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1249 Saxonburg Blvd
C+ Composite 60.31
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.5/30.0
  • ARV discount +15.0/15.0
  • Schools +6.9/10.0
  • DSCR +6.2/10.0
  • 1% rule +5.2/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$249,900

1249 Saxonburg Blvd · O'Hara, PA 15116
2 bd · 1.5 ba · 1,318 sqft · SingleFamily public records · 125 Days on market
Built 1953 0.58 ac lot $190/sqft · 17% below area Est $300k · 17% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 1249 Saxonburg Blvd in O’Hara Township, located in the highly desirable Fox Chapel Area School District and served by well-regarded Fairview Elementary. This inviting home combines suburban comfort with easy access to the best of the Pittsburgh area. Two bedrooms plus a den that can easily be converted into a third bedroom, offering flexible living space to suit your needs. Featuring a new roof and new refrigerator, the home offers thoughtful updates along with a finished basement that provides additional living space perfect for relaxing, entertaining, or working from home. The huge backyard creates endless possibilities for outdoor enjoyment, gatherings, or simply unwinding in your own private space. Ideally situated just minutes from parks, shopping, dining, and cultural destinations, this location offers convenience while maintaining a peaceful neighborhood feel. The nearby school bus stop adds everyday practicality for busy households.

Key facts

  • Huge backyard
  • Finished basement
  • New refrigerator

Tags

NEW ROOFNEW REFRIGERATORFINISHED BASEMENTHUGE BACKYARDPEACEFUL NEIGHBORHOODNEARBY SCHOOL BUS STOP

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath single-family listed at $250k.

Deal economics

  • At list price, monthly cash flow is $228 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $250k).
  • Recommended offer: $220k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Fox Chapel Area SD (suburban): math 73% / reading 85% proficiency, ranked #7 of 539 in PA (top 1%) — strong family-tenant draw, lease renewals of 3-5y typical; only 16% free/reduced lunch — higher-income household profile.
  • Market conditions: 34 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 125 days — a 12% lower offer ($220k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 10y ago; this cycle's ask has dropped $40k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $185k; 35% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: flood insurance adds $56/mo; built in 1953 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe flood risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $219,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 125 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.02%
Cap rate
7.65%
Cash-on-cash
4.86%
DSCR
1.22
GRM
8.1

CMA / ARV

ARV (median comp)
$300,110
List price
$249,900
Delta
-16.73%
Verdict
UNDERPRICED
Comps
7 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1198 Saxonburg Blvd 0.35mi 3/1.5 (+1) 1,432 (+9%) 20mo $215,000 $150 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-10.1%
Equity multiple
0.63×
Total profit
$-25,892
Equity at exit
$37,261
10-year hold
IRR
-0.7%
Equity multiple
0.95×
Total profit
$-3,519
Equity at exit
$21,607

Cash invested: $69,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15116

Home prices YoY
-32.7%
Active inventory
34
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$2,561 medium interval (Pro) →
Mortgage (P&I)
$1,311
Tax from tax record
$325 /mo · $3,904/yr
Insurance
$104
Flood insurance flood zone
−$56 /mo · $666/yr
HOA
$0
Vacancy / Maint / Mgmt
$538
Net cashflow
$228

Break-even live

Break-even rent $2,273
Max offer price $249,900
Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,475
Closing costs
$7,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
359 Dorseyville Rd Pittsburgh, PA 3.0 2.0 1198 $2,850 $2.38 1d 1 1.03mi
800 Flint Rd Allison Park, PA 3.0 1.5 994 $2,060 $2.07 4d 1 1.49mi

Listing history 35 events

  1. 2026-06-18
    days on market $249,900 Active 125 DOM
  2. 2026-06-17
    days on market $249,900 Active 124 DOM
  3. 2026-06-16
    days on market $249,900 Active 123 DOM
  4. 2026-06-15
    days on market $249,900 Active 122 DOM
  5. 2026-06-13
    days on market $249,900 Active 120 DOM
  6. 2026-06-09
    days on market $249,900 Active 116 DOM
  7. 2026-06-08
    days on market $249,900 Active 115 DOM
  8. 2026-06-07
    pricedays on market $249,900 Active 114 DOM
  9. 2026-06-03
    days on market $257,000 Active 110 DOM
  10. 2026-06-02
    days on market $257,000 Active 109 DOM
  11. 2026-06-01
    days on market $257,000 Active 108 DOM
  12. 2026-05-31
    days on market $257,000 Active 107 DOM
  13. 2026-04-29
    price $257,000 971-char remark
    Show marketing remark (971 chars)

    Welcome to 1249 Saxonburg Blvd in O’Hara Township, located in the highly desirable Fox Chapel Area School District and served by well-regarded Fairview Elementary. This inviting home combines suburban comfort with easy access to the best of the Pittsburgh area. Two bedrooms plus a den that can easily be converted into a third bedroom, offering flexible living space to suit your needs. Featuring a new roof and new refrigerator, the home offers thoughtful updates along with a finished basement that provides additional living space perfect for relaxing, entertaining, or working from home. The huge backyard creates endless possibilities for outdoor enjoyment, gatherings, or simply unwinding in your own private space. Ideally situated just minutes from parks, shopping, dining, and cultural destinations, this location offers convenience while maintaining a peaceful neighborhood feel. The nearby school bus stop adds everyday practicality for busy households.

  14. 2026-04-06
    price $263,000 971-char remark
    Show marketing remark (971 chars)

    Welcome to 1249 Saxonburg Blvd in O’Hara Township, located in the highly desirable Fox Chapel Area School District and served by well-regarded Fairview Elementary. This inviting home combines suburban comfort with easy access to the best of the Pittsburgh area. Two bedrooms plus a den that can easily be converted into a third bedroom, offering flexible living space to suit your needs. Featuring a new roof and new refrigerator, the home offers thoughtful updates along with a finished basement that provides additional living space perfect for relaxing, entertaining, or working from home. The huge backyard creates endless possibilities for outdoor enjoyment, gatherings, or simply unwinding in your own private space. Ideally situated just minutes from parks, shopping, dining, and cultural destinations, this location offers convenience while maintaining a peaceful neighborhood feel. The nearby school bus stop adds everyday practicality for busy households.

  15. 2026-03-12
    price $270,000 971-char remark
    Show marketing remark (971 chars)

    Welcome to 1249 Saxonburg Blvd in O’Hara Township, located in the highly desirable Fox Chapel Area School District and served by well-regarded Fairview Elementary. This inviting home combines suburban comfort with easy access to the best of the Pittsburgh area. Two bedrooms plus a den that can easily be converted into a third bedroom, offering flexible living space to suit your needs. Featuring a new roof and new refrigerator, the home offers thoughtful updates along with a finished basement that provides additional living space perfect for relaxing, entertaining, or working from home. The huge backyard creates endless possibilities for outdoor enjoyment, gatherings, or simply unwinding in your own private space. Ideally situated just minutes from parks, shopping, dining, and cultural destinations, this location offers convenience while maintaining a peaceful neighborhood feel. The nearby school bus stop adds everyday practicality for busy households.

  16. 2026-02-26
    price $279,900 971-char remark
    Show marketing remark (971 chars)

    Welcome to 1249 Saxonburg Blvd in O’Hara Township, located in the highly desirable Fox Chapel Area School District and served by well-regarded Fairview Elementary. This inviting home combines suburban comfort with easy access to the best of the Pittsburgh area. Two bedrooms plus a den that can easily be converted into a third bedroom, offering flexible living space to suit your needs. Featuring a new roof and new refrigerator, the home offers thoughtful updates along with a finished basement that provides additional living space perfect for relaxing, entertaining, or working from home. The huge backyard creates endless possibilities for outdoor enjoyment, gatherings, or simply unwinding in your own private space. Ideally situated just minutes from parks, shopping, dining, and cultural destinations, this location offers convenience while maintaining a peaceful neighborhood feel. The nearby school bus stop adds everyday practicality for busy households.

  17. 2026-02-13
    listed $289,700 Active 971-char remark
    Show marketing remark (971 chars)

    Welcome to 1249 Saxonburg Blvd in O’Hara Township, located in the highly desirable Fox Chapel Area School District and served by well-regarded Fairview Elementary. This inviting home combines suburban comfort with easy access to the best of the Pittsburgh area. Two bedrooms plus a den that can easily be converted into a third bedroom, offering flexible living space to suit your needs. Featuring a new roof and new refrigerator, the home offers thoughtful updates along with a finished basement that provides additional living space perfect for relaxing, entertaining, or working from home. The huge backyard creates endless possibilities for outdoor enjoyment, gatherings, or simply unwinding in your own private space. Ideally situated just minutes from parks, shopping, dining, and cultural destinations, this location offers convenience while maintaining a peaceful neighborhood feel. The nearby school bus stop adds everyday practicality for busy households.

  18. 2026-02-11
    historical Expired 930-char remark
    Show marketing remark (930 chars)

    HAPPY NEW YEAR! NEW BEGINNINGS, NEW PRICE! Welcome to this inviting home in O’Hara Twp, set within the Fox Chapel Area School District and served by the Fairview Elementary School. With the school bus stop just about 20 feet from the front door, everyday life is made easier for families. Recent updates add comfort and peace of mind, including a brand-new roof with full decking (2025), a new refrigerator (2025), and a newer furnace/heating system (2023). The warm, welcoming feel of the home makes it easy to settle in and enjoy from day one. The backyard offers a bright, open outdoor space ideal for play, pets, gardening, or relaxing with friends and family. Its versatile layout allows you to create the outdoor experience you’ve been envisioning. Located minutes from top parks, shopping, amenities, and cultural districts, this home blends suburban comfort with convenient access to nearby city attractions.

  19. 2026-01-15
    price $289,700 930-char remark
    Show marketing remark (930 chars)

    HAPPY NEW YEAR! NEW BEGINNINGS, NEW PRICE! Welcome to this inviting home in O’Hara Twp, set within the Fox Chapel Area School District and served by the Fairview Elementary School. With the school bus stop just about 20 feet from the front door, everyday life is made easier for families. Recent updates add comfort and peace of mind, including a brand-new roof with full decking (2025), a new refrigerator (2025), and a newer furnace/heating system (2023). The warm, welcoming feel of the home makes it easy to settle in and enjoy from day one. The backyard offers a bright, open outdoor space ideal for play, pets, gardening, or relaxing with friends and family. Its versatile layout allows you to create the outdoor experience you’ve been envisioning. Located minutes from top parks, shopping, amenities, and cultural districts, this home blends suburban comfort with convenient access to nearby city attractions.

  20. 2025-12-21
    price $307,700 930-char remark
    Show marketing remark (930 chars)

    HAPPY NEW YEAR! NEW BEGINNINGS, NEW PRICE! Welcome to this inviting home in O’Hara Twp, set within the Fox Chapel Area School District and served by the Fairview Elementary School. With the school bus stop just about 20 feet from the front door, everyday life is made easier for families. Recent updates add comfort and peace of mind, including a brand-new roof with full decking (2025), a new refrigerator (2025), and a newer furnace/heating system (2023). The warm, welcoming feel of the home makes it easy to settle in and enjoy from day one. The backyard offers a bright, open outdoor space ideal for play, pets, gardening, or relaxing with friends and family. Its versatile layout allows you to create the outdoor experience you’ve been envisioning. Located minutes from top parks, shopping, amenities, and cultural districts, this home blends suburban comfort with convenient access to nearby city attractions.

  21. 2025-12-05
    price $325,000 930-char remark
    Show marketing remark (930 chars)

    HAPPY NEW YEAR! NEW BEGINNINGS, NEW PRICE! Welcome to this inviting home in O’Hara Twp, set within the Fox Chapel Area School District and served by the Fairview Elementary School. With the school bus stop just about 20 feet from the front door, everyday life is made easier for families. Recent updates add comfort and peace of mind, including a brand-new roof with full decking (2025), a new refrigerator (2025), and a newer furnace/heating system (2023). The warm, welcoming feel of the home makes it easy to settle in and enjoy from day one. The backyard offers a bright, open outdoor space ideal for play, pets, gardening, or relaxing with friends and family. Its versatile layout allows you to create the outdoor experience you’ve been envisioning. Located minutes from top parks, shopping, amenities, and cultural districts, this home blends suburban comfort with convenient access to nearby city attractions.

  22. 2025-11-15
    listed $349,800 Active 930-char remark
    Show marketing remark (930 chars)

    HAPPY NEW YEAR! NEW BEGINNINGS, NEW PRICE! Welcome to this inviting home in O’Hara Twp, set within the Fox Chapel Area School District and served by the Fairview Elementary School. With the school bus stop just about 20 feet from the front door, everyday life is made easier for families. Recent updates add comfort and peace of mind, including a brand-new roof with full decking (2025), a new refrigerator (2025), and a newer furnace/heating system (2023). The warm, welcoming feel of the home makes it easy to settle in and enjoy from day one. The backyard offers a bright, open outdoor space ideal for play, pets, gardening, or relaxing with friends and family. Its versatile layout allows you to create the outdoor experience you’ve been envisioning. Located minutes from top parks, shopping, amenities, and cultural districts, this home blends suburban comfort with convenient access to nearby city attractions.

  23. 2021-03-24
    soldstatus $185,000
  24. 2021-03-18
    soldstatus $185,000 Closed
  25. 2021-02-24
    status Pending
  26. 2021-02-01
    historical Contingent
  27. 2021-01-27
    listed $189,000 Active
  28. 2016-10-14
    soldstatus $150,000
  29. 2016-09-10
    status Under Contract
  30. 2016-09-07
    soldstatus $150,000 Sold
  31. 2016-07-17
    historical Contingent
  32. 2016-06-30
    price $150,000
  33. 2016-06-10
    listed $160,000 Active
  34. 2004-11-30
    soldstatus $44,700
  35. 2001-12-19
    soldstatus $80,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$3,904 · $325/mo
Projected year-2 tax
$3,926 · $327/mo
Expected delta
+$22/yr (+$2/mo · 0.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone X (shaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$30,737
− Mortgage interest
−$13,998
− Property taxes
−$3,904
− Insurance
−$1,916
− Repairs & maintenance
−$2,459
− Management
−$2,459
− Depreciation
−$7,270
Taxable loss
−$1,269
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$305
After-tax cash flow
$3,041/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fox Chapel Area SD
NCES district ID
4210070
Math proficiency
73% ▼ -5.00%
Reading proficiency
85% ▼ -2.00%
Median HH income
$73,326
Composite
69.02/100
National rank
#324
State rank
#7 of 539 in PA

Livability — O'Hara

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
14,294

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (93%)
Race & ethnicity
White 93% Two or more races 4% Asian 1%
Common ancestry
Romanian 9% Italian 2% Slovak 1%
Foreign-born
2% · Canada
Languages at home
97% English-only · Other Indo-European 2%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -128.02%
Current HPI
263.6997
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+221.2% since first listed
23 events — show timeline
  • 2026-04-29 Price Changed $257,000 West Penn MLS
  • 2026-04-06 Price Changed $263,000 West Penn MLS
  • 2026-03-12 Price Changed $270,000 West Penn MLS
  • 2026-02-26 Price Changed $279,900 West Penn MLS
  • 2026-02-13 Listed $289,700 West Penn MLS
  • 2026-02-11 Delisted West Penn MLS
  • 2026-01-15 Price Changed $289,700 West Penn MLS
  • 2025-12-21 Price Changed $307,700 West Penn MLS
  • 2025-12-05 Price Changed $325,000 West Penn MLS
  • 2025-11-15 Listed $349,800 West Penn MLS
  • 2021-03-24 Sold (Public Records) $185,000 Public Records
  • 2021-03-18 Sold (MLS) $185,000 West Penn MLS
  • 2021-02-24 Pending West Penn MLS
  • 2021-02-01 Contingent West Penn MLS
  • 2021-01-27 Listed $189,000 West Penn MLS
  • 2016-10-14 Sold (Public Records) $150,000 Public Records
  • 2016-09-10 Pending West Penn MLS
  • 2016-09-07 Sold (MLS) $150,000 West Penn MLS
  • 2016-07-17 Contingent West Penn MLS
  • 2016-06-30 Price Changed $150,000 West Penn MLS
  • 2016-06-10 Listed $160,000 West Penn MLS
  • 2004-11-30 Sold (Public Records) $44,700 Public Records
  • 2001-12-19 Sold (Public Records) $80,000 Public Records

Property tax history

+1.8%/yr

Latest (2026): $3,904 · +1.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…