🏷️ Likely Rental
5519 Will O Run Dr · Jackson, MS
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,241 – $2,305
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Rent growth +3.6/5.0
- Livability +3.4/5.0
- Condition / age +2.5/5.0
- Schools +1.1/10.0
- Appreciation +0.0/10.0
$69,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Investment property - Tenant occupied
Key facts
- 8,276 sq ft lot
- Parking
- Built 1980
Property features AI
Exterior
- Parking: No garage (1 parking space)
- Utilities: Public water; Public sewer; Cable available; Electricity connected; Sewer connected; Water connected
- Home design: Single-family residence (house); One level
- Construction: Brick veneer construction; Shingle roof; Slab foundation; Built (year source: public records)
- Exterior features: Front porch; City lot
Interior
- Kitchen: Electric range
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Den fireplace; Move-in ready
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $69k.
Deal economics
- At list price, monthly cash flow is $384 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $69k).
- Recommended offer: $68k (1.5% below list) — sets the bar for market timing.
- Cap rate 13.0% vs local median 9.9% in Jackson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F, health & safety F.
- Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Timberlawn Elementary School (math 5% / reading 11%, grade F, #334 of 375 statewide, top 89%, 353 students, 100% FRL); Forest Hill High School (math 5% / reading 15%, grade F, #168 of 197 statewide, top 86%, 991 students, 100% FRL).
- Market conditions: Rents rising fast (+4.2%/yr); 302 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $477 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 4.2% rent growth), your $19k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 17 days — a 2% lower offer ($68k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.64% ✓
- Cap rate
- 12.96%
- Cash-on-cash
- 23.82%
- DSCR
- 2.06
- GRM
- 5.1
CMA / ARV
- ARV (on-the-fly)
- $197,220
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5551 Will O Run Cir | 0.17mi | 3/2.0 (+1) | 1,138 (-0%) | 6mo | $99,900 | $88 | 77 |
| 5513 Dogwood Trl | 0.19mi | 3/2.0 (+1) | 1,219 (+7%) | 2mo | $130,000 | $107 | 69 |
| 4271 Cypress Dr | 0.60mi | 3/2.0 (+1) | 1,222 (+7%) | 6mo | $107,900 | $88 | 46 |
| 5009 Quail Ridge Dr | 0.67mi | 3/2.0 (+1) | 1,272 (+12%) | 3mo | $226,495 | $178 | 38 |
| 5016 Fox Glen Dr | 0.73mi | 3/2.0 (+1) | 1,272 (+12%) | 1mo | $219,900 | $173 | 37 |
| 5019 Fox Glen Dr | 0.69mi | 3/2.0 (+1) | 1,272 (+12%) | 3mo | $219,900 | $173 | 37 |
| 5012 Fox Glen Dr | 0.71mi | 3/2.0 (+1) | 1,272 (+12%) | 2mo | $219,900 | $173 | 37 |
| 5023 Fox Glen Dr | 0.70mi | 3/2.0 (+1) | 1,272 (+12%) | 3mo | $219,900 | $173 | 37 |
| 5026 Quail Ridge Dr | 0.67mi | 3/2.0 (+1) | 1,272 (+12%) | 5mo | $217,900 | $171 | 36 |
| 5013 Quail Ridge Dr | 0.67mi | 3/2.0 (+1) | 1,272 (+12%) | 6mo | $221,855 | $174 | 36 |
| 5030 Quail Ridge Dr | 0.68mi | 3/2.0 (+1) | 1,272 (+12%) | 9mo | $219,900 | $173 | 33 |
| 5035 Quail Ridge Dr | 0.69mi | 3/2.0 (+1) | 1,272 (+12%) | 9mo | $214,900 | $169 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.23% rent growth · sell at horizon
- IRR
- 18.5%
- Equity multiple
- 1.76×
- Total profit
- $14,704
- Equity at exit
- $10,288
- IRR
- 27.8%
- Equity multiple
- 3.61×
- Total profit
- $50,381
- Equity at exit
- $5,966
Cash invested: $19,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Mississippi
- 90 Strongly Landlord-Friendly · R+11
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 39212
- Home prices YoY
- -11.7%
- Rents YoY
- 4.2%
- Active inventory
- 302
- Price-to-rent
- 5.1×
Monthly cashflow live
- Estimated rent
- $1,132 medium interval (Pro) →
- Mortgage (P&I)
- −$362
- Tax from tax record
- −$120 /mo · $1,441/yr
- Insurance
- −$29
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$238
- Net cashflow
- $384
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $17,250
- Closing costs
- $2,070
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2750 N Siwell Rd Jackson, MS | 1.0–2.0 | 1.0 | 850 | $975 | $1.15 | 13d | 1 | 0.14mi |
| 4954 Hanging Oak Dr Jackson, MS | 3.0 | 2.0 | 1082 | $1,215 | $1.12 | 43d | 1 | 0.72mi |
| 1457 Lakeview Ave Jackson, MS | 3.0 | 2.0 | 1288 | $1,426 | $1.11 | 13d | 1 | 1.39mi |
| 1478 Bass Ave Jackson, MS | 3.0 | 2.0 | 1036 | $1,525 | $1.47 | 13d | 1 | 1.40mi |
Listing history 14 events
-
2026-06-18days on market $69,000 Active 17 DOM
-
2026-06-17days on market $69,000 Active 16 DOM
-
2026-06-16days on market $69,000 Active 15 DOM
-
2026-06-15days on market $69,000 Active 14 DOM
-
2026-06-14days on market $69,000 Active 12 DOM
-
2026-06-13days on market $69,000 Active 11 DOM
-
2026-06-10days on market $69,000 Active 9 DOM
-
2026-06-09days on market $69,000 Active 8 DOM
-
2026-06-08days on market $69,000 Active 7 DOM
-
2026-06-07days on market $69,000 Active 6 DOM
-
2026-06-05days on market $69,000 Active 3 DOM
-
2026-06-03days on market $69,000 Active 2 DOM
-
2026-06-02remarks 38-char remark
-
2026-06-02$69,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MS · Resets to sale price
- Current annual tax
- $1,441 · $120/mo
- Projected year-2 tax
- $1,441 · $120/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,584
- − Mortgage interest
- −$3,865
- − Property taxes
- −$1,441
- − Insurance
- −$345
- − Repairs & maintenance
- −$1,087
- − Management
- −$1,087
- − Depreciation
- −$2,007
- Taxable income
- $3,752
- Est. tax owed @ 24.0%
- −$900
- After-tax cash flow
- $3,702/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jackson Public School District
- NCES district ID
- 2802190
- Math proficiency
- 9% ▼ -14.00%
- Reading proficiency
- 18% ▼ -7.00%
- Median HH income
- $33,234
- Composite
- 10.89/100
- National rank
- #9755
- State rank
- #112 of 130 in MS
Livability — Jackson
- Score
- 68/100
- State rank
- #66
- US rank
- #9695
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jackson, MS
- County
- Hinds County · 167,040 people
- City population
- 140,204
- Metro
- Jackson, MS
- Population (ZIP)
- 25,659
- Household income
- $50,722
- Rent vs Own
- Severe rent burden
- 1314.0
Population outlook (Hinds County) Hauer SSP2
- Today (2025)
- 242,528 people
- By 2030
- 241,113 · -0.6%
- By 2040
- 235,557 · -2.9%
- By 2050
- 226,946 · -6.4%
- By 2075
- 199,995 · -17.5%
- By 2100
- 164,165 · -32.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (86%)
- Race & ethnicity
- Black 86% White 9% Hispanic / Latino 3% Two or more races 3%
- Common ancestry
- Serbian 1% Lithuanian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 97% English-only · Spanish 2%
Political lean MEDSL · Hinds
- 2024 margin
- Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
- 2008→2024 swing
- +7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
- All cycles
- 2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -23.01%
- Current HPI
- 174.4025
- Rent YoY
- ▲ 4.23%
- Metro
- Jackson, MS
- State GDP YoY
- —
- F500 in state
- 0
Price history
5 events — show timeline
- 2026-06-01 Listed $69,000 MLSU
- 2016-05-17 Sold (Public Records) — Public Records
- 2014-11-05 Sold (Public Records) — Public Records
- 1994-04-08 Sold (Public Records) — Public Records
- 1993-11-08 Sold (Public Records) — Public Records
Property tax history
+1.4%/yrLatest (2025): $1,441 · +3.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…