499 Glacier Way · Blythewood, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 7/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 64.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.1/30.0
- ARV discount +7.5/15.0
- DSCR +3.6/10.0
- Schools +3.6/10.0
- Livability +3.5/5.0
- 1% rule +3.3/10.0
- Rent growth +3.2/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$249,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
This open concept 3 bed 2 full bath WELL MAINTAINED property built in 2012 features a new TESLA EV CHARGER , spacious kitchen with stainless steel appliances, new TANKLESS water heater , new disposal , open living room, vaulted ceilings, roofed-in back patio, fully fenced backyard, nest thermostat, blink doorbell and hardwood / laminate flooring! Yard maintenance is a breeze with the automatic sprinkler system and HOA taking care of the front and side bushes and grass. QUIET neighborhood at the end of a cul-de-sac, this home is convenient to local restaurants, grocery stores and is in the Richland 2 school district ! ENJOY newly grown grass in the back yard while you munch on the fresh bl
Key facts
- Quiet street
- Open-concept kitchen
- Tesla ev charger
Tags
Property features AI
Finance
- Other: Paved road frontage; Approximately 0.12 acres
- HOA & community: Property is part of an association
Exterior
- Parking: Attached garage with 2 spaces
- Utilities: Public water; Public sewer
- Home design: Single-story home
- Construction: Slab foundation
- Exterior features: Sprinkler system; Full gutters; Screened back porch; Stone and vinyl exterior
Interior
- Bedrooms: Primary bedroom on the main level
- Bathrooms: Two full bathrooms
- Heating & cooling: Central cooling; Central heating; Gas heating on the first level
- Interior features: Ceiling fan; Garage opener; Pull-down attic access; Attic access
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $249k.
Deal economics
- At list price, monthly cash flow is $-57 ($-680/yr) — negative.
- To cash-flow at today's rent, offer at most $239k (4.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $207k (17.0% below list).
- Recommended offer: $207k (17.0% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 70/100 on livability (#58 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Sandlapper Elementary (math 30% / reading 34%, grade F, #369 of 597 statewide, top 64%, 656 students, 71% FRL); Westwood High (math 47% / reading 87%, grade B, #73 of 196 statewide, top 41%, 1,684 students, 66% FRL) — zoned schools average 69% FRL vs 38% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+2.8%/yr); 406 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
- This rent runs 34% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 49 days — a 3% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 64% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 49 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.83% ✗
- Cap rate
- 6.02%
- Cash-on-cash
- -0.98%
- DSCR
- 0.96
- GRM
- 10.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 2.81% rent growth · sell at horizon
- IRR
- -18.1%
- Equity multiple
- 0.36×
- Total profit
- $-44,339
- Equity at exit
- $37,127
- IRR
- -10.7%
- Equity multiple
- 0.36×
- Total profit
- $-44,818
- Equity at exit
- $21,529
Cash invested: $69,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29229
- Home prices YoY
- -21.5%
- Rents YoY
- 2.8%
- Active inventory
- 406
- Price-to-rent
- 10.0×
Monthly cashflow live
- Estimated rent
- $2,068 high interval (Pro) →
- Mortgage (P&I)
- −$1,306
- Tax from tax record
- −$188 /mo · $2,251/yr
- Insurance
- −$104
- HOA
- −$93
- Vacancy / Maint / Mgmt
- −$434
- Net cashflow
- $-57
Break-even live
Sensitivity live
| Price | -10% $84 | -5% $14 | +0% $-57 | +5% $-127 | +10% $-198 |
|---|---|---|---|---|---|
| Rent | -10% $-220 | -5% $-138 | +0% $-57 | +5% $25 | +10% $107 |
| Rate | -1.0pp $69 | -0.5pp $7 | base $-57 | +0.5pp $-121 | +1.0pp $-187 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,250
- Closing costs
- $7,470
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 61 Bluebead Ct Columbia, SC | 4.0 | 2.0 | 1515 | $2,249 | $1.48 | 4d | 1 | 0.26mi |
| 1069 Coralbean Way Columbia, SC | 3.0 | 2.0 | 1256 | $1,699 | $1.35 | 24d | 1 | 0.52mi |
| 608 Cottontail Ct N Columbia, SC | 4.0 | 2.0 | 1701 | $2,139 | $1.26 | 4d | 1 | 0.63mi |
| 213 Sagamare Rd Columbia, SC | 4.0 | 3.0 | 1664 | $1,970 | $1.18 | 24d | 1 | 0.86mi |
| 201 Trowbridge Rd Columbia, SC | 3.0 | 2.0 | 1220 | $1,649 | $1.35 | 24d | 1 | 1.03mi |
| 508 Longtown Rd Columbia, SC | 1.0–3.0 | 1.0–2.0 | 984 | $1,316 | $1.34 | 4d | 26 | 1.11mi |
| 102 Petworth Dr Columbia, SC | 4.0 | 3.0 | 1664 | $2,050 | $1.23 | 4d | 1 | 1.16mi |
| 21 Winslow Ct Columbia, SC | 3.0 | 2.0 | 1220 | $1,649 | $1.35 | 22d | 1 | 1.35mi |
| 13 Tomafield Ct Columbia, SC | 3.0 | 2.0 | 1721 | $2,000 | $1.16 | 4d | 1 | 1.37mi |
HOA detail
- Monthly dues
- $93 · $1,116/yr
- Likely covers
- water
Listing history 23 events
-
2026-06-18days on market $249,000 Active 49 DOM
-
2026-06-17days on market $249,000 Active 48 DOM
-
2026-06-16days on market $249,000 Active 47 DOM
-
2026-06-15days on market $249,000 Active 46 DOM
-
2026-06-14days on market $249,000 Active 44 DOM
-
2026-06-13days on market $249,000 Active 43 DOM
-
2026-06-10days on market $249,000 Active 41 DOM
-
2026-06-09days on market $249,000 Active 40 DOM
-
2026-06-08days on market $249,000 Active 39 DOM
-
2026-06-07days on market $249,000 Active 38 DOM
-
2026-06-05days on market $249,000 Active 35 DOM
-
2026-06-03days on market $249,000 Active 34 DOM
-
2026-06-03days on market $249,000 Active 33 DOM
-
2026-06-01remarks 699-char remark
-
2026-06-01days on market $249,000 Active 32 DOM
-
2026-05-31days on market $249,000 Active 31 DOM
-
2026-05-18price $249,000
-
2026-04-30$259,000 Active
-
2023-09-25soldstatus $225,000
-
2023-09-08status Pending
-
2023-08-25historical Active - Contingent
-
2023-08-23$225,000 Active
-
2018-06-22soldstatus $152,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $2,251 · $188/mo
- Projected year-2 tax
- $2,251 · $188/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 7/10 Severe 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 64% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,812
- − Mortgage interest
- −$13,948
- − Property taxes
- −$2,251
- − Insurance
- −$1,245
- − Repairs & maintenance
- −$1,985
- − Management
- −$1,985
- − HOA
- −$1,116
- − Depreciation
- −$7,244
- Taxable loss
- −$4,961
- Est. tax savings @ 24.0%
- +$1,191
- After-tax cash flow
- $511/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Richland 02
- NCES district ID
- 4503390
- Math proficiency
- 35% ▼ -15.00%
- Reading proficiency
- 47% ▼ -5.00%
- Median HH income
- $59,684
- Composite
- 36.2/100
- National rank
- #4730
- State rank
- #29 of 80 in SC
Livability — Blythewood
- Score
- 70/100
- State rank
- #58
- US rank
- #7406
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Richland County · 389,530 people
- City population
- 335,994
- Metro
- Columbia, SC
- Population (ZIP)
- 51,861
- Household income
- $74,043
- Rent vs Own
- Severe rent burden
- 1939.0
Population outlook (Richland County) Hauer SSP2
- Today (2025)
- 459,667 people
- By 2030
- 487,524 · +6.1%
- By 2040
- 542,035 · +17.9%
- By 2050
- 595,371 · +29.5%
- By 2075
- 732,998 · +59.5%
- By 2100
- 820,415 · +78.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- Black 62% White 24% Hispanic / Latino 8% Two or more races 6% Asian 3%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2%
- Common ancestry
- Slovak 1% Lithuanian 1% Romanian 1%
- Foreign-born
- 7% · Canada, South Korea, Jamaica
- Languages at home
- 89% English-only · Spanish 6% Other Indo-European 1% Korean 1%
Political lean MEDSL · Richland
- 2024 margin
- Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
- 2008→2024 swing
- +5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
- All cycles
- 2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -51.11%
- Current HPI
- 186.782
- Rent YoY
- ▲ 2.81%
- Metro
- Columbia, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+63.8% since first listed7 events — show timeline
- 2026-05-18 Price Changed $249,000 Consolidated MLS
- 2026-04-30 Listed $259,000 Consolidated MLS
- 2023-09-25 Sold (Public Records) $225,000 Public Records
- 2023-09-08 Pending — Consolidated MLS
- 2023-08-25 Contingent — Consolidated MLS
- 2023-08-23 Listed $225,000 Consolidated MLS
- 2018-06-22 Sold (Public Records) $152,000 Public Records
Property tax history
+4.1%/yrLatest (2025): $2,251 · +3.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…