627 Bell Ln · Blythe, CA 92225

$199,999

4 bd · 2.0 ba · 1,300 sqft · SingleFamily public records · 25 Days on market

Built 1973 8,712 sqft lot $154/sqft · 8% above area Est $185k · 8% over

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.5/30.0
• DSCR +7.2/10.0
• 1% rule +4.8/10.0
• ARV discount +3.9/15.0
• Livability +3.7/5.0
• Schools +2.6/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Newly painted inside and out. This property is move in ready. Perfect for for first time buyers.

Key facts

• Ceiling fans
• Large yard
• Tile flooring

Tags

• CORNER LOT
• LARGE YARD
• TILE FLOORING
• CEILING FANS

Property features AI

Finance

• Other: Directions reference: Please see GPS; Cross street: 14th Avenue; Gated community: No; Listing terms: Conventional, Submit, FHA; Sale type: Standard; Short term rentals: Not allowed; Will consider lease: No; Disclosures: None
• HOA & community: No monthly association fee

Exterior

• Parking: Detached garage; 2 garage spaces; 2 uncovered/unassigned parking spaces; 4 total parking spaces; Unassigned parking available
• Security: 24-hour security
• Utilities: Sewer connected and paid; PUD: No
• Home design: Single-family residence; Attached property; Single-story (ground level)
• Construction: Built (year source: assessor)
• Exterior features: 24-hour security; Fee simple ownership

Interior

• Flooring: Carpet; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning; Air conditioning
• Interior features: Unfurnished; Living room

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $200k.

Deal economics

• At list price, monthly cash flow is $336 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $196k (2.2% below list).
• Recommended offer: $196k (2.2% below list) — sets the bar for 1% rule.
• Cap rate 8.3% vs local median 4.6% in Blythe — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#143 in CA, #4,910 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: employment D, schools F, amenities F.
• Palo Verde Unified (town): math 20% / reading 34% proficiency, ranked #1,133 of 1,400 in CA (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 192 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 25 days — a 2% lower offer ($197k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $195,699 (2.2% below list)

Questions for the listing agent

1. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.98% ✗
• Cap rate: 8.31%
• Cash-on-cash: 7.21%
• DSCR: 1.32
• GRM: 8.5

CMA / ARV

• ARV (median comp): $185,140
• List price: $199,999
• Delta: 8.03%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
627 Bell Ln	0.00mi	4/2.0	1,300 (0%)	0mo	$190,000	$146	100
840 E 14th Ave	0.18mi	3/2.0 (-1)	1,342 (+3%)	14mo	$204,000	$152	69
421 S 7th St	0.33mi	5/2.0 (+1)	1,368 (+5%)	19mo	$205,000	$150	55
451 S 6th St	0.35mi	3/1.0 (-1)	1,146 (-12%)	22mo	$140,000	$122	37
1579 E 14th Ave	0.44mi	3/2.0 (-1)	1,456 (+12%)	24mo	$252,000	$173	35
490 S 1st St	0.64mi	3/1.0 (-1)	1,125 (-14%)	8mo	$165,000	$147	32
321 S 2nd St	0.70mi	3/2.0 (-1)	1,127 (-13%)	23mo	$200,000	$177	21

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -5.3%
• Equity multiple: 0.80×
• Total profit: $-11,057
• Equity at exit: $29,821

10-year hold

• IRR: 4.3%
• Equity multiple: 1.32×
• Total profit: $17,653
• Equity at exit: $17,292

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 92225

• Home prices YoY: -15.8%
• Active inventory: 192
• Price-to-rent: 8.5×

Monthly cashflow live

• Estimated rent: $1,957 high
• Mortgage (P&I): −$1,049
• Tax from tax record: −$77 /mo · $929/yr
• Insurance: −$83
• HOA: −$0
• Vacancy / Maint / Mgmt: −$411
• Net cashflow: $336

Break-even live

Break-even rent $1,531

Max offer price $199,999

Occupancy floor 78%

Sensitivity live

Price	-10% $450	-5% $393	+0% $336	+5% $280	+10% $223
Rent	-10% $182	-5% $259	+0% $336	+5% $414	+10% $491
Rate	-1.0pp $437	-0.5pp $387	base $336	+0.5pp $285	+1.0pp $232

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $50,000
• Closing costs: $6,000
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
460 River Valley Ave Blythe, CA	3.0	2.0	1344	$2,600	$1.93	14d	1	0.27mi
551 S 3rd St Blythe, CA	2.0–3.0	1.0–2.0	885	$1,120	$1.27	14d	9	0.55mi
2200 E Donlon St Unit 2476 B Blythe, CA	3.0	2.0	1125	$1,395	$1.24	14d	1	1.26mi
450 W Barnard St Blythe, CA	2.0–3.0	1.0–2.0	935	$1,095	$1.17	14d	2	1.33mi
400 N Palm Dr Blythe, CA	2.0–3.0	1.0–1.5	928	$1,100	$1.18	14d	1	1.48mi

Listing history 23 events

1. 2026-05-01
   listed $199,999 Active 485-char remark
2. 2026-03-12
   historical
3. 2025-03-20
   listed $209,999 Active
4. 2014-05-14
   soldstatus $69,000 Closed

   Show marketing remark (96 chars)

   Newly painted inside and out. This property is move in ready. Perfect for for first time buyers.

5. 2014-05-13
   soldstatus $69,100
6. 2014-03-10
   status Backup Offers Accepted

   Show marketing remark (96 chars)

   Newly painted inside and out. This property is move in ready. Perfect for for first time buyers.

7. 2014-02-21
   price $68,500

   Show marketing remark (96 chars)

   Newly painted inside and out. This property is move in ready. Perfect for for first time buyers.

8. 2014-02-20
   price $68,600

   Show marketing remark (96 chars)

   Newly painted inside and out. This property is move in ready. Perfect for for first time buyers.

9. 2014-02-19
   price $68,700

   Show marketing remark (96 chars)

   Newly painted inside and out. This property is move in ready. Perfect for for first time buyers.

10. 2014-02-17
    price $68,900

    Show marketing remark (96 chars)

    Newly painted inside and out. This property is move in ready. Perfect for for first time buyers.

11. 2014-02-15
    price $69,000

    Show marketing remark (96 chars)

    Newly painted inside and out. This property is move in ready. Perfect for for first time buyers.

12. 2014-02-13
    price $69,100

    Show marketing remark (96 chars)

    Newly painted inside and out. This property is move in ready. Perfect for for first time buyers.

13. 2014-02-12
    price $69,300

    Show marketing remark (96 chars)

    Newly painted inside and out. This property is move in ready. Perfect for for first time buyers.

14. 2014-02-07
    price $69,600

    Show marketing remark (96 chars)

    Newly painted inside and out. This property is move in ready. Perfect for for first time buyers.

15. 2014-01-06
    status Active

    Show marketing remark (96 chars)

    Newly painted inside and out. This property is move in ready. Perfect for for first time buyers.

16. 2013-12-19
    historical

    Show marketing remark (96 chars)

    Newly painted inside and out. This property is move in ready. Perfect for for first time buyers.

17. 2013-12-19
    status Active

    Show marketing remark (96 chars)

    Newly painted inside and out. This property is move in ready. Perfect for for first time buyers.

18. 2013-09-23
    status Backup Offers Accepted

    Show marketing remark (96 chars)

    Newly painted inside and out. This property is move in ready. Perfect for for first time buyers.

19. 2013-09-07
    price $69,800

    Show marketing remark (96 chars)

    Newly painted inside and out. This property is move in ready. Perfect for for first time buyers.

20. 2013-07-26
    price $72,200

    Show marketing remark (96 chars)

    Newly painted inside and out. This property is move in ready. Perfect for for first time buyers.

21. 2013-07-04
    price $73,900

    Show marketing remark (96 chars)

    Newly painted inside and out. This property is move in ready. Perfect for for first time buyers.

22. 2013-06-20
    listed $74,500 Active

    Show marketing remark (96 chars)

    Newly painted inside and out. This property is move in ready. Perfect for for first time buyers.

23. 1978-03-01
    soldstatus $25,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $929 · $77/mo
• Projected year-2 tax: $1,520 · $127/mo
• Expected delta: +$591/yr (+$49/mo · 63.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone D · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥116°F today · 18 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,484
• − Mortgage interest: −$11,203
• − Property taxes: −$929
• − Insurance: −$1,000
• − Repairs & maintenance: −$1,879
• − Management: −$1,879
• − Depreciation: −$5,818
• Taxable income: $776
• Est. tax owed @ 24.0%: −$186
• After-tax cash flow: $3,851/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Palo Verde Unified
• NCES district ID: 0629640
• Math proficiency: 20% ▲ 3.00%
• Reading proficiency: 34% ▲ 5.00%
• Median HH income: $40,808
• Composite: 25.77/100
• National rank: #12796
• State rank: #1133 of 1400 in CA

Livability — Blythe

• Score: 74/100
• State rank: #143
• US rank: #4910

Category grades

Amenities F Commute A+ Cost of living A- Crime C Employment D Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Blythe, CA
• Population (ZIP): 21,101

Population outlook (Riverside County) Hauer SSP2

• Today (2025): 2,664,475 people
• By 2030: 2,802,692 · +5.2%
• By 2040: 3,050,904 · +14.5%
• By 2050: 3,256,783 · +22.2%
• By 2075: 3,655,058 · +37.2%
• By 2100: 3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: Hispanic / Latino 59% White 26% Two or more races 13% Black 10% Asian 2% Native American 2%
• Hispanic origin (detail): Mexican 54%
• Common ancestry: Lithuanian 1% Romanian 1% Iranian 1%
• Foreign-born: 18% · Canada
• Languages at home: 55% English-only · Spanish 42% Other Indo-European 1% Tagalog/Filipino 0%

Political lean MEDSL · Riverside

• 2024 margin: Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
• 2008→2024 swing: -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
• All cycles: 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -40.53%
• Current HPI: 215.4794
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+660.0% since first listed

25 events — show timeline

• 2026-06-16 Sold (MLS) $190,000 GPSMLS
• 2026-05-27 Pending — GPSMLS
• 2026-05-01 Listed $199,999 GPSMLS
• 2026-03-12 Listing Removed — CRMLS
• 2025-03-20 Listed $209,999 CRMLS
• 2014-05-14 Sold (MLS) $69,000 CRMLS
• 2014-05-13 Sold (Public Records) $69,100 Public Records
• 2014-03-10 Pending — CRMLS
• 2014-02-21 Price Changed $68,500 CRMLS
• 2014-02-20 Price Changed $68,600 CRMLS
• 2014-02-19 Price Changed $68,700 CRMLS
• 2014-02-17 Price Changed $68,900 CRMLS
• 2014-02-15 Price Changed $69,000 CRMLS
• 2014-02-13 Price Changed $69,100 CRMLS
• 2014-02-12 Price Changed $69,300 CRMLS
• 2014-02-07 Price Changed $69,600 CRMLS
• 2014-01-06 Relisted — CRMLS
• 2013-12-19 Listing Removed — CRMLS
• 2013-12-19 Relisted — CRMLS
• 2013-09-23 Pending — CRMLS
• 2013-09-07 Price Changed $69,800 CRMLS
• 2013-07-26 Price Changed $72,200 CRMLS
• 2013-07-04 Price Changed $73,900 CRMLS
• 2013-06-20 Listed $74,500 CRMLS
• 1978-03-01 Sold (Public Records) $25,000 Public Records

Property tax history

+3.8%/yr

Latest (2025): $929 · -0.8% YoY. Source: county tax records.