626 Beach Ave S · Lehigh Acres, FL
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +10.0/10.0
- ARV discount +7.5/15.0
- Cash flow +6.4/30.0
- Schools +4.1/10.0
- Livability +3.0/5.0
- Condition / age +2.5/5.0
- 1% rule +1.6/10.0
- Rent growth +1.3/5.0
- DSCR +0.7/10.0
$329,999
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
One or more photo(s) has been virtually staged, AI generated or rendered. Brand-new construction single-family home featuring 4 bedrooms and 2 full bathrooms with approximately 1,842 sq ft of living area per architectural plans. The home offers an open-concept layout with combined living and dining areas, tile flooring throughout, and a kitchen equipped with a refrigerator, dishwasher, and microwave.
Key facts
- 2 garage spots
- Built 2026
- Listed 41 days
Property features AI
Finance
- Financial info: Pets allowed (no pet restrictions)
Exterior
- Parking: 2-car garage with garage door opener; Driveway
- Security: Smoke detectors
- Utilities: Septic tank; Well water; Cable available
- Home design: Single-story; New construction; Faces west; R1 zoning
- Construction: Block construction; Shingle roof
- Exterior features: Patio; Security/high-impact doors; Automatic sprinklers; City street frontage; Paved road
Interior
- Kitchen: Dishwasher; Electric range; Microwave; Refrigerator; Electric water heater
- Bedrooms: Main-level bedroom
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning; Ceiling fans
- Interior features: Bedroom on main level; Dual sinks; First floor entry; Double-hung, sliding, metal and impact glass windows
- Laundry & utility: Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath land listed at $330k.
Deal economics
- At list price, monthly cash flow is $-565 ($-7k/yr) — negative.
- To cash-flow at today's rent, offer at most $248k (24.8% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $217k (34.2% below list).
- Recommended offer: $217k (34.2% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 59/100 on livability (#826 in FL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime C-, employment D+, schools D-.
- Lee (suburban): math 47% / reading 50% proficiency, ranked #42 of 73 in FL (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents falling (-4.7%/yr); 2460 active listings in the ZIP; 37 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); 15,411 units permitted in Lee County in 2024 (4,686 in 5+ unit buildings).
- This rent runs 36% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $35k of equity ($2k loan paydown + $33k appreciation (10.0% local appreciation)).
- Lee County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$57k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 41 days — a 3% lower offer ($320k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $45k; list at $330k implies a 633% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 41 days. Have you received any prior offers? Is the seller open to a 34% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.66% ✗
- Cap rate
- 4.24%
- Cash-on-cash
- -7.33%
- DSCR
- 0.67
- GRM
- 12.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
10.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 18.4%
- Equity multiple
- 2.49×
- Total profit
- $137,433
- Equity at exit
- $297,289
- IRR
- 16.6%
- Equity multiple
- 5.56×
- Total profit
- $421,665
- Equity at exit
- $641,115
Cash invested: $92,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33974
- Home prices YoY
- 5.8%
- Rents YoY
- -4.7%
- Active inventory
- 2460
- Price-to-rent
- 12.7×
Monthly cashflow live
- Estimated rent
- $2,172 high interval (Pro) →
- Mortgage (P&I)
- −$1,731
- Tax est. 1.5%
- −$412 /mo · $4,950/yr
- Insurance
- −$137
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$456
- Net cashflow
- $-565
Break-even live
Sensitivity live
| Price | -10% $-337 | -5% $-451 | +0% $-565 | +5% $-679 | +10% $-793 |
|---|---|---|---|---|---|
| Rent | -10% $-736 | -5% $-650 | +0% $-565 | +5% $-479 | +10% $-393 |
| Rate | -1.0pp $-398 | -0.5pp $-481 | base $-565 | +0.5pp $-650 | +1.0pp $-737 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $82,500
- Closing costs
- $9,900
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 37 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 556 Sherwood Ave S Lehigh Acres, FL | 3.0 | 2.0 | 1582 | $2,175 | $1.37 | 24d | 1 | 0.48mi |
| 1147 Antonio St E Lehigh Acres, FL | 3.0 | 2.0 | 1713 | $2,300 | $1.34 | 2d | 1 | 0.55mi |
| 954 Pilgrim St E Lehigh Acres, FL | 3.0 | 2.0 | 1246 | $1,625 | $1.30 | 2d | 1 | 0.63mi |
| 538 Flamingo Ave S Lehigh Acres, FL | 3.0 | 2.0 | 1272 | $1,791 | $1.41 | 4d | 1 | 0.66mi |
| 637 Montclair Ave S Lehigh Acres, FL | 3.0 | 2.0 | 1497 | $1,660 | $1.11 | 24d | 1 | 0.67mi |
| 928 Milwaukee Blvd Lehigh Acres, FL | 4.0 | 2.0 | 1719 | $1,990 | $1.16 | 24d | 1 | 0.69mi |
| 908 Winters St E Lehigh Acres, FL | 3.0 | 2.0 | 1639 | $2,200 | $1.34 | 11d | 1 | 0.75mi |
| 1144 Essex St E Lehigh Acres, FL | 3.0 | 2.0 | 1464 | $1,650 | $1.13 | 20d | 1 | 0.79mi |
| 819 Eisenhower Blvd Unit 819 Lehigh Acres, FL | 3.0 | 2.0 | 1390 | $1,650 | $1.19 | 24d | 1 | 0.87mi |
| 862 Charles Sise St E Lehigh Acres, FL | 3.0 | 2.0 | 1582 | $2,664 | $1.68 | 24d | 1 | 0.89mi |
| 827 Eisenhower Blvd Lehigh Acres, FL | 3.0 | 2.5 | 1640 | $1,780 | $1.09 | 12d | 1 | 0.91mi |
| 1224 Bayou St Lehigh Acres, FL | 3.0 | 2.0 | 1272 | $1,750 | $1.38 | 24d | 1 | 0.93mi |
| 828 Genoa Ave S Lehigh Acres, FL | 4.0 | 2.5 | 1632 | $2,400 | $1.47 | 24d | 1 | 0.93mi |
| 970 Lakeside Dr Lehigh Acres, FL | 3.0 | 2.0 | 1325 | $1,800 | $1.36 | 20d | 1 | 0.96mi |
| 1018 Kent St E Lehigh Acres, FL | 3.0 | 2.0 | 1600 | $2,000 | $1.25 | 16d | 1 | 0.96mi |
| 940 Sterling St E Lehigh Acres, FL | 4.0 | 2.0 | 1389 | $1,750 | $1.26 | 4d | 1 | 0.97mi |
| 751 Milano Ave S Lehigh Acres, FL | 4.0 | 3.0 | 2263 | $2,500 | $1.10 | 2d | 1 | 0.99mi |
| 765 Aprile Ave S Lehigh Acres, FL | 4.0 | 2.0 | 1712 | $2,100 | $1.23 | 2d | 1 | 1.00mi |
| 851 Eisenhower Blvd Lehigh Acres, FL | 3.0 | 2.0 | 2330 | $1,450 | $0.62 | 11d | 1 | 1.02mi |
| 541 Hawthorne Ave S Lehigh Acres, FL | 3.0 | 2.0 | 1634 | $1,921 | $1.18 | 4d | 1 | 1.04mi |
| 708 Godwid Ave S Lehigh Acres, FL | 3.0 | 2.0 | 1758 | $2,150 | $1.22 | 22d | 1 | 1.07mi |
| 847 Genoa Ave Lehigh Acres, FL | 3.0 | 2.0 | 1600 | $2,000 | $1.25 | 4d | 1 | 1.07mi |
| 710 Godwid Ave S Lehigh Acres, FL | 3.0 | 2.0 | 1758 | $2,150 | $1.22 | 3d | 1 | 1.08mi |
| 710 Godwid Ave S Lehigh Acres, FL | 3.0 | 2.0 | 1758 | $2,150 | $1.22 | 22d | 1 | 1.08mi |
| 710 Godwid Ave S Lehigh Acres, FL | 3.0 | 2.0 | 1758 | $2,150 | $1.22 | 4d | 1 | 1.08mi |
| 851 Bedford Dr Lehigh Acres, FL | 3.0 | 2.0 | 2364 | $1,600 | $0.68 | 24d | 1 | 1.10mi |
| 442 Genoa Ave S Lehigh Acres, FL | 4.0 | 2.0 | 1365 | $1,750 | $1.28 | 4d | 1 | 1.14mi |
| 459 Lackey Ave S Lehigh Acres, FL | 4.0 | 2.0 | 1833 | $1,825 | $1.00 | 2d | 1 | 1.14mi |
| 760 Festival Ave S Lehigh Acres, FL | 3.0 | 2.0 | 1650 | $2,000 | $1.21 | 24d | 1 | 1.38mi |
| 684 Thomas Sherwin Ave S Lehigh Acres, FL | 3.0 | 2.0 | 1288 | $1,695 | $1.32 | 4d | 1 | 1.38mi |
| 459 Lockport Ave S Lehigh Acres, FL | 3.0 | 2.0 | 1650 | $2,000 | $1.21 | 24d | 1 | 1.39mi |
| 530 Kilgour Ave Lehigh Acres, FL | 3.0 | 2.0 | 2214 | $1,795 | $0.81 | 4d | 1 | 1.40mi |
| 936 Eisenhower Blvd Lehigh Acres, FL | 3.0 | 2.0 | 1300 | $1,395 | $1.07 | 4d | 1 | 1.41mi |
| 947 Grant Blvd Lehigh Acres, FL | 4.0 | 2.0 | 1650 | $2,145 | $1.30 | 24d | 1 | 1.43mi |
| 604 Thomas Sherwin Ave S Lehigh Acres, FL | 4.0 | 2.0 | 1493 | $2,200 | $1.47 | 4d | 1 | 1.43mi |
| 934 Marilyn Ave S Lehigh Acres, FL | 4.0 | 2.0 | 1577 | $2,000 | $1.27 | 2d | 1 | 1.48mi |
| 934 Marilyn Ave S Lehigh Acres, FL | 4.0 | 2.0 | 1577 | $2,000 | $1.27 | 12d | 1 | 1.48mi |
Listing history 21 events
-
2026-06-17days on market $329,999 Active 41 DOM
-
2026-06-16days on market $329,999 Active 40 DOM
-
2026-06-15days on market $329,999 Active 39 DOM
-
2026-06-13days on market $329,999 Active 37 DOM
-
2026-06-10days on market $329,999 Active 34 DOM
-
2026-06-09days on market $329,999 Active 33 DOM
-
2026-06-08days on market $329,999 Active 32 DOM
-
2026-06-07days on market $329,999 Active 31 DOM
-
2026-06-03days on market $329,999 Active 27 DOM
-
2026-06-02days on market $329,999 Active 26 DOM
-
2026-06-01days on market $329,999 Active 25 DOM
-
2026-05-31days on market $329,999 Active 24 DOM
-
2026-05-07price $339,999 403-char remark
Show marketing remark (403 chars)
One or more photo(s) has been virtually staged, AI generated or rendered. Brand-new construction single-family home featuring 4 bedrooms and 2 full bathrooms with approximately 1,842 sq ft of living area per architectural plans. The home offers an open-concept layout with combined living and dining areas, tile flooring throughout, and a kitchen equipped with a refrigerator, dishwasher, and microwave.
-
2026-05-07$339,999 Active
Show marketing remark (403 chars)
One or more photo(s) has been virtually staged, AI generated or rendered. Brand-new construction single-family home featuring 4 bedrooms and 2 full bathrooms with approximately 1,842 sq ft of living area per architectural plans. The home offers an open-concept layout with combined living and dining areas, tile flooring throughout, and a kitchen equipped with a refrigerator, dishwasher, and microwave.
-
2026-04-30$344,999 Active 403-char remark
Show marketing remark (403 chars)
One or more photo(s) has been virtually staged, AI generated or rendered. Brand-new construction single-family home featuring 4 bedrooms and 2 full bathrooms with approximately 1,842 sq ft of living area per architectural plans. The home offers an open-concept layout with combined living and dining areas, tile flooring throughout, and a kitchen equipped with a refrigerator, dishwasher, and microwave.
-
2025-01-23soldstatus $45,000
-
2025-01-15soldstatus $22,500 Closed 293-char remark
Show marketing remark (293 chars)
Excellent opportunity in an area with new construction homes being built. The adjacent lot at 628 Beach is also available for sale. Close to golf courses, shopping and restaurants as well as just a short drive to Fort Myers and Punta Gorda airports, two spring training facilities and beaches!
-
2024-12-16status Pending 293-char remark
Show marketing remark (293 chars)
Excellent opportunity in an area with new construction homes being built. The adjacent lot at 628 Beach is also available for sale. Close to golf courses, shopping and restaurants as well as just a short drive to Fort Myers and Punta Gorda airports, two spring training facilities and beaches!
-
2024-12-12status Active 293-char remark
Show marketing remark (293 chars)
Excellent opportunity in an area with new construction homes being built. The adjacent lot at 628 Beach is also available for sale. Close to golf courses, shopping and restaurants as well as just a short drive to Fort Myers and Punta Gorda airports, two spring training facilities and beaches!
-
2024-12-06status Pending 293-char remark
Show marketing remark (293 chars)
Excellent opportunity in an area with new construction homes being built. The adjacent lot at 628 Beach is also available for sale. Close to golf courses, shopping and restaurants as well as just a short drive to Fort Myers and Punta Gorda airports, two spring training facilities and beaches!
-
2024-11-26$24,900 Active 293-char remark
Show marketing remark (293 chars)
Excellent opportunity in an area with new construction homes being built. The adjacent lot at 628 Beach is also available for sale. Close to golf courses, shopping and restaurants as well as just a short drive to Fort Myers and Punta Gorda airports, two spring training facilities and beaches!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,065
- − Mortgage interest
- −$18,485
- − Property taxes
- −$4,950
- − Insurance
- −$1,650
- − Repairs & maintenance
- −$2,085
- − Management
- −$2,085
- − Depreciation
- −$9,600
- Taxable loss
- −$12,790
- Est. tax savings @ 24.0%
- +$3,070
- After-tax cash flow
- $-3,706/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lee
- NCES district ID
- 1201080
- Math proficiency
- 47% ▼ -11.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $49,518
- Composite
- 41.49/100
- National rank
- #3458
- State rank
- #42 of 73 in FL
Livability — Lehigh Acres
- Score
- 59/100
- State rank
- #826
- US rank
- #20055
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lehigh Acres, FL
- County
- Lee County · 788,662 people
- City population
- 130,638
- Metro
- Cape Coral-Fort Myers, FL
- Population (ZIP)
- 19,927
- Household income
- $72,192
- Rent vs Own
- Severe rent burden
- 434.0
Population outlook (Lee County) Hauer SSP2
- Today (2025)
- 871,946 people
- By 2030
- 955,468 · +9.6%
- By 2040
- 1,113,587 · +27.7%
- By 2050
- 1,256,891 · +44.1%
- By 2075
- 1,560,270 · +78.9%
- By 2100
- 1,726,848 · +98.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Hispanic / Latino 52% Two or more races 31% White 26% Black 18%
- Hispanic origin (detail)
- Mexican 12% Puerto Rican 7% Cuban 20% Dominican 4%
- Common ancestry
- Hispanic 7% Italian 1% Portuguese 1%
- Foreign-born
- 32% · Canada, Jamaica
- Languages at home
- 48% English-only · Spanish 43% French/Haitian/Cajun 7% Other Indo-European 1%
Political lean MEDSL · Lee
- 2024 margin
- Strong R (+28.4) · D 35.5% · R 63.9%
- 2008→2024 swing
- -18.0pp toward R · 2008: -10.4pp · 2024: -28.4pp
- All cycles
- 2024: R+28.4 2020: R+19.2 2016: R+20.4 2012: R+16.6 2008: R+10.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 16.53%
- Current HPI
- 303.3399
- Rent YoY
- ▼ -4.68%
- Metro
- Cape Coral-Fort Myers, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+1265.5% since first listed9 events — show timeline
- 2026-05-07 Price Changed $339,999 NAPLESMLS
- 2026-05-07 Listed $339,999 MARMLS
- 2026-04-30 Listed $344,999 NAPLESMLS
- 2025-01-23 Sold (Public Records) $45,000 Public Records
- 2025-01-15 Sold (MLS) $22,500 FORTMLS
- 2024-12-16 Pending — FORTMLS
- 2024-12-12 Relisted — FORTMLS
- 2024-12-06 Pending — FORTMLS
- 2024-11-26 Listed $24,900 FORTMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…