13678 SE 51st Ave · Belleview, FL 34491

$185,000

3 bd · 2.0 ba · 1,889 sqft · SingleFamily public records · 216 Days on market

Built 1994 0.31 ac lot $98/sqft · 23% below area Est $240k · 23% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.4/30.0
• ARV discount +15.0/15.0
• DSCR +6.5/10.0
• 1% rule +6.1/10.0
• Schools +3.6/10.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Short Sale. Rare opportunity with an assumable VA loan—potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 3-bedroom, 2-bath home offering 1,889 sq. ft. of comfortable living space in the heart of Summerfield, FL. This spacious property features an open and inviting floor plan, perfect for both everyday living and entertaining guests. The kitchen offers ample cabinet space and a convenient layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with its own en-suite bath, while the additional bedrooms are generously sized for family, guests, or a home office. A large living room, natural light throughout, and a well-designed floor plan make this home warm and welcoming. Located in a peaceful neighborhood with easy access to The Villages, Ocala, shopping, dining, and medical facilities, this home combines comfort with convenience. Don’t miss your opportunity to own this beautiful Summerfield home!

Key facts

• 0.31 acre lot
• Garage
• Built 1994

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $185k.

Deal economics

• At list price, monthly cash flow is $239 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $185k).
• Recommended offer: $163k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.8% vs local median 4.5% in Belleview — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#458 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D, crime F, amenities F.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 705 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
• This rent runs 37% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 216 days — a 12% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 15y ago; this cycle's ask has dropped $55k (23%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $162,800 (12.0% below list)

Questions for the listing agent

1. It's been on market 216 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.11% ✓
• Cap rate: 7.84%
• Cash-on-cash: 5.54%
• DSCR: 1.25
• GRM: 7.5

CMA / ARV

• ARV (median comp): $240,125
• List price: $185,000
• Delta: -22.96%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
13206 SE 48th Ter	0.47mi	3/2.0	1,606 (-15%)	18mo	$219,900	$137	38
12979 SE 53rd Ave	0.74mi	4/2.0 (+1)	1,666 (-12%)	12mo	$265,990	$160	30
4645 SE 142nd Ln	0.71mi	4/2.0 (+1)	1,667 (-12%)	20mo	$319,000	$191	26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -7.7%
• Equity multiple: 0.72×
• Total profit: $-14,664
• Equity at exit: $27,584

10-year hold

• IRR: 2.0%
• Equity multiple: 1.14×
• Total profit: $7,210
• Equity at exit: $15,995

Cash invested: $51,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34491

• Home prices YoY: -35.0%
• Active inventory: 705
• Price-to-rent: 7.5×

Monthly cashflow live

• Estimated rent: $2,050 medium
• Mortgage (P&I): −$970
• Tax from tax record: −$333 /mo · $4,001/yr
• Insurance: −$77
• HOA: −$0
• Vacancy / Maint / Mgmt: −$431
• Net cashflow: $239

Break-even live

Break-even rent $1,748

Max offer price $185,000

Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $46,250
• Closing costs: $5,550
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
13609 SE 53rd Ave Summerfield, FL	3.0	2.0	1270	$1,940	$1.53	21d	1	0.26mi
13705 SE 54th Ct Summerfield, FL	3.0	2.0	1416	$1,895	$1.34	21d	1	0.36mi
3820 SE 136th Pl Summerfield, FL	3.0	2.0	1265	$1,745	$1.38	21d	1	1.13mi

Listing history 47 events

1. 2026-06-18
   days on market $185,000 Active 216 DOM
2. 2026-06-17
   days on market $185,000 Active 215 DOM
3. 2026-06-16
   days on market $185,000 Active 214 DOM
4. 2026-06-15
   days on market $185,000 Active 213 DOM
5. 2026-06-14
   days on market $185,000 Active 211 DOM
6. 2026-06-13
   remarks 699-char remark
7. 2026-06-13
   days on market $185,000 Active 210 DOM
8. 2026-06-10
   days on market $185,000 Active 208 DOM
9. 2026-06-09
   days on market $185,000 Active 207 DOM
10. 2026-06-08
    days on market $185,000 Active 206 DOM
11. 2026-06-07
    days on market $185,000 Active 205 DOM
12. 2026-06-03
    days on market $185,000 Active 201 DOM
13. 2026-06-02
    days on market $185,000 Active 200 DOM
14. 2026-05-31
    days on market $185,000 Active 198 DOM
15. 2026-05-30
    days on market $185,000 Active 197 DOM
16. 2026-05-18
    price $185,000 1026-char remark

    Show marketing remark (1013 chars)

    Rare opportunity with an assumable VA loan--potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 3-bedroom, 2-bath home offering 1,889 sq. ft. of comfortable living space in the heart of Summerfield, FL. This spacious property features an open and inviting floor plan, perfect for both everyday living and entertaining guests. The kitchen offers ample cabinet space and a convenient layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with its own en-suite bath, while the additional bedrooms are generously sized for family, guests, or a home office. A large living room, natural light throughout, and a well-designed floor plan make this home warm and welcoming. Located in a peaceful neighborhood with easy access to The Villages, Ocala, shopping, dining, and medical facilities, this home combines comfort with convenience. Don't miss your opportunity to own this beautiful Summerfie Summerfield home!

17. 2026-05-18
    price $185,000 1013-char remark

    Show marketing remark (1013 chars)

    Rare opportunity with an assumable VA loan--potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 3-bedroom, 2-bath home offering 1,889 sq. ft. of comfortable living space in the heart of Summerfield, FL. This spacious property features an open and inviting floor plan, perfect for both everyday living and entertaining guests. The kitchen offers ample cabinet space and a convenient layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with its own en-suite bath, while the additional bedrooms are generously sized for family, guests, or a home office. A large living room, natural light throughout, and a well-designed floor plan make this home warm and welcoming. Located in a peaceful neighborhood with easy access to The Villages, Ocala, shopping, dining, and medical facilities, this home combines comfort with convenience. Don't miss your opportunity to own this beautiful Summerfie Summerfield home!

18. 2026-05-01
    price $195,000 1013-char remark

    Show marketing remark (1026 chars)

    Short Sale. Rare opportunity with an assumable VA loan—potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 3-bedroom, 2-bath home offering 1,889 sq. ft. of comfortable living space in the heart of Summerfield, FL. This spacious property features an open and inviting floor plan, perfect for both everyday living and entertaining guests. The kitchen offers ample cabinet space and a convenient layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with its own en-suite bath, while the additional bedrooms are generously sized for family, guests, or a home office. A large living room, natural light throughout, and a well-designed floor plan make this home warm and welcoming. Located in a peaceful neighborhood with easy access to The Villages, Ocala, shopping, dining, and medical facilities, this home combines comfort with convenience. Don’t miss your opportunity to own this beautiful Summerfield home!

19. 2026-05-01
    price $195,000 1026-char remark

    Show marketing remark (1026 chars)

    Short Sale. Rare opportunity with an assumable VA loan—potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 3-bedroom, 2-bath home offering 1,889 sq. ft. of comfortable living space in the heart of Summerfield, FL. This spacious property features an open and inviting floor plan, perfect for both everyday living and entertaining guests. The kitchen offers ample cabinet space and a convenient layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with its own en-suite bath, while the additional bedrooms are generously sized for family, guests, or a home office. A large living room, natural light throughout, and a well-designed floor plan make this home warm and welcoming. Located in a peaceful neighborhood with easy access to The Villages, Ocala, shopping, dining, and medical facilities, this home combines comfort with convenience. Don’t miss your opportunity to own this beautiful Summerfield home!

20. 2026-04-09
    price $205,000 1013-char remark

    Show marketing remark (1026 chars)

    Short Sale. Rare opportunity with an assumable VA loan—potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 3-bedroom, 2-bath home offering 1,889 sq. ft. of comfortable living space in the heart of Summerfield, FL. This spacious property features an open and inviting floor plan, perfect for both everyday living and entertaining guests. The kitchen offers ample cabinet space and a convenient layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with its own en-suite bath, while the additional bedrooms are generously sized for family, guests, or a home office. A large living room, natural light throughout, and a well-designed floor plan make this home warm and welcoming. Located in a peaceful neighborhood with easy access to The Villages, Ocala, shopping, dining, and medical facilities, this home combines comfort with convenience. Don’t miss your opportunity to own this beautiful Summerfield home!

21. 2026-04-09
    price $205,000 1026-char remark

    Show marketing remark (1026 chars)

    Short Sale. Rare opportunity with an assumable VA loan—potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 3-bedroom, 2-bath home offering 1,889 sq. ft. of comfortable living space in the heart of Summerfield, FL. This spacious property features an open and inviting floor plan, perfect for both everyday living and entertaining guests. The kitchen offers ample cabinet space and a convenient layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with its own en-suite bath, while the additional bedrooms are generously sized for family, guests, or a home office. A large living room, natural light throughout, and a well-designed floor plan make this home warm and welcoming. Located in a peaceful neighborhood with easy access to The Villages, Ocala, shopping, dining, and medical facilities, this home combines comfort with convenience. Don’t miss your opportunity to own this beautiful Summerfield home!

22. 2026-03-20
    status Active 1026-char remark

    Show marketing remark (1013 chars)

    Rare opportunity with an assumable VA loan--potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 3-bedroom, 2-bath home offering 1,889 sq. ft. of comfortable living space in the heart of Summerfield, FL. This spacious property features an open and inviting floor plan, perfect for both everyday living and entertaining guests. The kitchen offers ample cabinet space and a convenient layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with its own en-suite bath, while the additional bedrooms are generously sized for family, guests, or a home office. A large living room, natural light throughout, and a well-designed floor plan make this home warm and welcoming. Located in a peaceful neighborhood with easy access to The Villages, Ocala, shopping, dining, and medical facilities, this home combines comfort with convenience. Don't miss your opportunity to own this beautiful Summerfie Summerfield home!

23. 2026-03-20
    price $215,000 1026-char remark

    Show marketing remark (1013 chars)

    Rare opportunity with an assumable VA loan--potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 3-bedroom, 2-bath home offering 1,889 sq. ft. of comfortable living space in the heart of Summerfield, FL. This spacious property features an open and inviting floor plan, perfect for both everyday living and entertaining guests. The kitchen offers ample cabinet space and a convenient layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with its own en-suite bath, while the additional bedrooms are generously sized for family, guests, or a home office. A large living room, natural light throughout, and a well-designed floor plan make this home warm and welcoming. Located in a peaceful neighborhood with easy access to The Villages, Ocala, shopping, dining, and medical facilities, this home combines comfort with convenience. Don't miss your opportunity to own this beautiful Summerfie Summerfield home!

24. 2026-03-20
    price $215,000 1013-char remark

    Show marketing remark (1013 chars)

    Rare opportunity with an assumable VA loan--potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 3-bedroom, 2-bath home offering 1,889 sq. ft. of comfortable living space in the heart of Summerfield, FL. This spacious property features an open and inviting floor plan, perfect for both everyday living and entertaining guests. The kitchen offers ample cabinet space and a convenient layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with its own en-suite bath, while the additional bedrooms are generously sized for family, guests, or a home office. A large living room, natural light throughout, and a well-designed floor plan make this home warm and welcoming. Located in a peaceful neighborhood with easy access to The Villages, Ocala, shopping, dining, and medical facilities, this home combines comfort with convenience. Don't miss your opportunity to own this beautiful Summerfie Summerfield home!

25. 2026-03-10
    status Active 1013-char remark

    Show marketing remark (1013 chars)

    Rare opportunity with an assumable VA loan--potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 3-bedroom, 2-bath home offering 1,889 sq. ft. of comfortable living space in the heart of Summerfield, FL. This spacious property features an open and inviting floor plan, perfect for both everyday living and entertaining guests. The kitchen offers ample cabinet space and a convenient layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with its own en-suite bath, while the additional bedrooms are generously sized for family, guests, or a home office. A large living room, natural light throughout, and a well-designed floor plan make this home warm and welcoming. Located in a peaceful neighborhood with easy access to The Villages, Ocala, shopping, dining, and medical facilities, this home combines comfort with convenience. Don't miss your opportunity to own this beautiful Summerfie Summerfield home!

26. 2026-03-09
    historical 1026-char remark

    Show marketing remark (1013 chars)

    Rare opportunity with an assumable VA loan--potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 3-bedroom, 2-bath home offering 1,889 sq. ft. of comfortable living space in the heart of Summerfield, FL. This spacious property features an open and inviting floor plan, perfect for both everyday living and entertaining guests. The kitchen offers ample cabinet space and a convenient layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with its own en-suite bath, while the additional bedrooms are generously sized for family, guests, or a home office. A large living room, natural light throughout, and a well-designed floor plan make this home warm and welcoming. Located in a peaceful neighborhood with easy access to The Villages, Ocala, shopping, dining, and medical facilities, this home combines comfort with convenience. Don't miss your opportunity to own this beautiful Summerfie Summerfield home!

27. 2026-03-09
    historical 1013-char remark

    Show marketing remark (1013 chars)

    Rare opportunity with an assumable VA loan--potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 3-bedroom, 2-bath home offering 1,889 sq. ft. of comfortable living space in the heart of Summerfield, FL. This spacious property features an open and inviting floor plan, perfect for both everyday living and entertaining guests. The kitchen offers ample cabinet space and a convenient layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with its own en-suite bath, while the additional bedrooms are generously sized for family, guests, or a home office. A large living room, natural light throughout, and a well-designed floor plan make this home warm and welcoming. Located in a peaceful neighborhood with easy access to The Villages, Ocala, shopping, dining, and medical facilities, this home combines comfort with convenience. Don't miss your opportunity to own this beautiful Summerfie Summerfield home!

28. 2026-02-24
    price $235,000 1026-char remark

    Show marketing remark (1013 chars)

    Rare opportunity with an assumable VA loan--potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 3-bedroom, 2-bath home offering 1,889 sq. ft. of comfortable living space in the heart of Summerfield, FL. This spacious property features an open and inviting floor plan, perfect for both everyday living and entertaining guests. The kitchen offers ample cabinet space and a convenient layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with its own en-suite bath, while the additional bedrooms are generously sized for family, guests, or a home office. A large living room, natural light throughout, and a well-designed floor plan make this home warm and welcoming. Located in a peaceful neighborhood with easy access to The Villages, Ocala, shopping, dining, and medical facilities, this home combines comfort with convenience. Don't miss your opportunity to own this beautiful Summerfie Summerfield home!

29. 2026-02-24
    price $235,000 1013-char remark

    Show marketing remark (1013 chars)

    Rare opportunity with an assumable VA loan--potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 3-bedroom, 2-bath home offering 1,889 sq. ft. of comfortable living space in the heart of Summerfield, FL. This spacious property features an open and inviting floor plan, perfect for both everyday living and entertaining guests. The kitchen offers ample cabinet space and a convenient layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with its own en-suite bath, while the additional bedrooms are generously sized for family, guests, or a home office. A large living room, natural light throughout, and a well-designed floor plan make this home warm and welcoming. Located in a peaceful neighborhood with easy access to The Villages, Ocala, shopping, dining, and medical facilities, this home combines comfort with convenience. Don't miss your opportunity to own this beautiful Summerfie Summerfield home!

30. 2025-12-10
    status Active 1026-char remark

    Show marketing remark (1013 chars)

    Rare opportunity with an assumable VA loan--potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 3-bedroom, 2-bath home offering 1,889 sq. ft. of comfortable living space in the heart of Summerfield, FL. This spacious property features an open and inviting floor plan, perfect for both everyday living and entertaining guests. The kitchen offers ample cabinet space and a convenient layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with its own en-suite bath, while the additional bedrooms are generously sized for family, guests, or a home office. A large living room, natural light throughout, and a well-designed floor plan make this home warm and welcoming. Located in a peaceful neighborhood with easy access to The Villages, Ocala, shopping, dining, and medical facilities, this home combines comfort with convenience. Don't miss your opportunity to own this beautiful Summerfie Summerfield home!

31. 2025-12-10
    status Active 1013-char remark

    Show marketing remark (1013 chars)

    Rare opportunity with an assumable VA loan--potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 3-bedroom, 2-bath home offering 1,889 sq. ft. of comfortable living space in the heart of Summerfield, FL. This spacious property features an open and inviting floor plan, perfect for both everyday living and entertaining guests. The kitchen offers ample cabinet space and a convenient layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with its own en-suite bath, while the additional bedrooms are generously sized for family, guests, or a home office. A large living room, natural light throughout, and a well-designed floor plan make this home warm and welcoming. Located in a peaceful neighborhood with easy access to The Villages, Ocala, shopping, dining, and medical facilities, this home combines comfort with convenience. Don't miss your opportunity to own this beautiful Summerfie Summerfield home!

32. 2025-12-04
    historical 1026-char remark

    Show marketing remark (1013 chars)

    Rare opportunity with an assumable VA loan--potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 3-bedroom, 2-bath home offering 1,889 sq. ft. of comfortable living space in the heart of Summerfield, FL. This spacious property features an open and inviting floor plan, perfect for both everyday living and entertaining guests. The kitchen offers ample cabinet space and a convenient layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with its own en-suite bath, while the additional bedrooms are generously sized for family, guests, or a home office. A large living room, natural light throughout, and a well-designed floor plan make this home warm and welcoming. Located in a peaceful neighborhood with easy access to The Villages, Ocala, shopping, dining, and medical facilities, this home combines comfort with convenience. Don't miss your opportunity to own this beautiful Summerfie Summerfield home!

33. 2025-12-04
    historical 1013-char remark

    Show marketing remark (1013 chars)

    Rare opportunity with an assumable VA loan--potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 3-bedroom, 2-bath home offering 1,889 sq. ft. of comfortable living space in the heart of Summerfield, FL. This spacious property features an open and inviting floor plan, perfect for both everyday living and entertaining guests. The kitchen offers ample cabinet space and a convenient layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with its own en-suite bath, while the additional bedrooms are generously sized for family, guests, or a home office. A large living room, natural light throughout, and a well-designed floor plan make this home warm and welcoming. Located in a peaceful neighborhood with easy access to The Villages, Ocala, shopping, dining, and medical facilities, this home combines comfort with convenience. Don't miss your opportunity to own this beautiful Summerfie Summerfield home!

34. 2025-10-28
    status Active 1013-char remark

    Show marketing remark (1026 chars)

    Short Sale. Rare opportunity with an assumable VA loan—potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 3-bedroom, 2-bath home offering 1,889 sq. ft. of comfortable living space in the heart of Summerfield, FL. This spacious property features an open and inviting floor plan, perfect for both everyday living and entertaining guests. The kitchen offers ample cabinet space and a convenient layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with its own en-suite bath, while the additional bedrooms are generously sized for family, guests, or a home office. A large living room, natural light throughout, and a well-designed floor plan make this home warm and welcoming. Located in a peaceful neighborhood with easy access to The Villages, Ocala, shopping, dining, and medical facilities, this home combines comfort with convenience. Don’t miss your opportunity to own this beautiful Summerfield home!

35. 2025-10-28
    listed $240,000 Active 1026-char remark

    Show marketing remark (1026 chars)

    Short Sale. Rare opportunity with an assumable VA loan—potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 3-bedroom, 2-bath home offering 1,889 sq. ft. of comfortable living space in the heart of Summerfield, FL. This spacious property features an open and inviting floor plan, perfect for both everyday living and entertaining guests. The kitchen offers ample cabinet space and a convenient layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with its own en-suite bath, while the additional bedrooms are generously sized for family, guests, or a home office. A large living room, natural light throughout, and a well-designed floor plan make this home warm and welcoming. Located in a peaceful neighborhood with easy access to The Villages, Ocala, shopping, dining, and medical facilities, this home combines comfort with convenience. Don’t miss your opportunity to own this beautiful Summerfield home!

36. 2025-10-07
    historical 1013-char remark

    Show marketing remark (1013 chars)

    Rare opportunity with an assumable VA loan--potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 3-bedroom, 2-bath home offering 1,889 sq. ft. of comfortable living space in the heart of Summerfield, FL. This spacious property features an open and inviting floor plan, perfect for both everyday living and entertaining guests. The kitchen offers ample cabinet space and a convenient layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with its own en-suite bath, while the additional bedrooms are generously sized for family, guests, or a home office. A large living room, natural light throughout, and a well-designed floor plan make this home warm and welcoming. Located in a peaceful neighborhood with easy access to The Villages, Ocala, shopping, dining, and medical facilities, this home combines comfort with convenience. Don't miss your opportunity to own this beautiful Summerfie Summerfield home!

37. 2025-10-01
    listed $240,000 Active 1013-char remark

    Show marketing remark (1013 chars)

    Rare opportunity with an assumable VA loan--potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 3-bedroom, 2-bath home offering 1,889 sq. ft. of comfortable living space in the heart of Summerfield, FL. This spacious property features an open and inviting floor plan, perfect for both everyday living and entertaining guests. The kitchen offers ample cabinet space and a convenient layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with its own en-suite bath, while the additional bedrooms are generously sized for family, guests, or a home office. A large living room, natural light throughout, and a well-designed floor plan make this home warm and welcoming. Located in a peaceful neighborhood with easy access to The Villages, Ocala, shopping, dining, and medical facilities, this home combines comfort with convenience. Don't miss your opportunity to own this beautiful Summerfie Summerfield home!

38. 2025-09-25
    historical $240,000 1013-char remark

    Show marketing remark (1013 chars)

    Rare opportunity with an assumable VA loan--potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 3-bedroom, 2-bath home offering 1,889 sq. ft. of comfortable living space in the heart of Summerfield, FL. This spacious property features an open and inviting floor plan, perfect for both everyday living and entertaining guests. The kitchen offers ample cabinet space and a convenient layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with its own en-suite bath, while the additional bedrooms are generously sized for family, guests, or a home office. A large living room, natural light throughout, and a well-designed floor plan make this home warm and welcoming. Located in a peaceful neighborhood with easy access to The Villages, Ocala, shopping, dining, and medical facilities, this home combines comfort with convenience. Don't miss your opportunity to own this beautiful Summerfie Summerfield home!

39. 2024-04-15
    historical
40. 2024-04-04
    historical $249,777
41. 2021-09-07
    soldstatus $195,500 Closed
42. 2021-07-21
    status Pending
43. 2021-05-04
    listed $189,000 Active
44. 2011-04-05
    soldstatus $29,900
45. 2011-03-10
    listed $29,900
46. 1994-01-19
    soldstatus $47,900
47. 1994-01-19
    soldstatus $47,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,001 · $333/mo
• Projected year-2 tax: $4,001 · $333/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,602
• − Mortgage interest: −$10,363
• − Property taxes: −$4,001
• − Insurance: −$925
• − Repairs & maintenance: −$1,968
• − Management: −$1,968
• − Depreciation: −$5,382
• Taxable loss: −$5
• Est. tax savings @ 24.0%: +$1
• After-tax cash flow: $2,869/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Belleview

• Score: 69/100
• State rank: #458
• US rank: #8314

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Marion County · 315,796 people
• City population: 19,167
• Metro: Ocala, FL
• Population (ZIP): 33,318
• Household income: $66,679
• Rent vs Own: 13.2% rent · 86.8% own
• Severe rent burden: 256.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (77%)
• Race & ethnicity: White 77% Hispanic / Latino 14% Two or more races 9% Black 4% Asian 2%
• Hispanic origin (detail): Mexican 3% Puerto Rican 6% Cuban 1%
• Common ancestry: Lithuanian 3% Slovak 2% Romanian 2%
• Foreign-born: 8% · Canada, Vietnam, Jamaica
• Languages at home: 85% English-only · Spanish 11% Vietnamese 1% French/Haitian/Cajun 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -107.67%
• Current HPI: 200.0792
• Rent YoY: —
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+286.2% since first listed

32 events — show timeline

• 2026-05-18 Price Changed $185,000 Stellar MLS as Distributed by MLS Grid
• 2026-05-18 Price Changed $185,000 SCMLS
• 2026-05-01 Price Changed $195,000 SCMLS
• 2026-05-01 Price Changed $195,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-09 Price Changed $205,000 SCMLS
• 2026-04-09 Price Changed $205,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-20 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-03-20 Price Changed $215,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-20 Price Changed $215,000 SCMLS
• 2026-03-10 Relisted — SCMLS
• 2026-03-09 Listing Removed — SCMLS
• 2026-03-09 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2026-02-24 Price Changed $235,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-24 Price Changed $235,000 SCMLS
• 2025-12-10 Relisted — Stellar MLS as Distributed by MLS Grid
• 2025-12-10 Relisted — SCMLS
• 2025-12-04 Listing Removed — SCMLS
• 2025-12-04 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-10-28 Relisted — SCMLS
• 2025-10-28 Listed $240,000 Stellar MLS as Distributed by MLS Grid
• 2025-10-07 Listing Removed — SCMLS
• 2025-10-01 Listed $240,000 SCMLS
• 2025-09-25 Coming Soon $240,000 SCMLS
• 2024-04-15 Listing Removed — SCMLS
• 2024-04-04 Coming Soon $249,777 SCMLS
• 2021-09-07 Sold (MLS) $195,500 Stellar MLS as Distributed by MLS Grid
• 2021-07-21 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-05-04 Listed $189,000 Stellar MLS as Distributed by MLS Grid
• 2011-04-05 Sold (MLS) $29,900 Stellar MLS as Distributed by MLS Grid
• 2011-03-10 Listed $29,900 Stellar MLS as Distributed by MLS Grid
• 1994-01-19 Sold (Public Records) $47,900 Public Records
• 1994-01-19 Sold (Public Records) $47,900 Public Records

Property tax history

+9.0%/yr

Latest (2025): $4,001 · +17.8% YoY. Source: county tax records.