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803 Chester St
A- Composite 81.52
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +5.5/10.0
  • Rent growth +3.9/5.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0

$59,349

803 Chester St · West Orange, TX 77630
3 bd · 1.0 ba · 948 sqft · SingleFamily public records · 559 Days on market
Built 1951 7,535 sqft lot $63/sqft · 39% below area Est $97k · 39% under ↓ 30% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

INVESTORS! Welcome to 803 Chester St. This three-bedroom, one bathroom fixer-upper home is located in a lovely neighborhood with easy access to HWY 87. The spacious yard is a great spot for entertaining guests and family on a weekend gathering. Although the home needs updates and renovations, it can quickly become home sweet home in no time. There are so many unique features and, with the right touches, the home can really shine. Explore all the best parks, restaurants and shops in Orange, TX. This property is being sold AS IS but has lots of potential. WE MAKE IT EASY TO OWN. This is a great opportunity! Don't wait, call us today to get more information on the owner's easy terms and smooth process that may be able to put the deed in your name and make this your dream home.

Key facts

  • 7,535 sq ft lot
  • Garage
  • Built 1951

Tags

WITH EASY ACCESS TO HWY 87

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $59k.

Deal economics

  • At list price, monthly cash flow is $217 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $59k).
  • Recommended offer: $52k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 60/100 on livability (#1,075 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A, health & safety A; Watch: crime C-, schools D-, amenities F.
  • West Orange-Cove CISD (suburban): math 17% / reading 21% proficiency, ranked #784 of 826 in TX (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.7%/yr); 337 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).

Forward outlook

  • In year one you build about $1k of equity ($411 loan paydown + $599 appreciation (1.0% local appreciation)).
  • Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (1.0% appreciation + 5.7% rent growth), your $17k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 559 days — a 12% lower offer ($52k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 4y ago; this cycle's ask has dropped $10k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo; built in 1951 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $52,227 (12.0% below list)

Questions for the listing agent

  1. It's been on market 559 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.19%
Cap rate
19.31%
Cash-on-cash
46.49%
DSCR
3.07
GRM
3.8

CMA / ARV

ARV (median comp)
$97,050
List price
$59,349
Delta
-38.85%
Verdict
UNDERPRICED
Comps
7 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1920 Houston St 0.07mi 2/1.0 (-1) 1,024 (+8%) 22mo $149,000 $146 60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.01% appreciation · 5.71% rent growth · sell at horizon

5-year hold
IRR
21.4%
Equity multiple
2.14×
Total profit
$18,873
Equity at exit
$20,291
10-year hold
IRR
27.0%
Equity multiple
4.75×
Total profit
$62,270
Equity at exit
$26,989

Cash invested: $16,618 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77630

Home prices YoY
0.4%
Rents YoY
5.7%
Active inventory
337
Price-to-rent
3.8×

Monthly cashflow live

Estimated rent
$1,298 high interval (Pro) →
Mortgage (P&I)
$311
Tax from tax record
$46 /mo · $547/yr
Insurance
$25
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$273
Net cashflow
$217

Break-even live

Break-even rent $1,023
Max offer price $59,349
Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$14,837
Closing costs
$1,780
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
210 Florence St Orange, TX 3.0 1.0 1064 $1,425 $1.34 44d 1 0.74mi
1208 DuPont Dr Orange, TX 2.0 1.0 1000 $1,000 $1.00 13d 1 1.02mi
309 Quincy St West Orange, TX 3.0 1.5 1113 $1,200 $1.08 14d 1 1.06mi
115 E Florida St Orange, TX 2.0 2.0 936 $1,300 $1.39 13d 1 1.10mi
1010 N 16th St Orange, TX 3.0 1.5 1100 $1,500 $1.36 44d 1 1.17mi
3000 MacArthur Dr Orange, TX 3.0 1.0–2.0 791 $1,330 $1.68 13d 12 1.25mi
605 4th St Orange, TX 3.0 1.0 800 $800 $1.00 13d 1 1.31mi
605 N 4th St Unit A Orange, TX 2.0 1.0 860 $900 $1.05 13d 1 1.31mi

Listing history 21 events

  1. 2026-06-18
    days on market $59,349 Active 559 DOM
  2. 2026-06-17
    days on market $59,349 Active 558 DOM
  3. 2026-06-16
    days on market $59,349 Active 557 DOM
  4. 2026-06-15
    days on market $59,349 Active 556 DOM
  5. 2026-06-14
    days on market $59,349 Active 554 DOM
  6. 2026-06-13
    days on market $59,349 Active 553 DOM
  7. 2026-06-10
    days on market $59,349 Active 551 DOM
  8. 2026-06-09
    days on market $59,349 Active 550 DOM
  9. 2026-06-08
    days on market $59,349 Active 549 DOM
  10. 2026-06-07
    days on market $59,349 Active 548 DOM
  11. 2026-06-03
    days on market $59,349 Active 544 DOM
  12. 2026-06-02
    days on market $59,349 Active 543 DOM
  13. 2026-06-01
    days on market $59,349 Active 542 DOM
  14. 2026-05-31
    days on market $59,349 Active 541 DOM
  15. 2026-05-30
    days on market $59,349 Active 540 DOM
  16. 2025-08-18
    price $59,349 785-char remark
    Show marketing remark (785 chars)

    INVESTORS! Welcome to 803 Chester St. This three-bedroom, one bathroom fixer-upper home is located in a lovely neighborhood with easy access to HWY 87. The spacious yard is a great spot for entertaining guests and family on a weekend gathering. Although the home needs updates and renovations, it can quickly become home sweet home in no time. There are so many unique features and, with the right touches, the home can really shine. Explore all the best parks, restaurants and shops in Orange, TX. This property is being sold AS IS but has lots of potential. WE MAKE IT EASY TO OWN. This is a great opportunity! Don't wait, call us today to get more information on the owner's easy terms and smooth process that may be able to put the deed in your name and make this your dream home.

  17. 2024-12-06
    historical
    Show marketing remark (785 chars)

    INVESTORS! Welcome to 803 Chester St. This three-bedroom, one bathroom fixer-upper home is located in a lovely neighborhood with easy access to HWY 87. The spacious yard is a great spot for entertaining guests and family on a weekend gathering. Although the home needs updates and renovations, it can quickly become home sweet home in no time. There are so many unique features and, with the right touches, the home can really shine. Explore all the best parks, restaurants and shops in Orange, TX. This property is being sold AS IS but has lots of potential. WE MAKE IT EASY TO OWN. This is a great opportunity! Don't wait, call us today to get more information on the owner's easy terms and smooth process that may be able to put the deed in your name and make this your dream home.

  18. 2024-12-06
    listed $69,349 Active 785-char remark
    Show marketing remark (785 chars)

    INVESTORS! Welcome to 803 Chester St. This three-bedroom, one bathroom fixer-upper home is located in a lovely neighborhood with easy access to HWY 87. The spacious yard is a great spot for entertaining guests and family on a weekend gathering. Although the home needs updates and renovations, it can quickly become home sweet home in no time. There are so many unique features and, with the right touches, the home can really shine. Explore all the best parks, restaurants and shops in Orange, TX. This property is being sold AS IS but has lots of potential. WE MAKE IT EASY TO OWN. This is a great opportunity! Don't wait, call us today to get more information on the owner's easy terms and smooth process that may be able to put the deed in your name and make this your dream home.

  19. 2024-09-09
    price $69,349
  20. 2023-01-25
    price $72,999
  21. 2022-07-12
    listed $84,999 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$547 · $46/mo
Projected year-2 tax
$1,086 · $91/mo
Expected delta
+$539/yr (+$45/mo · 98.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,574
− Mortgage interest
−$3,324
− Property taxes
−$547
− Insurance
−$5,415
− Repairs & maintenance
−$1,246
− Management
−$1,246
− Depreciation
−$1,727
Taxable income
$2,069
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$497
After-tax cash flow
$2,110/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Orange-Cove CISD
NCES district ID
4845090
Math proficiency
17% ▼ -7.00%
Reading proficiency
21% ▼ -2.00%
Median HH income
$37,329
Composite
15.86/100
National rank
#9260
State rank
#784 of 826 in TX

Livability — West Orange

Score
60/100
State rank
#1075
US rank
#19069

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment C Housing A Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
West Orange, TX
County
Orange County · 87,112 people
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
28,983
Household income
$64,373
Rent vs Own
32.2% rent · 67.8% own
Severe rent burden
1018.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
88,065 people
By 2030
89,591 · +1.7%
By 2040
91,982 · +4.4%
By 2050
93,023 · +5.6%
By 2075
94,871 · +7.7%
By 2100
88,155 · +0.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Black 21% Hispanic / Latino 11% Two or more races 9%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 13% Italian 1% Slovak 1%
Foreign-born
5% · Canada
Languages at home
91% English-only · Spanish 7% French/Haitian/Cajun 1% Other Asian/Pacific 1%

Political lean MEDSL · Orange

2024 margin
Solid R (+66.8) · D 16.4% · R 83.1%
2008→2024 swing
-19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
All cycles
2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.01%
Current HPI
264.14
Rent YoY
▲ 5.71%
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-30.2% since first listed
6 events — show timeline
  • 2025-08-18 Price Changed $59,349 HARMLS
  • 2024-12-06 Listed $69,349 HARMLS
  • 2024-12-06 Listing Removed HARMLS
  • 2024-09-09 Price Changed $69,349 HARMLS
  • 2023-01-25 Price Changed $72,999 HARMLS
  • 2022-07-12 Listed $84,999 HARMLS

Property tax history

-6.3%/yr

Latest (2025): $547 · +1.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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