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1309 Huckleberry Cir
B Composite 70.6
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +4.3/5.0
  • Schools +3.7/10.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$95,000

1309 Huckleberry Cir · Idaho Falls, ID 83401
5 bd · 3.0 ba · 1,472 sqft · Other public records · 39 Days on market
Built 1979 7,492 sqft lot $250/mo HOA · 12% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Affordability and Large Lot! This fixer upper is ready for you to come make it home. Lot rent is ONLY $250 per month, and buyer must be approved by community. This is the biggest corner lot in the park. Shed included outback. Great location to all downtown amenities, shopping, school and recreation. Huge living room with wood burning fireplace open kitchen and dining room area. Master bedroom with ensuite. Only 2 bedrooms but lots of living space

Key facts

  • 7,492 sq ft lot
  • Built 1979
  • Listed 38 days

Property features AI

Finance

  • HOA & community: Homeowners association with a $250 monthly fee

Exterior

  • Parking: Concrete parking
  • Utilities: Public water; Public sewer
  • Home design: Manufactured home (without land); Single-story / One level; Residential zoning (BONNEVILLE-R1-RESIDENTIAL)
  • Construction: Metal siding; Metal roof
  • Exterior features: Deck; Wood fencing

Interior

  • Kitchen: Microwave
  • Flooring: Laminate flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating; Ceiling fan(s) cooling
  • Interior features: Laminate counters; Fireplace (1)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/3.0-bath other listed at $95k.

Deal economics

  • At list price, monthly cash flow is $761 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $95k).
  • Recommended offer: $92k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 86/100 on livability (#3 in ID, #428 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+.
  • Idaho Falls District (urban): math 36% / reading 50% proficiency, ranked #54 of 92 in ID (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 397 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 2,253 units permitted in Bonneville County in 2024 (1,051 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($78k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Bonneville County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.5% rent growth), your $27k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 39 days — a 3% lower offer ($92k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $59k; list at $95k implies a 61% gain — meaningful room to come down on a strong offer.
Recommended offer $92,150 (3.0% below list)

Questions for the listing agent

  1. It's been on market 39 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.14%
Cap rate
15.91%
Cash-on-cash
34.34%
DSCR
2.53
GRM
3.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.51% rent growth · sell at horizon

5-year hold
IRR
26.6%
Equity multiple
2.06×
Total profit
$28,272
Equity at exit
$14,165
10-year hold
IRR
32.5%
Equity multiple
3.57×
Total profit
$68,267
Equity at exit
$8,214

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83401

Home prices YoY
-30.6%
Rents YoY
0.5%
Active inventory
397
Price-to-rent
3.9×

Monthly cashflow live

Estimated rent
$2,030 medium interval (Pro) →
Mortgage (P&I)
$498
Tax from tax record
$54 /mo · $653/yr
Insurance
$40
HOA
$250
Vacancy / Maint / Mgmt
$426
Net cashflow
$761

Break-even live

Break-even rent $1,066
Max offer price $95,000
Occupancy floor 57%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,750
Closing costs
$2,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
507 Linden Dr Idaho Falls, ID 5.0 2.0 1700 $1,825 $1.07 21d 1 1.43mi

HOA detail

Monthly dues
$250 · $3,000/yr

Listing history 23 events

  1. 2026-06-19
    days on market $95,000 Active 39 DOM
  2. 2026-06-18
    days on market $95,000 Active 38 DOM
  3. 2026-06-17
    days on market $95,000 Active 37 DOM
  4. 2026-06-16
    days on market $95,000 Active 36 DOM
  5. 2026-06-15
    days on market $95,000 Active 35 DOM
  6. 2026-06-14
    days on market $95,000 Active 33 DOM
  7. 2026-06-13
    days on market $95,000 Active 32 DOM
  8. 2026-06-10
    days on market $95,000 Active 30 DOM
  9. 2026-06-09
    days on market $95,000 Active 29 DOM
  10. 2026-06-08
    days on market $95,000 Active 28 DOM
  11. 2026-06-07
    days on market $95,000 Active 27 DOM
  12. 2026-06-05
    days on market $95,000 Active 24 DOM
  13. 2026-06-03
    days on market $95,000 Active 23 DOM
  14. 2026-06-02
    days on market $95,000 Active 22 DOM
  15. 2026-06-01
    days on market $95,000 Active 21 DOM
  16. 2026-05-31
    days on market $95,000 Active 20 DOM
  17. 2026-05-30
    days on market $95,000 Active 19 DOM
  18. 2026-04-29
    listed $95,000 Active
  19. 2025-12-07
    price $109,000
  20. 2024-05-03
    soldstatus Closed 450-char remark
    Show marketing remark (450 chars)

    Affordability and Large Lot! This fixer upper is ready for you to come make it home. Lot rent is ONLY $250 per month, and buyer must be approved by community. This is the biggest corner lot in the park. Shed included outback. Great location to all downtown amenities, shopping, school and recreation. Huge living room with wood burning fireplace open kitchen and dining room area. Master bedroom with ensuite. Only 2 bedrooms but lots of living space

  21. 2024-03-21
    status Pending 450-char remark
    Show marketing remark (450 chars)

    Affordability and Large Lot! This fixer upper is ready for you to come make it home. Lot rent is ONLY $250 per month, and buyer must be approved by community. This is the biggest corner lot in the park. Shed included outback. Great location to all downtown amenities, shopping, school and recreation. Huge living room with wood burning fireplace open kitchen and dining room area. Master bedroom with ensuite. Only 2 bedrooms but lots of living space

  22. 2024-03-16
    listed $55,000 Active 450-char remark
    Show marketing remark (450 chars)

    Affordability and Large Lot! This fixer upper is ready for you to come make it home. Lot rent is ONLY $250 per month, and buyer must be approved by community. This is the biggest corner lot in the park. Shed included outback. Great location to all downtown amenities, shopping, school and recreation. Huge living room with wood burning fireplace open kitchen and dining room area. Master bedroom with ensuite. Only 2 bedrooms but lots of living space

  23. 1990-01-01
    soldstatus $59,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast ID · Resets to sale price

Current annual tax
$653 · $54/mo
Projected year-2 tax
$656 · $55/mo
Expected delta
+$2/yr ($0/mo · 0.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,356
− Mortgage interest
−$5,321
− Property taxes
−$653
− Insurance
−$475
− Repairs & maintenance
−$1,948
− Management
−$1,948
− HOA
−$3,000
− Depreciation
−$2,764
Taxable income
$8,246
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,979
After-tax cash flow
$7,156/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Idaho Falls District
NCES district ID
1601530
Math proficiency
36% ▼ -2.00%
Reading proficiency
50% ▲ 1.00%
Median HH income
$48,119
Composite
36.75/100
National rank
#4581
State rank
#54 of 92 in ID

Livability — Idaho Falls

Score
86/100
State rank
#3
US rank
#428

Category grades

Amenities A+ Commute B Cost of living A+ Crime C Employment B- Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Idaho Falls, ID
County
Bonneville County · 125,162 people
City population
105,466
Metro
Idaho Falls, ID
Population (ZIP)
47,972
Household income
$78,497
Rent vs Own
24.7% rent · 75.3% own
Severe rent burden
422.0

Population outlook (Bonneville County) Hauer SSP2

Today (2025)
120,170 people
By 2030
124,993 · +4.0%
By 2040
134,091 · +11.6%
By 2050
142,122 · +18.3%
By 2075
157,767 · +31.3%
By 2100
160,316 · +33.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (80%)
Race & ethnicity
White 80% Hispanic / Latino 15% Two or more races 8%
Hispanic origin (detail)
Mexican 11% Puerto Rican 1%
Common ancestry
Italian 4% Slovak 3% Portuguese 2%
Foreign-born
4% · Canada
Languages at home
90% English-only · Spanish 9%

Political lean MEDSL · Bonneville

2024 margin
Solid R (+45.4) · D 25.6% · R 71.0% · Other 3.4%
2008→2024 swing
-2.4pp toward R · 2008: -43.0pp · 2024: -45.4pp
All cycles
2024: R+45.4 2020: R+43.6 2016: R+40.2 2012: R+51.8 2008: R+43.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -164.87%
Current HPI
374.2807
Rent YoY
▲ 0.51%
Metro
Idaho Falls, ID
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

+61.0% since first listed
6 events — show timeline
  • 2026-04-29 Listed $95,000 SRMLS
  • 2025-12-07 Price Changed $109,000 SRMLS
  • 2024-05-03 Sold (MLS) SRMLS
  • 2024-03-21 Pending SRMLS
  • 2024-03-16 Listed $55,000 SRMLS
  • 1990-01-01 Sold (Public Records) $59,000 Public Records

Property tax history

+7.2%/yr

Latest (2025): $653 · +38.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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