8032 Clippert St · Taylor, MI 48180

$149,900

3 bd · 1.0 ba · 957 sqft · SingleFamily public records · 12 Days on market

Built 1954 4,792 sqft lot Est $173k · 13% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.0/30.0
• ARV discount +13.6/15.0
• DSCR +6.3/10.0
• 1% rule +5.2/10.0
• Livability +3.8/5.0
• Rent growth +3.7/5.0
• Condition / age +2.5/5.0
• Schools +1.8/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome home to easy, low-maintenance living in a convenient Taylor location. This charming ranch offers the comfort of single-level living with thoughtful updates already in place, all just minutes from shopping, golf, schools, expressways, and within walking distance to parks and schools. Featuring 3 bedrooms, 1 full bath, and 957 square feet, this ranch home offers a practical and inviting layout with a bright living room open to the dining area and kitchen, creating a comfortable space for everyday living and entertaining. Main floor laundry adds convenience, and the slab foundation means easy maintenance with no basement concerns. Outside, enjoy a fully fenced backyard with a new vinyl fence and new cement patio, perfect for relaxing, entertaining, or enjoying outdoor time. The inviting front porch features newly poured cement, adding to the home's curb appeal. Additional updates include newer air conditioning, new vinyl siding, and a newer roof and gutters. Conveniently located near everyday amenities while offering a neighborhood feel, this home is ready for its next chapter. Buyer to assume city repairs and certificate of occupancy. Schedule your private tour today and see the possibilities of calling this Taylor ranch home your own.

Key facts

• 4,792 sq ft lot
• Built 1954
• Listed 12 days

Property features AI

Exterior

• Parking: No garage
• Utilities: Public water; Public sewer
• Home design: Single-family residence; One story; Vinyl siding; Entry at ground level; Approximately 957 square feet above grade
• Construction: Slab foundation
• Exterior features: Fenced yard; Paved road access

Interior

• Bathrooms: One full bathroom
• Heating & cooling: Forced air heating; Natural gas heating; No central cooling
• Interior features: Five total rooms; Ground-level entry
• Laundry & utility: Washer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $150k.

Deal economics

• At list price, monthly cash flow is $184 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Cap rate 7.8% vs local median 5.4% in Taylor — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#144 in MI, #3,684 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, schools F, crime F.
• Taylor School District (urban): math 14% / reading 27% proficiency, ranked #462 of 540 in MI (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+4.9%/yr); 281 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
• This rent runs 30% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
• 10 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $35k; list at $150k implies a 328% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: moderate flood risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $149,900

Questions for the listing agent

1. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.02% ✓
• Cap rate: 7.77%
• Cash-on-cash: 5.26%
• DSCR: 1.23
• GRM: 8.2

CMA / ARV

• ARV (on-the-fly): $173,217
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7866 Dudley St	0.15mi	3/1.0	957 (0%)	5mo	$172,900	$181	89
8019 Roosevelt St	0.28mi	3/1.0	957 (0%)	3mo	$175,100	$183	85
7235 Mortenview Dr	0.35mi	3/1.0	946 (-1%)	4mo	$169,900	$180	79
8003 Roosevelt St	0.28mi	3/1.0	1,029 (+8%)	1mo	$195,000	$190	74
22324 Wohlfeil St	0.46mi	2/2.0 (-1)	948 (-1%)	5mo	$190,000	$200	64
6731 Harding St	0.58mi	3/1.0	1,001 (+5%)	5mo	$184,000	$184	61
8910 Mason St	0.46mi	3/1.0	1,053 (+10%)	5mo	$145,000	$138	58
20548 Lockwood St	0.53mi	3/1.0	1,053 (+10%)	3mo	$135,000	$128	56
7713 Jackson St	0.66mi	3/1.0	1,023 (+7%)	5mo	$174,000	$170	53
21144 Pinecrest St	0.57mi	3/1.0	1,074 (+12%)	1mo	$135,000	$126	52
7855 Weddel St	0.58mi	3/1.5	850 (-11%)	1mo	$213,500	$251	51
20812 Wick Rd	0.64mi	3/1.0	1,100 (+15%)	3mo	$155,000	$141	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.9% rent growth · sell at horizon

5-year hold

• IRR: -6.0%
• Equity multiple: 0.77×
• Total profit: $-9,583
• Equity at exit: $22,351

10-year hold

• IRR: 5.8%
• Equity multiple: 1.46×
• Total profit: $19,500
• Equity at exit: $12,961

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 48180

• Rents YoY: 4.9%
• Active inventory: 281
• Price-to-rent: 8.2×

Monthly cashflow live

• Estimated rent: $1,528 high
• Mortgage (P&I): −$786
• Tax from tax record: −$175 /mo · $2,094/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$321
• Net cashflow: $184

Break-even live

Break-even rent $1,295

Max offer price $149,900

Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,475
• Closing costs: $4,497
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7873 Syracuse St Taylor, MI	2.0	1.0	728	$1,400	$1.92	44d	1	1.02mi
9620 Elm St Taylor, MI	2.0	1.0	800	$1,470	$1.84	2d	3	1.21mi
9918 Allen Pointe Dr Allen Park, MI	1.0–2.0	1.0–2.0	678	$1,125	$1.66	12d	1	1.26mi
10019 Allen Pointe Dr Allen Park, MI	2.0	1.5	796	$1,055	$1.33	12d	1	1.34mi
24268 Haskell St Taylor, MI	1.0–2.0	1.0	880	$1,565	$1.78	2d	8	1.42mi
9725 Ruth Allen Park, MI	3.0	1.5	1110	$1,800	$1.62	3d	1	1.50mi

Listing history 29 events

1. 2026-06-09
   statusdays on market $149,900 Pending 12 DOM
2. 2026-06-08
   days on market $149,900 Active Under Contract 11 DOM
3. 2026-06-07
   days on market $149,900 Active Under Contract 10 DOM
4. 2026-06-04
   days on market $149,900 Active Under Contract 7 DOM
5. 2026-06-03
   days on market $149,900 Active Under Contract 6 DOM
6. 2026-06-02
   statusdays on market $149,900 Active Under Contract 5 DOM
7. 2026-06-01
   days on market $149,900 Active 4 DOM
8. 2026-05-31
   days on market $149,900 Active 3 DOM
9. 2026-05-29
   listed $149,900 Active 1261-char remark

   Show marketing remark (1261 chars)

   Welcome home to easy, low-maintenance living in a convenient Taylor location. This charming ranch offers the comfort of single-level living with thoughtful updates already in place, all just minutes from shopping, golf, schools, expressways, and within walking distance to parks and schools. Featuring 3 bedrooms, 1 full bath, and 957 square feet, this ranch home offers a practical and inviting layout with a bright living room open to the dining area and kitchen, creating a comfortable space for everyday living and entertaining. Main floor laundry adds convenience, and the slab foundation means easy maintenance with no basement concerns. Outside, enjoy a fully fenced backyard with a new vinyl fence and new cement patio, perfect for relaxing, entertaining, or enjoying outdoor time. The inviting front porch features newly poured cement, adding to the home's curb appeal. Additional updates include newer air conditioning, new vinyl siding, and a newer roof and gutters. Conveniently located near everyday amenities while offering a neighborhood feel, this home is ready for its next chapter. Buyer to assume city repairs and certificate of occupancy. Schedule your private tour today and see the possibilities of calling this Taylor ranch home your own.

10. 2026-05-29
    listed $149,900 Active

    Show marketing remark (1261 chars)

    Welcome home to easy, low-maintenance living in a convenient Taylor location. This charming ranch offers the comfort of single-level living with thoughtful updates already in place, all just minutes from shopping, golf, schools, expressways, and within walking distance to parks and schools. Featuring 3 bedrooms, 1 full bath, and 957 square feet, this ranch home offers a practical and inviting layout with a bright living room open to the dining area and kitchen, creating a comfortable space for everyday living and entertaining. Main floor laundry adds convenience, and the slab foundation means easy maintenance with no basement concerns. Outside, enjoy a fully fenced backyard with a new vinyl fence and new cement patio, perfect for relaxing, entertaining, or enjoying outdoor time. The inviting front porch features newly poured cement, adding to the home's curb appeal. Additional updates include newer air conditioning, new vinyl siding, and a newer roof and gutters. Conveniently located near everyday amenities while offering a neighborhood feel, this home is ready for its next chapter. Buyer to assume city repairs and certificate of occupancy. Schedule your private tour today and see the possibilities of calling this Taylor ranch home your own.

11. 2026-05-27
    historical $149,900 1261-char remark

    Show marketing remark (1261 chars)

    Welcome home to easy, low-maintenance living in a convenient Taylor location. This charming ranch offers the comfort of single-level living with thoughtful updates already in place, all just minutes from shopping, golf, schools, expressways, and within walking distance to parks and schools. Featuring 3 bedrooms, 1 full bath, and 957 square feet, this ranch home offers a practical and inviting layout with a bright living room open to the dining area and kitchen, creating a comfortable space for everyday living and entertaining. Main floor laundry adds convenience, and the slab foundation means easy maintenance with no basement concerns. Outside, enjoy a fully fenced backyard with a new vinyl fence and new cement patio, perfect for relaxing, entertaining, or enjoying outdoor time. The inviting front porch features newly poured cement, adding to the home's curb appeal. Additional updates include newer air conditioning, new vinyl siding, and a newer roof and gutters. Conveniently located near everyday amenities while offering a neighborhood feel, this home is ready for its next chapter. Buyer to assume city repairs and certificate of occupancy. Schedule your private tour today and see the possibilities of calling this Taylor ranch home your own.

12. 2009-07-25
    historical
13. 2009-07-25
    historical
14. 2008-11-17
    soldstatus $35,000
15. 2008-11-17
    soldstatus $35,000
16. 2008-11-10
    historical
17. 2008-04-29
    listed $45,000
18. 2008-04-29
    listed $45,000
19. 2005-02-23
    historical
20. 2004-10-22
    historical
21. 2004-08-23
    listed $94,500
22. 2004-08-23
    listed $94,500
23. 2004-08-23
    listed $94,500
24. 2004-08-21
    historical
25. 2004-08-21
    historical
26. 2004-05-21
    listed $99,900
27. 2004-05-21
    listed $99,900
28. 2004-05-21
    listed $99,900
29. 1991-11-08
    soldstatus $43,800

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

• Current annual tax: $2,094 · $175/mo
• Projected year-2 tax: $2,201 · $183/mo
• Expected delta: +$107/yr (+$9/mo · 5.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 66% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,335
• − Mortgage interest: −$8,397
• − Property taxes: −$2,094
• − Insurance: −$750
• − Repairs & maintenance: −$1,467
• − Management: −$1,467
• − Depreciation: −$4,361
• Taxable loss: −$200
• Est. tax savings @ 24.0%: +$48
• After-tax cash flow: $2,256/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Taylor School District
• NCES district ID: 2633540
• Math proficiency: 14% ▼ -7.00%
• Reading proficiency: 27% ▼ -4.00%
• Median HH income: $43,062
• Composite: 17.62/100
• National rank: #9034
• State rank: #462 of 540 in MI

Livability — Taylor

• Score: 76/100
• State rank: #144
• US rank: #3684

Category grades

Amenities B Commute A+ Cost of living A+ Crime F Employment D+ Housing A+ Health & safety B- User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Taylor, MI
• County: Wayne County · 1,562,939 people
• City population: 62,081
• Metro: Detroit-Warren-Dearborn, MI
• Population (ZIP): 62,081
• Household income: $61,081
• Rent vs Own: 33.3% rent · 66.7% own
• Severe rent burden: 1957.0

Population outlook (Wayne County) Hauer SSP2

• Today (2025): 1,675,273 people
• By 2030: 1,620,300 · -3.3%
• By 2040: 1,502,341 · -10.3%
• By 2050: 1,384,039 · -17.4%
• By 2075: 1,124,592 · -32.9%
• By 2100: 881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (65%)
• Race & ethnicity: White 65% Black 19% Two or more races 9% Hispanic / Latino 9% Asian 2%
• Hispanic origin (detail): Mexican 6% Puerto Rican 2%
• Common ancestry: Romanian 8% Lithuanian 3% Slovak 2%
• Foreign-born: 7% · Canada
• Languages at home: 89% English-only · Spanish 4% Arabic 3% Other Indo-European 3%

Political lean MEDSL · Wayne

• 2024 margin: Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
• 2008→2024 swing: -20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
• All cycles: 2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -212.33%
• Current HPI: 228.921
• Rent YoY: ▲ 4.90%
• Metro: Detroit-Warren-Dearborn, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

+242.2% since first listed

21 events — show timeline

• 2026-05-29 Listed $149,900 MiRealSource-MiMLS
• 2026-05-29 Listed $149,900 REALCOMP
• 2026-05-27 Coming Soon $149,900 MiRealSource-MiMLS
• 2009-07-25 Listing Removed — MiRealSource-MiMLS
• 2009-07-25 Listing Removed — MiRealSource-MiMLS
• 2008-11-17 Sold (MLS) $35,000 MiRealSource-MiMLS
• 2008-11-17 Sold (MLS) $35,000 REALCOMP
• 2008-11-10 Listing Removed — MiRealSource-MiMLS
• 2008-04-29 Listed $45,000 MiRealSource-MiMLS
• 2008-04-29 Listed $45,000 REALCOMP
• 2005-02-23 Listing Removed — MiRealSource-MiMLS
• 2004-10-22 Listing Removed — REALCOMP
• 2004-08-23 Listed $94,500 REALCOMP
• 2004-08-23 Listed $94,500 MiRealSource-MiMLS
• 2004-08-23 Listed $94,500 MiRealSource-MiMLS
• 2004-08-21 Listing Removed — MiRealSource-MiMLS
• 2004-08-21 Listing Removed — REALCOMP
• 2004-05-21 Listed $99,900 MiRealSource-MiMLS
• 2004-05-21 Listed $99,900 REALCOMP
• 2004-05-21 Listed $99,900 MiRealSource-MiMLS
• 1991-11-08 Sold (Public Records) $43,800 Public Records

Property tax history

+3.9%/yr

Latest (2025): $2,094 · -11.7% YoY. Source: county tax records.