16258 S Shady Acres Dr · Kerrtown, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 2/10 · Minimal
- Hot days now (above 92°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Condition / age +3.8/5.0
- Livability +3.7/5.0
- Schools +3.3/10.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$75,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Spacious Vernon Twp double-wide in desirable Shady Acres Mobile Home Park offering 1,632 sq. ft. of comfortable living space. This 3-bedroom, 2 full bath home features an open floor plan, large rooms, central air, and a cozy fireplace. The eat-in kitchen includes an island and comes fully applianced, making everyday living easy. Enjoy both a living room and a family room for added flexibility, plus a covered porch with composite decking, a small back porch, a storage shed, and a 3-car parking area. Well taken care of and move in ready! Located in a quiet park setting, yet conveniently close to shopping, medical facilities, and just a short drive to Meadville or Conneaut Lake—giving yo
Key facts
- Covered porch
- Open floor plan
- 3-car parking area
Tags
Property features AI
Exterior
- Utilities: Public water; Public sewer
- Home design: Residential mobile home (double wide)
- Construction: Vinyl siding
- Exterior features: Level lot; Asphalt roof
Interior
- Flooring: Carpet; Vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Forced air heating; Central air conditioning
- Interior features: One fireplace; 10 total rooms; No basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $75k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $424 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $75k).
- Recommended offer: $74k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 73/100 on livability (#593 in PA) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: employment F, housing F.
- Crawford Central SD (town): math 28% / reading 51% proficiency, ranked #367 of 539 in PA (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: West End El Sch (math 37% / reading 57%, grade D-, #737 of 1,518 statewide, top 52%, 311 students, 99% FRL); Meadville Ms (math 15% / reading 48%, grade F, #367 of 512 statewide, top 73%, 354 students, 99% FRL); Meadville Area Shs (math 62% / reading 75%, grade B, #53 of 437 statewide, top 13%, 765 students, 86% FRL) — zoned schools average 95% FRL vs 45% district-wide (50 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 134 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 83 units permitted in Crawford County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Crawford County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 18 days — a 2% lower offer ($74k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.59% ✓
- Cap rate
- 13.08%
- Cash-on-cash
- 24.24%
- DSCR
- 2.08
- GRM
- 5.2
CMA / ARV
- ARV (median comp)
- $142,763
- List price
- $75,000
- Delta
- -47.47%
- Verdict
- UNDERPRICED
- Comps
- 1 within 2.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 17.5%
- Equity multiple
- 1.71×
- Total profit
- $14,877
- Equity at exit
- $11,183
- IRR
- 26.0%
- Equity multiple
- 3.28×
- Total profit
- $47,811
- Equity at exit
- $6,485
Cash invested: $21,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 16335
- Home prices YoY
- -9.0%
- Active inventory
- 134
- Price-to-rent
- 5.2×
Monthly cashflow live
- Estimated rent
- $1,193 medium interval (Pro) →
- Mortgage (P&I)
- −$393
- Tax est. 1.5%
- −$94 /mo · $1,125/yr
- Insurance
- −$31
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$251
- Net cashflow
- $424
Break-even live
Sensitivity live
| Price | -10% $476 | -5% $450 | +0% $424 | +5% $398 | +10% $372 |
|---|---|---|---|---|---|
| Rent | -10% $330 | -5% $377 | +0% $424 | +5% $471 | +10% $518 |
| Rate | -1.0pp $462 | -0.5pp $443 | base $424 | +0.5pp $405 | +1.0pp $385 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,750
- Closing costs
- $2,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 10795 Timber Crest Dr Meadville, PA | 1.0–3.0 | 1.0–2.5 | 938 | $1,425 | $1.52 | 45d | 8 | 0.75mi |
Listing history 7 events
-
2026-06-02status $75,000 Pending 18 DOM
-
2026-06-01days on market $75,000 Active 18 DOM
-
2026-05-31days on market $75,000 Active 17 DOM
-
2026-05-30days on market $75,000 Active 16 DOM
-
2026-05-12status Pending 874-char remark
-
2026-04-28$75,000 Active 874-char remark
-
2015-04-13$72,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 2/10 Low 7 d/yr ≥92°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,315
- − Mortgage interest
- −$4,201
- − Property taxes
- −$1,125
- − Insurance
- −$375
- − Repairs & maintenance
- −$1,145
- − Management
- −$1,145
- − Depreciation
- −$2,182
- Taxable income
- $4,142
- Est. tax owed @ 24.0%
- −$994
- After-tax cash flow
- $4,095/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This well-maintained, move-in ready manufactured home in Shady Acres Mobile Home Park offers a good condition with minimal repairs needed.
Value-add opportunities
- Both Paint exterior — Enhances curb appeal and value
- Both Clean gutters — Improves drainage and aesthetics
Renovation cost estimate screening
Value-add ROI direction
- Both Paint exterior — Enhances curb appeal and value ↑
- Both Clean gutters — Improves drainage and aesthetics ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Crawford Central SD
- NCES district ID
- 4207080
- Math proficiency
- 28% ▼ -11.00%
- Reading proficiency
- 51% ▼ -9.00%
- Median HH income
- $41,837
- Composite
- 33.21/100
- National rank
- #5530
- State rank
- #367 of 539 in PA
Livability — Kerrtown
- Score
- 73/100
- State rank
- #593
- US rank
- #5654
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Crawford County · 27,175 people
- Metro
- Meadville, PA
- Population (ZIP)
- 27,175
- Household income
- $57,591
- Rent vs Own
- Severe rent burden
- 953.0
Population outlook (Crawford County) Hauer SSP2
- Today (2025)
- 81,399 people
- By 2030
- 77,977 · -4.2%
- By 2040
- 70,659 · -13.2%
- By 2050
- 63,841 · -21.6%
- By 2075
- 50,198 · -38.3%
- By 2100
- 37,898 · -53.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (91%)
- Race & ethnicity
- White 91% Two or more races 4% Black 3% Hispanic / Latino 1%
- Common ancestry
- Romanian 3% Lithuanian 2% Serbian 2%
- Foreign-born
- 2% · Canada, China
- Languages at home
- 97% English-only · Spanish 1%
Political lean MEDSL · Crawford
- 2024 margin
- Solid R (+39.2) · D 30.0% · R 69.2%
- 2008→2024 swing
- -28.8pp toward R · 2008: -10.4pp · 2024: -39.2pp
- All cycles
- 2024: R+39.2 2020: R+37.2 2016: R+38.5 2012: R+19.6 2008: R+10.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -26.80%
- Current HPI
- 272.4095
- Rent YoY
- —
- Metro
- Meadville, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
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Price history
+4.2% since first listed5 events — show timeline
- 2026-06-01 Pending — GEBOR
- 2026-05-28 Relisted — GEBOR
- 2026-05-12 Pending — GEBOR
- 2026-04-28 Listed $75,000 GEBOR
- 2015-04-13 Listed $72,000 GEBOR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…