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105 Gleaston Way
D+ Composite 47.22
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.9/15.0
  • Cash flow +13.2/30.0
  • Schools +4.3/10.0
  • DSCR +4.0/10.0
  • 1% rule +3.5/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$349,900

105 Gleaston Way · Guyton, GA 31312
4 bd · 2.5 ba · 2,289 sqft · SingleFamily public records · 25 Days on market
Built 2014 0.28 ac lot Est $407k · 14% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to this stunning 4 bedroom, 2.5 bath home offering the perfect blend of comfort, space, and functionality! The spacious main-level owners suite provides a private retreat with convenience and comfort, while the additional bedrooms upstairs offer plenty of room for family, guests, or a home office setup. A convenient half bath is also located on the main floor for visitors. Upstairs, enjoy a versatile den/loft area - perfect for a second living space, playroom, media room, or office. Step outside to a fully fenced backyard ideal for entertaining, pets, or relaxing evenings outdoors. This beautiful home combines a functional floor plan with inviting living spaces you'll love coming home to every day! This gem is located in the popular South Effingham School District. Just minutes from I95 for a quick ride to Pooler, the Airport, Gulfstream and The Port.

Key facts

  • 0.28 acre lot
  • Garage
  • Built 2014

Tags

MAIN-LEVEL OWNERS SUITEVERSATILE DEN LOFT AREAFULLY FENCED BACKYARD

Property features AI

Finance

  • Other: R-1 zoning; Located in the Laurel Mill subdivision

Exterior

  • Parking: Attached garage with garage door opener
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; Single-story
  • Construction: Vinyl siding
  • Exterior features: Privacy wood fencing; Asphalt road access

Interior

  • Kitchen: Dishwasher
  • Bedrooms: One main-level bedroom
  • Bathrooms: Two full bathrooms; One half bathroom; Two main-level bathrooms
  • Heating & cooling: Central electric heating; Central electric cooling
  • Interior features: Double vanity; Kitchen island; Pantry; No basement
  • Laundry & utility: Laundry room with washer hookup; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $350k.

Deal economics

  • At list price, monthly cash flow is $-5 ($-60/yr) — negative.
  • To cash-flow at today's rent, offer at most $349k (0.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $296k (15.3% below list).
  • Recommended offer: $296k (15.3% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 4.6% in Guyton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#128 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Effingham County (rural): math 49% / reading 48% proficiency, ranked #16 of 174 in GA (top 9%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Marlow Elementary School (math 63% / reading 50%, grade C+, #159 of 1,228 statewide, top 13%, 775 students, 31% FRL); South Effingham Middle School (math 51% / reading 58%, grade B-, #52 of 470 statewide, top 11%, 1,097 students, 32% FRL); South Effingham High School (math 33% / reading 27%, grade F, #135 of 424 statewide, top 32%, 1,888 students, 30% FRL) — zoned schools at 31% FRL track the district average.
  • Market conditions: 400 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 836 units permitted in Effingham County in 2024 (46 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($102k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Effingham County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 25 days — a 2% lower offer ($345k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $180k; list at $350k implies a 94% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 97% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $296,244 (15.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
6.28%
Cash-on-cash
-0.06%
DSCR
1.00
GRM
9.8

CMA / ARV

ARV (on-the-fly)
$407,442
Comps found
7
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
111 Gleaston Way 0.06mi 4/3.5 2,020 (-12%) 2mo $295,000 $146 72
639 Nease Rd 0.54mi 4/3.0 2,173 (-5%) 6mo $320,501 $147 59
447 Nease Rd 0.09mi 4/3.5 2,619 (+14%) 11mo $445,000 $170 58
104 Laurel Ln 0.08mi 4/2.0 2,020 (-12%) 21mo $379,900 $188 57
117 Myrtlewood Dr 0.67mi 4/2.5 2,200 (-4%) 12mo $440,000 $200 53
645 Nease Rd 0.56mi 3/2.5 (-1) 2,078 (-9%) 5mo $369,900 $178 50
221 Zittrouer Rd 0.73mi 3/2.5 (-1) 2,262 (-1%) 12mo $575,000 $254 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-16.4%
Equity multiple
0.42×
Total profit
$-57,018
Equity at exit
$52,171
10-year hold
IRR
-8.1%
Equity multiple
0.49×
Total profit
$-50,061
Equity at exit
$30,253

Cash invested: $97,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31312

Home prices YoY
-26.6%
Active inventory
400
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$2,962 medium interval (Pro) →
Mortgage (P&I)
$1,835
Tax from tax record
$365 /mo · $4,376/yr
Insurance
$146
HOA
$0
Vacancy / Maint / Mgmt
$622
Net cashflow
$-5

Break-even live

Break-even rent $2,969
Max offer price $349,015
Occupancy floor 95%

Sensitivity live

Price -10% $193 -5% $94 +0% $-5 +5% $-104 +10% $-203
Rent -10% $-239 -5% $-122 +0% $-5 +5% $112 +10% $229
Rate -1.0pp $171 -0.5pp $84 base $-5 +0.5pp $-96 +1.0pp $-188

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$87,475
Closing costs
$10,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
102 Old Mill Rd Guyton, GA 5.0 2.5 2950 $2,700 $0.92 25d 1 0.09mi
604 Majestic Dr Guyton, GA 5.0 2.5 2936 $3,000 $1.02 25d 1 1.37mi

Listing history 23 events

  1. 2026-06-21
    days on market $349,900 Active 25 DOM
  2. 2026-06-18
    days on market $349,900 Active 22 DOM
  3. 2026-06-17
    days on market $349,900 Active 21 DOM
  4. 2026-06-16
    days on market $349,900 Active 20 DOM
  5. 2026-06-15
    days on market $349,900 Active 19 DOM
  6. 2026-06-14
    days on market $349,900 Active 17 DOM
  7. 2026-06-13
    days on market $349,900 Active 16 DOM
  8. 2026-06-10
    days on market $349,900 Active 14 DOM
  9. 2026-06-09
    days on market $349,900 Active 13 DOM
  10. 2026-06-08
    days on market $349,900 Active 12 DOM
  11. 2026-06-07
    days on market $349,900 Active 11 DOM
  12. 2026-06-05
    days on market $349,900 Active 8 DOM
  13. 2026-06-03
    days on market $349,900 Active 7 DOM
  14. 2026-06-02
    days on market $349,900 Active 6 DOM
  15. 2026-06-01
    days on market $349,900 Active 5 DOM
  16. 2026-05-31
    days on market $349,900 Active 4 DOM
  17. 2026-05-30
    days on market $349,900 Active 3 DOM
  18. 2026-05-27
    listed $349,900 Active
    Show marketing remark (881 chars)

    Welcome home to this stunning 4 bedroom, 2.5 bath home offering the perfect blend of comfort, space, and functionality! The spacious main-level owners suite provides a private retreat with convenience and comfort, while the additional bedrooms upstairs offer plenty of room for family, guests, or a home office setup. A convenient half bath is also located on the main floor for visitors. Upstairs, enjoy a versatile den/loft area - perfect for a second living space, playroom, media room, or office. Step outside to a fully fenced backyard ideal for entertaining, pets, or relaxing evenings outdoors. This beautiful home combines a functional floor plan with inviting living spaces you'll love coming home to every day! This gem is located in the popular South Effingham School District. Just minutes from I95 for a quick ride to Pooler, the Airport, Gulfstream and The Port.

  19. 2026-05-27
    listed $349,900 New 881-char remark
    Show marketing remark (881 chars)

    Welcome home to this stunning 4 bedroom, 2.5 bath home offering the perfect blend of comfort, space, and functionality! The spacious main-level owners suite provides a private retreat with convenience and comfort, while the additional bedrooms upstairs offer plenty of room for family, guests, or a home office setup. A convenient half bath is also located on the main floor for visitors. Upstairs, enjoy a versatile den/loft area - perfect for a second living space, playroom, media room, or office. Step outside to a fully fenced backyard ideal for entertaining, pets, or relaxing evenings outdoors. This beautiful home combines a functional floor plan with inviting living spaces you'll love coming home to every day! This gem is located in the popular South Effingham School District. Just minutes from I95 for a quick ride to Pooler, the Airport, Gulfstream and The Port.

  20. 2025-12-03
    price $180,135
  21. 2015-09-25
    soldstatus $180,135
  22. 2014-05-13
    listed $180,135
  23. 2007-03-13
    listed $249,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$4,376 · $365/mo
Projected year-2 tax
$4,376 · $365/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 97% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$35,549
− Mortgage interest
−$19,600
− Property taxes
−$4,376
− Insurance
−$1,750
− Repairs & maintenance
−$2,844
− Management
−$2,844
− Depreciation
−$10,179
Taxable loss
−$6,042
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,450
After-tax cash flow
$1,390/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Effingham County
NCES district ID
1301980
Math proficiency
49% ▼ -6.00%
Reading proficiency
48% ▼ -5.00%
Median HH income
$60,503
Composite
42.56/100
National rank
#3195
State rank
#16 of 174 in GA

Livability — Guyton

Score
69/100
State rank
#128
US rank
#9058

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Effingham County · 68,439 people
City population
25,991
Metro
Savannah, GA
Population (ZIP)
25,991
Household income
$101,750
Rent vs Own
12.2% rent · 87.8% own
Severe rent burden
97.0

Population outlook (Effingham County) Hauer SSP2

Today (2025)
67,399 people
By 2030
72,297 · +7.3%
By 2040
81,602 · +21.1%
By 2050
89,494 · +32.8%
By 2075
105,976 · +57.2%
By 2100
111,943 · +66.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Black 11% Two or more races 9% Hispanic / Latino 7%
Hispanic origin (detail)
Mexican 3% Puerto Rican 2% Cuban 1%
Common ancestry
Slovak 2% Italian 2% Lithuanian 1%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 2%

Political lean MEDSL · Effingham

2024 margin
Solid R (+49.1) · D 25.2% · R 74.3%
2008→2024 swing
+1.6pp toward D · 2008: -50.7pp · 2024: -49.1pp
All cycles
2024: R+49.1 2020: R+49.5 2016: R+55.6 2012: R+51.2 2008: R+50.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -74.77%
Current HPI
205.9899
Rent YoY
Metro
Savannah, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+40.0% since first listed
6 events — show timeline
  • 2026-05-27 Listed $349,900 Hive MLS
  • 2026-05-27 Listed $349,900 GAMLS
  • 2025-12-03 Price Changed $180,135 Hive MLS
  • 2015-09-25 Sold (MLS) $180,135 Hive MLS
  • 2014-05-13 Listed $180,135 Hive MLS
  • 2007-03-13 Listed $249,900 Hive MLS

Property tax history

+40.1%/yr

Latest (2025): $4,376 · +2.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…