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5519 Will O Run Dr 🏷️ Likely Rental
B- Composite 68.05
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +3.6/5.0
  • Livability +3.4/5.0
  • Condition / age +2.5/5.0
  • Schools +1.1/10.0
  • Appreciation +0.0/10.0

$69,000

5519 Will O Run Dr · Jackson, MS 39212
2 bd · 1.0 ba · 1,140 sqft · SingleFamily public records · 17 Days on market
Built 1980 8,276 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Investment property - Tenant occupied

Key facts

  • 8,276 sq ft lot
  • Parking
  • Built 1980

Property features AI

Exterior

  • Parking: No garage (1 parking space)
  • Utilities: Public water; Public sewer; Cable available; Electricity connected; Sewer connected; Water connected
  • Home design: Single-family residence (house); One level
  • Construction: Brick veneer construction; Shingle roof; Slab foundation; Built (year source: public records)
  • Exterior features: Front porch; City lot

Interior

  • Kitchen: Electric range
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Den fireplace; Move-in ready

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $69,000 price doesn't fit this home's estimated sale value (~$197,220) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $69k.

Deal economics

  • At list price, monthly cash flow is $384 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $69k).
  • Recommended offer: $68k (1.5% below list) — sets the bar for market timing.
  • Cap rate 13.0% vs local median 9.9% in Jackson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F, health & safety F.
  • Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Timberlawn Elementary School (math 5% / reading 11%, grade F, #334 of 375 statewide, top 89%, 353 students, 100% FRL); Forest Hill High School (math 5% / reading 15%, grade F, #168 of 197 statewide, top 86%, 991 students, 100% FRL).
  • Market conditions: Rents rising fast (+4.2%/yr); 302 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $477 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 4.2% rent growth), your $19k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 17 days — a 2% lower offer ($68k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $67,965 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.64%
Cap rate
12.96%
Cash-on-cash
23.82%
DSCR
2.06
GRM
5.1

CMA / ARV

ARV (on-the-fly)
$197,220
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5551 Will O Run Cir 0.17mi 3/2.0 (+1) 1,138 (-0%) 6mo $99,900 $88 77
5513 Dogwood Trl 0.19mi 3/2.0 (+1) 1,219 (+7%) 2mo $130,000 $107 69
4271 Cypress Dr 0.60mi 3/2.0 (+1) 1,222 (+7%) 6mo $107,900 $88 46
5009 Quail Ridge Dr 0.67mi 3/2.0 (+1) 1,272 (+12%) 3mo $226,495 $178 38
5016 Fox Glen Dr 0.73mi 3/2.0 (+1) 1,272 (+12%) 1mo $219,900 $173 37
5019 Fox Glen Dr 0.69mi 3/2.0 (+1) 1,272 (+12%) 3mo $219,900 $173 37
5012 Fox Glen Dr 0.71mi 3/2.0 (+1) 1,272 (+12%) 2mo $219,900 $173 37
5023 Fox Glen Dr 0.70mi 3/2.0 (+1) 1,272 (+12%) 3mo $219,900 $173 37
5026 Quail Ridge Dr 0.67mi 3/2.0 (+1) 1,272 (+12%) 5mo $217,900 $171 36
5013 Quail Ridge Dr 0.67mi 3/2.0 (+1) 1,272 (+12%) 6mo $221,855 $174 36
5030 Quail Ridge Dr 0.68mi 3/2.0 (+1) 1,272 (+12%) 9mo $219,900 $173 33
5035 Quail Ridge Dr 0.69mi 3/2.0 (+1) 1,272 (+12%) 9mo $214,900 $169 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.23% rent growth · sell at horizon

5-year hold
IRR
18.5%
Equity multiple
1.76×
Total profit
$14,704
Equity at exit
$10,288
10-year hold
IRR
27.8%
Equity multiple
3.61×
Total profit
$50,381
Equity at exit
$5,966

Cash invested: $19,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Mississippi
90 Strongly Landlord-Friendly · R+11
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; very landlord-favorable; no rent control.

ZIP-level market 39212

Home prices YoY
-11.7%
Rents YoY
4.2%
Active inventory
302
Price-to-rent
5.1×

Monthly cashflow live

Estimated rent
$1,132 medium interval (Pro) →
Mortgage (P&I)
$362
Tax from tax record
$120 /mo · $1,441/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$238
Net cashflow
$384

Break-even live

Break-even rent $646
Max offer price $69,000
Occupancy floor 61%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,250
Closing costs
$2,070
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2750 N Siwell Rd Jackson, MS 1.0–2.0 1.0 850 $975 $1.15 13d 1 0.14mi
4954 Hanging Oak Dr Jackson, MS 3.0 2.0 1082 $1,215 $1.12 43d 1 0.72mi
1457 Lakeview Ave Jackson, MS 3.0 2.0 1288 $1,426 $1.11 13d 1 1.39mi
1478 Bass Ave Jackson, MS 3.0 2.0 1036 $1,525 $1.47 13d 1 1.40mi

Listing history 14 events

  1. 2026-06-18
    days on market $69,000 Active 17 DOM
  2. 2026-06-17
    days on market $69,000 Active 16 DOM
  3. 2026-06-16
    days on market $69,000 Active 15 DOM
  4. 2026-06-15
    days on market $69,000 Active 14 DOM
  5. 2026-06-14
    days on market $69,000 Active 12 DOM
  6. 2026-06-13
    days on market $69,000 Active 11 DOM
  7. 2026-06-10
    days on market $69,000 Active 9 DOM
  8. 2026-06-09
    days on market $69,000 Active 8 DOM
  9. 2026-06-08
    days on market $69,000 Active 7 DOM
  10. 2026-06-07
    days on market $69,000 Active 6 DOM
  11. 2026-06-05
    days on market $69,000 Active 3 DOM
  12. 2026-06-03
    days on market $69,000 Active 2 DOM
  13. 2026-06-02
    remarks 38-char remark
  14. 2026-06-02
    listed $69,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

Current annual tax
$1,441 · $120/mo
Projected year-2 tax
$1,441 · $120/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,584
− Mortgage interest
−$3,865
− Property taxes
−$1,441
− Insurance
−$345
− Repairs & maintenance
−$1,087
− Management
−$1,087
− Depreciation
−$2,007
Taxable income
$3,752
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$900
After-tax cash flow
$3,702/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jackson Public School District
NCES district ID
2802190
Math proficiency
9% ▼ -14.00%
Reading proficiency
18% ▼ -7.00%
Median HH income
$33,234
Composite
10.89/100
National rank
#9755
State rank
#112 of 130 in MS

Livability — Jackson

Score
68/100
State rank
#66
US rank
#9695

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jackson, MS
County
Hinds County · 167,040 people
City population
140,204
Metro
Jackson, MS
Population (ZIP)
25,659
Household income
$50,722
Rent vs Own
37.8% rent · 62.2% own
Severe rent burden
1314.0

Population outlook (Hinds County) Hauer SSP2

Today (2025)
242,528 people
By 2030
241,113 · -0.6%
By 2040
235,557 · -2.9%
By 2050
226,946 · -6.4%
By 2075
199,995 · -17.5%
By 2100
164,165 · -32.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (86%)
Race & ethnicity
Black 86% White 9% Hispanic / Latino 3% Two or more races 3%
Common ancestry
Serbian 1% Lithuanian 1%
Foreign-born
1% · Canada
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Hinds

2024 margin
Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
2008→2024 swing
+7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
All cycles
2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -23.01%
Current HPI
174.4025
Rent YoY
▲ 4.23%
Metro
Jackson, MS
State GDP YoY
F500 in state
0

Price history

5 events — show timeline
  • 2026-06-01 Listed $69,000 MLSU
  • 2016-05-17 Sold (Public Records) Public Records
  • 2014-11-05 Sold (Public Records) Public Records
  • 1994-04-08 Sold (Public Records) Public Records
  • 1993-11-08 Sold (Public Records) Public Records

Property tax history

+1.4%/yr

Latest (2025): $1,441 · +3.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…