105 Camptown Ave · Derby, CT 06418

$480,000

4 bd · 2.0 ba · 1,496 sqft · MultiFamily public records · 312 Days on market

Built 1884 2,613 sqft lot $321/sqft · 54% above area Est $469k · at est.

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.3/30.0
• ARV discount +6.4/15.0
• Livability +3.7/5.0
• DSCR +3.0/10.0
• Schools +2.6/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.1/10.0
• Appreciation +0.0/10.0

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks MLS

**SELLER CREDIT IS AVAILABLE**. LOW PROPERTY TAXES. NICE & WELL KEPT TWO-FAMILY HOME. MANY UPDATES, THE BATHROOMS, THE ROOF, FLOORING, TWO NATURAL GAS HEATING SYSTEMS, TWO ELECTRIC WATER HEATERS. BOTH UNITS ARE FRESHLY PAINTED, HAVE NEW KITCHEN CABINETS AND BACK SPLASHES. FRONT PARKING CAN HOLD 4 CARS & BACK YARD. 2 COVERED PORCHES THAT LET YOU SEE THE BEAUTIFULL HOUSATONIC RIVER DOWN BELOW. AMENITIES THAT ARE NEAR BY:RESTAURANTS, SHOPS AND FEW BIG RETAILERS. FEW MINUTES AWAY FROM THE MAJOR ROADS. ***A MUST SEE--IT WON'T LAST*** PROPERTY IS ALSO FOR RENT MLS #24173123

Key facts

• Covered porches
• Back yard
• Front parking

Tags

• TWO FAMILY HOME
• NATURAL GAS HEATING SYSTEMS
• ELECTRIC WATER HEATERS
• FRONT PARKING
• BACK YARD
• COVERED PORCHES

What this means for you Summary

Snapshot

• This is a 2 × 2-bed/1.0-bath units multifamily listed at $480k.

Deal economics

• At list price, monthly cash flow is $-261 ($-3k/yr) — negative. Per door: $-131/mo.
• To cash-flow at today's rent, offer at most $434k (9.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $342k (28.8% below list).
• Recommended offer: $342k (28.8% below list) — sets the bar for 1% rule.
• Cap rate 5.6% vs local median 4.0% in Derby — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#64 in CT, #4,574 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living B; Watch: crime D+, employment D+, amenities F.
• Derby School District (suburban): math 22% / reading 36% proficiency, ranked #127 of 153 in CT (top 83%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Irving School (math 12% / reading 22%, grade F, #459 of 553 statewide, top 84%, 306 students, 65% FRL); Derby Middle School (math 20% / reading 40%, grade F, #139 of 175 statewide, top 79%, 291 students, 54% FRL); Derby High School (math 5% / reading 34%, grade F, #165 of 194 statewide, top 87%, 369 students, 51% FRL).
• Market conditions: 40 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 502 units permitted in Naugatuck Valley Planning Region in 2024 (171 in 5+ unit buildings).
• At $3,417/mo this rent would consume 52% of the median local household income ($79k/yr) (locally 711% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $14k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 312 days — a 12% lower offer ($422k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 28y ago; this cycle's ask has dropped $40k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $385k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1884 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $341,700 (28.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 312 days. Have you received any prior offers? Is the seller open to a 29% concession, seller financing, or rate buy-down credit?
3. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
4. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
5. Built in 1884 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
9. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
10. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
11. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
12. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
13. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 0.71% ✗
• Cap rate: 5.64%
• Cash-on-cash: -2.33%
• DSCR: 0.90
• GRM: 11.7

CMA / ARV

• ARV (median comp): $468,559
• List price: $480,000
• Delta: 2.44%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
12 Summit St	0.41mi	3/2.0 (-1)	1,372 (-8%)	11mo	$300,000	$219	53
239 Elizabeth St	0.28mi	4/2.0	1,700 (+14%)	16mo	$270,000	$159	51
159 Caroline St	0.31mi	5/3.0 (+1)	1,616 (+8%)	19mo	$341,500	$211	47
71 Mount Pleasant St	0.74mi	4/2.5	1,622 (+8%)	3mo	$360,000	$222	47
87 Shelton Ave	0.62mi	4/2.0	1,568 (+5%)	24mo	$300,500	$192	43
40 West St	0.61mi	4/2.0	1,632 (+9%)	22mo	$450,000	$276	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -20.2%
• Equity multiple: 0.30×
• Total profit: $-94,582
• Equity at exit: $71,570

10-year hold

• IRR: -13.4%
• Equity multiple: 0.22×
• Total profit: $-104,459
• Equity at exit: $41,502

Cash invested: $134,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Connecticut: 27 Tenant-Leaning · D+7
• County: — inherits STATE
• City: — inherits STATE

Strong tenant statutes; rent commissions in some towns; courts slow especially in cities.

Methodology + full state rankings →

ZIP-level market 06418

• Home prices YoY: -19.5%
• Active inventory: 40
• Price-to-rent: 23.4×

Monthly cashflow live

• Estimated rent: $3,417 high
• Mortgage (P&I): −$2,517
• Tax from tax record: −$243 /mo · $2,921/yr
• Insurance: −$200
• HOA: −$0
• Vacancy / Maint / Mgmt: −$718
• Net cashflow: $-261

Break-even live

Break-even rent $3,748

Max offer price $433,865

Occupancy floor —

Sensitivity live

Price	-10% $11	-5% $-125	+0% $-261	+5% $-397	+10% $-533
Rent	-10% $-531	-5% $-396	+0% $-261	+5% $-126	+10% $9
Rate	-1.0pp $-19	-0.5pp $-139	base $-261	+0.5pp $-386	+1.0pp $-512

2-unit breakdown (identical units grouped — click to expand)

Units	Beds	Baths	Est. rent
▸ 2× units	2	1	$3,418
Total (2 units)			$3,417

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $120,000
• Closing costs: $14,400
• Reserves months: —
• Total cash needed: —

Rent comps 17 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
22 Hawthorne Ave Derby, CT	5.0	2.0	1500	$3,500	$2.33	4d	1	0.15mi
19 Hawkins St Unit 3 Derby, CT	3.0	1.0	1064	$2,300	$2.16	46d	1	0.17mi
30 Hawkins St Derby, CT	3.0	1.0	1185	$2,100	$1.77	46d	1	0.18mi
168 Minerva St Unit 2 Derby, CT	3.0	1.0	1450	$2,100	$1.45	5d	1	0.24mi
25 Elm St Unit 1st floor Shelton, CT	3.0	1.0	1100	$2,650	$2.41	4d	1	0.37mi
325 Coram Ave Unit C Shelton, CT	3.0	2.0	1365	$2,575	$1.89	25d	1	0.42mi
92 Smith St Derby, CT	3.0	1.0	1722	$2,050	$1.19	16d	1	0.43mi
106 Wooster St Shelton, CT	3.0	1.0	1152	$2,800	$2.43	12d	1	0.46mi
156 Hawthorne Ave Derby, CT	3.0	2.0	1710	$3,100	$1.81	12d	1	0.48mi
209 Howe Ave Unit 3 Shelton, CT	3.0	1.0	950	$1,900	$2.00	16d	1	0.76mi
39 Bank St Unit 2 Derby, CT	4.0	2.0	1200	$2,600	$2.17	4d	1	0.77mi
174 Coram Ave Unit 3 Shelton, CT	3.0	1.0	1270	$2,375	$1.87	16d	1	0.79mi
44 Gilbert St Derby, CT	5.0	1.0	1386	$2,500	$1.80	5d	1	0.85mi
399 Hawthorne Ave Derby, CT	3.0	1.0	1110	$2,200	$1.98	21d	1	1.05mi
130 New Haven Ave Derby, CT	3.0	1.0	1580	$2,000	$1.27	21d	1	1.22mi
42 Wells Ave Shelton, CT	3.0	1.5	1092	$3,200	$2.93	21d	1	1.23mi
106 Howard Ave Unit R Ansonia, CT	3.0	1.5	1232	$2,400	$1.95	25d	1	1.37mi

Listing history 43 events

1. 2026-06-22
   days on market $480,000 Active 312 DOM
2. 2026-06-18
   days on market $480,000 Active 309 DOM
3. 2026-06-17
   days on market $480,000 Active 308 DOM
4. 2026-06-16
   days on market $480,000 Active 307 DOM
5. 2026-06-15
   price $480,000 Active 306 DOM
6. 2026-06-15
   days on market $450,000 Active 306 DOM
7. 2026-06-14
   days on market $450,000 Active 304 DOM
8. 2026-06-10
   days on market $450,000 Active 301 DOM
9. 2026-06-09
   days on market $450,000 Active 300 DOM
10. 2026-06-08
    days on market $450,000 Active 299 DOM
11. 2026-06-07
    days on market $450,000 Active 298 DOM
12. 2026-06-03
    days on market $450,000 Active 294 DOM
13. 2026-06-03
    days on market $450,000 Active 293 DOM
14. 2026-06-01
    days on market $450,000 Active 292 DOM
15. 2026-05-31
    days on market $450,000 Active 291 DOM
16. 2026-03-23
    price $450,000 582-char remark

    Show marketing remark (582 chars)

    **SELLER CREDIT IS AVAILABLE**. LOW PROPERTY TAXES. NICE & WELL KEPT TWO-FAMILY HOME. MANY UPDATES, THE BATHROOMS, THE ROOF, FLOORING, TWO NATURAL GAS HEATING SYSTEMS, TWO ELECTRIC WATER HEATERS. BOTH UNITS ARE FRESHLY PAINTED, HAVE NEW KITCHEN CABINETS AND BACK SPLASHES. FRONT PARKING CAN HOLD 4 CARS & BACK YARD. 2 COVERED PORCHES THAT LET YOU SEE THE BEAUTIFULL HOUSATONIC RIVER DOWN BELOW. AMENITIES THAT ARE NEAR BY:RESTAURANTS, SHOPS AND FEW BIG RETAILERS. FEW MINUTES AWAY FROM THE MAJOR ROADS. ***A MUST SEE--IT WON'T LAST*** PROPERTY IS ALSO FOR RENT MLS #24173123

17. 2026-03-12
    price $460,000 582-char remark

    Show marketing remark (582 chars)

    **SELLER CREDIT IS AVAILABLE**. LOW PROPERTY TAXES. NICE & WELL KEPT TWO-FAMILY HOME. MANY UPDATES, THE BATHROOMS, THE ROOF, FLOORING, TWO NATURAL GAS HEATING SYSTEMS, TWO ELECTRIC WATER HEATERS. BOTH UNITS ARE FRESHLY PAINTED, HAVE NEW KITCHEN CABINETS AND BACK SPLASHES. FRONT PARKING CAN HOLD 4 CARS & BACK YARD. 2 COVERED PORCHES THAT LET YOU SEE THE BEAUTIFULL HOUSATONIC RIVER DOWN BELOW. AMENITIES THAT ARE NEAR BY:RESTAURANTS, SHOPS AND FEW BIG RETAILERS. FEW MINUTES AWAY FROM THE MAJOR ROADS. ***A MUST SEE--IT WON'T LAST*** PROPERTY IS ALSO FOR RENT MLS #24173123

18. 2026-02-17
    price $475,000 582-char remark

    Show marketing remark (582 chars)

    **SELLER CREDIT IS AVAILABLE**. LOW PROPERTY TAXES. NICE & WELL KEPT TWO-FAMILY HOME. MANY UPDATES, THE BATHROOMS, THE ROOF, FLOORING, TWO NATURAL GAS HEATING SYSTEMS, TWO ELECTRIC WATER HEATERS. BOTH UNITS ARE FRESHLY PAINTED, HAVE NEW KITCHEN CABINETS AND BACK SPLASHES. FRONT PARKING CAN HOLD 4 CARS & BACK YARD. 2 COVERED PORCHES THAT LET YOU SEE THE BEAUTIFULL HOUSATONIC RIVER DOWN BELOW. AMENITIES THAT ARE NEAR BY:RESTAURANTS, SHOPS AND FEW BIG RETAILERS. FEW MINUTES AWAY FROM THE MAJOR ROADS. ***A MUST SEE--IT WON'T LAST*** PROPERTY IS ALSO FOR RENT MLS #24173123

19. 2025-12-06
    price $499,900 582-char remark

    Show marketing remark (582 chars)

    **SELLER CREDIT IS AVAILABLE**. LOW PROPERTY TAXES. NICE & WELL KEPT TWO-FAMILY HOME. MANY UPDATES, THE BATHROOMS, THE ROOF, FLOORING, TWO NATURAL GAS HEATING SYSTEMS, TWO ELECTRIC WATER HEATERS. BOTH UNITS ARE FRESHLY PAINTED, HAVE NEW KITCHEN CABINETS AND BACK SPLASHES. FRONT PARKING CAN HOLD 4 CARS & BACK YARD. 2 COVERED PORCHES THAT LET YOU SEE THE BEAUTIFULL HOUSATONIC RIVER DOWN BELOW. AMENITIES THAT ARE NEAR BY:RESTAURANTS, SHOPS AND FEW BIG RETAILERS. FEW MINUTES AWAY FROM THE MAJOR ROADS. ***A MUST SEE--IT WON'T LAST*** PROPERTY IS ALSO FOR RENT MLS #24173123

20. 2025-11-05
    price $550,000 582-char remark

    Show marketing remark (582 chars)

    **SELLER CREDIT IS AVAILABLE**. LOW PROPERTY TAXES. NICE & WELL KEPT TWO-FAMILY HOME. MANY UPDATES, THE BATHROOMS, THE ROOF, FLOORING, TWO NATURAL GAS HEATING SYSTEMS, TWO ELECTRIC WATER HEATERS. BOTH UNITS ARE FRESHLY PAINTED, HAVE NEW KITCHEN CABINETS AND BACK SPLASHES. FRONT PARKING CAN HOLD 4 CARS & BACK YARD. 2 COVERED PORCHES THAT LET YOU SEE THE BEAUTIFULL HOUSATONIC RIVER DOWN BELOW. AMENITIES THAT ARE NEAR BY:RESTAURANTS, SHOPS AND FEW BIG RETAILERS. FEW MINUTES AWAY FROM THE MAJOR ROADS. ***A MUST SEE--IT WON'T LAST*** PROPERTY IS ALSO FOR RENT MLS #24173123

21. 2025-08-12
    listed $520,000 Active 582-char remark

    Show marketing remark (582 chars)

    **SELLER CREDIT IS AVAILABLE**. LOW PROPERTY TAXES. NICE & WELL KEPT TWO-FAMILY HOME. MANY UPDATES, THE BATHROOMS, THE ROOF, FLOORING, TWO NATURAL GAS HEATING SYSTEMS, TWO ELECTRIC WATER HEATERS. BOTH UNITS ARE FRESHLY PAINTED, HAVE NEW KITCHEN CABINETS AND BACK SPLASHES. FRONT PARKING CAN HOLD 4 CARS & BACK YARD. 2 COVERED PORCHES THAT LET YOU SEE THE BEAUTIFULL HOUSATONIC RIVER DOWN BELOW. AMENITIES THAT ARE NEAR BY:RESTAURANTS, SHOPS AND FEW BIG RETAILERS. FEW MINUTES AWAY FROM THE MAJOR ROADS. ***A MUST SEE--IT WON'T LAST*** PROPERTY IS ALSO FOR RENT MLS #24173123

22. 2025-02-26
    soldstatus $385,000 Closed 218-char remark

    Show marketing remark (218 chars)

    NICE & WELL KEPT TWO-FAMILY HOME. MANY UPDATES, THE BATHROOMS, THE ROOF, TWO NATURAL GAS HEATING SYSTEMS, TWO GAS WATER HEATERS. OWNER IS PROUD OF OWNERSHIP. YOU HAVE TO SEE IT!!!!!!*MORE PICTURES WILL BE UPLOADED*

23. 2024-12-28
    status Under Contract 218-char remark

    Show marketing remark (218 chars)

    NICE & WELL KEPT TWO-FAMILY HOME. MANY UPDATES, THE BATHROOMS, THE ROOF, TWO NATURAL GAS HEATING SYSTEMS, TWO GAS WATER HEATERS. OWNER IS PROUD OF OWNERSHIP. YOU HAVE TO SEE IT!!!!!!*MORE PICTURES WILL BE UPLOADED*

24. 2024-12-23
    listed $395,000 Active 218-char remark

    Show marketing remark (218 chars)

    NICE & WELL KEPT TWO-FAMILY HOME. MANY UPDATES, THE BATHROOMS, THE ROOF, TWO NATURAL GAS HEATING SYSTEMS, TWO GAS WATER HEATERS. OWNER IS PROUD OF OWNERSHIP. YOU HAVE TO SEE IT!!!!!!*MORE PICTURES WILL BE UPLOADED*

25. 2023-01-20
    soldstatus $251,000
26. 2023-01-18
    soldstatus $251,000 Closed
27. 2022-11-28
    historical Under Contract - Continue to Show
28. 2022-10-19
    status Under Contract
29. 2022-10-08
    listed $275,000 Active
30. 2022-07-19
    soldstatus $68,000
31. 2013-12-31
    historical
32. 2012-12-17
    listed $37,200
33. 2012-10-17
    historical
34. 2012-05-03
    listed $37,200
35. 2012-02-28
    historical
36. 2011-12-30
    listed $40,600
37. 2006-10-18
    soldstatus $173,000
38. 2006-08-14
    soldstatus $115,000
39. 2000-07-28
    soldstatus $68,000
40. 2000-06-16
    listed $79,900
41. 2000-01-09
    historical
42. 1998-07-09
    listed $79,900
43. 1995-07-28
    soldstatus $25,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CT · Partial reset (capped growth)

• Current annual tax: $2,921 · $243/mo
• Projected year-2 tax: $6,596 · $550/mo
• Expected delta: +$3,676/yr (+$306/mo · 125.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥98°F today · 16 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $41,004
• − Mortgage interest: −$26,887
• − Property taxes: −$2,921
• − Insurance: −$2,400
• − Repairs & maintenance: −$3,280
• − Management: −$3,280
• − Depreciation: −$13,964
• Taxable loss: −$11,729
• Est. tax savings @ 24.0%: +$2,815
• After-tax cash flow: $-319/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Derby School District
• NCES district ID: 0901110
• Math proficiency: 22% ▼ -8.00%
• Reading proficiency: 36% ▼ -1.00%
• Median HH income: $52,988
• Composite: 25.61/100
• National rank: #7410
• State rank: #127 of 153 in CT

Livability — Derby

• Score: 74/100
• State rank: #64
• US rank: #4574

Category grades

Amenities F Commute D- Cost of living B Crime D+ Employment D+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Derby, CT
• County: New Haven County · 688,236 people
• City population: 12,205
• Metro: New Haven-Milford, CT
• Population (ZIP): 12,205
• Household income: $78,542
• Rent vs Own: 38.4% rent · 61.6% own
• Severe rent burden: 711.0

Population outlook (Naugatuck Valley County) Hauer SSP2

• By 2040: 496,846

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: White 60% Hispanic / Latino 21% Black 10% Two or more races 8% Asian 2%
• Hispanic origin (detail): Puerto Rican 12% Dominican 3%
• Common ancestry: Romanian 8% Russian 3% Slovak 2%
• Foreign-born: 12% · Canada, China, Jamaica
• Languages at home: 78% English-only · Spanish 16% Other Indo-European 2% Russian/Polish/Slavic 2%

Political lean MEDSL · Naugatuck Valley

• 2024 margin: Lean R (+7.4) · D 45.6% · R 53.0% · Other 1.4%
• All cycles: 2024: R+7.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -49.06%
• Current HPI: 202.3832
• Rent YoY: —
• Metro: New Haven-Milford, CT
• State GDP YoY: ▲ 1.06%
• F500 in state: 38

Industry mix (Fortune 500 HQ in CT)

Industry	F500 HQs	Revenue
▸Industrial Machinery	4	$38B
▸Insurance	3	$71B
▸Financial Services	2	$25B
▸Transportation / Logistics	2	$18B
▸Healthcare	1	$247B
▸Telecommunications	1	$55B

Price history

+1664.7% since first listed

28 events — show timeline

• 2026-03-23 Price Changed $450,000 Smart MLS
• 2026-03-12 Price Changed $460,000 Smart MLS
• 2026-02-17 Price Changed $475,000 Smart MLS
• 2025-12-06 Price Changed $499,900 Smart MLS
• 2025-11-05 Price Changed $550,000 Smart MLS
• 2025-08-12 Listed $520,000 Smart MLS
• 2025-02-26 Sold (MLS) $385,000 Smart MLS
• 2024-12-28 Pending — Smart MLS
• 2024-12-23 Listed $395,000 Smart MLS
• 2023-01-20 Sold (Public Records) $251,000 Public Records
• 2023-01-18 Sold (MLS) $251,000 Smart MLS
• 2022-11-28 Contingent — Smart MLS
• 2022-10-19 Pending — Smart MLS
• 2022-10-08 Listed $275,000 Smart MLS
• 2022-07-19 Sold (Public Records) $68,000 Public Records
• 2013-12-31 Listing Removed — Smart MLS
• 2012-12-17 Listed $37,200 Smart MLS
• 2012-10-17 Listing Removed — Smart MLS
• 2012-05-03 Listed $37,200 Smart MLS
• 2012-02-28 Listing Removed — Smart MLS
• 2011-12-30 Listed $40,600 Smart MLS
• 2006-10-18 Sold (Public Records) $173,000 Public Records
• 2006-08-14 Sold (Public Records) $115,000 Public Records
• 2000-07-28 Sold (MLS) $68,000 Smart MLS
• 2000-06-16 Listed $79,900 Smart MLS
• 2000-01-09 Listing Removed — Smart MLS
• 1998-07-09 Listed $79,900 Smart MLS
• 1995-07-28 Sold (Public Records) $25,500 Public Records

Property tax history

+1.3%/yr

Latest (2022): $2,921 · +0.0% YoY. Source: county tax records.