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357 Muhly Grass St
D Composite 42.53
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.1/15.0
  • Appreciation +10.0/10.0
  • Schools +6.0/10.0
  • Cash flow +4.7/30.0
  • Livability +3.3/5.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • 1% rule +0.7/10.0
  • DSCR +0.0/10.0

$495,000

357 Muhly Grass St · Yulee, FL 32097
3 bd · 2.0 ba · 2,073 sqft · SingleFamily · 188 Days on market
Built 2023 6,534 sqft lot Est $551k · 10% under $63/mo HOA · 2% of rent ↓ 37% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This new-construction Spruce home is READY NOW! Located in the beautiful new community of Wildlight, this Spruce showcases our Low-Country Elevation and provides the perfect space to kick back and relax with family and friends with an Open and Airy floorplan. You will be greeted with a beautiful Paved Driveway and Entryway that leads to a cozy Front Porch. This home features 3 bedrooms, 2 bathrooms, 2-car garage, and an oversized Covered Lanai. Entertain guests in a beautiful Gourmet Kitchen featuring White Cabinets accented with a Gray Subway Tile Backsplash, and Quartz Countertops. Forest Park offers easy access to parks, nature trails, bike paths, the community YMCA, WaterBug Park and Pool, acres of places to relax and unwind and is located just across from Wildlight Elementary School.

Key facts

  • Paved driveway
  • Gourmet kitchen
  • Cozy front porch

Tags

PAVED DRIVEWAYCOZY FRONT PORCHOVERSIZED COVERED LANAIGOURMET KITCHENGRAY SUBWAY TILE BACKSPLASHELEGANT QUARTZ COUNTERTOPS

Property features AI

Finance

  • Other: Community pool available (not private)
  • HOA & community: Community association with amenities; Association amenities include dog park and jogging path; Association fee charged semi-annually; CDD fee applies

Exterior

  • Parking: 2-car garage
  • Utilities: Public sewer; Sewer connected; Water connected
  • Home design: Single-family residence; One story
  • Construction: Shingle roof
  • Exterior features: Covered rear porch; Front porch; Back yard fencing; Shingle roof

Interior

  • Kitchen: Dishwasher; Disposal; Electric range; Gas cooktop; Microwave; Refrigerator; Kitchen island; Pantry
  • Bedrooms: 3 bedrooms
  • Flooring: Carpet; Tile; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air (electric)
  • Interior features: Entrance foyer; Kitchen island; Open floorplan; Pantry; Primary bathroom with shower (no tub); Split bedroom layout; Walk-in closet(s)
  • Laundry & utility: Washer hookup; Electric dryer hookup; Gas dryer hookup; Tankless water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $495k.

Deal economics

  • At list price, monthly cash flow is $-1k ($-15k/yr) — negative.
  • To cash-flow at today's rent, offer at most $278k (43.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $282k (43.0% below list).
  • Recommended offer: $278k (43.7% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 66/100 on livability (#605 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A-, crime B+; Watch: amenities F, commute F, health & safety F.
  • Nassau (town): math 74% / reading 65% proficiency, ranked #4 of 73 in FL (top 6%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+2.9%/yr); 596 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 953 units permitted in Nassau County in 2024 (24 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $53k of equity ($3k loan paydown + $50k appreciation (10.0% local appreciation)).
  • Nassau County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$85k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 188 days — a 12% lower offer ($436k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 4y ago; this cycle's ask has dropped $35k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $278,462 (43.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 188 days. Have you received any prior offers? Is the seller open to a 44% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.57%
Cap rate
3.32%
Cash-on-cash
-10.61%
DSCR
0.53
GRM
14.6

CMA / ARV

ARV (on-the-fly)
$551,418
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
250 Daydream Ave 0.40mi 3/2.0 1,864 (-10%) 1mo $413,325 $222 64
314 Continuum Loop 0.49mi 3/2.5 2,183 (+5%) 4mo $738,316 $338 63
292 Hawthorn Pk Cir 0.51mi 3/3.0 2,139 (+3%) 8mo $498,000 $233 60
545 Stillwater Ln 0.45mi 4/3.0 (+1) 2,038 (-2%) 9mo $397,000 $195 60
729 Continuum Loop 0.57mi 2/2.0 (-1) 1,973 (-5%) 1mo $465,000 $236 59
1065 Del Webb Pkwy 0.62mi 2/2.5 (-1) 1,989 (-4%) 2mo $845,019 $425 56
1404 Del Webb Pkwy 0.69mi 3/2.5 1,989 (-4%) 4mo $659,990 $332 55
493 Continuum Loop 0.40mi 2/2.0 (-1) 1,812 (-13%) 2mo $492,000 $272 54
255 Julep St 0.38mi 3/2.0 1,763 (-15%) 5mo $435,000 $247 53
553 Stillwater Ln 0.44mi 3/2.5 1,820 (-12%) 8mo $390,990 $215 51
768 Continuum Lp 0.60mi 2/2.5 (-1) 1,977 (-5%) 9mo $525,000 $266 50
277 Continuum 0.51mi 3/2.0 1,809 (-13%) 8mo $519,730 $287 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 2.88% rent growth · sell at horizon

5-year hold
IRR
16.8%
Equity multiple
2.38×
Total profit
$191,243
Equity at exit
$445,935
10-year hold
IRR
16.0%
Equity multiple
5.50×
Total profit
$624,012
Equity at exit
$961,676

Cash invested: $138,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32097

Home prices YoY
19.5%
Rents YoY
2.9%
Active inventory
596
Price-to-rent
14.6×

Monthly cashflow live

Estimated rent
$2,821 high interval (Pro) →
Mortgage (P&I)
$2,596
Tax from tax record
$589 /mo · $7,073/yr
Insurance
$206
HOA
$63
Vacancy / Maint / Mgmt
$592
Net cashflow
$-1,226

Break-even live

Break-even rent $4,373
Max offer price $278,462
Occupancy floor

Sensitivity live

Price -10% $-946 -5% $-1,086 +0% $-1,226 +5% $-1,366 +10% $-1,506
Rent -10% $-1,449 -5% $-1,337 +0% $-1,226 +5% $-1,114 +10% $-1,003
Rate -1.0pp $-976 -0.5pp $-1,100 base $-1,226 +0.5pp $-1,354 +1.0pp $-1,485

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$123,750
Closing costs
$14,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
504 Blue Daze St Yulee, FL 3.0 2.5 2038 $2,595 $1.27 24d 1 0.36mi
213 Daydream Ave Yulee, FL 3.0 2.5 1876 $2,950 $1.57 24d 1 0.42mi
722 Cool Breeze Way Yulee, FL 2.0 2.0 1541 $3,100 $2.01 22d 1 0.52mi
719 Cool Breeze Way Yulee, FL 3.0 2.0 1575 $2,995 $1.90 12d 1 0.55mi
305 Whitby Dr Yulee, FL 1.0–3.0 1.0–2.5 1279 $2,815 $2.20 2d 45 0.67mi

HOA detail

Monthly dues
$63 · $756/yr
Likely covers
waterpool

Listing history 47 events

  1. 2026-06-18
    days on market $495,000 Active 188 DOM
  2. 2026-06-17
    days on market $495,000 Active 187 DOM
  3. 2026-06-16
    days on market $495,000 Active 186 DOM
  4. 2026-06-15
    days on market $495,000 Active 185 DOM
  5. 2026-06-13
    days on market $495,000 Active 183 DOM
  6. 2026-06-13
    days on market $495,000 Active 182 DOM
  7. 2026-06-09
    days on market $495,000 Active 179 DOM
  8. 2026-06-08
    days on market $495,000 Active 178 DOM
  9. 2026-06-07
    days on market $495,000 Active 177 DOM
  10. 2026-06-05
    days on market $495,000 Active 174 DOM
  11. 2026-06-03
    days on market $495,000 Active 173 DOM
  12. 2026-06-02
    days on market $495,000 Active 172 DOM
  13. 2026-06-01
    days on market $495,000 Active 171 DOM
  14. 2026-05-31
    days on market $495,000 Active 170 DOM
  15. 2026-05-24
    price $495,000
  16. 2026-05-24
    price $495,000
  17. 2026-03-12
    price $500,000
  18. 2026-03-12
    price $500,000
  19. 2026-02-22
    price $515,000
  20. 2026-02-22
    price $515,000
  21. 2026-02-09
    price $525,000
  22. 2026-02-09
    price $525,000
  23. 2025-12-12
    listed $530,000 Active
  24. 2025-12-12
    listed $530,000 Active
  25. 2023-09-29
    soldstatus $465,000 Closed 799-char remark
    Show marketing remark (799 chars)

    This new-construction Spruce home is READY NOW! Located in the beautiful new community of Wildlight, this Spruce showcases our Low-Country Elevation and provides the perfect space to kick back and relax with family and friends with an Open and Airy floorplan. You will be greeted with a beautiful Paved Driveway and Entryway that leads to a cozy Front Porch. This home features 3 bedrooms, 2 bathrooms, 2-car garage, and an oversized Covered Lanai. Entertain guests in a beautiful Gourmet Kitchen featuring White Cabinets accented with a Gray Subway Tile Backsplash, and Quartz Countertops. Forest Park offers easy access to parks, nature trails, bike paths, the community YMCA, WaterBug Park and Pool, acres of places to relax and unwind and is located just across from Wildlight Elementary School.

  26. 2023-08-29
    status Pending 799-char remark
    Show marketing remark (799 chars)

    This new-construction Spruce home is READY NOW! Located in the beautiful new community of Wildlight, this Spruce showcases our Low-Country Elevation and provides the perfect space to kick back and relax with family and friends with an Open and Airy floorplan. You will be greeted with a beautiful Paved Driveway and Entryway that leads to a cozy Front Porch. This home features 3 bedrooms, 2 bathrooms, 2-car garage, and an oversized Covered Lanai. Entertain guests in a beautiful Gourmet Kitchen featuring White Cabinets accented with a Gray Subway Tile Backsplash, and Quartz Countertops. Forest Park offers easy access to parks, nature trails, bike paths, the community YMCA, WaterBug Park and Pool, acres of places to relax and unwind and is located just across from Wildlight Elementary School.

  27. 2023-08-14
    status Pending 799-char remark
    Show marketing remark (799 chars)

    This new-construction Spruce home is READY NOW! Located in the beautiful new community of Wildlight, this Spruce showcases our Low-Country Elevation and provides the perfect space to kick back and relax with family and friends with an Open and Airy floorplan. You will be greeted with a beautiful Paved Driveway and Entryway that leads to a cozy Front Porch. This home features 3 bedrooms, 2 bathrooms, 2-car garage, and an oversized Covered Lanai. Entertain guests in a beautiful Gourmet Kitchen featuring White Cabinets accented with a Gray Subway Tile Backsplash, and Quartz Countertops. Forest Park offers easy access to parks, nature trails, bike paths, the community YMCA, WaterBug Park and Pool, acres of places to relax and unwind and is located just across from Wildlight Elementary School.

  28. 2023-07-14
    price $473,490 799-char remark
    Show marketing remark (799 chars)

    This new-construction Spruce home is READY NOW! Located in the beautiful new community of Wildlight, this Spruce showcases our Low-Country Elevation and provides the perfect space to kick back and relax with family and friends with an Open and Airy floorplan. You will be greeted with a beautiful Paved Driveway and Entryway that leads to a cozy Front Porch. This home features 3 bedrooms, 2 bathrooms, 2-car garage, and an oversized Covered Lanai. Entertain guests in a beautiful Gourmet Kitchen featuring White Cabinets accented with a Gray Subway Tile Backsplash, and Quartz Countertops. Forest Park offers easy access to parks, nature trails, bike paths, the community YMCA, WaterBug Park and Pool, acres of places to relax and unwind and is located just across from Wildlight Elementary School.

  29. 2023-07-14
    price $461,490 799-char remark
    Show marketing remark (799 chars)

    This new-construction Spruce home is READY NOW! Located in the beautiful new community of Wildlight, this Spruce showcases our Low-Country Elevation and provides the perfect space to kick back and relax with family and friends with an Open and Airy floorplan. You will be greeted with a beautiful Paved Driveway and Entryway that leads to a cozy Front Porch. This home features 3 bedrooms, 2 bathrooms, 2-car garage, and an oversized Covered Lanai. Entertain guests in a beautiful Gourmet Kitchen featuring White Cabinets accented with a Gray Subway Tile Backsplash, and Quartz Countertops. Forest Park offers easy access to parks, nature trails, bike paths, the community YMCA, WaterBug Park and Pool, acres of places to relax and unwind and is located just across from Wildlight Elementary School.

  30. 2023-07-14
    price $473,490 799-char remark
    Show marketing remark (799 chars)

    This new-construction Spruce home is READY NOW! Located in the beautiful new community of Wildlight, this Spruce showcases our Low-Country Elevation and provides the perfect space to kick back and relax with family and friends with an Open and Airy floorplan. You will be greeted with a beautiful Paved Driveway and Entryway that leads to a cozy Front Porch. This home features 3 bedrooms, 2 bathrooms, 2-car garage, and an oversized Covered Lanai. Entertain guests in a beautiful Gourmet Kitchen featuring White Cabinets accented with a Gray Subway Tile Backsplash, and Quartz Countertops. Forest Park offers easy access to parks, nature trails, bike paths, the community YMCA, WaterBug Park and Pool, acres of places to relax and unwind and is located just across from Wildlight Elementary School.

  31. 2023-07-14
    status Active 799-char remark
    Show marketing remark (799 chars)

    This new-construction Spruce home is READY NOW! Located in the beautiful new community of Wildlight, this Spruce showcases our Low-Country Elevation and provides the perfect space to kick back and relax with family and friends with an Open and Airy floorplan. You will be greeted with a beautiful Paved Driveway and Entryway that leads to a cozy Front Porch. This home features 3 bedrooms, 2 bathrooms, 2-car garage, and an oversized Covered Lanai. Entertain guests in a beautiful Gourmet Kitchen featuring White Cabinets accented with a Gray Subway Tile Backsplash, and Quartz Countertops. Forest Park offers easy access to parks, nature trails, bike paths, the community YMCA, WaterBug Park and Pool, acres of places to relax and unwind and is located just across from Wildlight Elementary School.

  32. 2023-06-29
    status Pending 799-char remark
    Show marketing remark (799 chars)

    This new-construction Spruce home is READY NOW! Located in the beautiful new community of Wildlight, this Spruce showcases our Low-Country Elevation and provides the perfect space to kick back and relax with family and friends with an Open and Airy floorplan. You will be greeted with a beautiful Paved Driveway and Entryway that leads to a cozy Front Porch. This home features 3 bedrooms, 2 bathrooms, 2-car garage, and an oversized Covered Lanai. Entertain guests in a beautiful Gourmet Kitchen featuring White Cabinets accented with a Gray Subway Tile Backsplash, and Quartz Countertops. Forest Park offers easy access to parks, nature trails, bike paths, the community YMCA, WaterBug Park and Pool, acres of places to relax and unwind and is located just across from Wildlight Elementary School.

  33. 2023-06-22
    price $459,490 799-char remark
    Show marketing remark (799 chars)

    This new-construction Spruce home is READY NOW! Located in the beautiful new community of Wildlight, this Spruce showcases our Low-Country Elevation and provides the perfect space to kick back and relax with family and friends with an Open and Airy floorplan. You will be greeted with a beautiful Paved Driveway and Entryway that leads to a cozy Front Porch. This home features 3 bedrooms, 2 bathrooms, 2-car garage, and an oversized Covered Lanai. Entertain guests in a beautiful Gourmet Kitchen featuring White Cabinets accented with a Gray Subway Tile Backsplash, and Quartz Countertops. Forest Park offers easy access to parks, nature trails, bike paths, the community YMCA, WaterBug Park and Pool, acres of places to relax and unwind and is located just across from Wildlight Elementary School.

  34. 2023-06-09
    price $461,490 799-char remark
    Show marketing remark (799 chars)

    This new-construction Spruce home is READY NOW! Located in the beautiful new community of Wildlight, this Spruce showcases our Low-Country Elevation and provides the perfect space to kick back and relax with family and friends with an Open and Airy floorplan. You will be greeted with a beautiful Paved Driveway and Entryway that leads to a cozy Front Porch. This home features 3 bedrooms, 2 bathrooms, 2-car garage, and an oversized Covered Lanai. Entertain guests in a beautiful Gourmet Kitchen featuring White Cabinets accented with a Gray Subway Tile Backsplash, and Quartz Countertops. Forest Park offers easy access to parks, nature trails, bike paths, the community YMCA, WaterBug Park and Pool, acres of places to relax and unwind and is located just across from Wildlight Elementary School.

  35. 2023-05-23
    price $459,490 799-char remark
    Show marketing remark (799 chars)

    This new-construction Spruce home is READY NOW! Located in the beautiful new community of Wildlight, this Spruce showcases our Low-Country Elevation and provides the perfect space to kick back and relax with family and friends with an Open and Airy floorplan. You will be greeted with a beautiful Paved Driveway and Entryway that leads to a cozy Front Porch. This home features 3 bedrooms, 2 bathrooms, 2-car garage, and an oversized Covered Lanai. Entertain guests in a beautiful Gourmet Kitchen featuring White Cabinets accented with a Gray Subway Tile Backsplash, and Quartz Countertops. Forest Park offers easy access to parks, nature trails, bike paths, the community YMCA, WaterBug Park and Pool, acres of places to relax and unwind and is located just across from Wildlight Elementary School.

  36. 2023-05-11
    price $470,990 799-char remark
    Show marketing remark (799 chars)

    This new-construction Spruce home is READY NOW! Located in the beautiful new community of Wildlight, this Spruce showcases our Low-Country Elevation and provides the perfect space to kick back and relax with family and friends with an Open and Airy floorplan. You will be greeted with a beautiful Paved Driveway and Entryway that leads to a cozy Front Porch. This home features 3 bedrooms, 2 bathrooms, 2-car garage, and an oversized Covered Lanai. Entertain guests in a beautiful Gourmet Kitchen featuring White Cabinets accented with a Gray Subway Tile Backsplash, and Quartz Countertops. Forest Park offers easy access to parks, nature trails, bike paths, the community YMCA, WaterBug Park and Pool, acres of places to relax and unwind and is located just across from Wildlight Elementary School.

  37. 2023-04-21
    price $473,750 799-char remark
    Show marketing remark (799 chars)

    This new-construction Spruce home is READY NOW! Located in the beautiful new community of Wildlight, this Spruce showcases our Low-Country Elevation and provides the perfect space to kick back and relax with family and friends with an Open and Airy floorplan. You will be greeted with a beautiful Paved Driveway and Entryway that leads to a cozy Front Porch. This home features 3 bedrooms, 2 bathrooms, 2-car garage, and an oversized Covered Lanai. Entertain guests in a beautiful Gourmet Kitchen featuring White Cabinets accented with a Gray Subway Tile Backsplash, and Quartz Countertops. Forest Park offers easy access to parks, nature trails, bike paths, the community YMCA, WaterBug Park and Pool, acres of places to relax and unwind and is located just across from Wildlight Elementary School.

  38. 2023-03-30
    price $497,750 799-char remark
    Show marketing remark (799 chars)

    This new-construction Spruce home is READY NOW! Located in the beautiful new community of Wildlight, this Spruce showcases our Low-Country Elevation and provides the perfect space to kick back and relax with family and friends with an Open and Airy floorplan. You will be greeted with a beautiful Paved Driveway and Entryway that leads to a cozy Front Porch. This home features 3 bedrooms, 2 bathrooms, 2-car garage, and an oversized Covered Lanai. Entertain guests in a beautiful Gourmet Kitchen featuring White Cabinets accented with a Gray Subway Tile Backsplash, and Quartz Countertops. Forest Park offers easy access to parks, nature trails, bike paths, the community YMCA, WaterBug Park and Pool, acres of places to relax and unwind and is located just across from Wildlight Elementary School.

  39. 2023-03-23
    price $534,690 799-char remark
    Show marketing remark (799 chars)

    This new-construction Spruce home is READY NOW! Located in the beautiful new community of Wildlight, this Spruce showcases our Low-Country Elevation and provides the perfect space to kick back and relax with family and friends with an Open and Airy floorplan. You will be greeted with a beautiful Paved Driveway and Entryway that leads to a cozy Front Porch. This home features 3 bedrooms, 2 bathrooms, 2-car garage, and an oversized Covered Lanai. Entertain guests in a beautiful Gourmet Kitchen featuring White Cabinets accented with a Gray Subway Tile Backsplash, and Quartz Countertops. Forest Park offers easy access to parks, nature trails, bike paths, the community YMCA, WaterBug Park and Pool, acres of places to relax and unwind and is located just across from Wildlight Elementary School.

  40. 2023-03-23
    status Active 799-char remark
    Show marketing remark (799 chars)

    This new-construction Spruce home is READY NOW! Located in the beautiful new community of Wildlight, this Spruce showcases our Low-Country Elevation and provides the perfect space to kick back and relax with family and friends with an Open and Airy floorplan. You will be greeted with a beautiful Paved Driveway and Entryway that leads to a cozy Front Porch. This home features 3 bedrooms, 2 bathrooms, 2-car garage, and an oversized Covered Lanai. Entertain guests in a beautiful Gourmet Kitchen featuring White Cabinets accented with a Gray Subway Tile Backsplash, and Quartz Countertops. Forest Park offers easy access to parks, nature trails, bike paths, the community YMCA, WaterBug Park and Pool, acres of places to relax and unwind and is located just across from Wildlight Elementary School.

  41. 2022-12-30
    historical 799-char remark
    Show marketing remark (799 chars)

    This new-construction Spruce home is READY NOW! Located in the beautiful new community of Wildlight, this Spruce showcases our Low-Country Elevation and provides the perfect space to kick back and relax with family and friends with an Open and Airy floorplan. You will be greeted with a beautiful Paved Driveway and Entryway that leads to a cozy Front Porch. This home features 3 bedrooms, 2 bathrooms, 2-car garage, and an oversized Covered Lanai. Entertain guests in a beautiful Gourmet Kitchen featuring White Cabinets accented with a Gray Subway Tile Backsplash, and Quartz Countertops. Forest Park offers easy access to parks, nature trails, bike paths, the community YMCA, WaterBug Park and Pool, acres of places to relax and unwind and is located just across from Wildlight Elementary School.

  42. 2022-12-22
    price $503,460 799-char remark
    Show marketing remark (799 chars)

    This new-construction Spruce home is READY NOW! Located in the beautiful new community of Wildlight, this Spruce showcases our Low-Country Elevation and provides the perfect space to kick back and relax with family and friends with an Open and Airy floorplan. You will be greeted with a beautiful Paved Driveway and Entryway that leads to a cozy Front Porch. This home features 3 bedrooms, 2 bathrooms, 2-car garage, and an oversized Covered Lanai. Entertain guests in a beautiful Gourmet Kitchen featuring White Cabinets accented with a Gray Subway Tile Backsplash, and Quartz Countertops. Forest Park offers easy access to parks, nature trails, bike paths, the community YMCA, WaterBug Park and Pool, acres of places to relax and unwind and is located just across from Wildlight Elementary School.

  43. 2022-12-09
    price $504,460 799-char remark
    Show marketing remark (799 chars)

    This new-construction Spruce home is READY NOW! Located in the beautiful new community of Wildlight, this Spruce showcases our Low-Country Elevation and provides the perfect space to kick back and relax with family and friends with an Open and Airy floorplan. You will be greeted with a beautiful Paved Driveway and Entryway that leads to a cozy Front Porch. This home features 3 bedrooms, 2 bathrooms, 2-car garage, and an oversized Covered Lanai. Entertain guests in a beautiful Gourmet Kitchen featuring White Cabinets accented with a Gray Subway Tile Backsplash, and Quartz Countertops. Forest Park offers easy access to parks, nature trails, bike paths, the community YMCA, WaterBug Park and Pool, acres of places to relax and unwind and is located just across from Wildlight Elementary School.

  44. 2022-12-02
    price $514,460 799-char remark
    Show marketing remark (799 chars)

    This new-construction Spruce home is READY NOW! Located in the beautiful new community of Wildlight, this Spruce showcases our Low-Country Elevation and provides the perfect space to kick back and relax with family and friends with an Open and Airy floorplan. You will be greeted with a beautiful Paved Driveway and Entryway that leads to a cozy Front Porch. This home features 3 bedrooms, 2 bathrooms, 2-car garage, and an oversized Covered Lanai. Entertain guests in a beautiful Gourmet Kitchen featuring White Cabinets accented with a Gray Subway Tile Backsplash, and Quartz Countertops. Forest Park offers easy access to parks, nature trails, bike paths, the community YMCA, WaterBug Park and Pool, acres of places to relax and unwind and is located just across from Wildlight Elementary School.

  45. 2022-10-14
    price $514,690 799-char remark
    Show marketing remark (799 chars)

    This new-construction Spruce home is READY NOW! Located in the beautiful new community of Wildlight, this Spruce showcases our Low-Country Elevation and provides the perfect space to kick back and relax with family and friends with an Open and Airy floorplan. You will be greeted with a beautiful Paved Driveway and Entryway that leads to a cozy Front Porch. This home features 3 bedrooms, 2 bathrooms, 2-car garage, and an oversized Covered Lanai. Entertain guests in a beautiful Gourmet Kitchen featuring White Cabinets accented with a Gray Subway Tile Backsplash, and Quartz Countertops. Forest Park offers easy access to parks, nature trails, bike paths, the community YMCA, WaterBug Park and Pool, acres of places to relax and unwind and is located just across from Wildlight Elementary School.

  46. 2022-09-06
    listed $534,690 Active 799-char remark
    Show marketing remark (799 chars)

    This new-construction Spruce home is READY NOW! Located in the beautiful new community of Wildlight, this Spruce showcases our Low-Country Elevation and provides the perfect space to kick back and relax with family and friends with an Open and Airy floorplan. You will be greeted with a beautiful Paved Driveway and Entryway that leads to a cozy Front Porch. This home features 3 bedrooms, 2 bathrooms, 2-car garage, and an oversized Covered Lanai. Entertain guests in a beautiful Gourmet Kitchen featuring White Cabinets accented with a Gray Subway Tile Backsplash, and Quartz Countertops. Forest Park offers easy access to parks, nature trails, bike paths, the community YMCA, WaterBug Park and Pool, acres of places to relax and unwind and is located just across from Wildlight Elementary School.

  47. 2022-05-25
    soldstatus $780,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$7,073 · $589/mo
Projected year-2 tax
$7,073 · $589/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$33,854
− Mortgage interest
−$27,728
− Property taxes
−$7,073
− Insurance
−$2,475
− Repairs & maintenance
−$2,708
− Management
−$2,708
− HOA
−$756
− Depreciation
−$14,400
Taxable loss
−$23,994
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$5,759
After-tax cash flow
$-8,951/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Nassau
NCES district ID
1201350
Math proficiency
74% ▼ -2.00%
Reading proficiency
65% ▼ -2.00%
Median HH income
$58,267
Composite
59.79/100
National rank
#899
State rank
#4 of 73 in FL

Livability — Yulee

Score
66/100
State rank
#605
US rank
#11615

Category grades

Amenities F Commute F Cost of living A- Crime B+ Employment B+ Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Nassau County · 67,729 people
City population
979,034
Metro
Jacksonville, FL
Population (ZIP)
26,700
Household income
$93,161
Rent vs Own
19.8% rent · 80.2% own
Severe rent burden
404.0

Population outlook (Nassau County) Hauer SSP2

Today (2025)
88,419 people
By 2030
92,679 · +4.8%
By 2040
99,257 · +12.3%
By 2050
103,378 · +16.9%
By 2075
109,726 · +24.1%
By 2100
107,006 · +21.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Two or more races 9% Black 9% Hispanic / Latino 8% Asian 1% Native American 1%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Common ancestry
Lithuanian 4% Italian 3% Romanian 2%
Foreign-born
4% · Canada, Vietnam
Languages at home
93% English-only · Spanish 5% Vietnamese 1%

Political lean MEDSL · Nassau

2024 margin
Solid R (+46.9) · D 26.1% · R 73.1%
2008→2024 swing
-3.1pp toward R · 2008: -43.8pp · 2024: -46.9pp
All cycles
2024: R+46.9 2020: R+45.9 2016: R+50.2 2012: R+48.6 2008: R+43.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 49.35%
Current HPI
301.9299
Rent YoY
▲ 2.88%
Metro
Jacksonville, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-36.5% since first listed
33 events — show timeline
  • 2026-05-24 Price Changed $495,000 AINCAR
  • 2026-05-24 Price Changed $495,000 realMLS
  • 2026-03-12 Price Changed $500,000 AINCAR
  • 2026-03-12 Price Changed $500,000 realMLS
  • 2026-02-22 Price Changed $515,000 AINCAR
  • 2026-02-22 Price Changed $515,000 realMLS
  • 2026-02-09 Price Changed $525,000 AINCAR
  • 2026-02-09 Price Changed $525,000 realMLS
  • 2025-12-12 Listed $530,000 realMLS
  • 2025-12-12 Listed $530,000 AINCAR
  • 2023-09-29 Sold (MLS) $465,000 realMLS
  • 2023-08-29 Pending realMLS
  • 2023-08-14 Pending realMLS
  • 2023-07-14 Price Changed $473,490 realMLS
  • 2023-07-14 Price Changed $461,490 realMLS
  • 2023-07-14 Price Changed $473,490 realMLS
  • 2023-07-14 Relisted realMLS
  • 2023-06-29 Pending realMLS
  • 2023-06-22 Price Changed $459,490 realMLS
  • 2023-06-09 Price Changed $461,490 realMLS
  • 2023-05-23 Price Changed $459,490 realMLS
  • 2023-05-11 Price Changed $470,990 realMLS
  • 2023-04-21 Price Changed $473,750 realMLS
  • 2023-03-30 Price Changed $497,750 realMLS
  • 2023-03-23 Price Changed $534,690 realMLS
  • 2023-03-23 Relisted realMLS
  • 2022-12-30 Listing Removed realMLS
  • 2022-12-22 Price Changed $503,460 realMLS
  • 2022-12-09 Price Changed $504,460 realMLS
  • 2022-12-02 Price Changed $514,460 realMLS
  • 2022-10-14 Price Changed $514,690 realMLS
  • 2022-09-06 Listed $534,690 realMLS
  • 2022-05-25 Sold (Public Records) $780,000 Public Records

Property tax history

+37.3%/yr

Latest (2025): $7,073 · +1.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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