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16258 S Shady Acres Dr
B+ Composite 78.22
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Condition / age +3.8/5.0
  • Livability +3.7/5.0
  • Schools +3.3/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$75,000

16258 S Shady Acres Dr · Kerrtown, PA 16335
3 bd · 2.0 ba · 1,632 sqft · Manufactured · 18 Days on market
Built 2004 Good condition $46/sqft · 47% below area Est $143k · 47% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Spacious Vernon Twp double-wide in desirable Shady Acres Mobile Home Park offering 1,632 sq. ft. of comfortable living space. This 3-bedroom, 2 full bath home features an open floor plan, large rooms, central air, and a cozy fireplace. The eat-in kitchen includes an island and comes fully applianced, making everyday living easy. Enjoy both a living room and a family room for added flexibility, plus a covered porch with composite decking, a small back porch, a storage shed, and a 3-car parking area. Well taken care of and move in ready! Located in a quiet park setting, yet conveniently close to shopping, medical facilities, and just a short drive to Meadville or Conneaut Lake—giving yo

Key facts

  • Covered porch
  • Open floor plan
  • 3-car parking area

Tags

OPEN FLOOR PLANCOZY FIREPLACEEAT-IN KITCHENCOVERED PORCHSTORAGE SHED3-CAR PARKING AREA

Property features AI

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Residential mobile home (double wide)
  • Construction: Vinyl siding
  • Exterior features: Level lot; Asphalt roof

Interior

  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Forced air heating; Central air conditioning
  • Interior features: One fireplace; 10 total rooms; No basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $75k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $424 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $75k).
  • Recommended offer: $74k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 73/100 on livability (#593 in PA) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: employment F, housing F.
  • Crawford Central SD (town): math 28% / reading 51% proficiency, ranked #367 of 539 in PA (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: West End El Sch (math 37% / reading 57%, grade D-, #737 of 1,518 statewide, top 52%, 311 students, 99% FRL); Meadville Ms (math 15% / reading 48%, grade F, #367 of 512 statewide, top 73%, 354 students, 99% FRL); Meadville Area Shs (math 62% / reading 75%, grade B, #53 of 437 statewide, top 13%, 765 students, 86% FRL) — zoned schools average 95% FRL vs 45% district-wide (50 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 134 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 83 units permitted in Crawford County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Crawford County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 18 days — a 2% lower offer ($74k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $73,875 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.59%
Cap rate
13.08%
Cash-on-cash
24.24%
DSCR
2.08
GRM
5.2

CMA / ARV

ARV (median comp)
$142,763
List price
$75,000
Delta
-47.47%
Verdict
UNDERPRICED
Comps
1 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
17.5%
Equity multiple
1.71×
Total profit
$14,877
Equity at exit
$11,183
10-year hold
IRR
26.0%
Equity multiple
3.28×
Total profit
$47,811
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 16335

Home prices YoY
-9.0%
Active inventory
134
Price-to-rent
5.2×

Monthly cashflow live

Estimated rent
$1,193 medium interval (Pro) →
Mortgage (P&I)
$393
Tax est. 1.5%
$94 /mo · $1,125/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$251
Net cashflow
$424

Break-even live

Break-even rent $656
Max offer price $75,000
Occupancy floor 59%

Sensitivity live

Price -10% $476 -5% $450 +0% $424 +5% $398 +10% $372
Rent -10% $330 -5% $377 +0% $424 +5% $471 +10% $518
Rate -1.0pp $462 -0.5pp $443 base $424 +0.5pp $405 +1.0pp $385

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10795 Timber Crest Dr Meadville, PA 1.0–3.0 1.0–2.5 938 $1,425 $1.52 45d 8 0.75mi

Listing history 7 events

  1. 2026-06-02
    status $75,000 Pending 18 DOM
  2. 2026-06-01
    days on market $75,000 Active 18 DOM
  3. 2026-05-31
    days on market $75,000 Active 17 DOM
  4. 2026-05-30
    days on market $75,000 Active 16 DOM
  5. 2026-05-12
    status Pending 874-char remark
  6. 2026-04-28
    listed $75,000 Active 874-char remark
  7. 2015-04-13
    listed $72,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥92°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,315
− Mortgage interest
−$4,201
− Property taxes
−$1,125
− Insurance
−$375
− Repairs & maintenance
−$1,145
− Management
−$1,145
− Depreciation
−$2,182
Taxable income
$4,142
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$994
After-tax cash flow
$4,095/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This well-maintained, move-in ready manufactured home in Shady Acres Mobile Home Park offers a good condition with minimal repairs needed.

Value-add opportunities

  • Both Paint exterior — Enhances curb appeal and value
  • Both Clean gutters — Improves drainage and aesthetics

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior — Enhances curb appeal and value
  • Both Clean gutters — Improves drainage and aesthetics

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Crawford Central SD
NCES district ID
4207080
Math proficiency
28% ▼ -11.00%
Reading proficiency
51% ▼ -9.00%
Median HH income
$41,837
Composite
33.21/100
National rank
#5530
State rank
#367 of 539 in PA

Livability — Kerrtown

Score
73/100
State rank
#593
US rank
#5654

Category grades

Amenities B- Commute A+ Cost of living A+ Crime A Employment F Housing F Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Crawford County · 27,175 people
Metro
Meadville, PA
Population (ZIP)
27,175
Household income
$57,591
Rent vs Own
37.1% rent · 62.9% own
Severe rent burden
953.0

Population outlook (Crawford County) Hauer SSP2

Today (2025)
81,399 people
By 2030
77,977 · -4.2%
By 2040
70,659 · -13.2%
By 2050
63,841 · -21.6%
By 2075
50,198 · -38.3%
By 2100
37,898 · -53.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Two or more races 4% Black 3% Hispanic / Latino 1%
Common ancestry
Romanian 3% Lithuanian 2% Serbian 2%
Foreign-born
2% · Canada, China
Languages at home
97% English-only · Spanish 1%

Political lean MEDSL · Crawford

2024 margin
Solid R (+39.2) · D 30.0% · R 69.2%
2008→2024 swing
-28.8pp toward R · 2008: -10.4pp · 2024: -39.2pp
All cycles
2024: R+39.2 2020: R+37.2 2016: R+38.5 2012: R+19.6 2008: R+10.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -26.80%
Current HPI
272.4095
Rent YoY
Metro
Meadville, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+4.2% since first listed
5 events — show timeline
  • 2026-06-01 Pending GEBOR
  • 2026-05-28 Relisted GEBOR
  • 2026-05-12 Pending GEBOR
  • 2026-04-28 Listed $75,000 GEBOR
  • 2015-04-13 Listed $72,000 GEBOR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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