% lower offer ($262k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $194,625 (27.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.72% ✗
• Cap rate: 6.07%
• Cash-on-cash: -0.80%
• DSCR: 0.96
• GRM: 11.6

CMA / ARV

• ARV (on-the-fly): $321,856
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
107 Bluebell Dr	0.17mi	3/2.5	1,834 (+7%)	1mo	$345,000	$188	77
138 Lake Ashley Dr	0.03mi	3/2.0	1,498 (-12%)	1mo	$270,000	$180	77
103 Arbor Ct	0.27mi	4/2.0 (+1)	1,616 (-6%)	1mo	$266,000	$165	72
107 Beaver Ct	0.43mi	4/2.0 (+1)	1,662 (-3%)	1mo	$290,000	$174	69
106 Cherry Tree Ct	0.30mi	3/2.0	1,528 (-11%)	0mo	$290,000	$190	68
142 Lake Wellington Dr	0.25mi	3/2.0	1,507 (-12%)	4mo	$285,000	$189	66
523 Lake Jordan Blvd W	0.51mi	3/2.0	1,622 (-5%)	4mo	$285,000	$176	64
131 College St	0.47mi	4/2.0 (+1)	1,844 (+8%)	1mo	$325,000	$176	60
106 Lake Manor Ct	0.52mi	4/2.0 (+1)	1,833 (+7%)	0mo	$379,000	$207	59
106 Harvest Moon Way	0.37mi	3/2.0	1,456 (-15%)	3mo	$286,324	$197	56
136 Lake Jordan Blvd	0.51mi	3/2.0	1,924 (+12%)	1mo	$316,000	$164	55
212 Verano St	0.72mi	3/2.0	1,835 (+7%)	1mo	$399,750	$218	54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.53% rent growth · sell at horizon

5-year hold

• IRR: -20.1%
• Equity multiple: 0.31×
• Total profit: $-51,835
• Equity at exit: $40,258

10-year hold

• IRR: -18.5%
• Equity multiple: 0.10×
• Total profit: $-68,295
• Equity at exit: $23,345

Cash invested: $75,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 31548

• Home prices YoY: -4.5%
• Rents YoY: 0.5%
• Active inventory: 388
• Price-to-rent: 11.6×

Monthly cashflow live

• Estimated rent: $1,946 high
• Mortgage (P&I): −$1,416
• Tax from tax record: −$60 /mo · $716/yr
• Insurance: −$112
• HOA: −$0
• Vacancy / Maint / Mgmt: −$409
• Net cashflow: $-51

Break-even live

Break-even rent $2,010

Max offer price $261,065

Occupancy floor 98%

Sensitivity live

Price	-10% $102	-5% $26	+0% $-51	+5% $-127	+10% $-203
Rent	-10% $-204	-5% $-127	+0% $-51	+5% $26	+10% $103
Rate	-1.0pp $85	-0.5pp $18	base $-51	+0.5pp $-121	+1.0pp $-192

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $67,500
• Closing costs: $8,100
• Reserves months: —
• Total cash needed: —

Rent comps 14 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
218 Lake Forest Dr Kingsland, GA	4.0	2.0	1714	$4,300	$2.51	44d	1	0.25mi
102 Driftwood Ct Kingsland, GA	4.0	2.0	1438	$1,950	$1.36	45d	1	0.36mi
123 College St Kingsland, GA	4.0	2.0	1874	$2,200	$1.17	24d	1	0.39mi
126 Ash Ct Kingsland, GA	4.0	2.0	1579	$1,900	$1.20	12d	1	0.43mi
150 Lake Manor Dr Kingsland, GA	3.0	2.0	1783	$1,925	$1.08	8d	1	0.56mi
123 Magnolia Ct Kingsland, GA	3.0	2.0	1510	$1,800	$1.19	24d	1	0.69mi
211 Royal Palms Ave Kingsland, GA	3.0	2.0	1490	$1,600	$1.07	2d	1	0.84mi
1202 Hospitality Ave Kingsland, GA	3.0	2.0	1215	$1,778	$1.46	2d	14	0.86mi
301 N Gross Rd Kingsland, GA	2.0–3.0	2.0	1089	$1,549	$1.42	44d	1	1.03mi
115 Lake Wisteria Ct Kingsland, GA	3.0	2.0	1622	$1,775	$1.09	11d	1	1.12mi
125 Walnut Way Kingsland, GA	3.0	2.0	2015	$2,200	$1.09	8d	1	1.15mi
125 Walnut Way Kingsland, GA	3.0	2.0	2015	$2,200	$1.09	3d	1	1.15mi
108 Almond Cir Kingsland, GA	3.0	2.0	1309	$1,900	$1.45	22d	1	1.18mi
108 Almond Cir Kingsland, GA	3.0	2.0	1309	$1,900	$1.45	24d	1	1.18mi

Listing history 9 events

1. 2026-04-22
   status Under Contract
2. 2026-04-21
   status Pending 1590-char remark

   Show marketing remark (1590 chars)

   MOVE-IN READY AND PERFECTLY SITUATED IN LAKE ASHLEY COMMUNITY IN KINGSLAND, THIS THREE-BEDROOM HOME OFFERS COMFORT, CONVENIENCE, AND PRIVACY WITH NO HOA DUES AND NO FLOOD INSURANCE REQUIRED.   THE LOW-MAINTENANCE VINYL EXTERIOR IS COMPLEMENTED BY A STORAGE SHED IN THE BACKYARD, PERFECT FOR KEEPING YOUR GARAGE ORGANIZED.   THE SPACIOUS LOT BACKS UP TO WOODED PRIVACY, CREATING A PEACEFUL RETREAT RIGHT AT HOME.   STEP INSIDE TO NEWER WOOD LAMINATE FLOORING THROUGHOUT THE MAIN LIVING AREAS AND NEWLY TILED BATHROOMS FOR A FRESH, UPDATED FEEL.   THE INVITING FAMILY ROOM FEATURES A VAULTED CEILING AND A COZY WOOD-BURNING FIREPLACE WITH A BEAUTIFUL STONE SURROUND.   THE EAT-IN KITCHEN OFFERS A SIZABLE PANTRY, A PASS-THROUGH WINDOW TO THE FAMILY ROOM, AND DIRECT ACCESS TO THE ATTACHED TWO-CAR GARAGE FOR EVERYDAY CONVENIENCE.   YOU’LL ALSO APPRECIATE THE SEPARATE DINING AREA AND THE CLIMATE-CONTROLLED FLORIDA ROOM OVERLOOKING THE PRIVATE BACKYARD, IDEAL FOR YEAR-ROUND ENJOYMENT.   THE PRIMARY SUITE INCLUDES A CULTURED MARBLE SOAKING TUB/SHOWER COMBINATION, PRIVATE WATER CLOSET, AND A SPACIOUS WALK-IN CLOSET.   TWO ADDITIONAL BEDROOMS ARE LOCATED JUST OFF THE FOYER AND SHARE A WELL-APPOINTED HALL BATH.   LOCATED WITHIN WALKING DISTANCE TO SCHOOLS AND A VARIETY OF RESTAURANTS, THIS HOME ALSO OFFERS EASY ACCESS TO NAVAL SUBMARINE BASE KINGS BAY, NEARBY MEDICAL FACILITIES, AND IS LESS THAN TWO MILES FROM INTERSTATE 95, MAKING COMMUTING A BREEZE.   EASY TO SHOW AND READY FOR ITS NEXT OWNER: SCHEDULE YOUR PRIVATE TOUR TODAY!

3. 2026-03-31
   historical Active Under Contract

   Show marketing remark (1590 chars)

   MOVE-IN READY AND PERFECTLY SITUATED IN LAKE ASHLEY COMMUNITY IN KINGSLAND, THIS THREE-BEDROOM HOME OFFERS COMFORT, CONVENIENCE, AND PRIVACY WITH NO HOA DUES AND NO FLOOD INSURANCE REQUIRED.   THE LOW-MAINTENANCE VINYL EXTERIOR IS COMPLEMENTED BY A STORAGE SHED IN THE BACKYARD, PERFECT FOR KEEPING YOUR GARAGE ORGANIZED.   THE SPACIOUS LOT BACKS UP TO WOODED PRIVACY, CREATING A PEACEFUL RETREAT RIGHT AT HOME.   STEP INSIDE TO NEWER WOOD LAMINATE FLOORING THROUGHOUT THE MAIN LIVING AREAS AND NEWLY TILED BATHROOMS FOR A FRESH, UPDATED FEEL.   THE INVITING FAMILY ROOM FEATURES A VAULTED CEILING AND A COZY WOOD-BURNING FIREPLACE WITH A BEAUTIFUL STONE SURROUND.   THE EAT-IN KITCHEN OFFERS A SIZABLE PANTRY, A PASS-THROUGH WINDOW TO THE FAMILY ROOM, AND DIRECT ACCESS TO THE ATTACHED TWO-CAR GARAGE FOR EVERYDAY CONVENIENCE.   YOU’LL ALSO APPRECIATE THE SEPARATE DINING AREA AND THE CLIMATE-CONTROLLED FLORIDA ROOM OVERLOOKING THE PRIVATE BACKYARD, IDEAL FOR YEAR-ROUND ENJOYMENT.   THE PRIMARY SUITE INCLUDES A CULTURED MARBLE SOAKING TUB/SHOWER COMBINATION, PRIVATE WATER CLOSET, AND A SPACIOUS WALK-IN CLOSET.   TWO ADDITIONAL BEDROOMS ARE LOCATED JUST OFF THE FOYER AND SHARE A WELL-APPOINTED HALL BATH.   LOCATED WITHIN WALKING DISTANCE TO SCHOOLS AND A VARIETY OF RESTAURANTS, THIS HOME ALSO OFFERS EASY ACCESS TO NAVAL SUBMARINE BASE KINGS BAY, NEARBY MEDICAL FACILITIES, AND IS LESS THAN TWO MILES FROM INTERSTATE 95, MAKING COMMUTING A BREEZE.   EASY TO SHOW AND READY FOR ITS NEXT OWNER: SCHEDULE YOUR PRIVATE TOUR TODAY!

4. 2026-03-31
   historical Active Under Contract 1590-char remark

   Show marketing remark (1590 chars)

   MOVE-IN READY AND PERFECTLY SITUATED IN LAKE ASHLEY COMMUNITY IN KINGSLAND, THIS THREE-BEDROOM HOME OFFERS COMFORT, CONVENIENCE, AND PRIVACY WITH NO HOA DUES AND NO FLOOD INSURANCE REQUIRED.   THE LOW-MAINTENANCE VINYL EXTERIOR IS COMPLEMENTED BY A STORAGE SHED IN THE BACKYARD, PERFECT FOR KEEPING YOUR GARAGE ORGANIZED.   THE SPACIOUS LOT BACKS UP TO WOODED PRIVACY, CREATING A PEACEFUL RETREAT RIGHT AT HOME.   STEP INSIDE TO NEWER WOOD LAMINATE FLOORING THROUGHOUT THE MAIN LIVING AREAS AND NEWLY TILED BATHROOMS FOR A FRESH, UPDATED FEEL.   THE INVITING FAMILY ROOM FEATURES A VAULTED CEILING AND A COZY WOOD-BURNING FIREPLACE WITH A BEAUTIFUL STONE SURROUND.   THE EAT-IN KITCHEN OFFERS A SIZABLE PANTRY, A PASS-THROUGH WINDOW TO THE FAMILY ROOM, AND DIRECT ACCESS TO THE ATTACHED TWO-CAR GARAGE FOR EVERYDAY CONVENIENCE.   YOU’LL ALSO APPRECIATE THE SEPARATE DINING AREA AND THE CLIMATE-CONTROLLED FLORIDA ROOM OVERLOOKING THE PRIVATE BACKYARD, IDEAL FOR YEAR-ROUND ENJOYMENT.   THE PRIMARY SUITE INCLUDES A CULTURED MARBLE SOAKING TUB/SHOWER COMBINATION, PRIVATE WATER CLOSET, AND A SPACIOUS WALK-IN CLOSET.   TWO ADDITIONAL BEDROOMS ARE LOCATED JUST OFF THE FOYER AND SHARE A WELL-APPOINTED HALL BATH.   LOCATED WITHIN WALKING DISTANCE TO SCHOOLS AND A VARIETY OF RESTAURANTS, THIS HOME ALSO OFFERS EASY ACCESS TO NAVAL SUBMARINE BASE KINGS BAY, NEARBY MEDICAL FACILITIES, AND IS LESS THAN TWO MILES FROM INTERSTATE 95, MAKING COMMUTING A BREEZE.   EASY TO SHOW AND READY FOR ITS NEXT OWNER: SCHEDULE YOUR PRIVATE TOUR TODAY!

5. 2026-03-31
   status Back On Market

   Show marketing remark (1590 chars)

   MOVE-IN READY AND PERFECTLY SITUATED IN LAKE ASHLEY COMMUNITY IN KINGSLAND, THIS THREE-BEDROOM HOME OFFERS COMFORT, CONVENIENCE, AND PRIVACY WITH NO HOA DUES AND NO FLOOD INSURANCE REQUIRED.   THE LOW-MAINTENANCE VINYL EXTERIOR IS COMPLEMENTED BY A STORAGE SHED IN THE BACKYARD, PERFECT FOR KEEPING YOUR GARAGE ORGANIZED.   THE SPACIOUS LOT BACKS UP TO WOODED PRIVACY, CREATING A PEACEFUL RETREAT RIGHT AT HOME.   STEP INSIDE TO NEWER WOOD LAMINATE FLOORING THROUGHOUT THE MAIN LIVING AREAS AND NEWLY TILED BATHROOMS FOR A FRESH, UPDATED FEEL.   THE INVITING FAMILY ROOM FEATURES A VAULTED CEILING AND A COZY WOOD-BURNING FIREPLACE WITH A BEAUTIFUL STONE SURROUND.   THE EAT-IN KITCHEN OFFERS A SIZABLE PANTRY, A PASS-THROUGH WINDOW TO THE FAMILY ROOM, AND DIRECT ACCESS TO THE ATTACHED TWO-CAR GARAGE FOR EVERYDAY CONVENIENCE.   YOU’LL ALSO APPRECIATE THE SEPARATE DINING AREA AND THE CLIMATE-CONTROLLED FLORIDA ROOM OVERLOOKING THE PRIVATE BACKYARD, IDEAL FOR YEAR-ROUND ENJOYMENT.   THE PRIMARY SUITE INCLUDES A CULTURED MARBLE SOAKING TUB/SHOWER COMBINATION, PRIVATE WATER CLOSET, AND A SPACIOUS WALK-IN CLOSET.   TWO ADDITIONAL BEDROOMS ARE LOCATED JUST OFF THE FOYER AND SHARE A WELL-APPOINTED HALL BATH.   LOCATED WITHIN WALKING DISTANCE TO SCHOOLS AND A VARIETY OF RESTAURANTS, THIS HOME ALSO OFFERS EASY ACCESS TO NAVAL SUBMARINE BASE KINGS BAY, NEARBY MEDICAL FACILITIES, AND IS LESS THAN TWO MILES FROM INTERSTATE 95, MAKING COMMUTING A BREEZE.   EASY TO SHOW AND READY FOR ITS NEXT OWNER: SCHEDULE YOUR PRIVATE TOUR TODAY!

6. 2026-03-10
   status Pending 1590-char remark

   Show marketing remark (1590 chars)

   MOVE-IN READY AND PERFECTLY SITUATED IN LAKE ASHLEY COMMUNITY IN KINGSLAND, THIS THREE-BEDROOM HOME OFFERS COMFORT, CONVENIENCE, AND PRIVACY WITH NO HOA DUES AND NO FLOOD INSURANCE REQUIRED.   THE LOW-MAINTENANCE VINYL EXTERIOR IS COMPLEMENTED BY A STORAGE SHED IN THE BACKYARD, PERFECT FOR KEEPING YOUR GARAGE ORGANIZED.   THE SPACIOUS LOT BACKS UP TO WOODED PRIVACY, CREATING A PEACEFUL RETREAT RIGHT AT HOME.   STEP INSIDE TO NEWER WOOD LAMINATE FLOORING THROUGHOUT THE MAIN LIVING AREAS AND NEWLY TILED BATHROOMS FOR A FRESH, UPDATED FEEL.   THE INVITING FAMILY ROOM FEATURES A VAULTED CEILING AND A COZY WOOD-BURNING FIREPLACE WITH A BEAUTIFUL STONE SURROUND.   THE EAT-IN KITCHEN OFFERS A SIZABLE PANTRY, A PASS-THROUGH WINDOW TO THE FAMILY ROOM, AND DIRECT ACCESS TO THE ATTACHED TWO-CAR GARAGE FOR EVERYDAY CONVENIENCE.   YOU’LL ALSO APPRECIATE THE SEPARATE DINING AREA AND THE CLIMATE-CONTROLLED FLORIDA ROOM OVERLOOKING THE PRIVATE BACKYARD, IDEAL FOR YEAR-ROUND ENJOYMENT.   THE PRIMARY SUITE INCLUDES A CULTURED MARBLE SOAKING TUB/SHOWER COMBINATION, PRIVATE WATER CLOSET, AND A SPACIOUS WALK-IN CLOSET.   TWO ADDITIONAL BEDROOMS ARE LOCATED JUST OFF THE FOYER AND SHARE A WELL-APPOINTED HALL BATH.   LOCATED WITHIN WALKING DISTANCE TO SCHOOLS AND A VARIETY OF RESTAURANTS, THIS HOME ALSO OFFERS EASY ACCESS TO NAVAL SUBMARINE BASE KINGS BAY, NEARBY MEDICAL FACILITIES, AND IS LESS THAN TWO MILES FROM INTERSTATE 95, MAKING COMMUTING A BREEZE.   EASY TO SHOW AND READY FOR ITS NEXT OWNER: SCHEDULE YOUR PRIVATE TOUR TODAY!

7. 2026-03-10
   status Under Contract

   Show marketing remark (1590 chars)

   MOVE-IN READY AND PERFECTLY SITUATED IN LAKE ASHLEY COMMUNITY IN KINGSLAND, THIS THREE-BEDROOM HOME OFFERS COMFORT, CONVENIENCE, AND PRIVACY WITH NO HOA DUES AND NO FLOOD INSURANCE REQUIRED.   THE LOW-MAINTENANCE VINYL EXTERIOR IS COMPLEMENTED BY A STORAGE SHED IN THE BACKYARD, PERFECT FOR KEEPING YOUR GARAGE ORGANIZED.   THE SPACIOUS LOT BACKS UP TO WOODED PRIVACY, CREATING A PEACEFUL RETREAT RIGHT AT HOME.   STEP INSIDE TO NEWER WOOD LAMINATE FLOORING THROUGHOUT THE MAIN LIVING AREAS AND NEWLY TILED BATHROOMS FOR A FRESH, UPDATED FEEL.   THE INVITING FAMILY ROOM FEATURES A VAULTED CEILING AND A COZY WOOD-BURNING FIREPLACE WITH A BEAUTIFUL STONE SURROUND.   THE EAT-IN KITCHEN OFFERS A SIZABLE PANTRY, A PASS-THROUGH WINDOW TO THE FAMILY ROOM, AND DIRECT ACCESS TO THE ATTACHED TWO-CAR GARAGE FOR EVERYDAY CONVENIENCE.   YOU’LL ALSO APPRECIATE THE SEPARATE DINING AREA AND THE CLIMATE-CONTROLLED FLORIDA ROOM OVERLOOKING THE PRIVATE BACKYARD, IDEAL FOR YEAR-ROUND ENJOYMENT.   THE PRIMARY SUITE INCLUDES A CULTURED MARBLE SOAKING TUB/SHOWER COMBINATION, PRIVATE WATER CLOSET, AND A SPACIOUS WALK-IN CLOSET.   TWO ADDITIONAL BEDROOMS ARE LOCATED JUST OFF THE FOYER AND SHARE A WELL-APPOINTED HALL BATH.   LOCATED WITHIN WALKING DISTANCE TO SCHOOLS AND A VARIETY OF RESTAURANTS, THIS HOME ALSO OFFERS EASY ACCESS TO NAVAL SUBMARINE BASE KINGS BAY, NEARBY MEDICAL FACILITIES, AND IS LESS THAN TWO MILES FROM INTERSTATE 95, MAKING COMMUTING A BREEZE.   EASY TO SHOW AND READY FOR ITS NEXT OWNER: SCHEDULE YOUR PRIVATE TOUR TODAY!

8. 2026-02-25
   listed $270,000 New

   Show marketing remark (1590 chars)

   MOVE-IN READY AND PERFECTLY SITUATED IN LAKE ASHLEY COMMUNITY IN KINGSLAND, THIS THREE-BEDROOM HOME OFFERS COMFORT, CONVENIENCE, AND PRIVACY WITH NO HOA DUES AND NO FLOOD INSURANCE REQUIRED.   THE LOW-MAINTENANCE VINYL EXTERIOR IS COMPLEMENTED BY A STORAGE SHED IN THE BACKYARD, PERFECT FOR KEEPING YOUR GARAGE ORGANIZED.   THE SPACIOUS LOT BACKS UP TO WOODED PRIVACY, CREATING A PEACEFUL RETREAT RIGHT AT HOME.   STEP INSIDE TO NEWER WOOD LAMINATE FLOORING THROUGHOUT THE MAIN LIVING AREAS AND NEWLY TILED BATHROOMS FOR A FRESH, UPDATED FEEL.   THE INVITING FAMILY ROOM FEATURES A VAULTED CEILING AND A COZY WOOD-BURNING FIREPLACE WITH A BEAUTIFUL STONE SURROUND.   THE EAT-IN KITCHEN OFFERS A SIZABLE PANTRY, A PASS-THROUGH WINDOW TO THE FAMILY ROOM, AND DIRECT ACCESS TO THE ATTACHED TWO-CAR GARAGE FOR EVERYDAY CONVENIENCE.   YOU’LL ALSO APPRECIATE THE SEPARATE DINING AREA AND THE CLIMATE-CONTROLLED FLORIDA ROOM OVERLOOKING THE PRIVATE BACKYARD, IDEAL FOR YEAR-ROUND ENJOYMENT.   THE PRIMARY SUITE INCLUDES A CULTURED MARBLE SOAKING TUB/SHOWER COMBINATION, PRIVATE WATER CLOSET, AND A SPACIOUS WALK-IN CLOSET.   TWO ADDITIONAL BEDROOMS ARE LOCATED JUST OFF THE FOYER AND SHARE A WELL-APPOINTED HALL BATH.   LOCATED WITHIN WALKING DISTANCE TO SCHOOLS AND A VARIETY OF RESTAURANTS, THIS HOME ALSO OFFERS EASY ACCESS TO NAVAL SUBMARINE BASE KINGS BAY, NEARBY MEDICAL FACILITIES, AND IS LESS THAN TWO MILES FROM INTERSTATE 95, MAKING COMMUTING A BREEZE.   EASY TO SHOW AND READY FOR ITS NEXT OWNER: SCHEDULE YOUR PRIVATE TOUR TODAY!

9. 2026-02-25
   listed $270,000 Active 1590-char remark

   Show marketing remark (1590 chars)

   MOVE-IN READY AND PERFECTLY SITUATED IN LAKE ASHLEY COMMUNITY IN KINGSLAND, THIS THREE-BEDROOM HOME OFFERS COMFORT, CONVENIENCE, AND PRIVACY WITH NO HOA DUES AND NO FLOOD INSURANCE REQUIRED.   THE LOW-MAINTENANCE VINYL EXTERIOR IS COMPLEMENTED BY A STORAGE SHED IN THE BACKYARD, PERFECT FOR KEEPING YOUR GARAGE ORGANIZED.   THE SPACIOUS LOT BACKS UP TO WOODED PRIVACY, CREATING A PEACEFUL RETREAT RIGHT AT HOME.   STEP INSIDE TO NEWER WOOD LAMINATE FLOORING THROUGHOUT THE MAIN LIVING AREAS AND NEWLY TILED BATHROOMS FOR A FRESH, UPDATED FEEL.   THE INVITING FAMILY ROOM FEATURES A VAULTED CEILING AND A COZY WOOD-BURNING FIREPLACE WITH A BEAUTIFUL STONE SURROUND.   THE EAT-IN KITCHEN OFFERS A SIZABLE PANTRY, A PASS-THROUGH WINDOW TO THE FAMILY ROOM, AND DIRECT ACCESS TO THE ATTACHED TWO-CAR GARAGE FOR EVERYDAY CONVENIENCE.   YOU’LL ALSO APPRECIATE THE SEPARATE DINING AREA AND THE CLIMATE-CONTROLLED FLORIDA ROOM OVERLOOKING THE PRIVATE BACKYARD, IDEAL FOR YEAR-ROUND ENJOYMENT.   THE PRIMARY SUITE INCLUDES A CULTURED MARBLE SOAKING TUB/SHOWER COMBINATION, PRIVATE WATER CLOSET, AND A SPACIOUS WALK-IN CLOSET.   TWO ADDITIONAL BEDROOMS ARE LOCATED JUST OFF THE FOYER AND SHARE A WELL-APPOINTED HALL BATH.   LOCATED WITHIN WALKING DISTANCE TO SCHOOLS AND A VARIETY OF RESTAURANTS, THIS HOME ALSO OFFERS EASY ACCESS TO NAVAL SUBMARINE BASE KINGS BAY, NEARBY MEDICAL FACILITIES, AND IS LESS THAN TWO MILES FROM INTERSTATE 95, MAKING COMMUTING A BREEZE.   EASY TO SHOW AND READY FOR ITS NEXT OWNER: SCHEDULE YOUR PRIVATE TOUR TODAY!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $716 · $60/mo
• Projected year-2 tax: $2,484 · $207/mo
• Expected delta: +$1,768/yr (+$147/mo · 246.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 6/10 Major 12 unhealthy d/yr today · 12 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,355
• − Mortgage interest: −$15,124
• − Property taxes: −$716
• − Insurance: −$1,350
• − Repairs & maintenance: −$1,868
• − Management: −$1,868
• − Depreciation: −$7,855
• Taxable loss: −$5,427
• Est. tax savings @ 24.0%: +$1,302
• After-tax cash flow: $696/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Camden County
• NCES district ID: 1300780
• Math proficiency: 56% ▼ -3.00%
• Reading proficiency: 54% ▼ -4.00%
• Median HH income: $51,668
• Composite: 47.1/100
• National rank: #2331
• State rank: #9 of 174 in GA

Livability — Kingsland

• Score: 69/100
• State rank: #111
• US rank: #8436

Category grades

Amenities F Commute F Cost of living A Crime A Employment C- Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Kingsland, GA
• County: Camden County · 46,661 people
• City population: 24,070
• Metro: St. Marys, GA
• Population (ZIP): 24,070
• Household income: $75,804
• Rent vs Own: 31.2% rent · 68.8% own
• Severe rent burden: 626.0

Population outlook (Camden County) Hauer SSP2

• Today (2025): 54,358 people
• By 2030: 54,841 · +0.9%
• By 2040: 54,295 · -0.1%
• By 2050: 51,529 · -5.2%
• By 2075: 42,990 · -20.9%
• By 2100: 33,094 · -39.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (65%)
• Race & ethnicity: White 65% Black 19% Two or more races 9% Hispanic / Latino 8% Asian 2%
• Hispanic origin (detail): Mexican 4% Puerto Rican 3%
• Common ancestry: Slovak 3% Italian 2% Lithuanian 2%
• Foreign-born: 2% · Vietnam, China, Canada
• Languages at home: 95% English-only · Spanish 3% Other Asian/Pacific 1%

Political lean MEDSL · Camden

• 2024 margin: Solid R (+35.7) · D 31.9% · R 67.5%
• 2008→2024 swing: -12.1pp toward R · 2008: -23.5pp · 2024: -35.7pp
• All cycles: 2024: R+35.7 2020: R+30.7 2016: R+33.9 2012: R+27.7 2008: R+23.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -15.33%
• Current HPI: 324.5893
• Rent YoY: ▲ 0.53%
• Metro: St. Marys, GA
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

+0.0% since first listed

9 events — show timeline

• 2026-04-22 Pending — GAMLS
• 2026-04-21 Pending — GIAR
• 2026-03-31 Contingent — GAMLS
• 2026-03-31 Contingent — GIAR
• 2026-03-31 Relisted — GAMLS
• 2026-03-10 Pending — GIAR
• 2026-03-10 Pending — GAMLS
• 2026-02-25 Listed $270,000 GIAR
• 2026-02-25 Listed $270,000 GAMLS

Property tax history

+5.2%/yr

Latest (2025): $716 · -1.4% YoY. Source: county tax records.