3673 Texana Loop · Round Rock, TX 78665

$310,000

3 bd · 2.5 ba · 2,178 sqft · SingleFamily public records · 57 Days on market

Built 2004 6,682 sqft lot $142/sqft · 22% below area Est $396k · 22% under $25/mo HOA · 1% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +8.4/30.0
• Schools +4.9/10.0
• Livability +4.0/5.0
• 1% rule +3.1/10.0
• Condition / age +2.5/5.0
• DSCR +2.3/10.0
• Rent growth +1.7/5.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to this charming and well-maintained home offering a comfortable and functional layout. The open living spaces are filled with natural light, creating a warm and inviting atmosphere perfect for both relaxing and entertaining. The home offers a thoughtful flow between living areas, along with flexible spaces to suit a variety of needs, whether for guests, a home office, or hobbies. The primary suite provides a peaceful retreat, while additional rooms add versatility. Step outside to enjoy a private outdoor space with plenty of potential for gatherings or quiet evenings. Conveniently located near shopping, dining, and major roadways, this home offers both comfort and accessibility.

Key facts

• Open living spaces
• Flexible spaces
• Natural light

Tags

• OPEN LIVING SPACES
• NATURAL LIGHT
• FLEXIBLE SPACES
• PRIVATE OUTDOOR SPACE
• CONVENIENTLY LOCATED

Property features AI

Finance

• HOA & community: Part of Lakeside HOA; HOA fee $25 per month covering common area maintenance; Community amenities include lake, playground, park, trails/paths, barbecue area, common grounds, community mailbox, curbs, and door-to-door trash pickup

Exterior

• Parking: Attached garage; Garage faces front; Single garage door; 2 garage spaces; Driveway parking for additional vehicles (total 4 parking spaces); 2 covered parking spaces
• Utilities: Public water; Public sewer; Electricity connected; Cable available; Phone available
• Home design: Two-story home; Faces east; Resale property; Slab foundation
• Construction: Built with brick and HardiPlank-type siding; Composition roof
• Exterior features: Covered front porch; Patio; Exterior steps; Back yard; Level yard with few trees; Wood privacy fencing with gate

Interior

• Kitchen: Built-in electric range; Electric oven; Dishwasher; Range hood; Disposal
• Flooring: Carpet; Vinyl
• Bathrooms: 2 full bathrooms; 1 half bathroom
• Heating & cooling: Central heating (electric); Central air conditioning (electric); Ceiling fan(s)
• Interior features: Ceiling fans; Blinds; Separate/formal dining room; Multiple living and dining areas; Open floorplan; Pantry; Walk-in closet(s); Interior steps; Laminate counters
• Laundry & utility: Laundry room on main level; Washer hookup; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $310k.

Deal economics

• At list price, monthly cash flow is $-276 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $261k (15.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $251k (18.9% below list).
• Recommended offer: $251k (18.9% below list) — sets the bar for 1% rule.
• Cap rate 5.2% vs local median 2.7% in Round Rock — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 79/100 on livability (#56 in TX, #2,184 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, health & safety A+; Watch: amenities D-, commute F.
• Round Rock ISD (urban): math 51% / reading 59% proficiency, ranked #86 of 826 in TX (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Union Hill El (math 26% / reading 33%, grade F, #2,525 of 4,322 statewide, top 62%, 668 students, 68% FRL); Hopewell Middle (math 35% / reading 46%, grade F, #637 of 1,662 statewide, top 39%, 1,184 students, 32% FRL); Stony Point H S (math 40% / reading 57%, grade D, #560 of 1,632 statewide, top 35%, 2,570 students, 35% FRL) — zoned schools average 45% FRL vs 26% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 40% at this address vs 55% district-wide (-16 pts) — the specific schools serving this property underperform the Round Rock ISD average; the district grade overstates school quality for this exact location.
• Market conditions: Rents falling (-3.2%/yr); 456 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 7,543 units permitted in Williamson County in 2024 (1,425 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Williamson County population projected at +69% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 57 days — a 3% lower offer ($301k) is reasonable based on typical stale-listing flexibility.
• 13 sale attempts since 21y ago; this cycle's ask is 13991% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 70% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $251,423 (18.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 57 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.81% ✗
• Cap rate: 5.23%
• Cash-on-cash: -3.81%
• DSCR: 0.83
• GRM: 10.3

CMA / ARV

• ARV (median comp): $396,090
• List price: $310,000
• Delta: -21.73%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3504 Amistad Cv	0.15mi	3/2.5	1,926 (-12%)	1mo	$319,000	$166	73
3635 Bass Loop	0.40mi	3/2.0	2,264 (+4%)	2mo	$350,000	$155	71
3401 Settlement Dr	0.48mi	3/2.5	2,240 (+3%)	4mo	$299,999	$134	70
1103 Terra St	0.62mi	3/2.5	2,232 (+2%)	1mo	$329,900	$148	66
3837 Laurel Ridge Dr	0.49mi	4/2.5 (+1)	2,224 (+2%)	8mo	$355,000	$160	62
1302 Gulf Way	0.37mi	3/2.5	2,388 (+10%)	7mo	$299,000	$125	61
3723 Cheyenne St	0.30mi	3/2.0	1,922 (-12%)	4mo	$342,000	$178	61
3725 Birdhouse Dr	0.42mi	3/2.5	1,968 (-10%)	5mo	$349,000	$177	60
1004 Terra St	0.67mi	3/2.5	2,081 (-4%)	3mo	$339,000	$163	59
1564 Lorson Loop	0.41mi	4/3.0 (+1)	2,396 (+10%)	3mo	$360,000	$150	55
3710 Haleys Way	0.53mi	3/2.0	1,992 (-8%)	7mo	$344,900	$173	53
3811 Laurel Ridge Dr	0.67mi	4/2.5 (+1)	2,386 (+10%)	1mo	$350,000	$147	47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -26.3%
• Equity multiple: 0.14×
• Total profit: $-75,047
• Equity at exit: $46,222

10-year hold

• IRR: -38.8%
• Equity multiple: -0.34×
• Total profit: $-115,979
• Equity at exit: $26,803

Cash invested: $86,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78665

• Home prices YoY: -31.7%
• Rents YoY: -3.2%
• Active inventory: 456
• Price-to-rent: 10.3×

Monthly cashflow live

• Estimated rent: $2,514 high
• Mortgage (P&I): −$1,626
• Tax from tax record: −$482 /mo · $5,785/yr
• Insurance: −$129
• HOA: −$25
• Vacancy / Maint / Mgmt: −$528
• Net cashflow: $-276

Break-even live

Break-even rent $2,863

Max offer price $261,304

Occupancy floor —

Sensitivity live

Price	-10% $-100	-5% $-188	+0% $-276	+5% $-363	+10% $-451
Rent	-10% $-474	-5% $-375	+0% $-276	+5% $-176	+10% $-77
Rate	-1.0pp $-120	-0.5pp $-197	base $-276	+0.5pp $-356	+1.0pp $-438

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $77,500
• Closing costs: $9,300
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3673 Texana Loop Round Rock, TX	3.0	3.0	2178	$2,200	$1.01	14d	1	0.03mi
3521 Cisco Trl Round Rock, TX	4.0	2.5	2682	$2,800	$1.04	19d	1	0.08mi
3521 Cisco Trl Unit 1345539P Round Rock, TX	4.0	1.5	2680	$4,681	$1.75	0d	1	0.08mi
1302 Casa Blanca Cv Round Rock, TX	4.0	2.5	2517	$2,175	$0.86	12d	1	0.21mi
3640 Sandy Brook Dr Unit 1345542P Round Rock, TX	4.0	2.5	2680	$4,560	$1.70	0d	1	0.24mi
1559 Haynie Bnd Round Rock, TX	4.0	2.5	2496	$2,100	$0.84	45d	1	0.26mi
3723 Holden Ct Round Rock, TX	4.0	2.5	2615	$2,299	$0.88	23d	1	0.35mi
3723 Holden Ct Round Rock, TX	4.0	3.0	2615	$2,199	$0.84	25d	1	0.35mi
1001 Zodiac Ln Round Rock, TX	1.0–3.0	1.0–2.5	1505	$1,800	$1.20	3d	2	0.36mi
1001 Zodiac Ln Round Rock, TX	3.0	2.5	1404	$1,948	$1.39	0d	2	0.36mi
3338 Perch Trl Round Rock, TX	3.0	2.0	1493	$2,028	$1.36	19d	1	0.50mi
3324 Perch Trl Round Rock, TX	3.0	2.0	1507	$1,875	$1.24	46d	1	0.55mi
1353 Lakeside Loop Round Rock, TX	3.0	2.0	1522	$1,950	$1.28	12d	1	0.57mi
1404 Terra St Round Rock, TX	4.0	2.0	2214	$2,100	$0.95	45d	1	0.61mi
917 Satellite Vw Round Rock, TX	4.0	2.0	2226	$2,440	$1.10	19d	1	0.65mi
3807 Julianas Way Round Rock, TX	4.0	2.0	1863	$2,450	$1.32	19d	1	0.69mi
1076 Zeus Cir Round Rock, TX	4.0	2.5	2854	$2,800	$0.98	45d	1	0.69mi
3922 Haleys Way Round Rock, TX	4.0	2.5	2697	$2,095	$0.78	9d	1	0.74mi
3906 Haleys Way Round Rock, TX	3.0	2.0	1854	$1,995	$1.08	9d	1	0.75mi
725 University Blvd Round Rock, TX	1.0–3.0	1.0–3.5	1306	$2,899	$2.22	4d	11	0.82mi
3017 Settlement Dr Unit 32 Round Rock, TX	3.0	3.0	2058	$2,400	$1.17	16d	1	0.83mi
1893 Greenside Trl Round Rock, TX	4.0	3.5	2667	$2,400	$0.90	45d	1	0.88mi
3621 Rams Horn Way Round Rock, TX	3.0	2.0	1676	$2,200	$1.31	12d	1	0.89mi
3200 College Park Dr Round Rock, TX	4.0	4.0	2534	$2,550	$1.01	45d	1	0.93mi
3200 College Park Dr #112 Round Rock, TX	4.0	2.5	2100	$2,495	$1.19	9d	1	0.93mi
1100 Hidden Valley Dr Unit 1133 Round Rock, TX	3.0	2.0	1446	$1,669	$1.15	0d	1	0.97mi
599 University Blvd Round Rock, TX	1.0–3.0	1.0–2.5	1111	$1,916	$1.72	45d	39	1.03mi
1008 Double File Trl Round Rock, TX	3.0	2.5	2317	$2,100	$0.91	0d	1	1.05mi
1700 University Blvd Round Rock, TX	1.0–3.0	1.0–2.0	1099	$2,159	$1.96	0d	38	1.06mi
1907 Windberry Path Round Rock, TX	4.0	2.0	2149	$2,400	$1.12	19d	1	1.08mi
1104 Mastiff Cv Round Rock, TX	4.0	2.5	2846	$2,499	$0.88	45d	1	1.10mi
1405 Sheltie Ln Round Rock, TX	3.0	2.5	1736	$2,100	$1.21	19d	1	1.15mi
4207 Windberry Ct Round Rock, TX	4.0	2.0	1984	$2,295	$1.16	25d	1	1.15mi
808 Broken Trace Ct Round Rock, TX	3.0	2.0	1876	$2,100	$1.12	19d	1	1.19mi
2304 Jack Nora Way Round Rock, TX	4.0	3.0	1700	$2,400	$1.41	19d	1	1.20mi
2304 Jack Nora Way Round Rock, TX	4.0	3.0	1700	$2,400	$1.41	0d	1	1.20mi
1621 Westmeadow Trl Round Rock, TX	3.0	2.0	1868	$2,500	$1.34	45d	1	1.21mi
1512 Sundance Dr Unit T2 Round Rock, TX	3.0	2.0	1417	$1,900	$1.34	4d	1	1.21mi
4308 Park Vista Trl Round Rock, TX	3.0	2.0	2550	$2,400	$0.94	19d	1	1.24mi
5160 N A.W. Grimes Blvd Unit 186 Round Rock, TX	3.0	2.5	1710	$2,400	$1.40	45d	1	1.29mi

HOA detail

• Monthly dues: $25 · $300/yr

Listing history 40 events

1. 2026-06-21
   days on market $310,000 Active 57 DOM
2. 2026-06-18
   days on market $310,000 Active 54 DOM
3. 2026-06-17
   days on market $310,000 Active 53 DOM
4. 2026-06-16
   days on market $310,000 Active 52 DOM
5. 2026-06-15
   days on market $310,000 Active 51 DOM
6. 2026-06-13
   days on market $310,000 Active 49 DOM
7. 2026-06-13
   days on market $310,000 Active 48 DOM
8. 2026-06-09
   days on market $310,000 Active 45 DOM
9. 2026-06-08
   days on market $310,000 Active 44 DOM
10. 2026-06-08
    pricedays on market $310,000 Active 43 DOM
11. 2026-06-05
    days on market $345,000 Active 41 DOM
12. 2026-06-03
    days on market $345,000 Active 40 DOM
13. 2026-06-02
    days on market $345,000 Active 39 DOM
14. 2026-06-01
    days on market $345,000 Active 38 DOM
15. 2026-05-31
    days on market $345,000 Active 37 DOM
16. 2026-05-17
    historical $2,200
17. 2026-05-15
    listed $2,200
18. 2026-05-13
    price $345,000 696-char remark
19. 2026-04-24
    listed $355,000 Active 696-char remark
20. 2025-05-30
    historical $1,950
21. 2025-05-15
    listed $1,950
22. 2025-05-15
    historical $1,950
23. 2025-05-03
    listed $1,950
24. 2025-04-09
    status Active
25. 2025-04-04
    status Pending
26. 2025-03-27
    price
27. 2025-02-25
    price
28. 2025-02-04
    listed Active
29. 2023-10-19
    historical $1,995
30. 2023-09-12
    listed $1,995
31. 2023-08-05
    status Active
32. 2023-07-30
    historical Active Under Contract
33. 2023-07-20
    price
34. 2023-07-07
    listed Active
35. 2006-02-25
    soldstatus
36. 2006-02-24
    soldstatus
37. 2006-01-27
    historical
38. 2006-01-24
    listed $124,900
39. 2005-11-14
    historical
40. 2005-08-06
    listed

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $5,785 · $482/mo
• Projected year-2 tax: $5,785 · $482/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 70% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,171
• − Mortgage interest: −$17,365
• − Property taxes: −$5,785
• − Insurance: −$1,550
• − Repairs & maintenance: −$2,414
• − Management: −$2,414
• − HOA: −$300
• − Depreciation: −$9,018
• Taxable loss: −$8,674
• Est. tax savings @ 24.0%: +$2,082
• After-tax cash flow: $-1,226/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Round Rock ISD
• NCES district ID: 4838080
• Math proficiency: 51% ▼ -14.00%
• Reading proficiency: 59% ▼ -4.00%
• Median HH income: $75,378
• Composite: 49.33/100
• National rank: #2022
• State rank: #86 of 826 in TX

Livability — Round Rock

• Score: 79/100
• State rank: #56
• US rank: #2184

Category grades

Amenities D- Commute F Cost of living B+ Crime B+ Employment A+ Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Round Rock, TX
• County: Williamson County · 680,029 people
• City population: 184,922
• Metro: Austin-Round Rock-Georgetown, TX
• Population (ZIP): 66,171
• Household income: $122,680
• Rent vs Own: 38.6% rent · 61.4% own
• Severe rent burden: 2036.0

Population outlook (Williamson County) Hauer SSP2

• Today (2025): 699,027 people
• By 2030: 795,537 · +13.8%
• By 2040: 990,683 · +41.7%
• By 2050: 1,184,292 · +69.4%
• By 2075: 1,623,825 · +132.3%
• By 2100: 1,924,153 · +175.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.69)
• Race & ethnicity: White 49% Hispanic / Latino 24% Two or more races 18% Black 11% Asian 10%
• Hispanic origin (detail): Mexican 17% Puerto Rican 1%
• Common ancestry: Slovak 2% Lithuanian 2% Romanian 2%
• Foreign-born: 16% · Canada, Vietnam, South Korea
• Languages at home: 75% English-only · Spanish 14% Other Indo-European 3% Other Asian/Pacific 3%

Political lean MEDSL · Williamson

• 2024 margin: Toss-up / Even · D 48.0% · R 50.4% · Other 1.6%
• 2008→2024 swing: +10.6pp toward D · 2008: -13.0pp · 2024: -2.5pp
• All cycles: 2024: R+2.5 2020: D+1.4 2016: R+9.9 2012: R+21.5 2008: R+13.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -83.58%
• Current HPI: 179.7075
• Rent YoY: ▼ -3.23%
• Metro: Austin-Round Rock-Georgetown, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-98.2% since first listed

27 events — show timeline

• 2026-06-08 Relisted — Unlock MLS
• 2026-06-07 Listed for Rent $2,200 ACTRIS
• 2026-05-17 Rental Removed $2,200 ACTRIS
• 2026-05-15 Listed for Rent $2,200 ACTRIS
• 2026-05-13 Price Changed $345,000 Unlock MLS
• 2026-04-24 Listed $355,000 Unlock MLS
• 2025-05-30 Rental Removed $1,950 REALLYO
• 2025-05-15 Listed for Rent $1,950 REALLYO
• 2025-05-15 Rental Removed $1,950 ACTRIS
• 2025-05-03 Listed for Rent $1,950 ACTRIS
• 2025-04-09 Relisted — Unlock MLS
• 2025-04-04 Pending — Unlock MLS
• 2025-03-27 Price Changed — Unlock MLS
• 2025-02-25 Price Changed — Unlock MLS
• 2025-02-04 Listed — Unlock MLS
• 2023-10-19 Rental Removed $1,995 ACTRIS
• 2023-09-12 Listed for Rent $1,995 ACTRIS
• 2023-08-05 Relisted — Unlock MLS
• 2023-07-30 Contingent — Unlock MLS
• 2023-07-20 Price Changed — Unlock MLS
• 2023-07-07 Listed — Unlock MLS
• 2006-02-25 Sold (MLS) — Unlock MLS
• 2006-02-24 Sold (Public Records) — Public Records
• 2006-01-27 Delisted — Unlock MLS
• 2006-01-24 Listed $124,900 Unlock MLS
• 2005-11-14 Delisted — Unlock MLS
• 2005-08-06 Listed — Unlock MLS

Property tax history

+3.5%/yr

Latest (2026): $5,785 · -11.5% YoY. Source: county tax records.